14214 Dartwood Dr · Houston, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +14.1/30.0
- 1% rule +5.2/10.0
- Appreciation +4.4/10.0
- DSCR +4.3/10.0
- Livability +3.7/5.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Rent growth +1.7/5.0
$140,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Great investment opportunity with strong rental potential or flip. Home features 3bed 2bath in an oversized extended driveway with plenty of parking space behind a gated entrance. Perfect for multiple vehicles, work trucks, trailers or future possibilities.
Key facts
- 7,440 sq ft lot
- Garage
- Built 1983
Property features AI
Finance
- HOA & community: Pine Trails association with an annual fee of $375
Exterior
- Parking: Attached garage; Additional parking; Driveway; Alley access; Electric gate
- Utilities: Public water; Public sewer
- Home design: Residential property; Single‑story (all main rooms on the first floor)
- Construction: Brick and wood siding exterior; Composition roof; Built in 1983; Slab foundation
- Exterior features: Fully fenced yard; Private yard; Cleared lot
Interior
- Kitchen: Electric oven; Electric range; Free‑standing range; Oven
- Bedrooms: Primary bedroom on the first floor; Two additional bedrooms on the first floor
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric and gas); Central air conditioning (electric and gas)
- Interior features: Ceiling fans
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $140k.
Deal economics
- At list price, monthly cash flow is $21 ($258/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $140k).
- Cap rate 6.5% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
- Galena Park ISD (suburban): math 32% / reading 33% proficiency, ranked #578 of 826 in TX (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Purple Sage El (math 30% / reading 29%, grade F, #2,525 of 4,322 statewide, top 62%, 451 students, 94% FRL); Cunningham Middle (math 29% / reading 35%, grade F, #971 of 1,662 statewide, top 60%, 928 students, 89% FRL); North Shore Senior High (math 35% / reading 40%, grade F, #888 of 1,632 statewide, top 55%, 4,569 students, 86% FRL) — zoned schools average 90% FRL vs 74% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents falling (-3.3%/yr); 157 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.2%/yr); year-one equity from $968 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $29k; list at $140k implies a 383% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 6.48%
- Cash-on-cash
- 0.66%
- DSCR
- 1.03
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $173,460
- List price
- $140,000
- Delta
- -19.29%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14214 Dartwood Dr | 0.00mi | 3/2.0 | 1,072 (0%) | 1mo | $140,000 | $131 | 95 |
| 14323 Edenglen Dr | 0.27mi | 3/1.0 | 1,042 (-3%) | 4mo | $160,000 | $154 | 80 |
| 13826 Northlake Dr | 0.36mi | 2/2.0 (-1) | 1,072 (0%) | 1mo | $149,900 | $140 | 74 |
| 14222 Nordic Dr | 0.17mi | 3/2.0 | 1,076 (+0%) | 16mo | $160,000 | $149 | 74 |
| 14114 Dartwood Dr | 0.19mi | 2/2.5 (-1) | 1,103 (+3%) | 3mo | $185,000 | $168 | 73 |
| 13839 Northlake Dr | 0.32mi | 3/2.0 | 1,072 (0%) | 14mo | $149,900 | $140 | 69 |
| 13735 Northlake Dr | 0.38mi | 3/2.0 | 1,072 (0%) | 22mo | $179,900 | $168 | 60 |
| 6506 Lodgepole Rd | 0.72mi | 2/1.0 (-1) | 1,087 (+1%) | 0mo | $160,000 | $147 | 59 |
| 6311 Hollow Pines Dr | 0.32mi | 3/2.0 | 1,191 (+11%) | 14mo | $193,000 | $162 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.2% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -8.9%
- Equity multiple
- 0.63×
- Total profit
- $-14,546
- Equity at exit
- $32,428
- IRR
- -5.3%
- Equity multiple
- 0.58×
- Total profit
- $-16,589
- Equity at exit
