14 S Main St · Loganville, PA 17360

$319,900

4 bd · 2.0 ba · 1,800 sqft · SingleFamily public records · 6 Days on market

Built 1920 0.42 ac lot $178/sqft · at area comps Est $317k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +7.6/30.0
• ARV discount +7.1/15.0
• Schools +4.8/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• DSCR +1.7/10.0

Listing remarks MLS

Are you looking for the perfect family home that is move in ready, look no further! This Beautiful All Brick Home is Located in the Dallastown School District Featuring 3 Bedrooms and 2 1/2 Bathrooms. Hardwood Floors that flow throughout the Main Level with 9 Ft Ceilings. Family Room, Living Room, Dining Area, Half Bathroom, and Laundry Area. Eat-in Kitchen features Granite Countertops, Tile Back Splash, Newer Stainless Steel Appliances and an Island Perfect for Entertaining. Upper Level features Primary Bedroom & Bathroom w/ Walk-In Closet, Double Vanity, Rain Shower Head, and Marble Tile Herringbone Shower Floor. Two Large Bedrooms and Updated Full Bath with Tile Floor and Subway Tile Tub/Shower combo! Unfinished Basement is great for Storage. Exterior Features a Covered Front Porch, New Covered Paver Patio in the rear, PVC Fenced in yard and a large Shed. The lot is just under a half acre!

Key facts

• 0.42 acre lot
• 8 parking spots
• Built 1920

Property features AI

Exterior

• Parking: Gravel driveway with 8 off-street parking spaces (total 8)
• Utilities: Public water; Public sewer; Electric available; Natural gas available; Cable TV available; Phone available
• Home design: Detached house; Not in a federal flood zone; Fee simple ownership; Property in excellent condition; Replacement windows
• Construction: Brick construction; Asphalt shingle roof; Block and stone foundation
• Exterior features: Sidewalks; Porch(es); Cleared, level interior lot with rear yard; Shed

Interior

• Kitchen: Built-in microwave; Dishwasher; Gas oven/range; Refrigerator; Stainless steel appliances; Kitchen island; Eat-in kitchen; Pantry; Upgraded countertops
• Bedrooms: Three bedrooms on the upper level
• Flooring: Engineered wood; Laminate; Wood floors
• Bathrooms: Two full bathrooms (upper level); One half bathroom on the main level
• Heating & cooling: Hot water heating (natural gas); Central air conditioning (electric)
• Interior features: Attic; Walk-in shower in bathroom; Breakfast area; Ceiling fans; Family room off the kitchen; Traditional floor plan; Formal separate dining room; Kitchen island; Eat-in kitchen; Pantry; Master bath; Recessed lighting; Upgraded countertops; Window treatments; Wood floors
• Laundry & utility: Washer; Dryer; Main-floor laundry; Water heater

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $320k.

Deal economics

• At list price, monthly cash flow is $-387 ($-5k/yr) — negative.
• To cash-flow at today's rent, offer at most $252k (21.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $225k (29.7% below list).
• Recommended offer: $225k (29.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#611 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A; Watch: amenities F, commute F.
• Dallastown Area SD (suburban): math 47% / reading 63% proficiency, ranked #102 of 539 in PA (top 19%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Loganville-Springfield El Sch (math 67% / reading 72%, grade A-, #151 of 1,518 statewide, top 12%, 459 students, 22% FRL); Dallastown Area Ms (math 30% / reading 55%, grade D-, #216 of 512 statewide, top 43%, 1,027 students, 34% FRL); Dallastown Area Shs (math 71% / reading 24%, grade D, #164 of 437 statewide, top 38%, 2,014 students, 33% FRL).
• Market conditions: 22 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

• In year one you build about $34k of equity ($2k loan paydown + $32k appreciation (10.0% local appreciation)).
• By year 2, paydown + projected appreciation supports a ~$55k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $277k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $225,000 (29.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 4.84%
• Cash-on-cash: -5.18%
• DSCR: 0.77
• GRM: 11.8

