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41 Reynolds St
C Composite 58.28
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • DSCR +8.5/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.5/10.0
  • Livability +3.5/5.0
  • Schools +2.8/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$329,900

41 Reynolds St · Bremen, GA 30110
3 bd · 1.5 ba · 1,247 sqft · SingleFamily public records · 9 Days on market
Built 1974 0.54 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Wish list: fulfilled! Welcome home to this stunningly remodeled 3-bed, 2-bath brick ranch. Everything is fresh and brand new, from the roof and HVAC to the kitchen cabinets, appliances, and bathrooms. Nestled on a spacious half-acre lot, you will love the fully fenced backyard. Bonus: This property has great potential to be annexed into Bremen City schools, following the path of both neighboring homes. Take a look at this sneak peek before professional photos drop-schedule your tour today!

Key facts

  • 0.54 acre lot
  • Garage
  • Built 1974

Tags

REMODELED BRICK RANCHFULLY FENCED BACKYARDSPACIOUS HALF-ACRE LOT

Property features AI

Finance

  • Other: Insulation listed for energy efficiency; Crawl space basement

Exterior

  • Parking: Attached carport; Two total parking spaces (including 2 carport spaces)
  • Utilities: Public water; Septic tank sewer; 110V and 220V electric
  • Home design: One-level home; Fee simple ownership; Brick exterior; Facing/entry level: One; Composition roof; Updated/remodeled
  • Construction: Brick construction; Brick/mortar foundation
  • Exterior features: Back yard fencing; Deck; Other exterior features

Interior

  • Kitchen: Dishwasher; Refrigerator; Kitchen with other features
  • Bedrooms: Three bedrooms on the main level; Master suite on the main level
  • Flooring: Other flooring
  • Bathrooms: Two full bathrooms (both on the main level); Master bathroom: Other features
  • Heating & cooling: Heat pump heating; Electric cooling
  • Interior features: Updated/remodeled condition; No common walls; Attic space; Other interior features
  • Laundry & utility: Laundry located in the garage; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $330k.

Deal economics

  • At list price, monthly cash flow is $772 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $330k).
  • Cap rate 9.1% vs local median 3.2% in Bremen — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#97 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
  • Haralson County (rural): math 36% / reading 30% proficiency, ranked #76 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Buchanan Primary School (445 students, 85% FRL); Haralson County Middle School (math 43% / reading 33%, grade F, #159 of 470 statewide, top 34%, 772 students, 85% FRL); Haralson County High School (math 30% / reading 42%, grade F, #74 of 424 statewide, top 18%, 945 students, 85% FRL) — zoned schools average 85% FRL vs 54% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 148 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 225 units permitted in Haralson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Haralson County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $80k; list at $330k implies a 312% gain — meaningful room to come down on a strong offer.
Recommended offer $329,900

Questions for the listing agent

  1. Built in 1974 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
9.10%
Cash-on-cash
10.02%
DSCR
1.45
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$178,321
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
325 Lakeview Dr 0.49mi 2/2.0 (-1) 1,268 (+2%) 12mo $270,000 $213 57
317 Lakeview Dr 0.55mi 2/1.0 (-1) 1,356 (+9%) 4mo $110,000 $81 49
12 C W Smith Cir 0.48mi 4/1.0 (+1) 1,400 (+12%) 3mo $200,000 $143 48
215 Water Works 0.64mi 3/2.0 1,342 (+8%) 23mo $160,000 $119 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.3%
Equity multiple
0.95×
Total profit
$-4,448
Equity at exit
$49,189
10-year hold
IRR
8.4%
Equity multiple
1.64×
Total profit
$58,858
Equity at exit
$28,524

Cash invested: $92,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30110

Home prices YoY
-8.0%
Active inventory
148
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$3,474 medium interval (Pro) →
Mortgage (P&I)
$1,730
Tax from tax record
$106 /mo · $1,267/yr
Insurance
$137
HOA
$0
Vacancy / Maint / Mgmt
$730
Net cashflow
$772

