41 Reynolds St · Bremen, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 4/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 24.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.5/30.0
- DSCR +8.5/10.0
- ARV discount +7.5/15.0
- 1% rule +5.5/10.0
- Livability +3.5/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$329,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Wish list: fulfilled! Welcome home to this stunningly remodeled 3-bed, 2-bath brick ranch. Everything is fresh and brand new, from the roof and HVAC to the kitchen cabinets, appliances, and bathrooms. Nestled on a spacious half-acre lot, you will love the fully fenced backyard. Bonus: This property has great potential to be annexed into Bremen City schools, following the path of both neighboring homes. Take a look at this sneak peek before professional photos drop-schedule your tour today!
Key facts
- 0.54 acre lot
- Garage
- Built 1974
Tags
Property features AI
Finance
- Other: Insulation listed for energy efficiency; Crawl space basement
Exterior
- Parking: Attached carport; Two total parking spaces (including 2 carport spaces)
- Utilities: Public water; Septic tank sewer; 110V and 220V electric
- Home design: One-level home; Fee simple ownership; Brick exterior; Facing/entry level: One; Composition roof; Updated/remodeled
- Construction: Brick construction; Brick/mortar foundation
- Exterior features: Back yard fencing; Deck; Other exterior features
Interior
- Kitchen: Dishwasher; Refrigerator; Kitchen with other features
- Bedrooms: Three bedrooms on the main level; Master suite on the main level
- Flooring: Other flooring
- Bathrooms: Two full bathrooms (both on the main level); Master bathroom: Other features
- Heating & cooling: Heat pump heating; Electric cooling
- Interior features: Updated/remodeled condition; No common walls; Attic space; Other interior features
- Laundry & utility: Laundry located in the garage; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $330k.
Deal economics
- At list price, monthly cash flow is $772 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $330k).
- Cap rate 9.1% vs local median 3.2% in Bremen — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#97 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Haralson County (rural): math 36% / reading 30% proficiency, ranked #76 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Buchanan Primary School (445 students, 85% FRL); Haralson County Middle School (math 43% / reading 33%, grade F, #159 of 470 statewide, top 34%, 772 students, 85% FRL); Haralson County High School (math 30% / reading 42%, grade F, #74 of 424 statewide, top 18%, 945 students, 85% FRL) — zoned schools average 85% FRL vs 54% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 148 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 225 units permitted in Haralson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Haralson County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $80k; list at $330k implies a 312% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.05% ✓
- Cap rate
- 9.10%
- Cash-on-cash
- 10.02%
- DSCR
- 1.45
- GRM
- 7.9
CMA / ARV
- ARV (on-the-fly)
- $178,321
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 325 Lakeview Dr | 0.49mi | 2/2.0 (-1) | 1,268 (+2%) | 12mo | $270,000 | $213 | 57 |
| 317 Lakeview Dr | 0.55mi | 2/1.0 (-1) | 1,356 (+9%) | 4mo | $110,000 | $81 | 49 |
| 12 C W Smith Cir | 0.48mi | 4/1.0 (+1) | 1,400 (+12%) | 3mo | $200,000 | $143 | 48 |
| 215 Water Works | 0.64mi | 3/2.0 | 1,342 (+8%) | 23mo | $160,000 | $119 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -1.3%
- Equity multiple
- 0.95×
- Total profit
- $-4,448
- Equity at exit
- $49,189
- IRR
- 8.4%
- Equity multiple
- 1.64×
- Total profit
- $58,858
- Equity at exit
- $28,524
Cash invested: $92,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30110
