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3637 E 143rd St S
D+ Composite 45.17
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • ARV discount +9.8/15.0
  • DSCR +4.4/10.0
  • Livability +3.6/5.0
  • Schools +3.5/10.0
  • 1% rule +3.4/10.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$285,000

3637 E 143rd St S · Bixby, OK 74008
3 bd · 1.0 ba · 1,735 sqft · SingleFamily public records · 6 Days on market
Built 1979 0.49 ac lot Est $300k · 5% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fantastic home on 1/2 acre lot w/ room for a shop and much more. House has been well maintained and has perfect layout which includes 3 bedrooms & 2 full baths, large living room w/ fireplace and a formal dining room. This won't last long!

Key facts

  • Updated trim
  • Newer dishwasher
  • Newer lvp flooring

Tags

NEWER LVP FLOORINGUPDATED LIGHT FIXTURESREFRESHED BATHROOMSUPDATED PRIMARY SHOWERNEWER DISHWASHERUPDATED TRIM

Property features AI

Finance

  • HOA & community: Gutter(s) listed as a community feature

Exterior

  • Parking: Attached garage with 2 spaces; Carport; Garage storage shelves
  • Security: Smoke detector(s); No safety shelter
  • Utilities: Electricity available; Natural gas available; Public water; Public sewer
  • Home design: Single-story; Slab foundation
  • Construction: Brick and concrete construction; Asphalt/fiberglass roof; Built according to public records
  • Exterior features: Covered patio; Patio; Fire pit; Rain gutters; Satellite dish; Shed(s); Chain link, partial and privacy fencing; Corner lot; South-facing

Interior

  • Kitchen: Refrigerator; Oven; Range; Microwave; Dishwasher; Breakfast nook
  • Bedrooms: Master bedroom with private bath and walk-in closet (First floor); Bedroom with walk-in closet (First floor); Bedroom with walk-in closet (First floor)
  • Flooring: Tile; Vinyl
  • Bathrooms: Master full bathroom (First floor); Hall full bathroom (First floor)
  • Heating & cooling: Central heating (gas); Central air conditioning
  • Interior features: High ceilings; Stone counters; Ceiling fan(s); High-speed internet; Cable TV; Wired for data; Programmable thermostat; Vinyl windows; Tile and vinyl flooring; Gas water heater; Electric oven/range connections
  • Laundry & utility: Washer hookup; Electric dryer hookup; Inside utility room (First floor)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $285k.

Deal economics

  • At list price, monthly cash flow is $67 ($802/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $241k (15.5% below list).
  • Recommended offer: $241k (15.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 3.7% in Bixby — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#24 in OK) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Bixby (suburban): math 39% / reading 36% proficiency, ranked #15 of 270 in OK (top 6%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 19% free/reduced lunch — higher-income household profile.
  • Zoned schools: Central Es (math 32% / reading 32%, grade F, #213 of 845 statewide, top 28%, 646 students, 0% FRL); Bixby Ms (math 37% / reading 30%, grade F, #33 of 345 statewide, top 10%, 1,216 students, 0% FRL); Bixby Hs (math 42% / reading 48%, grade D-, #13 of 447 statewide, top 3%, 2,102 students, 0% FRL) — zoned schools average 0% FRL vs 19% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising (+3.3%/yr); 795 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 2,818 units permitted in Tulsa County in 2024 (518 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Tulsa County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 6 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 31y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $142k; list at $285k implies a 101% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $240,686 (15.5% below list)

Questions for the listing agent

  1. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.57%
Cash-on-cash
1.01%
DSCR
1.04
GRM
9.9

CMA / ARV

ARV (on-the-fly)
$300,155
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3634 E 143rd Pl S 0.13mi 3/2.0 1,716 (-1%) 0mo $280,000 $163 88
14321 S Harvard Pl 0.33mi 3/2.0 1,712 (-1%) 1mo $301,900 $176 77
3583 E 144th Pl S 0.29mi 3/2.0 1,794 (+3%) 1mo $300,000 $167 76
3636 E 143rd Ct S 0.19mi 3/2.0 1,632 (-6%) 4mo $265,000 $162 74
3648 E 144th St S 0.24mi 4/2.0 (+1) 1,780 (+3%) 2mo $330,000 $185 74
3838 E 144th St S 0.13mi 3/2.0 1,933 (+11%) 1mo $305,000 $158 70
14625 S Toledo Pl 0.70mi 3/2.0 1,731 (-0%) 5mo $280,000 $162 59
14482 S Vandalia Ave 0.65mi 3/2.0 1,859 (+7%) 3mo $310,500 $167 51
14390 S Vandalia Ave 0.61mi 3/2.0 1,916 (+10%) 2mo $332,000 $173 49
14510 S Vandalia Ave 0.67mi 3/2.0 1,919 (+11%) 1mo $343,750 $179 47
2126 E 138th St S 0.61mi 4/2.0 (+1) 1,970 (+14%) 3mo $406,900 $207 38
13647 S 21st Pl E 0.64mi 4/2.0 (+1) 1,980 (+14%) 3mo $399,900 $202 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.34% rent growth · sell at horizon