- $32,900
Cash invested: $39,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77049
- Home prices YoY
- -0.5%
- Rents YoY
- -3.3%
- Active inventory
- 157
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $1,432 high interval (Pro) →
- Mortgage (P&I)
- −$734
- Tax from tax record
- −$286 /mo · $3,435/yr
- Insurance
- −$58
- HOA
- −$31
- Vacancy / Maint / Mgmt
- −$301
- Net cashflow
- $21
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $35,000
- Closing costs
- $4,200
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5675 Purple Sage Rd Houston, TX | 1.0–2.0 | 1.0–2.0 | 782 | $1,129 | $1.44 | 3d | 18 | 0.46mi |
| 5616 Hollow Pines Dr Unit A Houston, TX | 4.0 | 3.0 | 1500 | $1,800 | $1.20 | 44d | 1 | 0.47mi |
| 5830 S Lake Houston Pkwy Unit 2162 Houston, TX | 2.0 | 2.0 | 863 | $1,089 | $1.26 | 5d | 1 | 0.51mi |
| 5830 S Lake Houston Pkwy Unit 3165 Houston, TX | 3.0 | 2.0 | 1203 | $1,512 | $1.26 | 3d | 1 | 0.51mi |
| 5830 S Lake Houston Pkwy Unit 2165 Houston, TX | 2.0 | 2.0 | 863 | $1,081 | $1.25 | 3d | 1 | 0.51mi |
| 14340 Wallisville Rd Unit 425 Houston, TX | 2.0 | 2.0 | 940 | $1,382 | $1.47 | 3d | 1 | 0.54mi |
| 14340 Wallisville Rd Unit 14377 Houston, TX | 2.0 | 2.0 | 940 | $1,414 | $1.50 | 10d | 1 | 0.54mi |
| 14340 Wallisville Rd Unit 14397 Houston, TX | 2.0 | 2.0 | 936 | $1,410 | $1.51 | 44d | 1 | 0.54mi |
| 14340 Wallisville Rd Unit 2162 Houston, TX | 2.0 | 2.0 | 940 | $1,390 | $1.48 | 5d | 1 | 0.55mi |
| 14340 Wallisville Rd Unit 2047 Houston, TX | 2.0 | 2.0 | 940 | $1,425 | $1.52 | 11d | 1 | 0.55mi |
| 14340 Wallisville Rd Unit 2148 Houston, TX | 2.0 | 2.0 | 940 | $1,382 | $1.47 | 3d | 1 | 0.55mi |
| 14346 Wallisville Rd Houston, TX | 2.0 | 2.0 | 936 | $1,360 | $1.45 | 44d | 1 | 0.56mi |
| 14445 Wallisville Rd Houston, TX | 2.0 | 1.0–2.0 | 659 | $1,210 | $1.83 | 1d | 10 | 0.57mi |
| 5830 S Lake Houston Pkwy Unit 5863 Houston, TX | 3.0 | 2.0 | 1203 | $1,544 | $1.28 | 10d | 1 | 0.59mi |
| 5830 S Lake Houston Pkwy Unit 5887 Houston, TX | 2.0 | 2.0 | 863 | $1,113 | $1.29 | 10d | 1 | 0.59mi |
| 5830 S Lake Houston Pkwy Unit 3047 Houston, TX | 3.0 | 2.0 | 1203 | $1,555 | $1.29 | 11d | 1 | 0.66mi |
| 14630 Edenglen Dr Houston, TX | 3.0 | 2.0 | 1231 | $1,500 | $1.22 | 24d | 1 | 0.66mi |
| 19 Normandy St Houston, TX | 3.0 | 2.0 | 1383 | $1,525 | $1.10 | 44d | 1 | 0.68mi |
| 6415 S Lake Houston Pkwy Unit Plan C Houston, TX | 2.0 | 2.0 | 980 | $1,225 | $1.25 | 44d | 1 | 0.78mi |
| 5836 S Lake Houston Pkwy Houston, TX | 3.0 | 2.0 | 1052 | $1,289 | $1.23 | 22d | 1 | 0.78mi |
| 5836 S Lake Houston Pkwy Houston, TX | 4.0 | 2.0 | 1345 | $1,499 | $1.11 | 18d | 1 | 0.78mi |
| 5836 S Lake Houston Pkwy Houston, TX | 2.0 | 2.0 | 954 | $1,094 | $1.15 | 19d | 1 | 0.78mi |
| 5836 S Lake Houston Pkwy Houston, TX | 3.0 | 2.0 | 1052 | $1,289 | $1.23 | 44d | 1 | 0.78mi |
| 5921 Uvalde Rd Houston, TX | 2.0 | 1.0 | 800 | $1,141 | $1.43 | 24d | 1 | 0.90mi |
| 5915 Uvalde Rd Houston, TX | 1.0–3.0 | 1.0–2.0 | 779 | $1,399 | $1.80 | 3d | 13 | 0.91mi |
| 13311 Danshire Dr Houston, TX | 3.0 | 2.5 | 1373 | $1,699 | $1.24 | 3d | 1 | 0.96mi |
| 13502 N Thorntree Dr Unit 424 Houston, TX | 2.0 | 2.0 | 766 | $939 | $1.23 | 5d | 1 | 1.00mi |
| 13502 N Thorntree Dr Unit 425 Houston, TX | 2.0 | 2.0 | 766 | $963 | $1.26 | 10d | 1 | 1.00mi |
| 8 Uvalde Rd Houston, TX | 3.0 | 2.0 | 1125 | $1,000 | $0.89 | 44d | 1 | 1.05mi |
| 206 Spinwood Dr Houston, TX | 2.0 | 2.0 | 860 | $1,040 | $1.21 | 44d | 1 | 1.06mi |
| 90 Uvalde Rd Houston, TX | 1.0–2.0 | 1.0–2.0 | 868 | $1,347 | $1.55 | 1d | 20 | 1.15mi |
| 13464 Castilian Dr #2 Houston, TX | 3.0 | 1.5 | 1440 | $1,195 | $0.83 | 13d | 1 | 1.29mi |
| 12905 Woodforest Blvd Houston, TX | 2.0 | 1.0 | 886 | $1,098 | $1.24 | 21d | 2 | 1.34mi |
