6330 Newick Dr · Columbus, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 70.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.6/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.6/10.0
- Rent growth +3.7/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- Appreciation +0.0/10.0
$109,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Charming 3-Bedroom Single Family Home & acirc; & euro; & ldquo; Investment Opportunity or Family Starter! Welcome to 6330 Newick Drive, a versatile 3-bedroom home in Columbus, GA & acirc; & euro; & trade; s desirable 31907 area. Perfect as a rental property or a move-in-ready family home, this property offers both space and potential. Step inside to discover a comfortable floor plan with plenty of room for everyday living. The enclosed back porch is a bright, fun space, ideal for kids, pets, or a cozy spot to unwind. The home features three spacious bedrooms, making it a perfect fit for a growing family or for tenants looking for extra room. Has a large storage uni
Key facts
- Enclosed back porch
- Large storage unit
- Built 1970
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $109k.
Deal economics
- At list price, monthly cash flow is $394 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $109k).
- Recommended offer: $107k (1.5% below list) — sets the bar for market timing.
- Cap rate 10.6% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, schools F, crime F.
- Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.8%/yr); 256 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).
- This rent runs 33% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $754 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.8% rent growth), your $31k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($107k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.36% ✓
- Cap rate
- 10.63%
- Cash-on-cash
- 15.49%
- DSCR
- 1.69
- GRM
- 6.1
CMA / ARV
- ARV (median comp)
- $156,704
- List price
- $109,000
- Delta
- -30.44%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6213 Fitzgerald Dr | 0.22mi | 3/2.0 | 1,617 (-5%) | 3mo | $212,000 | $131 | 77 |
| 144 Sweetwater Dr | 0.38mi | 3/2.0 | 1,656 (-2%) | 1mo | $206,000 | $124 | 75 |
| 1607 Mazor Dr | 0.16mi | 3/2.0 | 1,583 (-7%) | 5mo | $210,000 | $133 | 75 |
| 6032 Cordova Rd | 0.34mi | 4/2.0 (+1) | 1,615 (-5%) | 7mo | $185,000 | $115 | 63 |
| 5802 Blueridge Dr | 0.57mi | 4/2.5 (+1) | 1,722 (+1%) | 1mo | $166,900 | $97 | 61 |
| 6223 Georgetown Dr | 0.52mi | 3/2.0 | 1,614 (-5%) | 6mo | $213,000 | $132 | 60 |
| 5525 Glenview Dr | 0.44mi | 4/3.0 (+1) | 1,617 (-5%) | 2mo | $190,000 | $118 | 59 |
| 6188 Valencia Dr | 0.29mi | 3/2.0 | 1,474 (-13%) | 6mo | $199,000 | $135 | 58 |
| 5537 Eastbrook Ln | 0.46mi | 3/2.0 | 1,818 (+7%) | 9mo | $228,000 | $125 | 57 |
| 6224 Valencia Dr | 0.25mi | 4/3.0 (+1) | 1,885 (+11%) | 3mo | $233,000 | $124 | 57 |
| 1829 Celeste Dr | 0.40mi | 3/2.0 | 1,498 (-12%) | 5mo | $165,000 | $110 | 56 |
| 1754 Mazor Dr | 0.39mi | 4/2.0 (+1) | 1,541 (-9%) | 7mo | $199,900 | $130 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.82% rent growth · sell at horizon
- IRR
- 8.4%
- Equity multiple
- 1.34×
- Total profit
- $10,231
- Equity at exit
- $16,252
- IRR
- 19.1%
- Equity multiple
- 2.74×
- Total profit
- $53,149
- Equity at exit
- $9,424
Cash invested: $30,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31907
- Rents YoY
- 4.8%
- Active inventory
- 256
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $1,483 high interval (Pro) →
- Mortgage (P&I)
- −$572
- Tax from tax record
- −$161 /mo · $1,930/yr
- Insurance
- −$45
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$312
- Net cashflow
- $394
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,250
- Closing costs
- $3,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 28 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1417 Celeste Dr Columbus, GA | 4.0 | 2.0 | 1443 | $1,500 | $1.04 | 43d | 1 | 0.29mi |
| 6044 Cordova Rd Columbus, GA | 4.0 | 2.0 | 1381 | $1,700 | $1.23 | 43d | 1 | 0.32mi |
| 7005 Hunter Hill Ct Columbus, GA | 4.0 | 2.0 | 1636 | $1,800 | $1.10 | 13d | 1 | 0.43mi |
| 5850 Blueridge Dr Columbus, GA | 3.0 | 1.5 | 1120 | $1,200 | $1.07 | 43d | 1 | 0.48mi |
