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1951 Torreyson St
F Composite 27.77
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.1/30.0
  • ARV discount +3.8/15.0
  • Schools +3.8/10.0
  • Livability +3.5/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • DSCR +2.1/10.0
  • 1% rule +1.5/10.0
  • Appreciation +0.0/10.0

$220,000

1951 Torreyson St · Conway, AR 72034
4 bd · 2.0 ba · 1,441 sqft · SingleFamily public records · 17 Days on market
Built 1957 0.25 ac lot Est $203k · 8% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

Key facts

  • New plumbing
  • Large corner lot
  • Updated in 2019

Tags

LARGE CORNER LOTZONED MF-3UPDATED IN 2019NEW PLUMBINGGRANITE COUNTERTOPSMODERN FINISHES

Property features AI

Finance

  • Financial info: Financing options include FHA, conventional, or cash

Exterior

  • Parking: Carport for 1 car
  • Utilities: Public water; Public sewer; Electric service (municipal, Entergy); Natural gas
  • Home design: Metal/vinyl siding exterior
  • Construction: Crawl space foundation; 3-tab shingle roof
  • Exterior features: Patio; Fully fenced yard with wood fence; Paved road access; Level lot; Inside city limits

Interior

  • Kitchen: Free-standing stove; Electric range; Microwave; Dishwasher
  • Flooring: Tile; Laminate; Luxury vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (gas); Central electric cooling
  • Interior features: Granite slab kitchen counters; Paneling on walls/ceilings
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $220k.

Deal economics

  • At list price, monthly cash flow is $-215 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $182k (17.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $144k (34.5% below list).
  • Recommended offer: $144k (34.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.1% vs local median 3.9% in Conway — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 69/100 on livability (#71 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, schools B; Watch: employment C-, crime F, amenities F.
  • Conway School District (urban): math 43% / reading 47% proficiency, ranked #36 of 238 in AR (top 15%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.3%/yr); 262 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 865 units permitted in Faulkner County in 2024 (451 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Faulkner County population projected at +32% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($217k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 11y ago; this cycle's ask has dropped $17k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $93k; list at $220k implies a 136% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $144,051 (34.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.65%
Cap rate
5.12%
Cash-on-cash
-4.19%
DSCR
0.81
GRM
12.7

CMA / ARV

ARV (on-the-fly)
$203,181
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
220 S Baridon St 0.05mi 4/2.0 1,504 (+4%) 16mo $130,000 $86 77
120 S Mitchell St 0.09mi 3/2.0 (-1) 1,307 (-9%) 6mo $196,000 $150 70
1803 Clara Dr 0.28mi 3/2.0 (-1) 1,534 (+6%) 2mo $207,500 $135 69
232 Mitchell St 0.31mi 3/1.0 (-1) 1,350 (-6%) 3mo $190,000 $141 64
1840 Simms St 0.52mi 3/2.0 (-1) 1,485 (+3%) 11mo $215,000 $145 57
229 Oliver St 0.60mi 4/2.0 1,460 (+1%) 16mo $120,000 $82 56
305 Ash St 0.43mi 4/2.0 1,638 (+14%) 2mo $185,840 $113 55
1823 Scott St 0.69mi 3/2.0 (-1) 1,392 (-3%) 9mo $235,000 $169 50
1900 Hillman St 0.33mi 3/2.0 (-1) 1,645 (+14%) 11mo $235,000 $143 47
320 Mitchell St 0.39mi 3/3.0 (-1) 1,604 (+11%) 10mo $249,500 $156 46
123 Shamrock Dr 0.70mi 3/2.0 (-1) 1,580 (+10%) 11mo $194,000 $123 37
313 Oliver St 0.66mi 3/1.0 (-1) 1,560 (+8%) 15mo $120,000 $77 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.4%
Equity multiple
0.13×
Total profit
$-53,644
Equity at exit
$32,803
10-year hold
IRR
-35.4%
Equity multiple
-0.31×
Total profit
$-80,987
Equity at exit
$19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72034