CMA / ARV

• ARV (median comp): $317,263
• List price: $319,900
• Delta: 0.83%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10 N Main St	0.09mi	3/2.0 (-1)	1,840 (+2%)	10mo	$265,000	$144	79
18 N Main St	0.13mi	4/1.5	1,808 (+0%)	15mo	$260,000	$144	78
11 Parkview Dr	0.13mi	4/2.5	1,980 (+10%)	11mo	$390,000	$197	66
555 Countryside Rd	0.70mi	3/2.5 (-1)	1,809 (+0%)	5mo	$385,000	$213	56
4 Logan Heights Rd	0.51mi	3/1.0 (-1)	1,878 (+4%)	6mo	$289,000	$154	55
139 Loucks St	0.40mi	3/2.0 (-1)	1,600 (-11%)	3mo	$283,900	$177	55
7 Highland Rd	0.28mi	4/2.5	1,980 (+10%)	16mo	$389,900	$197	55
109 Old Orchard Rd	0.61mi	3/1.5 (-1)	1,872 (+4%)	7mo	$299,900	$160	52
18 Logan Heights Rd	0.57mi	3/1.5 (-1)	1,640 (-9%)	3mo	$324,995	$198	50
125 Old Orchard Rd	0.66mi	3/2.0 (-1)	1,738 (-3%)	12mo	$350,000	$201	48
136 Park St	0.43mi	3/3.0 (-1)	2,045 (+14%)	4mo	$353,000	$173	45
335 Main	0.71mi	3/1.5 (-1)	1,664 (-8%)	23mo	$190,000	$114	28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 20.6%
• Equity multiple: 2.67×
• Total profit: $149,604
• Equity at exit: $288,191

10-year hold

• IRR: 18.7%
• Equity multiple: 6.13×
• Total profit: $459,937
• Equity at exit: $621,495

Cash invested: $89,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 17360

• Home prices YoY: 6.2%
• Active inventory: 22
• Price-to-rent: 11.8×

Monthly cashflow live

• Estimated rent: $2,250 medium
• Mortgage (P&I): −$1,678
• Tax from tax record: −$353 /mo · $4,239/yr
• Insurance: −$133
• HOA: −$0
• Vacancy / Maint / Mgmt: −$472
• Net cashflow: $-387

Break-even live

Break-even rent $2,739

Max offer price $251,593

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,975
• Closing costs: $9,597
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7350 Seneca Ridge Dr York, PA	4.0	1.0	1900	$2,250	$1.18	44d	1	1.12mi

Listing history 16 events

1. 2026-05-12
   historical $319,900 756-char remark
2. 2022-09-01
   soldstatus $277,000 Closed 911-char remark

   Show marketing remark (911 chars)

   Are you looking for the perfect family home that is move in ready, look no further! This Beautiful All Brick Home is Located in the Dallastown School District Featuring 3 Bedrooms and 2 1/2 Bathrooms. Hardwood Floors that flow throughout the Main Level with 9 Ft Ceilings. Family Room, Living Room, Dining Area, Half Bathroom, and Laundry Area. Eat-in Kitchen features Granite Countertops, Tile Back Splash, Newer Stainless Steel Appliances and an Island Perfect for Entertaining. Upper Level features Primary Bedroom & Bathroom w/ Walk-In Closet, Double Vanity, Rain Shower Head, and Marble Tile Herringbone Shower Floor. Two Large Bedrooms and Updated Full Bath with Tile Floor and Subway Tile Tub/Shower combo! Unfinished Basement is great for Storage. Exterior Features a Covered Front Porch, New Covered Paver Patio in the rear, PVC Fenced in yard and a large Shed. The lot is just under a half acre!

