Osmond V G Plan · Broussard, LA 70518

$275,990

4 bd · 2.0 ba · 1,830 sqft · SingleFamily · 115 Days on market

Good condition Garage

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.8/30.0
• ARV discount +7.5/15.0
• Schools +5.1/10.0
• Condition / age +4.0/5.0
• Livability +3.6/5.0
• 1% rule +2.7/10.0
• Rent growth +2.5/5.0
• DSCR +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to Ambassador Commons, a premier new home community located in the heart of Broussard, Louisiana, just minutes from Highway 90. Developed by DSLD Homes, one of Louisiana's most trusted home builders, this upscale neighborhood offers modern living, quality construction, and exceptional value. With a focus on thoughtful design, every home in Ambassador Commons combines style, comfort, and functionality, making it an ideal choice for families, first-time buyers, and those looking to downsize without compromising on quality. Ambassador Commons features a variety of new construction homes with three- and four-bedroom floor plans to suit a wide range of lifestyles.

Key facts

• Quality construction
• New home community
• Thoughtful design

Tags

• NEW HOME COMMUNITY
• QUALITY CONSTRUCTION
• THOUGHTFUL DESIGN
• HIGH-END FINISHES
• BRICK AND HARDIPLANK SIDING
• 3CM GRANITE COUNTERTOPS

🏗️ New construction. The $275,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $289,428.

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $276k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-241 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $255k (7.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (19.3% below list).
• Recommended offer: $223k (19.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 71/100 on livability (#49 in LA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-, employment B+; Watch: amenities F, commute F, health & safety F.
• Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); Youngsville Middle School (math 42% / reading 52%, grade D+, #37 of 218 statewide, top 18%, 646 students, 49% FRL); O. Comeaux High School (math 38% / reading 40%, grade F, #86 of 265 statewide, top 33%, 1,098 students, 56% FRL) — zoned schools at 56% FRL track the district average.
• Market conditions: 391 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 115 days — a 9% lower offer ($251k) is reasonable based on typical stale-listing flexibility.

Recommended offer $222,696 (19.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.77% ✗
• Cap rate: 5.29%
• Cash-on-cash: -3.57%
• DSCR: 0.84
• GRM: 10.8

CMA / ARV

• ARV (median comp): $289,428
• List price: $275,990
• Delta: -4.64%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
106 Star Ln	0.11mi	4/2.5	1,851 (+1%)	3mo	$276,100	$149	89
110 Star Ln	0.12mi	3/2.0 (-1)	1,858 (+2%)	2mo	$280,911	$151	85
115 Lotus St	0.13mi	3/2.0 (-1)	1,858 (+2%)	3mo	$274,590	$148	84
103 Crescent Row	0.36mi	4/2.5	1,851 (+1%)	1mo	$281,591	$152	79
806 Summer St	0.36mi	3/2.0 (-1)	1,779 (-3%)	0mo	$282,617	$159	74
103 Lotus St	0.08mi	3/2.0 (-1)	1,660 (-9%)	3mo	$262,894	$158	73
112 Star Ln	0.13mi	3/2.0 (-1)	1,660 (-9%)	1mo	$265,913	$160	72
109 Lotus St	0.10mi	3/2.0 (-1)	1,660 (-9%)	3mo	$259,578	$156	72
702 Summer St	0.29mi	4/2.0	1,986 (+8%)	1mo	$293,177	$148	71
903 Summer St	0.37mi	3/2.0 (-1)	1,925 (+5%)	2mo	$285,157	$148	67
108 Star Ln	0.11mi	4/3.0	2,092 (+14%)	0mo	$305,051	$146	66
112 Cajun St	0.69mi	3/2.0 (-1)	1,821 (-0%)	1mo	$279,900	$154	61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -22.3%
• Equity multiple: 0.23×
• Total profit: $-62,208
• Equity at exit: $43,155

10-year hold

• IRR: -16.3%
• Equity multiple: 0.09×
• Total profit: $-73,788
• Equity at exit: $25,024

Cash invested: $81,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Louisiana: 90 Strongly Landlord-Friendly · R+12
• County: — inherits STATE
• City: — inherits STATE

5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 51 active · 20 under contract
• Months of supply: 8.3 mo (12%/mo absorbed)
• Median asking: $277,990 ($151/sqft)
• Median days on market: 309 d
• This list price: 41% of active listings are priced below it
• ARV vs active asking: +4.6% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 70518