Rents YoY
-0.3%
Active inventory
262
Price-to-rent
12.7×

Monthly cashflow live

Estimated rent
$1,441 high interval (Pro) →
Mortgage (P&I)
$1,154
Tax from tax record
$108 /mo · $1,291/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$303
Net cashflow
$-215

Break-even live

Break-even rent $1,713
Max offer price $182,023
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$55,000
Closing costs
$6,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1410 Robins St #4 Conway, AR 3.0 2.0 1288 $1,150 $0.89 23d 1 0.57mi
835 S Donaghey Ave Conway, AR 1.0–3.0 1.0–2.0 1006 $1,299 $1.29 14d 9 0.62mi
235 Oliver St Conway, AR 3.0 2.0 1414 $1,450 $1.03 23d 1 0.64mi
2730 Dave Ward Dr Conway, AR 2.0–4.0 2.0–4.0 1302 $1,450 $1.11 14d 3 0.96mi
1280 Pyramid Dr Conway, AR 3.0 2.0 1260 $1,300 $1.03 23d 1 1.14mi
513 3rd St Conway, AR 3.0 2.0 1428 $1,250 $0.88 23d 1 1.32mi
306 Mildred St Unit B Conway, AR 3.0 2.0 1250 $1,200 $0.96 23d 1 1.45mi
310 Mildred St Unit A Conway, AR 3.0 2.0 1250 $1,300 $1.04 23d 1 1.45mi
307 Mildred St Unit B Conway, AR 3.0 2.0 1250 $1,300 $1.04 23d 1 1.48mi
1305 Clifton St Conway, AR 3.0 1.0 1215 $985 $0.81 14d 1 1.49mi

Listing history 39 events

  1. 2026-06-18
    days on market $220,000 Active 17 DOM
  2. 2026-06-17
    days on market $220,000 Active 16 DOM
  3. 2026-06-16
    days on market $220,000 Active 15 DOM
  4. 2026-06-15
    days on market $220,000 Active 14 DOM
  5. 2026-06-14
    days on market $220,000 Active 12 DOM
  6. 2026-06-10
    days on market $220,000 Active 9 DOM
  7. 2026-06-09
    days on market $220,000 Active 8 DOM
  8. 2026-06-08
    statusdays on market $220,000 Active 7 DOM
  9. 2026-06-07
    days on market $220,000 New Listing 6 DOM
  10. 2026-06-03
    days on market $220,000 New Listing 2 DOM
  11. 2026-06-02
    statusdays on marketlisting id $220,000 New Listing 1 DOM
  12. 2026-05-19
    status Under Contract
  13. 2026-05-16
    price $220,000
  14. 2026-03-09
    price $229,000
  15. 2025-12-22
    listed $237,000 New Listing
  16. 2025-12-20
    historical
  17. 2025-11-13
    price $239,000
  18. 2025-10-14
    price $249,900
  19. 2025-09-19
    listed $265,000 New Listing
  20. 2019-05-24
    soldstatus $93,200 Sold 429-char remark
    Show marketing remark (429 chars)

    Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

  21. 2019-05-24
    soldstatus $93,200
    Show marketing remark (429 chars)

    Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

  22. 2019-05-16
    status Under Contract 429-char remark
    Show marketing remark (429 chars)

    Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

  23. 2019-05-14
    price $119,900 429-char remark
    Show marketing remark (429 chars)

    Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

  24. 2019-05-13
    status Price Change 429-char remark
    Show marketing remark (429 chars)

    Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

  25. 2019-05-12
    historical Take Backups 429-char remark
    Show marketing remark (429 chars)

    Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

  26. 2019-05-03
    listed $124,900 New Listing 429-char remark
    Show marketing remark (429 chars)

    Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

  27. 2019-05-03
    historical
    Show marketing remark (429 chars)

    Investors, students and first time buyers! Walking distance to UCA and view of the UCA business center from the front lawn. Beautiful home on 3 city lots covered in existing flowering plants. Green house with elec. available and large backyard. Unlimited tenants potential renting history to include UCA professors. Roof and HVAC replaced in 2018! Furnace 3 years old. What a great investment or student opportunity. Conway Corp!

