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14214 Dartwood Dr
C- Composite 53.69
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +14.1/30.0
  • 1% rule +5.2/10.0
  • Appreciation +4.4/10.0
  • DSCR +4.3/10.0
  • Livability +3.7/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +1.7/5.0

$140,000

14214 Dartwood Dr · Houston, TX 77049
3 bd · 1.0 ba · 1,072 sqft · SingleFamily public records · 2 Days on market
Built 1983 7,440 sqft lot $131/sqft · 19% below area Est $173k · 19% under $31/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Great investment opportunity with strong rental potential or flip. Home features 3bed 2bath in an oversized extended driveway with plenty of parking space behind a gated entrance. Perfect for multiple vehicles, work trucks, trailers or future possibilities.

Key facts

  • 7,440 sq ft lot
  • Garage
  • Built 1983

Property features AI

Finance

  • HOA & community: Pine Trails association with an annual fee of $375

Exterior

  • Parking: Attached garage; Additional parking; Driveway; Alley access; Electric gate
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single‑story (all main rooms on the first floor)
  • Construction: Brick and wood siding exterior; Composition roof; Built in 1983; Slab foundation
  • Exterior features: Fully fenced yard; Private yard; Cleared lot

Interior

  • Kitchen: Electric oven; Electric range; Free‑standing range; Oven
  • Bedrooms: Primary bedroom on the first floor; Two additional bedrooms on the first floor
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric and gas); Central air conditioning (electric and gas)
  • Interior features: Ceiling fans

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $21 ($258/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $140k).
  • Cap rate 6.5% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: crime F.
  • Galena Park ISD (suburban): math 32% / reading 33% proficiency, ranked #578 of 826 in TX (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Purple Sage El (math 30% / reading 29%, grade F, #2,525 of 4,322 statewide, top 62%, 451 students, 94% FRL); Cunningham Middle (math 29% / reading 35%, grade F, #971 of 1,662 statewide, top 60%, 928 students, 89% FRL); North Shore Senior High (math 35% / reading 40%, grade F, #888 of 1,632 statewide, top 55%, 4,569 students, 86% FRL) — zoned schools average 90% FRL vs 74% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents falling (-3.3%/yr); 157 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.2%/yr); year-one equity from $968 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $29k; list at $140k implies a 383% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,000

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
6.48%
Cash-on-cash
0.66%
DSCR
1.03
GRM
8.1

CMA / ARV

ARV (median comp)
$173,460
List price
$140,000
Delta
-19.29%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14214 Dartwood Dr 0.00mi 3/2.0 1,072 (0%) 1mo $140,000 $131 95
14323 Edenglen Dr 0.27mi 3/1.0 1,042 (-3%) 4mo $160,000 $154 80
13826 Northlake Dr 0.36mi 2/2.0 (-1) 1,072 (0%) 1mo $149,900 $140 74
14222 Nordic Dr 0.17mi 3/2.0 1,076 (+0%) 16mo $160,000 $149 74
14114 Dartwood Dr 0.19mi 2/2.5 (-1) 1,103 (+3%) 3mo $185,000 $168 73
13839 Northlake Dr 0.32mi 3/2.0 1,072 (0%) 14mo $149,900 $140 69
13735 Northlake Dr 0.38mi 3/2.0 1,072 (0%) 22mo $179,900 $168 60
6506 Lodgepole Rd 0.72mi 2/1.0 (-1) 1,087 (+1%) 0mo $160,000 $147 59
6311 Hollow Pines Dr 0.32mi 3/2.0 1,191 (+11%) 14mo $193,000 $162 51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.2% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-8.9%
Equity multiple
0.63×
Total profit
$-14,546
Equity at exit
$32,428
10-year hold
IRR
-5.3%
Equity multiple
0.58×
Total profit
$-16,589
Equity at exit
$32,900

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77049

Home prices YoY
-0.5%
Rents YoY
-3.3%
Active inventory
157
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,432 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$286 /mo · $3,435/yr
Insurance
$58
HOA
$31
Vacancy / Maint / Mgmt
$301
Net cashflow
$21

