1951 Torreyson St · Conway, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +8.1/30.0
- ARV discount +3.8/15.0
- Schools +3.8/10.0
- Livability +3.5/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- DSCR +2.1/10.0
- 1% rule +1.5/10.0
- Appreciation +0.0/10.0
$220,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
Key facts
- New plumbing
- Large corner lot
- Updated in 2019
Tags
Property features AI
Finance
- Financial info: Financing options include FHA, conventional, or cash
Exterior
- Parking: Carport for 1 car
- Utilities: Public water; Public sewer; Electric service (municipal, Entergy); Natural gas
- Home design: Metal/vinyl siding exterior
- Construction: Crawl space foundation; 3-tab shingle roof
- Exterior features: Patio; Fully fenced yard with wood fence; Paved road access; Level lot; Inside city limits
Interior
- Kitchen: Free-standing stove; Electric range; Microwave; Dishwasher
- Flooring: Tile; Laminate; Luxury vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (gas); Central electric cooling
- Interior features: Granite slab kitchen counters; Paneling on walls/ceilings
- Laundry & utility: Laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $220k.
Deal economics
- At list price, monthly cash flow is $-215 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $182k (17.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (34.5% below list).
- Recommended offer: $144k (34.5% below list) — sets the bar for 1% rule.
- Cap rate 5.1% vs local median 3.9% in Conway — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#71 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B; Watch: employment C-, crime F, amenities F.
- Conway School District (urban): math 43% / reading 47% proficiency, ranked #36 of 238 in AR (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.3%/yr); 262 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 865 units permitted in Faulkner County in 2024 (451 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Faulkner County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 11y ago; this cycle's ask has dropped $17k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $93k; list at $220k implies a 136% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.65% ✗
- Cap rate
- 5.12%
- Cash-on-cash
- -4.19%
- DSCR
- 0.81
- GRM
- 12.7
CMA / ARV
- ARV (on-the-fly)
- $203,181
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 220 S Baridon St | 0.05mi | 4/2.0 | 1,504 (+4%) | 16mo | $130,000 | $86 | 77 |
| 120 S Mitchell St | 0.09mi | 3/2.0 (-1) | 1,307 (-9%) | 6mo | $196,000 | $150 | 70 |
| 1803 Clara Dr | 0.28mi | 3/2.0 (-1) | 1,534 (+6%) | 2mo | $207,500 | $135 | 69 |
| 232 Mitchell St | 0.31mi | 3/1.0 (-1) | 1,350 (-6%) | 3mo | $190,000 | $141 | 64 |
| 1840 Simms St | 0.52mi | 3/2.0 (-1) | 1,485 (+3%) | 11mo | $215,000 | $145 | 57 |
| 229 Oliver St | 0.60mi | 4/2.0 | 1,460 (+1%) | 16mo | $120,000 | $82 | 56 |
| 305 Ash St | 0.43mi | 4/2.0 | 1,638 (+14%) | 2mo | $185,840 | $113 | 55 |
| 1823 Scott St | 0.69mi | 3/2.0 (-1) | 1,392 (-3%) | 9mo | $235,000 | $169 | 50 |
| 1900 Hillman St | 0.33mi | 3/2.0 (-1) | 1,645 (+14%) | 11mo | $235,000 | $143 | 47 |
| 320 Mitchell St | 0.39mi | 3/3.0 (-1) | 1,604 (+11%) | 10mo | $249,500 | $156 | 46 |
| 123 Shamrock Dr | 0.70mi | 3/2.0 (-1) | 1,580 (+10%) | 11mo | $194,000 | $123 | 37 |
| 313 Oliver St | 0.66mi | 3/1.0 (-1) | 1,560 (+8%) | 15mo | $120,000 | $77 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -26.4%
- Equity multiple
- 0.13×
- Total profit
- $-53,644
- Equity at exit
- $32,803
- IRR
- -35.4%
- Equity multiple
- -0.31×
- Total profit
- $-80,987
- Equity at exit
- $19,022
Cash invested: $61,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72034
- Rents YoY
- -0.3%
- Active inventory
- 262
- Price-to-rent
- 12.7×
Monthly cashflow live
