30 Bellevue Ter · Collingswood, NJ 08108

$195,000

3 bd · 1.0 ba · 1,063 sqft · SingleFamily public records · 146 Days on market

Built 1928 1,119 sqft lot Est $302k · 35% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.1/30.0
• ARV discount +15.0/15.0
• 1% rule +6.5/10.0
• DSCR +6.4/10.0
• Livability +4.0/5.0
• Schools +3.2/10.0
• Rent growth +2.6/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

30 Bellevue Terrace presents an excellent opportunity for both owner-occupants and investors alike. This well-maintained 3-bedroom, 1-bath townhome in desirable Collingswood is currently tenant-occupied on a yearly lease generating $1,800 per month, offering immediate rental income. The home features a renovated bathroom, newer windows, and a freshly painted exterior that enhances its curb appeal. Inside, the open-concept main level provides a comfortable flow for everyday living and entertaining, leading out to a private patio—perfect for outdoor relaxation. The full basement includes a washer and dryer along with ample storage space, adding to the home’s functionality. New electric hot water tank in the basement and oil heat. Ideally situated near public transportation, parks, shopping, and dining, this property combines convenience with strong investment potential. Whether you're looking to expand your portfolio or secure a future residence, this is a must-see opportunity.

Key facts

• Renovated bathroom
• Private patio
• Newer windows

Tags

• RENOVATED BATHROOM
• NEWER WINDOWS
• PRIVATE PATIO
• AMPLE STORAGE
• CONVENIENTLY LOCATED

🏷️ Possibly a rental listed for sale. The $195,000 price doesn't fit this home's estimated sale value (~$301,892) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $195k.

Deal economics

• At list price, monthly cash flow is $244 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $195k).
• Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 2.9% in Collingswood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#81 in NJ, #1,941 nationally) — a professional / high-income tenant draw. Strengths: schools A+, commute A, housing A; Watch: cost of living F.
• Collingswood Public School District (suburban): math 17% / reading 56% proficiency, ranked #269 of 472 in NJ (top 57%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 81 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 146 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 22y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $66k; list at $195k implies a 193% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price; built in 1928 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 38% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $171,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 146 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 7.79%
• Cash-on-cash: 5.36%
• DSCR: 1.24
• GRM: 7.3

CMA / ARV

• ARV (on-the-fly): $301,892
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
138 E Wayne Ter	0.31mi	3/1.0	1,048 (-1%)	2mo	$315,000	$301	82
301 Laurel Ave	0.43mi	3/1.0	1,104 (+4%)	2mo	$322,000	$292	72
19 Merion Ter	0.08mi	2/1.0 (-1)	1,000 (-6%)	13mo	$350,000	$350	70
10 Merion Ter	0.10mi	3/1.0	1,152 (+8%)	16mo	$310,000	$269	68
22 W Crescent Blvd	0.06mi	3/1.0	1,192 (+12%)	15mo	$200,140	$168	65
211 Cypress Ave	0.39mi	2/1.0 (-1)	1,086 (+2%)	10mo	$308,000	$284	65
321 Linden Ave	0.59mi	3/1.0	1,092 (+3%)	9mo	$219,000	$201	60
213 Cypress Ave	0.39mi	3/2.0	1,127 (+6%)	17mo	$294,500	$261	54
22 E Zane Ave	0.64mi	3/1.5	1,100 (+4%)	11mo	$385,000	$350	53
323 Evergreen Ave	0.53mi	3/1.0	1,163 (+9%)	10mo	$200,000	$172	51
319 Laurel Ave	0.51mi	3/1.0	908 (-15%)	7mo	$187,000	$206	46
338 E Evergreen Ave	0.54mi	3/1.0	908 (-15%)	10mo	$283,000	$312	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.58% rent growth · sell at horizon

5-year hold

• IRR: -11.0%
• Equity multiple: 0.61×
• Total profit: $-21,251
• Equity at exit: $29,075

10-year hold

• IRR: -6.0%
• Equity multiple: 0.66×
• Total profit: $-18,716
• Equity at exit: $16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08108