• Home prices YoY: -16.0%
• Active inventory: 391
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $2,227 medium
• Mortgage (P&I): −$1,518
• Tax est. 1.5%: −$362 /mo · $4,341/yr
• Insurance: −$121
• HOA: −$0
• Vacancy / Maint / Mgmt: −$468
• Net cashflow: $-241

Break-even live

Break-even rent $2,532

Max offer price $254,573

Occupancy floor —

Sensitivity live

Price	-10% $-41	-5% $-141	+0% $-241	+5% $-341	+10% $-441
Rent	-10% $-417	-5% $-329	+0% $-241	+5% $-153	+10% $-65
Rate	-1.0pp $-95	-0.5pp $-167	base $-241	+0.5pp $-316	+1.0pp $-392

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,357
• Closing costs: $8,683
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
102 GILDED Ln Broussard, LA	3.0	2.0	1660	$2,200	$1.33	70d	1	0.12mi
207 Bayou des Glaises Rd Broussard, LA	3.0	2.0	1710	$2,000	$1.17	70d	1	0.99mi
105 Turnmill Dr Broussard, LA	4.0	3.0	2200	$2,500	$1.14	62d	1	1.24mi
213 Longleaf Dr Broussard, LA	3.0	2.0	1653	$2,000	$1.21	70d	1	1.37mi

Property features AI

Finance

• Other: Address: 105 Summer St, Broussard, LA 70518Status: ActiveLast updated: 2026-05-21
• Financial info: List price $275,990

Exterior

• Parking: 2 garage spaces2 total parking spaces
• Home design: Single-family plan: Osmond V G
• Exterior features: Living area 1,830

Interior

• Bedrooms: 4 bedrooms
• Bathrooms: 2 full bathrooms
• Interior features: Plan home

Listing history 50 events

1. 2026-08-08
   days on market $275,990 Active 115 DOM
2. 2026-08-07
   days on market $275,990 Active 114 DOM
3. 2026-08-06
   days on market $275,990 Active 113 DOM
4. 2026-08-05
   days on market $275,990 Active 112 DOM
5. 2026-08-04
   days on market $275,990 Active 111 DOM
6. 2026-08-03
   days on market $275,990 Active 110 DOM
7. 2026-07-31
   days on market $275,990 Active 107 DOM
8. 2026-07-30
   days on market $275,990 Active 106 DOM
9. 2026-07-29
   days on market $275,990 Active 105 DOM
10. 2026-07-27
    days on market $275,990 Active 103 DOM
11. 2026-07-23
    days on market $275,990 Active 99 DOM
12. 2026-07-22
    days on market $275,990 Active 98 DOM
13. 2026-07-21
    days on market $275,990 Active 97 DOM
14. 2026-07-18
    days on market $275,990 Active 94 DOM
15. 2026-07-16
    days on market $275,990 Active 92 DOM
16. 2026-07-16
    days on market $275,990 Active 91 DOM
17. 2026-07-14
    days on market $275,990 Active 90 DOM
18. 2026-07-13
    days on market $275,990 Active 89 DOM
19. 2026-07-12
    days on market $275,990 Active 88 DOM
20. 2026-07-11
    days on market $275,990 Active 87 DOM
21. 2026-07-10
    days on market $275,990 Active 86 DOM
22. 2026-07-09
    days on market $275,990 Active 85 DOM
23. 2026-07-08
    days on market $275,990 Active 84 DOM
24. 2026-07-07
    days on market $275,990 Active 83 DOM
25. 2026-07-06
    days on market $275,990 Active 82 DOM
26. 2026-07-05
    days on market $275,990 Active 81 DOM
27. 2026-07-04
    days on market $275,990 Active 80 DOM
28. 2026-07-03
    days on market $275,990 Active 79 DOM
29. 2026-07-02
    days on market $275,990 Active 78 DOM
30. 2026-07-01
    days on market $275,990 Active 77 DOM
31. 2026-06-30
    days on market $275,990 Active 76 DOM
32. 2026-06-29
    days on market $275,990 Active 75 DOM
33. 2026-06-28
    days on market $275,990 Active 74 DOM
34. 2026-06-28
    days on market $275,990 Active 73 DOM
35. 2026-06-27
    days on market $275,990 Active 72 DOM
36. 2026-06-25
    days on market $275,990 Active 70 DOM
37. 2026-06-23
    days on market $275,990 Active 68 DOM
38. 2026-06-21
    days on market $275,990 Active 67 DOM
39. 2026-06-18
    days on market $275,990 Active 64 DOM
40. 2026-06-17
    days on market $275,990 Active 63 DOM
41. 2026-06-16
    days on market $275,990 Active 62 DOM
42. 2026-06-15
    days on market $275,990 Active 61 DOM
43. 2026-06-14
    days on market $275,990 Active 59 DOM
44. 2026-06-13
    days on market $275,990 Active 58 DOM
45. 2026-06-10
    days on market $275,990 Active 56 DOM
46. 2026-06-09
    days on market $275,990 Active 55 DOM
47. 2026-06-08
    days on market $275,990 Active 54 DOM
48. 2026-06-07
    days on market $275,990 Active 53 DOM
49. 2026-06-05
    days on market $275,990 Active 50 DOM
50. 2026-06-03
    days on market $275,990 Active 49 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $26,724
• − Mortgage interest: −$16,212
• − Property taxes: −$4,341
• − Insurance: −$1,447
• − Repairs & maintenance: −$2,138
• − Management: −$2,138
• − Depreciation: −$8,420
• Taxable loss: −$7,973
• Est. tax savings @ 24.0%: +$1,914
• After-tax cash flow: $-977/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 None rehab