  28. 2019-04-11
    status Back on Market
  29. 2019-04-04
    historical Take Backups
  30. 2018-12-28
    status Under Contract
  31. 2018-12-13
    price $260,000
  32. 2018-04-14
    listed $299,000 New Listing
  33. 2015-12-29
    soldstatus $59,900 Sold
  34. 2015-12-07
    status Under Contract
  35. 2015-11-07
    historical Take Backups
  36. 2015-11-05
    price $59,900
  37. 2015-11-04
    status Price Change
  38. 2015-09-16
    historical Take Backups
  39. 2015-08-10
    listed $69,900 New Listing

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,291 · $108/mo
Projected year-2 tax
$1,408 · $117/mo
Expected delta
+$117/yr (+$10/mo · 9.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,286
− Mortgage interest
−$12,323
− Property taxes
−$1,291
− Insurance
−$1,100
− Repairs & maintenance
−$1,383
− Management
−$1,383
− Depreciation
−$6,400
Taxable loss
−$6,594
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,583
After-tax cash flow
$-997/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Conway School District
NCES district ID
0504590
Math proficiency
43% ▼ -17.00%
Reading proficiency
47% ▼ -9.00%
Median HH income
$46,270
Composite
38.27/100
National rank
#4236
State rank
#36 of 238 in AR

Livability — Conway

Score
69/100
State rank
#71
US rank
#8673

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety C+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Conway, AR
County
Faulkner County · 103,634 people
City population
84,754
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
50,285
Household income
$65,635
Rent vs Own
52.4% rent · 47.6% own
Severe rent burden
2282.0

Population outlook (Faulkner County) Hauer SSP2

Today (2025)
138,985 people
By 2030
148,264 · +6.7%
By 2040
166,010 · +19.4%
By 2050
183,362 · +31.9%
By 2075
224,593 · +61.6%
By 2100
250,603 · +80.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 17% Hispanic / Latino 5% Two or more races 5% Asian 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Slovak 2% Lithuanian 2% Italian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
94% English-only · Spanish 3% Korean 1%

Political lean MEDSL · Faulkner

2024 margin
Solid R (+32.3) · D 32.6% · R 64.9% · Other 2.5%
2008→2024 swing
-7.1pp toward R · 2008: -25.3pp · 2024: -32.3pp
All cycles
2024: R+32.3 2020: R+29.5 2016: R+31.6 2012: R+31.7 2008: R+25.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -122.99%
Current HPI
225.7805
Rent YoY
▼ -0.28%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+214.7% since first listed
28 events — show timeline
  • 2026-05-19 Pending CARMLS
  • 2026-05-16 Price Changed $220,000 CARMLS
  • 2026-03-09 Price Changed $229,000 CARMLS
  • 2025-12-22 Listed $237,000 CARMLS
  • 2025-12-20 Listing Removed CARMLS
  • 2025-11-13 Price Changed $239,000 CARMLS
  • 2025-10-14 Price Changed $249,900 CARMLS
  • 2025-09-19 Listed $265,000 CARMLS
  • 2019-05-24 Sold (Public Records) $93,200 Public Records
  • 2019-05-24 Sold (MLS) $93,200 CARMLS
  • 2019-05-16 Pending CARMLS
  • 2019-05-14 Price Changed $119,900 CARMLS
  • 2019-05-13 Relisted CARMLS
  • 2019-05-12 Contingent CARMLS
  • 2019-05-03 Listing Removed CARMLS
  • 2019-05-03 Listed $124,900 CARMLS
  • 2019-04-11 Relisted CARMLS
  • 2019-04-04 Contingent CARMLS
  • 2018-12-28 Pending CARMLS
  • 2018-12-13 Price Changed $260,000 CARMLS
  • 2018-04-14 Listed $299,000 CARMLS
  • 2015-12-29 Sold (MLS) $59,900 CARMLS
  • 2015-12-07 Pending CARMLS
  • 2015-11-07 Contingent CARMLS
  • 2015-11-05 Price Changed $59,900 CARMLS
  • 2015-11-04 Relisted CARMLS
  • 2015-09-16 Contingent CARMLS
  • 2015-08-10 Listed $69,900 CARMLS

Property tax history

+56.5%/yr

Latest (2025): $1,291 · +9.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…