| 5421 Susan Ln Columbus, GA | 3.0 | 1.0 | 1368 | $1,100 | $0.80 | 21d | 1 | 0.70mi |
| 1029 Amber Dr Columbus, GA | 3.0 | 1.5 | 1053 | $1,300 | $1.23 | 43d | 1 | 0.78mi |
| 2630 Honeysuckle Dr Columbus, GA | 3.0 | 2.5 | 2000 | $2,100 | $1.05 | 21d | 1 | 0.85mi |
| 5501 Ambervista Ct Columbus, GA | 3.0 | 2.0 | 1402 | $1,375 | $0.98 | 43d | 1 | 0.86mi |
| 879 Arlington Dr Columbus, GA | 4.0 | 2.0 | 1528 | $1,400 | $0.92 | 43d | 1 | 0.88mi |
| 845 Arlington Dr Columbus, GA | 3.0 | 2.0 | 1250 | $850 | $0.68 | 43d | 1 | 0.90mi |
| 6025 Harvest Dr Columbus, GA | 3.0 | 2.0 | 1301 | $1,500 | $1.15 | 43d | 1 | 0.97mi |
| 5771 Spanish Oak Dr Columbus, GA | 3.0 | 2.0 | 1282 | $1,395 | $1.09 | 21d | 1 | 0.98mi |
| 5530 Hunter Rd Columbus, GA | 3.0 | 2.0 | 1092 | $1,300 | $1.19 | 43d | 1 | 0.99mi |
| 2011 Arrow Point Ln Columbus, GA | 4.0 | 2.0 | 1756 | $1,750 | $1.00 | 43d | 1 | 1.04mi |
| 1423 Hagan Dr Columbus, GA | 3.0 | 1.0 | 1275 | $1,250 | $0.98 | 21d | 1 | 1.10mi |
| 5038 Wellborn Dr Columbus, GA | 3.0 | 1.0 | 1056 | $1,175 | $1.11 | 13d | 1 | 1.12mi |
| 3420 Flintlock Dr Columbus, GA | 4.0 | 2.0 | 1538 | $1,750 | $1.14 | 21d | 1 | 1.12mi |
| 5009 Mint Dr Columbus, GA | 4.0 | 2.0 | 1502 | $1,750 | $1.17 | 21d | 1 | 1.19mi |
| 6107 Crossbow Dr Columbus, GA | 4.0 | 2.0 | 1490 | $1,450 | $0.97 | 21d | 1 | 1.20mi |
| 4707 Marino St Columbus, GA | 3.0 | 1.0 | 1054 | $995 | $0.94 | 43d | 1 | 1.23mi |
| 1722 Emerson Ave Columbus, GA | 3.0 | 1.0 | 1075 | $1,150 | $1.07 | 21d | 1 | 1.23mi |
| 2939 Urban Ave Columbus, GA | 3.0 | 1.0 | 1145 | $1,050 | $0.92 | 21d | 1 | 1.28mi |
| 3347 Flintlock Dr Columbus, GA | 3.0 | 2.0 | 1644 | $1,625 | $0.99 | 21d | 1 | 1.28mi |
| 6400 Sandy Bottom Dr Columbus, GA | 3.0 | 2.0 | 1455 | $1,850 | $1.27 | 13d | 1 | 1.28mi |
| 5330 Buena Vista Rd Columbus, GA | 3.0 | 1.0 | 1100 | $995 | $0.90 | 43d | 1 | 1.29mi |
| 947 Belvedere Dr Columbus, GA | 3.0 | 2.0 | 1197 | $1,425 | $1.19 | 13d | 1 | 1.31mi |
| 3034 Lansing Ave Columbus, GA | 3.0 | 2.0 | 1447 | $1,500 | $1.04 | 43d | 1 | 1.31mi |
| 520 Asa Dr Columbus, GA | 4.0 | 2.0 | 2040 | $1,500 | $0.74 | 43d | 1 | 1.33mi |
Listing history 1 events
-
2026-05-12$109,000 Active 692-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,930 · $161/mo
- Projected year-2 tax
- $1,930 · $161/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 70% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,800
- − Mortgage interest
- −$6,106
- − Property taxes
- −$1,930
- − Insurance
- −$545
- − Repairs & maintenance
- −$1,424
- − Management
- −$1,424
- − Depreciation
- −$3,171
- Taxable income
- $3,200
- Est. tax owed @ 24.0%
- −$768
- After-tax cash flow
- $3,959/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Muscogee County
- NCES district ID
- 1303870
- Math proficiency
- 21% ▼ -11.00%
- Reading proficiency
- 30% ▼ -7.00%
- Median HH income
- $41,176
- Composite
- 21.6/100
- National rank
- #8297
- State rank
- #120 of 174 in GA
Livability — Columbus
- Score
- 64/100
- State rank
- #254
- US rank
- #14102
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Columbus, GA
- County
- Muscogee County · 180,764 people
- City population
- 180,764
- Metro
- Columbus, GA-AL
- Population (ZIP)
- 59,110
- Household income
- $54,453
- Rent vs Own
- Severe rent burden
- 2138.0
Population outlook (Muscogee County) Hauer SSP2
- Today (2025)
- 216,729 people
- By 2030
- 224,504 · +3.6%
- By 2040
- 238,318 · +10.0%
- By 2050
- 249,027 · +14.9%
- By 2075
- 264,862 · +22.2%
- By 2100
- 254,786 · +17.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (64%)
- Race & ethnicity
- Black 64% White 22% Two or more races 8% Hispanic / Latino 6% Asian 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Italian 1% Slovak 1%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 95% English-only · Spanish 3%
Political lean MEDSL · Muscogee
- 2024 margin
- Strong D (+23.4) · D 61.4% · R 38.0%
- 2008→2024 swing
- +3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -125.88%
- Current HPI
- 151.74
- Rent YoY
- ▲ 4.82%
- Metro
- Columbus, GA-AL
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Property tax history
+3.2%/yrLatest (2025): $1,930 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…