3637 E 143rd St S · Bixby, OK
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $2,463 – $4,575
Heat risk 6/10 · Moderate
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.6/30.0
- ARV discount +9.8/15.0
- DSCR +4.4/10.0
- Livability +3.6/5.0
- Schools +3.5/10.0
- 1% rule +3.4/10.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$285,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fantastic home on 1/2 acre lot w/ room for a shop and much more. House has been well maintained and has perfect layout which includes 3 bedrooms & 2 full baths, large living room w/ fireplace and a formal dining room. This won't last long!
Key facts
- Updated trim
- Newer dishwasher
- Newer lvp flooring
Tags
Property features AI
Finance
- HOA & community: Gutter(s) listed as a community feature
Exterior
- Parking: Attached garage with 2 spaces; Carport; Garage storage shelves
- Security: Smoke detector(s); No safety shelter
- Utilities: Electricity available; Natural gas available; Public water; Public sewer
- Home design: Single-story; Slab foundation
- Construction: Brick and concrete construction; Asphalt/fiberglass roof; Built according to public records
- Exterior features: Covered patio; Patio; Fire pit; Rain gutters; Satellite dish; Shed(s); Chain link, partial and privacy fencing; Corner lot; South-facing
Interior
- Kitchen: Refrigerator; Oven; Range; Microwave; Dishwasher; Breakfast nook
- Bedrooms: Master bedroom with private bath and walk-in closet (First floor); Bedroom with walk-in closet (First floor); Bedroom with walk-in closet (First floor)
- Flooring: Tile; Vinyl
- Bathrooms: Master full bathroom (First floor); Hall full bathroom (First floor)
- Heating & cooling: Central heating (gas); Central air conditioning
- Interior features: High ceilings; Stone counters; Ceiling fan(s); High-speed internet; Cable TV; Wired for data; Programmable thermostat; Vinyl windows; Tile and vinyl flooring; Gas water heater; Electric oven/range connections
- Laundry & utility: Washer hookup; Electric dryer hookup; Inside utility room (First floor)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $285k.
Deal economics
- At list price, monthly cash flow is $67 ($802/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $241k (15.5% below list).
- Recommended offer: $241k (15.5% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 3.7% in Bixby — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#24 in OK) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Bixby (suburban): math 39% / reading 36% proficiency, ranked #15 of 270 in OK (top 6%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
- Zoned schools: Central Es (math 32% / reading 32%, grade F, #213 of 845 statewide, top 28%, 646 students, 0% FRL); Bixby Ms (math 37% / reading 30%, grade F, #33 of 345 statewide, top 10%, 1,216 students, 0% FRL); Bixby Hs (math 42% / reading 48%, grade D-, #13 of 447 statewide, top 3%, 2,102 students, 0% FRL) — zoned schools average 0% FRL vs 19% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising (+3.3%/yr); 795 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $142k; list at $285k implies a 101% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.84% ✗
- Cap rate
- 6.57%
- Cash-on-cash
- 1.01%
- DSCR
- 1.04
- GRM
- 9.9
CMA / ARV
- ARV (on-the-fly)
- $300,155
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3634 E 143rd Pl S | 0.13mi | 3/2.0 | 1,716 (-1%) | 0mo | $280,000 | $163 | 88 |
| 14321 S Harvard Pl | 0.33mi | 3/2.0 | 1,712 (-1%) | 1mo | $301,900 | $176 | 77 |
| 3583 E 144th Pl S | 0.29mi | 3/2.0 | 1,794 (+3%) | 1mo | $300,000 | $167 | 76 |
| 3636 E 143rd Ct S | 0.19mi | 3/2.0 | 1,632 (-6%) | 4mo | $265,000 | $162 | 74 |
| 3648 E 144th St S | 0.24mi | 4/2.0 (+1) | 1,780 (+3%) | 2mo | $330,000 | $185 | 74 |