• Rents YoY: 0.6%
• Active inventory: 81
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $2,234 high
• Mortgage (P&I): −$1,023
• Tax from tax record: −$417 /mo · $5,009/yr
• Insurance: −$81
• HOA: −$0
• Vacancy / Maint / Mgmt: −$469
• Net cashflow: $244

Break-even live

Break-even rent $1,926

Max offer price $195,000

Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,750
• Closing costs: $5,850
• Reserves months: —
• Total cash needed: —

Rent comps 30 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
225 Haddon Ave Collingswood, NJ	2.0	2.0	1211	$3,372	$2.78	1d	6	0.29mi
132 E Franklin Ave Unit A Collingswood, NJ	2.0	1.0	1000	$2,400	$2.40	24d	1	0.39mi
141 Cooper Ave Oaklyn, NJ	2.0	1.0	850	$1,725	$2.03	24d	1	0.49mi
145 Cooper Ave Unit 1N Woodlynne, NJ	2.0	1.0	850	$1,725	$2.03	18d	1	0.50mi
209 Cedar Ave Oaklyn, NJ	2.0	1.0	1400	$1,500	$1.07	17d	1	0.65mi
209 Cedar Ave Oaklyn, NJ	2.0	1.0	1400	$1,800	$1.29	5d	1	0.65mi
430 Richey Ave Unit 1A Oaklyn, NJ	2.0	1.0	897	$2,100	$2.34	4d	1	0.70mi
301 Champion Ave Oaklyn, NJ	2.0	1.0	661	$1,770	$2.68	4d	3	0.77mi
17 W Madison Ave Unit B Collingswood, NJ	2.0	1.0	1400	$1,775	$1.27	24d	1	0.79mi
700 W Browning Rd Oaklyn, NJ	1.0–2.0	1.0	739	$1,867	$2.53	2d	40	0.85mi
574 Haddon Ave Collingswood, NJ	2.0	1.0	1100	$1,800	$1.64	17d	1	0.89mi
1034 Collings Ave Oaklyn, NJ	2.0	1.0	1100	$1,750	$1.59	19d	1	0.93mi
595 N Atlantic Ave Collingswood, NJ	1.0–3.0	1.0–2.0	1305	$5,953	$4.56	1d	1	0.95mi
1364 Kaighn Ave Camden, NJ	2.0	1.0	912	$1,485	$1.63	3d	1	0.96mi
1220 Grant Ave Unit 2 Oaklyn, NJ	2.0	1.0	1000	$1,800	$1.80	20d	1	1.06mi
1455 Wildwood Ave Camden, NJ	3.0	1.5	1353	$1,900	$1.40	10d	1	1.14mi
1509 Park Blvd Camden, NJ	1.0–2.0	1.0	1075	$1,650	$1.53	24d	1	1.26mi
4137 Marlton Pike Pennsauken Township, NJ	2.0	1.0	900	$1,800	$2.00	24d	1	1.26mi
1502 S 9th St Camden, NJ	2.0	1.0	1050	$1,475	$1.40	20d	1	1.27mi
1055 Kenwood Ave Camden, NJ	4.0	1.0	1088	$1,875	$1.72	24d	1	1.28mi
30 Fern Ave Collingswood, NJ	2.0	2.0	1140	$3,210	$2.82	13d	1	1.30mi
2892 N Constitution Rd Camden, NJ	3.0	1.0	1040	$2,000	$1.92	24d	1	1.32mi
412 White Horse Pike Unit C Oaklyn, NJ	4.0	1.0	1000	$1,900	$1.90	24d	1	1.32mi
864 Haddon Ave Unit 2ND FLOOR Collingswood, NJ	2.0	1.0	1000	$2,400	$2.40	19d	1	1.35mi
3255 Crescent Dr Unit 03-3220 Camden, NJ	2.0	1.0	700	$1,350	$1.93	24d	1	1.38mi
3132 Independence Rd Camden, NJ	3.0	1.5	1168	$1,595	$1.37	22d	1	1.40mi
324 S 27th St Camden, NJ	3.0	1.0	1152	$1,900	$1.65	24d	1	1.41mi
3079 Alabama Rd Camden, NJ	2.0	1.0	832	$1,700	$2.04	24d	1	1.41mi
2829 Idaho Rd Camden, NJ	3.0	1.5	1048	$1,700	$1.62	24d	1	1.45mi
380 Garden Ave Camden, NJ	2.0	2.0	1184	$2,100	$1.77	24d	1	1.48mi