3. 2022-09-01
   soldstatus $277,000

   Show marketing remark (911 chars)

   Are you looking for the perfect family home that is move in ready, look no further! This Beautiful All Brick Home is Located in the Dallastown School District Featuring 3 Bedrooms and 2 1/2 Bathrooms. Hardwood Floors that flow throughout the Main Level with 9 Ft Ceilings. Family Room, Living Room, Dining Area, Half Bathroom, and Laundry Area. Eat-in Kitchen features Granite Countertops, Tile Back Splash, Newer Stainless Steel Appliances and an Island Perfect for Entertaining. Upper Level features Primary Bedroom & Bathroom w/ Walk-In Closet, Double Vanity, Rain Shower Head, and Marble Tile Herringbone Shower Floor. Two Large Bedrooms and Updated Full Bath with Tile Floor and Subway Tile Tub/Shower combo! Unfinished Basement is great for Storage. Exterior Features a Covered Front Porch, New Covered Paver Patio in the rear, PVC Fenced in yard and a large Shed. The lot is just under a half acre!

4. 2022-07-23
   status Pending 911-char remark

   Show marketing remark (911 chars)

   Are you looking for the perfect family home that is move in ready, look no further! This Beautiful All Brick Home is Located in the Dallastown School District Featuring 3 Bedrooms and 2 1/2 Bathrooms. Hardwood Floors that flow throughout the Main Level with 9 Ft Ceilings. Family Room, Living Room, Dining Area, Half Bathroom, and Laundry Area. Eat-in Kitchen features Granite Countertops, Tile Back Splash, Newer Stainless Steel Appliances and an Island Perfect for Entertaining. Upper Level features Primary Bedroom & Bathroom w/ Walk-In Closet, Double Vanity, Rain Shower Head, and Marble Tile Herringbone Shower Floor. Two Large Bedrooms and Updated Full Bath with Tile Floor and Subway Tile Tub/Shower combo! Unfinished Basement is great for Storage. Exterior Features a Covered Front Porch, New Covered Paver Patio in the rear, PVC Fenced in yard and a large Shed. The lot is just under a half acre!

5. 2022-07-14
   listed $269,900 Active 911-char remark

   Show marketing remark (911 chars)

   Are you looking for the perfect family home that is move in ready, look no further! This Beautiful All Brick Home is Located in the Dallastown School District Featuring 3 Bedrooms and 2 1/2 Bathrooms. Hardwood Floors that flow throughout the Main Level with 9 Ft Ceilings. Family Room, Living Room, Dining Area, Half Bathroom, and Laundry Area. Eat-in Kitchen features Granite Countertops, Tile Back Splash, Newer Stainless Steel Appliances and an Island Perfect for Entertaining. Upper Level features Primary Bedroom & Bathroom w/ Walk-In Closet, Double Vanity, Rain Shower Head, and Marble Tile Herringbone Shower Floor. Two Large Bedrooms and Updated Full Bath with Tile Floor and Subway Tile Tub/Shower combo! Unfinished Basement is great for Storage. Exterior Features a Covered Front Porch, New Covered Paver Patio in the rear, PVC Fenced in yard and a large Shed. The lot is just under a half acre!

6. 2017-10-02
   historical

   Show marketing remark (443 chars)

   Completely renovated from top to bottom! Home is in Dallastown schools and qualifies for USDA $0 DOWN. Home has the character of yesteryear but has all of today's modern amenities. This home boasts hardwood floors, ceramic tile in kitchen, laundry and baths, granite counters, stainless appliances, new windows, new roof, new mechanicals, fenced yard, shed, and is just shy of a half acre. Located conveniently to I-83, schools, and shopping.

7. 2017-10-02
   soldstatus $173,000

   Show marketing remark (443 chars)

   Completely renovated from top to bottom! Home is in Dallastown schools and qualifies for USDA $0 DOWN. Home has the character of yesteryear but has all of today's modern amenities. This home boasts hardwood floors, ceramic tile in kitchen, laundry and baths, granite counters, stainless appliances, new windows, new roof, new mechanicals, fenced yard, shed, and is just shy of a half acre. Located conveniently to I-83, schools, and shopping.

8. 2017-09-29
   soldstatus $173,000 Closed

   Show marketing remark (443 chars)

   Completely renovated from top to bottom! Home is in Dallastown schools and qualifies for USDA $0 DOWN. Home has the character of yesteryear but has all of today's modern amenities. This home boasts hardwood floors, ceramic tile in kitchen, laundry and baths, granite counters, stainless appliances, new windows, new roof, new mechanicals, fenced yard, shed, and is just shy of a half acre. Located conveniently to I-83, schools, and shopping.