- Home prices YoY
- -8.0%
- Active inventory
- 148
- Price-to-rent
- 7.9×
Monthly cashflow live
- Estimated rent
- $3,474 medium interval (Pro) →
- Mortgage (P&I)
- −$1,730
- Tax from tax record
- −$106 /mo · $1,267/yr
- Insurance
- −$137
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$730
- Net cashflow
- $772
Break-even live
Sensitivity live
| Price | -10% $958 | -5% $865 | +0% $772 | +5% $678 | +10% $585 |
|---|---|---|---|---|---|
| Rent | -10% $497 | -5% $634 | +0% $772 | +5% $909 | +10% $1,046 |
| Rate | -1.0pp $938 | -0.5pp $856 | base $772 | +0.5pp $686 | +1.0pp $599 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $82,475
- Closing costs
- $9,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 804 Highway 27 N Bremen, GA | 2.0 | 1.5 | 1044 | $1,595 | $1.53 | 0d | 1 | 0.24mi |
| 121 Marchman St Bremen, GA | 2.0 | 1.0 | 775 | $1,000 | $1.29 | 45d | 1 | 0.95mi |
| 243 N Georgia Ave Apt C Bremen, GA | 2.0 | 1.0 | 700 | $2,600 | $3.71 | 0d | 1 | 1.27mi |
| 243 N Georgia Ave Apt A Bremen, GA | 2.0 | 1.0 | 700 | $2,300 | $3.29 | 45d | 1 | 1.27mi |
| 235 Georgia Ave N Bremen, GA | 3.0 | 2.0 | 1100 | $4,800 | $4.36 | 45d | 1 | 1.29mi |
| 111 Kaiser St Bremen, GA | 2.0 | 2.0 | 1128 | $1,195 | $1.06 | 3d | 1 | 1.33mi |
Listing history 7 events
-
2026-06-21days on market $329,900 Active 9 DOM
-
2026-06-18days on market $329,900 Active 6 DOM
-
2026-06-17days on market $329,900 Active 5 DOM
-
2026-06-16days on market $329,900 Active 4 DOM
-
2026-06-15days on market $329,900 Active 3 DOM
-
2026-06-13remarks 494-char remark
-
2026-06-13$329,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,267 · $106/mo
- Projected year-2 tax
- $3,035 · $253/mo
- Expected delta
- +$1,768/yr (+$147/mo · 139.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 4/10 Moderate 7 d/yr ≥101°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,692
- − Mortgage interest
- −$18,480
- − Property taxes
- −$1,267
- − Insurance
- −$1,650
- − Repairs & maintenance
- −$3,335
- − Management
- −$3,335
- − Depreciation
- −$9,597
- Taxable income
- $4,028
- Est. tax owed @ 24.0%
- −$967
- After-tax cash flow
- $8,293/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Haralson County
- NCES district ID
- 1302670
- Math proficiency
- 36% ▼ -6.00%
- Reading proficiency
- 30% ▼ -3.00%
- Median HH income
- $39,716
- Composite
- 27.74/100
- National rank
- #6900
- State rank
- #76 of 174 in GA
Livability — Bremen
- Score
- 70/100
- State rank
- #97
- US rank
- #7777
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Population (ZIP)
- 14,088
Population outlook (Haralson County) Hauer SSP2
- Today (2025)
- 29,106 people
- By 2030
- 29,023 · -0.3%
- By 2040
- 28,434 · -2.3%
- By 2050
- 27,144 · -6.7%
- By 2075
- 22,666 · -22.1%
- By 2100
- 16,475 · -43.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (91%)
- Race & ethnicity
- White 91% Black 4% Two or more races 2% Hispanic / Latino 2%
- Common ancestry
- Slovak 4% Serbian 2% Italian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 98% English-only · Other Indo-European 1%
Political lean MEDSL · Haralson
- 2024 margin
- Solid R (+74.4) · D 12.6% · R 87.0%
- 2008→2024 swing
- -16.6pp toward R · 2008: -57.8pp · 2024: -74.4pp
- All cycles
- 2024: R+74.4 2020: R+74.0 2016: R+71.6 2012: R+64.2 2008: R+57.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -28.20%
- Current HPI
- 326.4181
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
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| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
+601.9% since first listed4 events — show timeline
- 2026-06-12 Listed $329,900 FMLS
- 2026-06-12 Listed $329,900 GAMLS
- 2022-07-19 Sold (Public Records) $80,000 Public Records
- 1995-08-18 Sold (Public Records) $47,000 Public Records
Property tax history
+5.1%/yrLatest (2025): $1,267 · +32.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…