- Estimated rent
- $1,441 high interval (Pro) →
- Mortgage (P&I)
- −$1,154
- Tax from tax record
- −$108 /mo · $1,291/yr
- Insurance
- −$92
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$303
- Net cashflow
- $-215
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $55,000
- Closing costs
- $6,600
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1410 Robins St #4 Conway, AR | 3.0 | 2.0 | 1288 | $1,150 | $0.89 | 23d | 1 | 0.57mi |
| 835 S Donaghey Ave Conway, AR | 1.0–3.0 | 1.0–2.0 | 1006 | $1,299 | $1.29 | 14d | 9 | 0.62mi |
| 235 Oliver St Conway, AR | 3.0 | 2.0 | 1414 | $1,450 | $1.03 | 23d | 1 | 0.64mi |
| 2730 Dave Ward Dr Conway, AR | 2.0–4.0 | 2.0–4.0 | 1302 | $1,450 | $1.11 | 14d | 3 | 0.96mi |
| 1280 Pyramid Dr Conway, AR | 3.0 | 2.0 | 1260 | $1,300 | $1.03 | 23d | 1 | 1.14mi |
| 513 3rd St Conway, AR | 3.0 | 2.0 | 1428 | $1,250 | $0.88 | 23d | 1 | 1.32mi |
| 306 Mildred St Unit B Conway, AR | 3.0 | 2.0 | 1250 | $1,200 | $0.96 | 23d | 1 | 1.45mi |
| 310 Mildred St Unit A Conway, AR | 3.0 | 2.0 | 1250 | $1,300 | $1.04 | 23d | 1 | 1.45mi |
| 307 Mildred St Unit B Conway, AR | 3.0 | 2.0 | 1250 | $1,300 | $1.04 | 23d | 1 | 1.48mi |
| 1305 Clifton St Conway, AR | 3.0 | 1.0 | 1215 | $985 | $0.81 | 14d | 1 | 1.49mi |
Listing history 39 events
-
2026-06-18days on market $220,000 Active 17 DOM
-
2026-06-17days on market $220,000 Active 16 DOM
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2026-06-16days on market $220,000 Active 15 DOM
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2026-06-15days on market $220,000 Active 14 DOM
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2026-06-14days on market $220,000 Active 12 DOM
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2026-06-10days on market $220,000 Active 9 DOM
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2026-06-09days on market $220,000 Active 8 DOM
-
2026-06-08statusdays on market $220,000 Active 7 DOM
-
2026-06-07days on market $220,000 New Listing 6 DOM
-
2026-06-03days on market $220,000 New Listing 2 DOM
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2026-06-02statusdays on market $220,000 New Listing 1 DOM
-
2026-05-19status Under Contract
-
2026-05-16price $220,000
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2026-03-09price $229,000
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2025-12-22$237,000 New Listing
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2025-12-20historical
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2025-11-13price $239,000
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2025-10-14price $249,900
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2025-09-19$265,000 New Listing
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2019-05-24soldstatus $93,200 Sold 429-char remark
Show marketing remark (429 chars)
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
-
2019-05-24soldstatus $93,200
Show marketing remark (429 chars)
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
-
2019-05-16status Under Contract 429-char remark
Show marketing remark (429 chars)
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
-
2019-05-14price $119,900 429-char remark
Show marketing remark (429 chars)
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
-
2019-05-13status Price Change 429-char remark
Show marketing remark (429 chars)
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
-
2019-05-12historical Take Backups 429-char remark
Show marketing remark (429 chars)
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
-
2019-05-03$124,900 New Listing 429-char remark
Show marketing remark (429 chars)
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
-
2019-05-03historical
Show marketing remark (429 chars)
Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!