Break-even live

Break-even rent $1,405
Max offer price $140,000
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5675 Purple Sage Rd Houston, TX 1.0–2.0 1.0–2.0 782 $1,129 $1.44 3d 18 0.46mi
5616 Hollow Pines Dr Unit A Houston, TX 4.0 3.0 1500 $1,800 $1.20 44d 1 0.47mi
5830 S Lake Houston Pkwy Unit 2162 Houston, TX 2.0 2.0 863 $1,089 $1.26 5d 1 0.51mi
5830 S Lake Houston Pkwy Unit 3165 Houston, TX 3.0 2.0 1203 $1,512 $1.26 3d 1 0.51mi
5830 S Lake Houston Pkwy Unit 2165 Houston, TX 2.0 2.0 863 $1,081 $1.25 3d 1 0.51mi
14340 Wallisville Rd Unit 425 Houston, TX 2.0 2.0 940 $1,382 $1.47 3d 1 0.54mi
14340 Wallisville Rd Unit 14377 Houston, TX 2.0 2.0 940 $1,414 $1.50 10d 1 0.54mi
14340 Wallisville Rd Unit 14397 Houston, TX 2.0 2.0 936 $1,410 $1.51 44d 1 0.54mi
14340 Wallisville Rd Unit 2162 Houston, TX 2.0 2.0 940 $1,390 $1.48 5d 1 0.55mi
14340 Wallisville Rd Unit 2047 Houston, TX 2.0 2.0 940 $1,425 $1.52 11d 1 0.55mi
14340 Wallisville Rd Unit 2148 Houston, TX 2.0 2.0 940 $1,382 $1.47 3d 1 0.55mi
14346 Wallisville Rd Houston, TX 2.0 2.0 936 $1,360 $1.45 44d 1 0.56mi
14445 Wallisville Rd Houston, TX 2.0 1.0–2.0 659 $1,210 $1.83 1d 10 0.57mi
5830 S Lake Houston Pkwy Unit 5863 Houston, TX 3.0 2.0 1203 $1,544 $1.28 10d 1 0.59mi
5830 S Lake Houston Pkwy Unit 5887 Houston, TX 2.0 2.0 863 $1,113 $1.29 10d 1 0.59mi
5830 S Lake Houston Pkwy Unit 3047 Houston, TX 3.0 2.0 1203 $1,555 $1.29 11d 1 0.66mi
14630 Edenglen Dr Houston, TX 3.0 2.0 1231 $1,500 $1.22 24d 1 0.66mi
19 Normandy St Houston, TX 3.0 2.0 1383 $1,525 $1.10 44d 1 0.68mi
6415 S Lake Houston Pkwy Unit Plan C Houston, TX 2.0 2.0 980 $1,225 $1.25 44d 1 0.78mi
5836 S Lake Houston Pkwy Houston, TX 3.0 2.0 1052 $1,289 $1.23 22d 1 0.78mi
5836 S Lake Houston Pkwy Houston, TX 4.0 2.0 1345 $1,499 $1.11 18d 1 0.78mi
5836 S Lake Houston Pkwy Houston, TX 2.0 2.0 954 $1,094 $1.15 19d 1 0.78mi
5836 S Lake Houston Pkwy Houston, TX 3.0 2.0 1052 $1,289 $1.23 44d 1 0.78mi
5921 Uvalde Rd Houston, TX 2.0 1.0 800 $1,141 $1.43 24d 1 0.90mi
5915 Uvalde Rd Houston, TX 1.0–3.0 1.0–2.0 779 $1,399 $1.80 3d 13 0.91mi
13311 Danshire Dr Houston, TX 3.0 2.5 1373 $1,699 $1.24 3d 1 0.96mi
13502 N Thorntree Dr Unit 424 Houston, TX 2.0 2.0 766 $939 $1.23 5d 1 1.00mi
13502 N Thorntree Dr Unit 425 Houston, TX 2.0 2.0 766 $963 $1.26 10d 1 1.00mi
8 Uvalde Rd Houston, TX 3.0 2.0 1125 $1,000 $0.89 44d 1 1.05mi
206 Spinwood Dr Houston, TX 2.0 2.0 860 $1,040 $1.21 44d 1 1.06mi
90 Uvalde Rd Houston, TX 1.0–2.0 1.0–2.0 868 $1,347 $1.55 1d 20 1.15mi
13464 Castilian Dr #2 Houston, TX 3.0 1.5 1440 $1,195 $0.83 13d 1 1.29mi
12905 Woodforest Blvd Houston, TX 2.0 1.0 886 $1,098 $1.24 21d 2 1.34mi
250 Uvalde Rd Houston, TX 1.0–3.0 1.0–2.0 909 $1,339 $1.47 3d 26 1.34mi
12800 Woodforest Blvd Unit 12833 Houston, TX 3.0 2.0 1200 $1,366 $1.14 3d 1 1.36mi
12800 Woodforest Blvd Unit 12857 Houston, TX 2.0 2.0 850 $1,126 $1.32 3d 1 1.36mi
13726 Rampchester Ln Houston, TX 4.0 2.0 1492 $1,900 $1.27 44d 1 1.39mi
13161 Woodforest Blvd Houston, TX 2.0 2.0 965 $1,058 $1.10 44d 1 1.39mi
7100 Uvalde Rd Houston, TX 1.0–3.0 1.0–2.0 1066 $2,229 $2.09 1d 17 1.40mi
316 White Cedar St Houston, TX 3.0 2.0 1158 $1,496 $1.29 20d 1 1.43mi