| 250 Uvalde Rd Houston, TX | 1.0–3.0 | 1.0–2.0 | 909 | $1,339 | $1.47 | 3d | 26 | 1.34mi |
| 12800 Woodforest Blvd Unit 12833 Houston, TX | 3.0 | 2.0 | 1200 | $1,366 | $1.14 | 3d | 1 | 1.36mi |
| 12800 Woodforest Blvd Unit 12857 Houston, TX | 2.0 | 2.0 | 850 | $1,126 | $1.32 | 3d | 1 | 1.36mi |
| 13726 Rampchester Ln Houston, TX | 4.0 | 2.0 | 1492 | $1,900 | $1.27 | 44d | 1 | 1.39mi |
| 13161 Woodforest Blvd Houston, TX | 2.0 | 2.0 | 965 | $1,058 | $1.10 | 44d | 1 | 1.39mi |
| 7100 Uvalde Rd Houston, TX | 1.0–3.0 | 1.0–2.0 | 1066 | $2,229 | $2.09 | 1d | 17 | 1.40mi |
| 316 White Cedar St Houston, TX | 3.0 | 2.0 | 1158 | $1,496 | $1.29 | 20d | 1 | 1.43mi |
HOA detail
- Monthly dues
- $31 · $372/yr
- Likely covers
- security
Listing history 8 events
-
2026-05-08status Pending 259-char remark
-
2026-05-07$140,000 Active 259-char remark
-
2013-10-16soldstatus
-
2013-04-21historical
-
2013-03-12price $64,900
-
2012-09-30$69,900 Active
-
1989-07-28soldstatus
-
1989-05-01soldstatus $29,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,435 · $286/mo
- Projected year-2 tax
- $3,435 · $286/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,183
- − Mortgage interest
- −$7,842
- − Property taxes
- −$3,435
- − Insurance
- −$700
- − Repairs & maintenance
- −$1,375
- − Management
- −$1,375
- − HOA
- −$372
- − Depreciation
- −$4,073
- Taxable loss
- −$1,988
- Est. tax savings @ 24.0%
- +$477
- After-tax cash flow
- $735/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Galena Park ISD
- NCES district ID
- 4820250
- Math proficiency
- 32% ▼ -20.00%
- Reading proficiency
- 33% ▼ -7.00%
- Median HH income
- $43,158
- Composite
- 27.62/100
- National rank
- #6927
- State rank
- #578 of 826 in TX
Livability — Houston
- Score
- 74/100
- State rank
- #184
- US rank
- #4771
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Harris County · 4,702,590 people
- City population
- 3,226,434
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 40,418
- Household income
- $62,971
- Rent vs Own
- Severe rent burden
- 993.0
Population outlook (Harris County) Hauer SSP2
- Today (2025)
- 5,571,493 people
- By 2030
- 6,089,821 · +9.3%
- By 2040
- 7,142,806 · +28.2%
- By 2050
- 8,185,864 · +46.9%
- By 2075
- 10,574,329 · +89.8%
- By 2100
- 12,109,958 · +117.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (66%)
- Race & ethnicity
- Hispanic / Latino 66% Two or more races 32% Black 19% White 10% Asian 3%
- Hispanic origin (detail)
- Mexican 55%
- Common ancestry
- Lithuanian 1%
- Foreign-born
- 26% · Canada, China, Vietnam
- Languages at home
- 43% English-only · Spanish 54% Other Asian/Pacific 1% Chinese 1%
Political lean MEDSL · Harris
- 2024 margin
- Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
- 2008→2024 swing
- +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
- All cycles
- 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.20%
- Current HPI
- 248.1111
- Rent YoY
- ▼ -3.31%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
|
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Price history
+382.8% since first listed11 events — show timeline
- 2026-05-29 Sold (MLS) — HARMLS
- 2026-05-22 Sold (Public Records) — Public Records
- 2026-05-13 Sold (Public Records) — Public Records
- 2026-05-08 Pending — HARMLS
- 2026-05-07 Listed $140,000 HARMLS
- 2013-10-16 Sold (Public Records) — Public Records
- 2013-04-21 Listing Removed — HARMLS
- 2013-03-12 Price Changed $64,900 HARMLS
- 2012-09-30 Listed $69,900 HARMLS
- 1989-07-28 Sold (Public Records) — Public Records
- 1989-05-01 Sold (Public Records) $29,000 Public Records
Property tax history
+10.8%/yrLatest (2025): $3,435 · +0.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…