9. 2017-07-20
   listed $174,900

   Show marketing remark (443 chars)

   Completely renovated from top to bottom! Home is in Dallastown schools and qualifies for USDA $0 DOWN. Home has the character of yesteryear but has all of today's modern amenities. This home boasts hardwood floors, ceramic tile in kitchen, laundry and baths, granite counters, stainless appliances, new windows, new roof, new mechanicals, fenced yard, shed, and is just shy of a half acre. Located conveniently to I-83, schools, and shopping.

10. 2010-01-05
    soldstatus $184,900
11. 2009-12-15
    soldstatus $184,900
12. 2009-07-13
    listed $184,900
13. 2004-01-21
    soldstatus $70,000
14. 2004-01-15
    soldstatus $70,000
15. 2003-11-16
    historical
16. 2003-10-07
    listed $75,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $4,239 · $353/mo
• Projected year-2 tax: $4,647 · $387/mo
• Expected delta: +$407/yr (+$34/mo · 9.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 15% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,000
• − Mortgage interest: −$17,919
• − Property taxes: −$4,239
• − Insurance: −$1,600
• − Repairs & maintenance: −$2,160
• − Management: −$2,160
• − Depreciation: −$9,306
• Taxable loss: −$10,385
• Est. tax savings @ 24.0%: +$2,492
• After-tax cash flow: $-2,148/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dallastown Area SD
• NCES district ID: 4207230
• Math proficiency: 47% ▼ -5.00%
• Reading proficiency: 63% ▼ -9.00%
• Median HH income: $61,805
• Composite: 48.0/100
• National rank: #2199
• State rank: #102 of 539 in PA

Livability — Loganville

• Score: 72/100
• State rank: #611
• US rank: #5880

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment A Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Loganville, PA
• City population: 432
• Population (ZIP): 6,152

Population outlook (York County) Hauer SSP2

• Today (2025): 454,205 people
• By 2030: 457,407 · +0.7%
• By 2040: 457,529 · +0.7%
• By 2050: 448,261 · -1.3%
• By 2075: 427,388 · -5.9%
• By 2100: 384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 7% Black 4% Hispanic / Latino 3%
• Common ancestry: Italian 2% Serbian 2% Romanian 2%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · York

• 2024 margin: Strong R (+25.3) · D 36.9% · R 62.1%
• 2008→2024 swing: -11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
• All cycles: 2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 14.77%
• Current HPI: 253.1647
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+321.5% since first listed

18 events — show timeline

• 2026-05-25 Pending — BRIGHT MLS
• 2026-05-19 Listed $319,900 BRIGHT MLS
• 2026-05-12 Coming Soon $319,900 BRIGHT MLS
• 2022-09-01 Sold (Public Records) $277,000 Public Records
• 2022-09-01 Sold (MLS) $277,000 BRIGHT MLS
• 2022-07-23 Pending — BRIGHT MLS
• 2022-07-14 Listed $269,900 BRIGHT MLS
• 2017-10-02 Sold (Public Records) $173,000 Public Records
• 2017-10-02 Listing Removed — BRIGHT MLS
• 2017-09-29 Sold (MLS) $173,000 BRIGHT MLS
• 2017-07-20 Listed $174,900 BRIGHT MLS
• 2010-01-05 Sold (Public Records) $184,900 Public Records
• 2009-12-15 Sold (MLS) $184,900 BRIGHT MLS
• 2009-07-13 Listed $184,900 BRIGHT MLS
• 2004-01-21 Sold (Public Records) $70,000 Public Records
• 2004-01-15 Sold (MLS) $70,000 BRIGHT MLS
• 2003-11-16 Listing Removed — BRIGHT MLS
• 2003-10-07 Listed $75,900 BRIGHT MLS

Property tax history

+2.4%/yr

Latest (2026): $4,239 · +2.1% YoY. Source: county tax records.