HOA detail

Monthly dues
$31 · $372/yr
Likely covers
security

Listing history 8 events

  1. 2026-05-08
    status Pending 259-char remark
  2. 2026-05-07
    listed $140,000 Active 259-char remark
  3. 2013-10-16
    soldstatus
  4. 2013-04-21
    historical
  5. 2013-03-12
    price $64,900
  6. 2012-09-30
    listed $69,900 Active
  7. 1989-07-28
    soldstatus
  8. 1989-05-01
    soldstatus $29,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,435 · $286/mo
Projected year-2 tax
$3,435 · $286/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,183
− Mortgage interest
−$7,842
− Property taxes
−$3,435
− Insurance
−$700
− Repairs & maintenance
−$1,375
− Management
−$1,375
− HOA
−$372
− Depreciation
−$4,073
Taxable loss
−$1,988
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$477
After-tax cash flow
$735/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Galena Park ISD
NCES district ID
4820250
Math proficiency
32% ▼ -20.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$43,158
Composite
27.62/100
National rank
#6927
State rank
#578 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
40,418
Household income
$62,971
Rent vs Own
32.1% rent · 67.9% own
Severe rent burden
993.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (66%)
Race & ethnicity
Hispanic / Latino 66% Two or more races 32% Black 19% White 10% Asian 3%
Hispanic origin (detail)
Mexican 55%
Common ancestry
Lithuanian 1%
Foreign-born
26% · Canada, China, Vietnam
Languages at home
43% English-only · Spanish 54% Other Asian/Pacific 1% Chinese 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.20%
Current HPI
248.1111
Rent YoY
▼ -3.31%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+382.8% since first listed
11 events — show timeline
  • 2026-05-29 Sold (MLS) HARMLS
  • 2026-05-22 Sold (Public Records) Public Records
  • 2026-05-13 Sold (Public Records) Public Records
  • 2026-05-08 Pending HARMLS
  • 2026-05-07 Listed $140,000 HARMLS
  • 2013-10-16 Sold (Public Records) Public Records
  • 2013-04-21 Listing Removed HARMLS
  • 2013-03-12 Price Changed $64,900 HARMLS
  • 2012-09-30 Listed $69,900 HARMLS
  • 1989-07-28 Sold (Public Records) Public Records
  • 1989-05-01 Sold (Public Records) $29,000 Public Records

Property tax history

+10.8%/yr

Latest (2025): $3,435 · +0.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…