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2019-04-11status Back on Market
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2019-04-04historical Take Backups
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2018-12-28status Under Contract
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2018-12-13price $260,000
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2018-04-14$299,000 New Listing
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2015-12-29soldstatus $59,900 Sold
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2015-12-07status Under Contract
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2015-11-07historical Take Backups
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2015-11-05price $59,900
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2015-11-04status Price Change
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2015-09-16historical Take Backups
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2015-08-10$69,900 New Listing
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $1,291 · $108/mo
- Projected year-2 tax
- $1,408 · $117/mo
- Expected delta
- +$117/yr (+$10/mo · 9.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
- Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,286
- − Mortgage interest
- −$12,323
- − Property taxes
- −$1,291
- − Insurance
- −$1,100
- − Repairs & maintenance
- −$1,383
- − Management
- −$1,383
- − Depreciation
- −$6,400
- Taxable loss
- −$6,594
- Est. tax savings @ 24.0%
- +$1,583
- After-tax cash flow
- $-997/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Conway School District
- NCES district ID
- 0504590
- Math proficiency
- 43% ▼ -17.00%
- Reading proficiency
- 47% ▼ -9.00%
- Median HH income
- $46,270
- Composite
- 38.27/100
- National rank
- #4236
- State rank
- #36 of 238 in AR
Livability — Conway
- Score
- 69/100
- State rank
- #71
- US rank
- #8673
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Conway, AR
- County
- Faulkner County · 103,634 people
- City population
- 84,754
- Metro
- Little Rock-North Little Rock-Conway, AR
- Population (ZIP)
- 50,285
- Household income
- $65,635
- Rent vs Own
- Severe rent burden
- 2282.0
Population outlook (Faulkner County) Hauer SSP2
- Today (2025)
- 138,985 people
- By 2030
- 148,264 · +6.7%
- By 2040
- 166,010 · +19.4%
- By 2050
- 183,362 · +31.9%
- By 2075
- 224,593 · +61.6%
- By 2100
- 250,603 · +80.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (71%)
- Race & ethnicity
- White 71% Black 17% Hispanic / Latino 5% Two or more races 5% Asian 2%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Slovak 2% Lithuanian 2% Italian 1%
- Foreign-born
- 4% · Canada, South Korea
- Languages at home
- 94% English-only · Spanish 3% Korean 1%
Political lean MEDSL · Faulkner
- 2024 margin
- Solid R (+32.3) · D 32.6% · R 64.9% · Other 2.5%
- 2008→2024 swing
- -7.1pp toward R · 2008: -25.3pp · 2024: -32.3pp
- All cycles
- 2024: R+32.3 2020: R+29.5 2016: R+31.6 2012: R+31.7 2008: R+25.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -122.99%
- Current HPI
- 225.7805
- Rent YoY
- ▼ -0.28%
- Metro
- Little Rock-North Little Rock-Conway, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
+214.7% since first listed28 events — show timeline
- 2026-05-19 Pending — CARMLS
- 2026-05-16 Price Changed $220,000 CARMLS
- 2026-03-09 Price Changed $229,000 CARMLS
- 2025-12-22 Listed $237,000 CARMLS
- 2025-12-20 Listing Removed — CARMLS
- 2025-11-13 Price Changed $239,000 CARMLS
- 2025-10-14 Price Changed $249,900 CARMLS
- 2025-09-19 Listed $265,000 CARMLS
- 2019-05-24 Sold (Public Records) $93,200 Public Records
- 2019-05-24 Sold (MLS) $93,200 CARMLS
- 2019-05-16 Pending — CARMLS
- 2019-05-14 Price Changed $119,900 CARMLS
- 2019-05-13 Relisted — CARMLS
- 2019-05-12 Contingent — CARMLS
- 2019-05-03 Listing Removed — CARMLS
- 2019-05-03 Listed $124,900 CARMLS
- 2019-04-11 Relisted — CARMLS
- 2019-04-04 Contingent — CARMLS
- 2018-12-28 Pending — CARMLS
- 2018-12-13 Price Changed $260,000 CARMLS
- 2018-04-14 Listed $299,000 CARMLS
- 2015-12-29 Sold (MLS) $59,900 CARMLS
- 2015-12-07 Pending — CARMLS
- 2015-11-07 Contingent — CARMLS
- 2015-11-05 Price Changed $59,900 CARMLS
- 2015-11-04 Relisted — CARMLS
- 2015-09-16 Contingent — CARMLS
- 2015-08-10 Listed $69,900 CARMLS
Property tax history
+56.5%/yrLatest (2025): $1,291 · +9.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…