| 3838 E 144th St S | 0.13mi | 3/2.0 | 1,933 (+11%) | 1mo | $305,000 | $158 | 70 |
| 14625 S Toledo Pl | 0.70mi | 3/2.0 | 1,731 (-0%) | 5mo | $280,000 | $162 | 59 |
| 14482 S Vandalia Ave | 0.65mi | 3/2.0 | 1,859 (+7%) | 3mo | $310,500 | $167 | 51 |
| 14390 S Vandalia Ave | 0.61mi | 3/2.0 | 1,916 (+10%) | 2mo | $332,000 | $173 | 49 |
| 14510 S Vandalia Ave | 0.67mi | 3/2.0 | 1,919 (+11%) | 1mo | $343,750 | $179 | 47 |
| 2126 E 138th St S | 0.61mi | 4/2.0 (+1) | 1,970 (+14%) | 3mo | $406,900 | $207 | 38 |
| 13647 S 21st Pl E | 0.64mi | 4/2.0 (+1) | 1,980 (+14%) | 3mo | $399,900 | $202 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.34% rent growth · sell at horizon
- IRR
- -14.4%
- Equity multiple
- 0.48×
- Total profit
- $-41,145
- Equity at exit
- $42,494
- IRR
- -5.1%
- Equity multiple
- 0.66×
- Total profit
- $-27,122
- Equity at exit
- $24,642
Cash invested: $79,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Oklahoma
- 83 Strongly Landlord-Friendly · R+20
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 74008
- Rents YoY
- 3.3%
- Active inventory
- 795
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $2,407 high interval (Pro) →
- Mortgage (P&I)
- −$1,495
- Tax from tax record
- −$221 /mo · $2,655/yr
- Insurance
- −$119
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$505
- Net cashflow
- $67
Break-even live
Sensitivity live
| Price | -10% $228 | -5% $148 | +0% $67 | +5% $-14 | +10% $-94 |
|---|---|---|---|---|---|
| Rent | -10% $-123 | -5% $-28 | +0% $67 | +5% $162 | +10% $257 |
| Rate | -1.0pp $210 | -0.5pp $139 | base $67 | +0.5pp $-7 | +1.0pp $-82 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $71,250
- Closing costs
- $8,550
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 14734 S Urbana Ave Bixby, OK | 4.0 | 2.0 | 2020 | $2,500 | $1.24 | 5d | 1 | 0.76mi |
| 14727 S Urbana Ave Bixby, OK | 3.0 | 2.0 | 2145 | $3,000 | $1.40 | 25d | 1 | 0.77mi |
| 14727 S Urbana Ave Bixby, OK | 3.0 | 2.0 | 2145 | $2,500 | $1.17 | 18d | 1 | 0.77mi |
| 2052 E 133rd Ct Bixby, OK | 3.0 | 2.0 | 2158 | $2,300 | $1.07 | 25d | 1 | 0.98mi |
| 1928 E 133rd Ct Bixby, OK | 4.0 | 2.0 | 2151 | $2,200 | $1.02 | 5d | 1 | 1.14mi |
| 13312 S 19th Pl Bixby, OK | 4.0 | 2.0 | 1812 | $2,200 | $1.21 | 25d | 1 | 1.21mi |
| 2025 E 132nd St S Unit NA Bixby, OK | 4.0 | 2.0 | 2143 | $2,400 | $1.12 | 5d | 1 | 1.25mi |
| 13245 S 19th St Bixby, OK | 4.0 | 2.0 | 2024 | $2,300 | $1.14 | 5d | 1 | 1.29mi |
| 5839 E 148th Pl S Bixby, OK | 3.0 | 2.0 | 1256 | $1,850 | $1.47 | 3d | 1 | 1.33mi |
Listing history 23 events
-
2026-06-21pricedays on market $285,000 Active 6 DOM
-
2026-06-18days on market $290,000 Active 3 DOM
-
2026-06-17days on market $290,000 Active 2 DOM
-
2026-06-15pricedays on market $290,000 Active 1 DOM
-
2026-06-15days on market $285,000 Active 38 DOM
-
2026-06-13days on market $285,000 Active 36 DOM
-
2026-06-13days on market $285,000 Active 35 DOM
-
2026-06-10days on market $285,000 Active 33 DOM
-
2026-06-09days on market $285,000 Active 32 DOM
-
2026-06-08days on market $285,000 Active 31 DOM
-
2026-06-07pricedays on market $285,000 Active 30 DOM
-
2026-06-03days on market $290,000 Active 26 DOM
-
2026-06-02days on market $290,000 Active 25 DOM
-
2026-06-01days on market $290,000 Active 24 DOM
-
2026-05-31days on market $290,000 Active 23 DOM
-
2026-05-08$290,000 Active
-
2018-07-03soldstatus $142,000
-
2018-06-29soldstatus $142,000 Closed 245-char remark
Show marketing remark (245 chars)
Fantastic home on 1/2 acre lot w/ room for a shop and much more. House has been well maintained and has perfect layout which includes 3 bedrooms & 2 full baths, large living room w/ fireplace and a formal dining room. This won't last long!
