🌊 Lakefront
3319 NW 64th Ct · Coconut Creek, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +4.6/10.0
- Livability +4.2/5.0
- Schools +4.1/10.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
$125,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
GREAT RETIREMENT HOME. COTTAGE FEEL AND WHAT A GREAT DECK W/ DOCK. VIEW OF CANAL. SLIDING DOORS FROM MASTER AND VIEW OF WATER. FULL BATHS AND NEW TILE AND REFRIGERATOR AND ALL NEW LAMINATED WOOD FLOORS THRU-OUT. TAKE A LOOK AT THE PICS. GATED 55+ COMMUNIT Y. ENJOY THE LIFE!
Key facts
- Gated community
- New swimming pool
- Close to hospitals
Tags
Property features AI
Finance
- Other: Located in a senior community; Private maintained asphalt road frontage
- Financial info: Pets allowed with breed restrictions; Land lease amount $1,053.59 per month
- HOA & community: Land lease monthly fee (land lease exists, expires 2030-03-02)
Exterior
- Parking: Aggregate parking surface; 2 open parking spaces (total 2)
- Security: Key card entry; Security lights; Gated (no guard)
- Utilities: Public water; Public sewer; Electricity connected; Water available; Sewer available
- Home design: Mobile home (Double Wide, model TWIN); One story; Resale condition; Faces north
- Construction: Brick, cement siding and vinyl siding exterior; Shingle roof; Block/combination/permanent foundation and slab; Brick skirt; Mobile dimensions approximately 44 ft by 44 ft; Mobile home remains on site
- Exterior features: Deck; Fencing (see remarks); No waterfront
Interior
- Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Trash compactor
- Bedrooms: 2 bedrooms on the main level
- Flooring: Laminate flooring; Tile flooring
- Bathrooms: 2 full bathrooms on the main level
- Heating & cooling: Central electric heating; Central electric cooling
- Interior features: Walk-in closets; Electric fireplace; Blinds; Furnished
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $125k.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $125k).
- Recommended offer: $118k (6.0% below list) — sets the bar for market timing.
- Cap rate 19.1% vs local median 3.7% in Coconut Creek — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 85/100 on livability (#30 in FL, #617 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, health & safety A+; Watch: amenities F.
- Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Tradewinds Elementary School (math 49% / reading 55%, grade C-, #990 of 2,144 statewide, top 48%, 972 students, 60% FRL); Lyons Creek Middle School (math 49% / reading 53%, grade C, #237 of 571 statewide, top 43%, 1,757 students, 60% FRL); Monarch High School (math 26% / reading 50%, grade F, #328 of 667 statewide, top 50%, 2,344 students, 54% FRL).
- Market conditions: Rents rising (+1.6%/yr); 155 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
- This rent runs 34% of the median local income ($97k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-0.8%/yr); year-one equity from $864 of loan paydown is wiped out by about $964 of value loss. Plan a longer hold.
- Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-0.8% appreciation + 1.6% rent growth), your $35k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 80 days — a 6% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 18y ago; this cycle's ask has dropped $35k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $18k; list at $125k implies a 594% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
- What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
- Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.23% ✓
- Cap rate
- 19.11%
- Cash-on-cash
- 45.77%
- DSCR
- 3.04
- GRM
- 3.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-0.77% appreciation · 1.64% rent growth · sell at horizon
- IRR
- 44.6%
- Equity multiple
- 3.09×
- Total profit
- $73,194
- Equity at exit
- $31,552
- IRR
- 47.6%
- Equity multiple