This home is in excellent condition with no visible repairs or maintenance needed. It offers a good return on investment with updates that can significantly increase its resale and rental value.

Value-add opportunities

• Both Painting exterior and interior — Enhances curb appeal and interior aesthetics ↑
• Both Landscaping improvements — Enhances curb appeal and adds value ↑
• Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics ↑
• Both New paint in interior walls — Enhances interior aesthetics and value ↑

D Composite school gradezoned avg 51/100

Zoned Schools

Elementary Martial Billeaud Elementary School C+ LA #79/646 Nat'l #8,534/41,679 Middle Broussard Middle School D LA #49/218 Nat'l #4,747/14,009 High Southside High School C- LA #30/265 Nat'l #4,948/17,239

Schools (NCES district)

• District: Lafayette Parish
• NCES district ID: 2200870
• Math proficiency: 38% ▼ -32.00%
• Reading proficiency: 46% ▼ -24.00%
• Median HH income: $50,238
• Composite: 36.15/100
• National rank: #4741
• State rank: #19 of 98 in LA

B Composite livability gradescore 71/100

Livability — Broussard

• Score: 71/100
• State rank: #49
• US rank: #7184

Category grades

Amenities F Commute F Cost of living A- Crime B- Employment B+ Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Broussard, LA
• County: Lafayette Parish · 280,930 people
• City population: 17,263
• Metro: Lafayette, LA
• Population (ZIP): 17,263
• Household income: $106,710
• Rent vs Own: 15.7% rent · 84.3% own
• Severe rent burden: 19% of renters

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Population outlook (Lafayette County) Hauer SSP2

• Today (2025): 280,930 people
• By 2030: 301,092 · +7.2%
• By 2040: 339,456 · +20.8%
• By 2050: 375,156 · +33.5%
• By 2075: 451,672 · +60.8%
• By 2100: 497,203 · +77.0%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Black 15% Two or more races 5% Hispanic / Latino 5% Asian 3%
• Hispanic origin (detail): Mexican 1%
• Common ancestry: Lithuanian 20% Romanian 2% Portuguese 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 3% Other Asian/Pacific 2% French/Haitian/Cajun 1%

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Political lean MEDSL · Lafayette

• 2024 margin: Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
• 2008→2024 swing: -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
• All cycles: 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -30.65%
• Current HPI: 160.4167
• Rent YoY: —
• Metro: Lafayette, LA
• State GDP YoY: ▲ 3.29%
• F500 in state: 10

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Industry mix (Fortune 500 HQ in LA)

Industry	F500 HQs	Revenue
▸Telecommunications	2	$23B
▸Utilities	1	$12B
▸Wholesale / Distribution	1	$5B
▸Advertising	1	$2B

Property features AI

Finance

• Other: Address: 105 Summer St, Broussard, LA 70518Status: ActiveLast updated: 2026-05-21
• Financial info: List price $275,990

Exterior

• Parking: 2 garage spaces2 total parking spaces
• Home design: Single-family plan: Osmond V G
• Exterior features: Living area 1,830

Interior

• Bedrooms: 4 bedrooms
• Bathrooms: 2 full bathrooms
• Interior features: Plan home