-
2018-05-18status Pending 245-char remark
Show marketing remark (245 chars)
Fantastic home on 1/2 acre lot w/ room for a shop and much more. House has been well maintained and has perfect layout which includes 3 bedrooms & 2 full baths, large living room w/ fireplace and a formal dining room. This won't last long!
-
2018-05-15$139,900 Active 245-char remark
Show marketing remark (245 chars)
Fantastic home on 1/2 acre lot w/ room for a shop and much more. House has been well maintained and has perfect layout which includes 3 bedrooms & 2 full baths, large living room w/ fireplace and a formal dining room. This won't last long!
-
1995-12-27soldstatus $78,000
-
1995-06-14$82,500
-
1988-01-01soldstatus $55,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OK · Resets to sale price
- Current annual tax
- $2,655 · $221/mo
- Projected year-2 tax
- $2,655 · $221/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥112°F today · 18 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $28,882
- − Mortgage interest
- −$15,964
- − Property taxes
- −$2,655
- − Insurance
- −$1,425
- − Repairs & maintenance
- −$2,311
- − Management
- −$2,311
- − Depreciation
- −$8,291
- Taxable loss
- −$4,074
- Est. tax savings @ 24.0%
- +$978
- After-tax cash flow
- $1,780/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bixby
- NCES district ID
- 4004500
- Math proficiency
- 39% ▼ -13.00%
- Reading proficiency
- 36% ▼ -14.00%
- Median HH income
- $75,727
- Composite
- 34.9/100
- National rank
- #5081
- State rank
- #15 of 270 in OK
Livability — Bixby
- Score
- 72/100
- State rank
- #24
- US rank
- #6029
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bixby, OK
- County
- Tulsa County · 640,811 people
- City population
- 34,006
- Metro
- Tulsa, OK
- Population (ZIP)
- 34,006
- Household income
- $104,000
- Rent vs Own
- Severe rent burden
- 525.0
Population outlook (Tulsa County) Hauer SSP2
- Today (2025)
- 723,846 people
- By 2030
- 766,033 · +5.8%
- By 2040
- 851,386 · +17.6%
- By 2050
- 938,389 · +29.6%
- By 2075
- 1,166,011 · +61.1%
- By 2100
- 1,350,277 · +86.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Two or more races 15% Hispanic / Latino 9% Native American 5% Asian 2% Black 2%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Italian 4% Slovak 2% Lithuanian 2%
- Foreign-born
- 5% · Canada
- Languages at home
- 92% English-only · Spanish 5% Other Indo-European 1%
Political lean MEDSL · Tulsa
- 2024 margin
- R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
- 2008→2024 swing
- +9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
- All cycles
- 2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -127.20%
- Current HPI
- 195.2538
- Rent YoY
- ▲ 3.34%
- Metro
- Tulsa, OK
- State GDP YoY
- ▲ 1.55%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in OK)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 3 | $48B |
|
||
Price history
+427.3% since first listed8 events — show timeline
- 2026-05-08 Listed $290,000 MLS Technology, Inc.
- 2018-07-03 Sold (Public Records) $142,000 Public Records
- 2018-06-29 Sold (MLS) $142,000 MLS Technology, Inc.
- 2018-05-18 Pending — MLS Technology, Inc.
- 2018-05-15 Listed $139,900 MLS Technology, Inc.
- 1995-12-27 Sold (Public Records) $78,000 Public Records
- 1995-06-14 Listed $82,500 MLS Technology, Inc.
- 1988-01-01 Sold (Public Records) $55,000 Public Records
Property tax history
+4.2%/yrLatest (2025): $2,655 · +6.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…