- 5.85×
- Total profit
- $169,919
- Equity at exit
- $34,322
Cash invested: $35,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33073
- Home prices YoY
- -0.2%
- Rents YoY
- 1.6%
- Active inventory
- 155
- Price-to-rent
- 3.7×
Monthly cashflow live
- Estimated rent
- $2,783 high interval (Pro) →
- Mortgage (P&I)
- −$656
- Tax est. 1.5%
- −$156 /mo · $1,875/yr
- Insurance
- −$52
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$584
- Net cashflow
- $1,335
Break-even live
Sensitivity live
| Price | -10% $1,421 | -5% $1,378 | +0% $1,335 | +5% $1,292 | +10% $1,249 |
|---|---|---|---|---|---|
| Rent | -10% $1,115 | -5% $1,225 | +0% $1,335 | +5% $1,445 | +10% $1,555 |
| Rate | -1.0pp $1,398 | -0.5pp $1,367 | base $1,335 | +0.5pp $1,303 | +1.0pp $1,270 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $31,250
- Closing costs
- $3,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 31 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6352 NW 36th Ave Coconut Creek, FL | 3.0 | 2.0 | 1392 | $3,500 | $2.51 | 25d | 1 | 0.11mi |
| 3600 W Hillsboro Blvd Coconut Creek, FL | 1.0–3.0 | 1.0–2.0 | 1128 | $2,417 | $2.14 | 0d | 13 | 0.52mi |
| 3621 W Hillsboro Blvd Coconut Creek, FL | 1.0–2.0 | 1.0–2.5 | 961 | $2,516 | $2.62 | 0d | 7 | 0.60mi |
| 4359 SW 10th Pl Deerfield Beach, FL | 2.0 | 2.0 | 1070 | $2,409 | $2.25 | 9d | 1 | 0.63mi |
| 4359 SW 10th Pl Deerfield Beach, FL | 1.0 | 1.0 | 718 | $1,913 | $2.66 | 23d | 1 | 0.63mi |
| 4359 SW 10th Pl Deerfield Beach, FL | 2.0 | 2.0 | 1070 | $2,399 | $2.24 | 4d | 1 | 0.63mi |
| 11 NW 45th Ave Deerfield Beach, FL | 1.0–3.0 | 1.0–2.5 | 1097 | $2,642 | $2.41 | 0d | 17 | 0.63mi |
| 4453 SW 11th Pl Deerfield Beach, FL | 3.0 | 2.5 | 1386 | $3,150 | $2.27 | 23d | 1 | 0.65mi |
| 1186 SW 44th Ave Deerfield Beach, FL | 3.0 | 2.0 | 1337 | $2,875 | $2.15 | 12d | 1 | 0.74mi |
| 1275 SW 48th Ter Unit 1275 Deerfield Beach, FL | 2.0 | 2.0 | 1264 | $2,600 | $2.06 | 14d | 1 | 0.79mi |
| 1310 SW 48th Ter Unit 1310 Deerfield Beach, FL | 3.0 | 2.0 | 1495 | $3,900 | $2.61 | 25d | 1 | 0.81mi |
| 5514 NW 41st Ter Coconut Creek, FL | 3.0 | 2.0 | 1378 | $3,900 | $2.83 | 21d | 1 | 0.93mi |
| 65 Centennial Ct Deerfield Beach, FL | 3.0 | 2.0 | 1466 | $3,000 | $2.05 | 6d | 1 | 0.96mi |
| 1455 SW 48th Ter Unit 1455 Deerfield Beach, FL | 3.0 | 2.5 | 1386 | $2,790 | $2.01 | 22d | 1 | 0.97mi |
| 11 Capitol Ct Unit 11 Deerfield Beach, FL | 3.0 | 2.0 | 1375 | $3,400 | $2.47 | 25d | 1 | 0.98mi |
| 4400 NW 6th St Deerfield Beach, FL | 1.0–2.0 | 1.0–2.0 | 875 | $2,387 | $2.73 | 0d | 9 | 0.98mi |
| 206 Congressional Way #206 Deerfield Beach, FL | 2.0 | 2.0 | 1150 | $2,600 | $2.26 | 25d | 1 | 1.02mi |
| 710 Freedom Ct Deerfield Beach, FL | 2.0 | 2.0 | 1151 | $2,400 | $2.09 | 25d | 1 | 1.10mi |
| 206 Lincoln Ct Deerfield Beach, FL | 3.0 | 2.0 | 1150 | $3,500 | $3.04 | 25d | 1 | 1.17mi |
| 5400 Lyons Rd Coconut Creek, FL | 1.0–3.0 | 1.0–2.0 | 1072 | $2,408 | $2.25 | 0d | 44 | 1.23mi |
| 283 NW 36th Ave Deerfield Beach, FL | 2.0 | 2.0 | 976 | $2,500 | $2.56 | 25d | 1 | 1.26mi |
| 51 Tilford S Unit 51 Deerfield Beach, FL | 2.0 | 1.5 | 820 | $1,800 | $2.20 | 25d | 1 | 1.27mi |
| 315 NW 36th Ave Deerfield Beach, FL | 2.0 | 2.0 | 1080 | $2,500 | $2.31 | 25d | 1 | 1.27mi |
| 299 NW 36th Ave Deerfield Beach, FL | 2.0 | 2.0 | 976 | $2,300 | $2.36 | 3d | 1 | 1.28mi |
| 299 NW 36th Ave Deerfield Beach, FL | 2.0 | 2.0 | 976 | $2,300 | $2.36 | 0d | 1 | 1.28mi |
| 260 Prescott N Unit 260 Deerfield Beach, FL | 1.0 | 1.5 | 700 | $1,500 | $2.14 | 25d | 1 | 1.29mi |
| 361 Tilford Q Unit Q Deerfield Beach, FL | 2.0 | 1.5 | 820 | $1,800 | $2.20 | 25d | 1 | 1.31mi |
| 4814 NW 58th Mnr Coconut Creek, FL | 2.0 | 2.5 | 1407 | $2,600 | $1.85 | 18d | 1 | 1.32mi |
| 4814 NW 58th Mnr Coconut Creek, FL | 2.0 | 2.5 | 1407 | $2,500 | $1.78 | 6d | 1 | 1.32mi |
| 539 NW 36th Ave #539 Deerfield Beach, FL | 2.0 | 2.0 | 1032 | $3,300 | $3.20 | 25d | 1 | 1.38mi |