Listing history 20 events

1. 2026-06-07
   days on market $195,000 Active 146 DOM
2. 2026-06-04
   days on market $195,000 Active 143 DOM
3. 2026-06-03
   days on market $195,000 Active 142 DOM
4. 2026-06-02
   days on market $195,000 Active 141 DOM
5. 2026-06-01
   days on market $195,000 Active 140 DOM
6. 2026-05-31
   days on market $195,000 Active 139 DOM
7. 2026-03-25
   status Active 1002-char remark

   Show marketing remark (1002 chars)

   30 Bellevue Terrace presents an excellent opportunity for both owner-occupants and investors alike. This well-maintained 3-bedroom, 1-bath townhome in desirable Collingswood is currently tenant-occupied on a yearly lease generating $1,800 per month, offering immediate rental income. The home features a renovated bathroom, newer windows, and a freshly painted exterior that enhances its curb appeal. Inside, the open-concept main level provides a comfortable flow for everyday living and entertaining, leading out to a private patio—perfect for outdoor relaxation. The full basement includes a washer and dryer along with ample storage space, adding to the home’s functionality. New electric hot water tank in the basement and oil heat. Ideally situated near public transportation, parks, shopping, and dining, this property combines convenience with strong investment potential. Whether you're looking to expand your portfolio or secure a future residence, this is a must-see opportunity.

8. 2026-03-16
   historical 1002-char remark

   Show marketing remark (1002 chars)

   30 Bellevue Terrace presents an excellent opportunity for both owner-occupants and investors alike. This well-maintained 3-bedroom, 1-bath townhome in desirable Collingswood is currently tenant-occupied on a yearly lease generating $1,800 per month, offering immediate rental income. The home features a renovated bathroom, newer windows, and a freshly painted exterior that enhances its curb appeal. Inside, the open-concept main level provides a comfortable flow for everyday living and entertaining, leading out to a private patio—perfect for outdoor relaxation. The full basement includes a washer and dryer along with ample storage space, adding to the home’s functionality. New electric hot water tank in the basement and oil heat. Ideally situated near public transportation, parks, shopping, and dining, this property combines convenience with strong investment potential. Whether you're looking to expand your portfolio or secure a future residence, this is a must-see opportunity.

9. 2026-03-13
   status Active 1002-char remark

   Show marketing remark (1002 chars)

   30 Bellevue Terrace presents an excellent opportunity for both owner-occupants and investors alike. This well-maintained 3-bedroom, 1-bath townhome in desirable Collingswood is currently tenant-occupied on a yearly lease generating $1,800 per month, offering immediate rental income. The home features a renovated bathroom, newer windows, and a freshly painted exterior that enhances its curb appeal. Inside, the open-concept main level provides a comfortable flow for everyday living and entertaining, leading out to a private patio—perfect for outdoor relaxation. The full basement includes a washer and dryer along with ample storage space, adding to the home’s functionality. New electric hot water tank in the basement and oil heat. Ideally situated near public transportation, parks, shopping, and dining, this property combines convenience with strong investment potential. Whether you're looking to expand your portfolio or secure a future residence, this is a must-see opportunity.

10. 2026-02-16
    historical 1002-char remark

    Show marketing remark (1002 chars)

    30 Bellevue Terrace presents an excellent opportunity for both owner-occupants and investors alike. This well-maintained 3-bedroom, 1-bath townhome in desirable Collingswood is currently tenant-occupied on a yearly lease generating $1,800 per month, offering immediate rental income. The home features a renovated bathroom, newer windows, and a freshly painted exterior that enhances its curb appeal. Inside, the open-concept main level provides a comfortable flow for everyday living and entertaining, leading out to a private patio—perfect for outdoor relaxation. The full basement includes a washer and dryer along with ample storage space, adding to the home’s functionality. New electric hot water tank in the basement and oil heat. Ideally situated near public transportation, parks, shopping, and dining, this property combines convenience with strong investment potential. Whether you're looking to expand your portfolio or secure a future residence, this is a must-see opportunity.

