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6330 Newick Dr
B Composite 74.79
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.6/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.6/10.0
  • Rent growth +3.7/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$109,000

6330 Newick Dr · Columbus, GA 31907
3 bd · 1.5 ba · 1,699 sqft · SingleFamily public records · 15 Days on market
Built 1970 $64/sqft · 30% below area Est $157k · 30% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Charming 3-Bedroom Single Family Home & acirc; & euro; & ldquo; Investment Opportunity or Family Starter! Welcome to 6330 Newick Drive, a versatile 3-bedroom home in Columbus, GA & acirc; & euro; & trade; s desirable 31907 area. Perfect as a rental property or a move-in-ready family home, this property offers both space and potential. Step inside to discover a comfortable floor plan with plenty of room for everyday living. The enclosed back porch is a bright, fun space, ideal for kids, pets, or a cozy spot to unwind. The home features three spacious bedrooms, making it a perfect fit for a growing family or for tenants looking for extra room. Has a large storage uni

Key facts

  • Enclosed back porch
  • Large storage unit
  • Built 1970

Tags

ENCLOSED BACK PORCHLARGE STORAGE UNIT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $109k.

Deal economics

  • At list price, monthly cash flow is $394 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $109k).
  • Recommended offer: $107k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.6% vs local median 4.7% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#254 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety B; Watch: amenities D+, schools F, crime F.
  • Muscogee County (urban): math 21% / reading 30% proficiency, ranked #120 of 174 in GA (top 69%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.8%/yr); 256 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 291 units permitted in Muscogee County in 2024 (30 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $754 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Muscogee County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.8% rent growth), your $31k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($107k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $107,365 (1.5% below list)

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.36%
Cap rate
10.63%
Cash-on-cash
15.49%
DSCR
1.69
GRM
6.1

CMA / ARV

ARV (median comp)
$156,704
List price
$109,000
Delta
-30.44%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6213 Fitzgerald Dr 0.22mi 3/2.0 1,617 (-5%) 3mo $212,000 $131 77
144 Sweetwater Dr 0.38mi 3/2.0 1,656 (-2%) 1mo $206,000 $124 75
1607 Mazor Dr 0.16mi 3/2.0 1,583 (-7%) 5mo $210,000 $133 75
6032 Cordova Rd 0.34mi 4/2.0 (+1) 1,615 (-5%) 7mo $185,000 $115 63
5802 Blueridge Dr 0.57mi 4/2.5 (+1) 1,722 (+1%) 1mo $166,900 $97 61
6223 Georgetown Dr 0.52mi 3/2.0 1,614 (-5%) 6mo $213,000 $132 60
5525 Glenview Dr 0.44mi 4/3.0 (+1) 1,617 (-5%) 2mo $190,000 $118 59
6188 Valencia Dr 0.29mi 3/2.0 1,474 (-13%) 6mo $199,000 $135 58
5537 Eastbrook Ln 0.46mi 3/2.0 1,818 (+7%) 9mo $228,000 $125 57
6224 Valencia Dr 0.25mi 4/3.0 (+1) 1,885 (+11%) 3mo $233,000 $124 57
1829 Celeste Dr 0.40mi 3/2.0 1,498 (-12%) 5mo $165,000 $110 56
1754 Mazor Dr 0.39mi 4/2.0 (+1) 1,541 (-9%) 7mo $199,900 $130 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.82% rent growth · sell at horizon

5-year hold
IRR
8.4%
Equity multiple
1.34×
Total profit
$10,231
Equity at exit
$16,252
10-year hold
IRR
19.1%
Equity multiple
2.74×
Total profit
$53,149
Equity at exit
$9,424

Cash invested: $30,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31907

Rents YoY
4.8%
Active inventory
256
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,483 high interval (Pro) →
Mortgage (P&I)
$572
Tax from tax record
$161 /mo · $1,930/yr
Insurance
$45
HOA
$0
Vacancy / Maint / Mgmt
$312
Net cashflow
$394