| 272 Tilford M Unit M Deerfield Beach, FL | 2.0 | 1.5 | 820 | $1,900 | $2.32 | 25d | 1 | 1.47mi |
Listing history 16 events
-
2026-06-13statusdays on market $125,000 Pending 80 DOM
-
2026-06-09days on market $125,000 Active 78 DOM
-
2026-06-08days on market $125,000 Active 77 DOM
-
2026-06-07days on market $125,000 Active 76 DOM
-
2026-06-04pricedays on market $125,000 Active 73 DOM
-
2026-06-03days on market $130,000 Active 72 DOM
-
2026-06-02days on market $130,000 Active 71 DOM
-
2026-06-01days on market $130,000 Active 70 DOM
-
2026-05-31days on market $130,000 Active 69 DOM
-
2026-04-14price $130,000
-
2026-03-23$159,900 Active
-
2021-03-13historical
-
2021-03-01historical Active Under Contract
-
2021-02-16$32,000 Active
-
2009-04-10soldstatus $18,000 274-char remark
Show marketing remark (274 chars)
GREAT RETIREMENT HOME. COTTAGE FEEL AND WHAT A GREAT DECK W/ DOCK. VIEW OF CANAL. SLIDING DOORS FROM MASTER AND VIEW OF WATER. FULL BATHS AND NEW TILE AND REFRIGERATOR AND ALL NEW LAMINATED WOOD FLOORS THRU-OUT. TAKE A LOOK AT THE PICS. GATED 55+ COMMUNIT Y. ENJOY THE LIFE!
-
2008-07-26$23,000 274-char remark
Show marketing remark (274 chars)
GREAT RETIREMENT HOME. COTTAGE FEEL AND WHAT A GREAT DECK W/ DOCK. VIEW OF CANAL. SLIDING DOORS FROM MASTER AND VIEW OF WATER. FULL BATHS AND NEW TILE AND REFRIGERATOR AND ALL NEW LAMINATED WOOD FLOORS THRU-OUT. TAKE A LOOK AT THE PICS. GATED 55+ COMMUNIT Y. ENJOY THE LIFE!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,400
- − Mortgage interest
- −$7,002
- − Property taxes
- −$1,875
- − Insurance
- −$625
- − Repairs & maintenance
- −$2,672
- − Management
- −$2,672
- − Depreciation
- −$3,636
- Taxable income
- $14,918
- Est. tax owed @ 24.0%
- −$3,580
- After-tax cash flow
- $12,439/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Broward
- NCES district ID
- 1200180
- Math proficiency
- 42% ▼ -18.00%
- Reading proficiency
- 53% ▼ -5.00%
- Median HH income
- $52,139
- Composite
- 40.88/100
- National rank
- #3621
- State rank
- #46 of 73 in FL
Livability — Coconut Creek
- Score
- 85/100
- State rank
- #30
- US rank
- #617
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Coconut Creek, FL
- County
- Broward County · 1,963,430 people
- City population
- 50,557
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- Population (ZIP)
- 33,838
- Household income
- $97,412
- Rent vs Own
- Severe rent burden
- 1109.0
Population outlook (Broward County) Hauer SSP2
- Today (2025)
- 2,207,033 people
- By 2030
- 2,360,704 · +7.0%
- By 2040
- 2,661,208 · +20.6%
- By 2050
- 2,946,698 · +33.5%
- By 2075
- 3,602,273 · +63.2%
- By 2100
- 3,970,984 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 43% Hispanic / Latino 28% Two or more races 18% Black 17% Asian 3%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 4% Cuban 4% Dominican 2%
- Common ancestry
- Estonian 6% Hispanic 3% Romanian 2%
- Foreign-born
- 35% · Canada, Jamaica, China
- Languages at home
- 58% English-only · Spanish 23% Other Indo-European 11% French/Haitian/Cajun 4%
Political lean MEDSL · Broward
- 2024 margin
- D (+17.0) · D 58.0% · R 41.0%
- 2008→2024 swing
- -17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
- All cycles
- 2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.77%
- Current HPI
- 337.0725
- Rent YoY
- ▲ 1.64%
- Metro
- Miami-Fort Lauderdale-Pompano Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
|
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Price history
+465.2% since first listed7 events — show timeline
- 2026-04-14 Price Changed $130,000 Beaches MLS
- 2026-03-23 Listed $159,900 Beaches MLS
- 2021-03-13 Listing Removed — Beaches MLS
- 2021-03-01 Contingent — Beaches MLS
- 2021-02-16 Listed $32,000 Beaches MLS
- 2009-04-10 Sold (MLS) $18,000 MARMLS
- 2008-07-26 Listed $23,000 MARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…