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126 14th St NW
B Composite 71.59
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Rent growth +4.0/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$60,000

126 14th St NW · Barberton, OH 44203
3 bd · 1.0 ba · 1,358 sqft · SingleFamily public records · 3 Days on market
Built 1906 5,052 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Handyman or investor special. Cash only. Newer roof. Large living room and kitchen. Updated cabinets in kitchen. Lots of potential in this colonial. Nice size lot. Come take a look priced to sell quick.

Key facts

  • Front deck
  • Shopping
  • Local amenities

Tags

FRONT DECKGENEROUS BACKYARDLOCAL AMENITIESSCHOOLSPARKSSHOPPING

Property features AI

Finance

  • Financial info: Annual taxes noted (not included per instructions)

Exterior

  • Parking: No garage; Unpaved parking
  • Utilities: Public water; Public sewer
  • Home design: 2 stories; Above-grade finished area approximately 1,358 (per assessor)
  • Construction: Aluminum siding; Asphalt/fiberglass roof
  • Exterior features: Partial fencing; Lot dimensions approximately 35 x 139; Lot size about 0.116 acres

Interior

  • Bedrooms: Total of 6 rooms (bedroom count not specified)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air gas heating
  • Interior features: Full, unfinished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $60k.

Deal economics

  • At list price, monthly cash flow is $201 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Cap rate 19.5% vs local median 6.2% in Barberton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#428 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime C-, amenities F, commute F.
  • Barberton City (suburban): math 47% / reading 51% proficiency, ranked #466 of 656 in OH (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.9%/yr); 219 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 1,114 units permitted in Summit County in 2024 (397 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $415 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Summit County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 5.9% rent growth), your $17k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 9 sale attempts since 33y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $22k; list at $60k implies a 173% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 2.8% of price; flood insurance adds $460/mo; built in 1906 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $60,000

Questions for the listing agent

  1. Built in 1906 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.41%
Cap rate
19.52%
Cash-on-cash
47.23%
DSCR
3.10
GRM
3.5

CMA / ARV

ARV (on-the-fly)
$157,528
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
76 16th St NW 0.16mi 4/1.5 (+1) 1,360 (+0%) 1mo $175,000 $129 85
219 17th St NW 0.23mi 3/1.0 1,428 (+5%) 1mo $165,000 $116 80
144 19th St NW 0.23mi 4/2.5 (+1) 1,342 (-1%) 1mo $165,000 $123 75
30 22nd St NW 0.47mi 3/2.0 1,388 (+2%) 2mo $95,000 $68 69
263 19th St NW 0.32mi 3/1.0 1,469 (+8%) 3mo $115,000 $78 69
333 17th St NW 0.41mi 3/1.0 1,270 (-6%) 2mo $216,500 $170 68
36 23rd St SW 0.60mi 4/1.5 (+1) 1,380 (+2%) 0mo $139,000 $101 62
377 Hillsdale Ave 0.42mi 2/2.0 (-1) 1,282 (-6%) 3mo $165,000 $129 59
131 25th St NW 0.56mi 3/2.0 1,472 (+8%) 2mo $155,000 $105 54
48 20th St SW 0.46mi 4/2.0 (+1) 1,478 (+9%) 1mo $135,000 $91 54
402 Hall Ave 0.51mi 3/1.0 1,174 (-14%) 4mo $95,000 $81 50
67 25th St NW 0.61mi 3/1.5 1,200 (-12%) 0mo $184,000 $153 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.86% rent growth · sell at horizon

5-year hold
IRR
10.9%
Equity multiple
1.46×
Total profit
$7,689
Equity at exit
$8,946
10-year hold
IRR
23.8%
Equity multiple
3.57×
Total profit
$43,164
Equity at exit
$5,188

Cash invested: $16,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44203

Rents YoY
5.9%
Active inventory
219
Price-to-rent
3.5×

Monthly cashflow live

Estimated rent
$1,444 high interval (Pro) →
Mortgage (P&I)
$315
Tax from tax record
$140 /mo · $1,675/yr
Insurance
$25
Flood insurance flood zone
−$460 /mo · $5,525/yr
HOA
$0
Vacancy / Maint / Mgmt
$303
Net cashflow
$201