Break-even live

Break-even rent $985
Max offer price $109,000
Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,250
Closing costs
$3,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 28 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1417 Celeste Dr Columbus, GA 4.0 2.0 1443 $1,500 $1.04 43d 1 0.29mi
6044 Cordova Rd Columbus, GA 4.0 2.0 1381 $1,700 $1.23 43d 1 0.32mi
7005 Hunter Hill Ct Columbus, GA 4.0 2.0 1636 $1,800 $1.10 13d 1 0.43mi
5850 Blueridge Dr Columbus, GA 3.0 1.5 1120 $1,200 $1.07 43d 1 0.48mi
5421 Susan Ln Columbus, GA 3.0 1.0 1368 $1,100 $0.80 21d 1 0.70mi
1029 Amber Dr Columbus, GA 3.0 1.5 1053 $1,300 $1.23 43d 1 0.78mi
2630 Honeysuckle Dr Columbus, GA 3.0 2.5 2000 $2,100 $1.05 21d 1 0.85mi
5501 Ambervista Ct Columbus, GA 3.0 2.0 1402 $1,375 $0.98 43d 1 0.86mi
879 Arlington Dr Columbus, GA 4.0 2.0 1528 $1,400 $0.92 43d 1 0.88mi
845 Arlington Dr Columbus, GA 3.0 2.0 1250 $850 $0.68 43d 1 0.90mi
6025 Harvest Dr Columbus, GA 3.0 2.0 1301 $1,500 $1.15 43d 1 0.97mi
5771 Spanish Oak Dr Columbus, GA 3.0 2.0 1282 $1,395 $1.09 21d 1 0.98mi
5530 Hunter Rd Columbus, GA 3.0 2.0 1092 $1,300 $1.19 43d 1 0.99mi
2011 Arrow Point Ln Columbus, GA 4.0 2.0 1756 $1,750 $1.00 43d 1 1.04mi
1423 Hagan Dr Columbus, GA 3.0 1.0 1275 $1,250 $0.98 21d 1 1.10mi
5038 Wellborn Dr Columbus, GA 3.0 1.0 1056 $1,175 $1.11 13d 1 1.12mi
3420 Flintlock Dr Columbus, GA 4.0 2.0 1538 $1,750 $1.14 21d 1 1.12mi
5009 Mint Dr Columbus, GA 4.0 2.0 1502 $1,750 $1.17 21d 1 1.19mi
6107 Crossbow Dr Columbus, GA 4.0 2.0 1490 $1,450 $0.97 21d 1 1.20mi
4707 Marino St Columbus, GA 3.0 1.0 1054 $995 $0.94 43d 1 1.23mi
1722 Emerson Ave Columbus, GA 3.0 1.0 1075 $1,150 $1.07 21d 1 1.23mi
2939 Urban Ave Columbus, GA 3.0 1.0 1145 $1,050 $0.92 21d 1 1.28mi
3347 Flintlock Dr Columbus, GA 3.0 2.0 1644 $1,625 $0.99 21d 1 1.28mi
6400 Sandy Bottom Dr Columbus, GA 3.0 2.0 1455 $1,850 $1.27 13d 1 1.28mi
5330 Buena Vista Rd Columbus, GA 3.0 1.0 1100 $995 $0.90 43d 1 1.29mi
947 Belvedere Dr Columbus, GA 3.0 2.0 1197 $1,425 $1.19 13d 1 1.31mi
3034 Lansing Ave Columbus, GA 3.0 2.0 1447 $1,500 $1.04 43d 1 1.31mi
520 Asa Dr Columbus, GA 4.0 2.0 2040 $1,500 $0.74 43d 1 1.33mi

Listing history 1 events

  1. 2026-05-12
    listed $109,000 Active 692-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,930 · $161/mo
Projected year-2 tax
$1,930 · $161/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 70% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,800
− Mortgage interest
−$6,106
− Property taxes
−$1,930
− Insurance
−$545
− Repairs & maintenance
−$1,424
− Management
−$1,424
− Depreciation
−$3,171
Taxable income
$3,200
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$768
After-tax cash flow
$3,959/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Muscogee County
NCES district ID
1303870
Math proficiency
21% ▼ -11.00%
Reading proficiency
30% ▼ -7.00%
Median HH income
$41,176
Composite
21.6/100
National rank
#8297
State rank
#120 of 174 in GA

Livability — Columbus

Score
64/100
State rank
#254
US rank
#14102

Category grades

Amenities D+ Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety B User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Columbus, GA
County
Muscogee County · 180,764 people
City population
180,764
Metro
Columbus, GA-AL
Population (ZIP)
59,110
Household income
$54,453
Rent vs Own
42.2% rent · 57.8% own
Severe rent burden
2138.0

Population outlook (Muscogee County) Hauer SSP2

Today (2025)
216,729 people
By 2030
224,504 · +3.6%
By 2040
238,318 · +10.0%
By 2050
249,027 · +14.9%
By 2075
264,862 · +22.2%
By 2100
254,786 · +17.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (64%)
Race & ethnicity
Black 64% White 22% Two or more races 8% Hispanic / Latino 6% Asian 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Italian 1% Slovak 1%
Foreign-born
4% · Canada, South Korea
Languages at home
95% English-only · Spanish 3%

Political lean MEDSL · Muscogee

2024 margin
Strong D (+23.4) · D 61.4% · R 38.0%
2008→2024 swing
+3.7pp toward D · 2008: 19.7pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+18.6 2012: D+21.3 2008: D+19.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -125.88%
Current HPI
151.74
Rent YoY
▲ 4.82%
Metro
Columbus, GA-AL
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Property tax history

+3.2%/yr

Latest (2025): $1,930 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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