11. 2025-12-09
    listed $195,000 Active 1002-char remark

    Show marketing remark (1002 chars)

    30 Bellevue Terrace presents an excellent opportunity for both owner-occupants and investors alike. This well-maintained 3-bedroom, 1-bath townhome in desirable Collingswood is currently tenant-occupied on a yearly lease generating $1,800 per month, offering immediate rental income. The home features a renovated bathroom, newer windows, and a freshly painted exterior that enhances its curb appeal. Inside, the open-concept main level provides a comfortable flow for everyday living and entertaining, leading out to a private patio—perfect for outdoor relaxation. The full basement includes a washer and dryer along with ample storage space, adding to the home’s functionality. New electric hot water tank in the basement and oil heat. Ideally situated near public transportation, parks, shopping, and dining, this property combines convenience with strong investment potential. Whether you're looking to expand your portfolio or secure a future residence, this is a must-see opportunity.

12. 2025-12-04
    historical
13. 2025-10-23
    status Active
14. 2025-10-01
    historical Active Under Contract
15. 2025-09-23
    price $199,000
16. 2025-06-13
    listed $205,500 Active
17. 2004-11-23
    soldstatus $66,500
18. 2004-09-28
    soldstatus $66,500
19. 2004-07-23
    listed $66,500
20. 1993-03-10
    soldstatus $56,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $5,009 · $417/mo
• Projected year-2 tax: $5,009 · $417/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 38% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,808
• − Mortgage interest: −$10,923
• − Property taxes: −$5,009
• − Insurance: −$975
• − Repairs & maintenance: −$2,145
• − Management: −$2,145
• − Depreciation: −$5,673
• Taxable loss: −$60
• Est. tax savings @ 24.0%: +$14
• After-tax cash flow: $2,938/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collingswood Public School District
• NCES district ID: 3403420
• Math proficiency: 17% ▼ -28.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $60,644
• Composite: 32.45/100
• National rank: #5720
• State rank: #269 of 472 in NJ

Livability — Collingswood

• Score: 80/100
• State rank: #81
• US rank: #1941

Category grades

Amenities C Commute A Cost of living F Crime B- Employment B+ Housing A Health & safety B- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Collingswood, NJ
• County: Camden County · 407,624 people
• City population: 32,228
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• Population (ZIP): 18,654
• Household income: $108,151
• Rent vs Own: 36.3% rent · 63.7% own
• Severe rent burden: 583.0

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Two or more races 6% Hispanic / Latino 6% Black 2% Asian 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Romanian 7% Scotch-Irish 4% Serbian 2%
• Foreign-born: 5% · Canada, China, South Korea
• Languages at home: 92% English-only · Spanish 3% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -354.96%
• Current HPI: 472.8599
• Rent YoY: ▲ 0.58%
• Metro: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+245.1% since first listed

14 events — show timeline

• 2026-03-25 Relisted — BRIGHT MLS
• 2026-03-16 Listing Removed — BRIGHT MLS
• 2026-03-13 Relisted — BRIGHT MLS
• 2026-02-16 Listing Removed — BRIGHT MLS
• 2025-12-09 Listed $195,000 BRIGHT MLS
• 2025-12-04 Listing Removed — BRIGHT MLS
• 2025-10-23 Relisted — BRIGHT MLS
• 2025-10-01 Contingent — BRIGHT MLS
• 2025-09-23 Price Changed $199,000 BRIGHT MLS
• 2025-06-13 Listed $205,500 BRIGHT MLS
• 2004-11-23 Sold (Public Records) $66,500 Public Records
• 2004-09-28 Sold (MLS) $66,500 BRIGHT MLS
• 2004-07-23 Listed $66,500 BRIGHT MLS
• 1993-03-10 Sold (Public Records) $56,500 Public Records

Property tax history

+4.4%/yr

Latest (2025): $5,009 · +33.9% YoY. Source: county tax records.