Break-even live

Break-even rent $1,189
Max offer price $60,000
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$15,000
Closing costs
$1,800
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
200 8th St NW Barberton, OH 3.0 2.0 1144 $1,550 $1.35 14d 1 0.35mi
667 W Park Ave Barberton, OH 2.0 1.0 900 $1,350 $1.50 14d 1 0.36mi
268 21st St NW Barberton, OH 2.0 1.0 1224 $1,399 $1.14 14d 1 0.38mi
149 2nd St SW Unit 149 Barberton, OH 2.0 1.0 1037 $1,100 $1.06 14d 1 0.84mi
1270 South Ave Barberton, OH 1.0–2.0 1.0–1.5 1012 $1,449 $1.43 14d 1 0.86mi
1285 Wooster Rd W Barberton, OH 2.0 1.0 900 $1,100 $1.22 14d 1 0.88mi
3953 Mount Vernon Blvd Norton, OH 2.0 1.0 1000 $1,318 $1.32 14d 1 0.92mi
3954 Mount Vernon Blvd Norton, OH 2.0 2.0 1200 $1,676 $1.40 14d 1 0.94mi
3943 Long Dr Norton, OH 2.0 1.0–2.0 1200 $1,508 $1.26 14d 5 1.01mi
3888 Long Dr Norton, OH 2.0 2.0 1000 $1,601 $1.60 14d 1 1.08mi
1275 Norton Ave #1283 Norton, OH 3.0 1.0 932 $1,200 $1.29 43d 1 1.17mi
459 Wooster Rd N Unit 469 Barberton, OH 3.0 1.0 1782 $1,000 $0.56 43d 1 1.23mi
543 Otterbein Ave Barberton, OH 4.0 1.0 1100 $1,500 $1.36 14d 1 1.26mi
3343 Columbia Woods Dr Norton, OH 1.0–2.0 1.0–2.0 900 $1,525 $1.69 2d 9 1.38mi

Listing history 3 events

  1. 2026-06-07
    statusdays on market $60,000 Pending 3 DOM
  2. 2026-06-03
    remarks 687-char remark
  3. 2026-06-03
    listed $60,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,675 · $140/mo
Projected year-2 tax
$1,675 · $140/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,325
− Mortgage interest
−$3,361
− Property taxes
−$1,675
− Insurance
−$5,825
− Repairs & maintenance
−$1,386
− Management
−$1,386
− Depreciation
−$1,745
Taxable income
$1,946
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$467
After-tax cash flow
$1,943/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Barberton City
NCES district ID
3904353
Math proficiency
47% ▼ -9.00%
Reading proficiency
51% ▼ -9.00%
Median HH income
$37,660
Composite
40.77/100
National rank
#3646
State rank
#466 of 656 in OH

Livability — Barberton

Score
71/100
State rank
#428
US rank
#7016

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Barberton, OH
County
Summit County · 440,783 people
City population
38,701
Metro
Akron, OH
Population (ZIP)
38,701
Household income
$63,759
Rent vs Own
28.3% rent · 71.7% own
Severe rent burden
805.0

Population outlook (Summit County) Hauer SSP2

Today (2025)
546,583 people
By 2030
544,028 · -0.5%
By 2040
531,363 · -2.8%
By 2050
514,923 · -5.8%
By 2075
481,765 · -11.9%
By 2100
432,265 · -20.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Black 7% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 3% Slovak 2% Italian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Summit

2024 margin
Lean D (+7.0) · D 53.0% · R 46.0%
2008→2024 swing
-9.6pp toward R · 2008: 16.6pp · 2024: 7.0pp
All cycles
2024: D+7.0 2020: D+9.6 2016: D+8.2 2012: D+14.8 2008: D+16.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -224.82%
Current HPI
199.8143
Rent YoY
▲ 5.86%
Metro
Akron, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+570.4% since first listed
18 events — show timeline
  • 2026-06-02 Listed $60,000 MLSNOW
  • 2018-03-14 Sold (MLS) $22,000 MLSNOW
  • 2018-02-24 Pending MLSNOW
  • 2018-01-29 Listed $25,000 MLSNOW
  • 2008-02-16 Listing Removed MLSNOW
  • 2008-01-16 Sold (MLS) $29,017 MLSNOW
  • 2007-11-30 Listed $30,546 MLSNOW
  • 2007-10-26 Listing Removed MLSNOW
  • 2007-06-26 Listed $30,546 MLSNOW
  • 2007-02-16 Listed $33,600 MLSNOW
  • 2001-03-25 Listing Removed MLSNOW
  • 2001-01-26 Listed $59,900 MLSNOW
  • 2000-12-20 Listed $22,900 MLSNOW
  • 1996-12-24 Listing Removed MLSNOW
  • 1996-06-27 Listed $25,900 MLSNOW
  • 1993-08-17 Listing Removed MLSNOW
  • 1993-02-22 Listed $21,900 MLSNOW
  • 1986-04-02 Sold (Public Records) $8,950 Public Records

Property tax history

+2.2%/yr

Latest (2025): $1,675 · -2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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