Break-even live

Break-even rent $2,498
Max offer price $329,900
Occupancy floor 73%

Sensitivity live

Price -10% $958 -5% $865 +0% $772 +5% $678 +10% $585
Rent -10% $497 -5% $634 +0% $772 +5% $909 +10% $1,046
Rate -1.0pp $938 -0.5pp $856 base $772 +0.5pp $686 +1.0pp $599

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,475
Closing costs
$9,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
804 Highway 27 N Bremen, GA 2.0 1.5 1044 $1,595 $1.53 0d 1 0.24mi
121 Marchman St Bremen, GA 2.0 1.0 775 $1,000 $1.29 45d 1 0.95mi
243 N Georgia Ave Apt C Bremen, GA 2.0 1.0 700 $2,600 $3.71 0d 1 1.27mi
243 N Georgia Ave Apt A Bremen, GA 2.0 1.0 700 $2,300 $3.29 45d 1 1.27mi
235 Georgia Ave N Bremen, GA 3.0 2.0 1100 $4,800 $4.36 45d 1 1.29mi
111 Kaiser St Bremen, GA 2.0 2.0 1128 $1,195 $1.06 3d 1 1.33mi

Listing history 7 events

  1. 2026-06-21
    days on market $329,900 Active 9 DOM
  2. 2026-06-18
    days on market $329,900 Active 6 DOM
  3. 2026-06-17
    days on market $329,900 Active 5 DOM
  4. 2026-06-16
    days on market $329,900 Active 4 DOM
  5. 2026-06-15
    days on market $329,900 Active 3 DOM
  6. 2026-06-13
    remarks 494-char remark
  7. 2026-06-13
    listed $329,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,267 · $106/mo
Projected year-2 tax
$3,035 · $253/mo
Expected delta
+$1,768/yr (+$147/mo · 139.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥101°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,692
− Mortgage interest
−$18,480
− Property taxes
−$1,267
− Insurance
−$1,650
− Repairs & maintenance
−$3,335
− Management
−$3,335
− Depreciation
−$9,597
Taxable income
$4,028
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$967
After-tax cash flow
$8,293/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Haralson County
NCES district ID
1302670
Math proficiency
36% ▼ -6.00%
Reading proficiency
30% ▼ -3.00%
Median HH income
$39,716
Composite
27.74/100
National rank
#6900
State rank
#76 of 174 in GA

Livability — Bremen

Score
70/100
State rank
#97
US rank
#7777

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A- Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
14,088

Population outlook (Haralson County) Hauer SSP2

Today (2025)
29,106 people
By 2030
29,023 · -0.3%
By 2040
28,434 · -2.3%
By 2050
27,144 · -6.7%
By 2075
22,666 · -22.1%
By 2100
16,475 · -43.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Black 4% Two or more races 2% Hispanic / Latino 2%
Common ancestry
Slovak 4% Serbian 2% Italian 2%
Foreign-born
2% · Canada
Languages at home
98% English-only · Other Indo-European 1%

Political lean MEDSL · Haralson

2024 margin
Solid R (+74.4) · D 12.6% · R 87.0%
2008→2024 swing
-16.6pp toward R · 2008: -57.8pp · 2024: -74.4pp
All cycles
2024: R+74.4 2020: R+74.0 2016: R+71.6 2012: R+64.2 2008: R+57.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -28.20%
Current HPI
326.4181
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+601.9% since first listed
4 events — show timeline
  • 2026-06-12 Listed $329,900 FMLS
  • 2026-06-12 Listed $329,900 GAMLS
  • 2022-07-19 Sold (Public Records) $80,000 Public Records
  • 1995-08-18 Sold (Public Records) $47,000 Public Records

Property tax history

+5.1%/yr

Latest (2025): $1,267 · +32.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…