5-year hold
IRR
-14.4%
Equity multiple
0.48×
Total profit
$-41,145
Equity at exit
$42,494
10-year hold
IRR
-5.1%
Equity multiple
0.66×
Total profit
$-27,122
Equity at exit
$24,642

Cash invested: $79,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 74008

Rents YoY
3.3%
Active inventory
795
Price-to-rent
9.9×

Monthly cashflow live

Estimated rent
$2,407 high interval (Pro) →
Mortgage (P&I)
$1,495
Tax from tax record
$221 /mo · $2,655/yr
Insurance
$119
HOA
$0
Vacancy / Maint / Mgmt
$505
Net cashflow
$67

Break-even live

Break-even rent $2,322
Max offer price $285,000
Occupancy floor 92%

Sensitivity live

Price -10% $228 -5% $148 +0% $67 +5% $-14 +10% $-94
Rent -10% $-123 -5% $-28 +0% $67 +5% $162 +10% $257
Rate -1.0pp $210 -0.5pp $139 base $67 +0.5pp $-7 +1.0pp $-82

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$71,250
Closing costs
$8,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14734 S Urbana Ave Bixby, OK 4.0 2.0 2020 $2,500 $1.24 5d 1 0.76mi
14727 S Urbana Ave Bixby, OK 3.0 2.0 2145 $3,000 $1.40 25d 1 0.77mi
14727 S Urbana Ave Bixby, OK 3.0 2.0 2145 $2,500 $1.17 18d 1 0.77mi
2052 E 133rd Ct Bixby, OK 3.0 2.0 2158 $2,300 $1.07 25d 1 0.98mi
1928 E 133rd Ct Bixby, OK 4.0 2.0 2151 $2,200 $1.02 5d 1 1.14mi
13312 S 19th Pl Bixby, OK 4.0 2.0 1812 $2,200 $1.21 25d 1 1.21mi
2025 E 132nd St S Unit NA Bixby, OK 4.0 2.0 2143 $2,400 $1.12 5d 1 1.25mi
13245 S 19th St Bixby, OK 4.0 2.0 2024 $2,300 $1.14 5d 1 1.29mi
5839 E 148th Pl S Bixby, OK 3.0 2.0 1256 $1,850 $1.47 3d 1 1.33mi

Listing history 23 events

  1. 2026-06-21
    pricedays on market $285,000 Active 6 DOM
  2. 2026-06-18
    days on market $290,000 Active 3 DOM
  3. 2026-06-17
    days on market $290,000 Active 2 DOM
  4. 2026-06-15
    pricedays on marketlisting id $290,000 Active 1 DOM
  5. 2026-06-15
    days on market $285,000 Active 38 DOM
  6. 2026-06-13
    days on market $285,000 Active 36 DOM
  7. 2026-06-13
    days on market $285,000 Active 35 DOM
  8. 2026-06-10
    days on market $285,000 Active 33 DOM
  9. 2026-06-09
    days on market $285,000 Active 32 DOM
  10. 2026-06-08
    days on market $285,000 Active 31 DOM
  11. 2026-06-07
    pricedays on market $285,000 Active 30 DOM
  12. 2026-06-03
    days on market $290,000 Active 26 DOM
  13. 2026-06-02
    days on market $290,000 Active 25 DOM
  14. 2026-06-01
    days on market $290,000 Active 24 DOM
  15. 2026-05-31
    days on market $290,000 Active 23 DOM
  16. 2026-05-08
    listed $290,000 Active
  17. 2018-07-03
    soldstatus $142,000
  18. 2018-06-29
    soldstatus $142,000 Closed 245-char remark
    Show marketing remark (245 chars)

    Fantastic home on 1/2 acre lot w/ room for a shop and much more. House has been well maintained and has perfect layout which includes 3 bedrooms & 2 full baths, large living room w/ fireplace and a formal dining room. This won't last long!

  19. 2018-05-18
    status Pending 245-char remark
    Show marketing remark (245 chars)

    Fantastic home on 1/2 acre lot w/ room for a shop and much more. House has been well maintained and has perfect layout which includes 3 bedrooms & 2 full baths, large living room w/ fireplace and a formal dining room. This won't last long!

  20. 2018-05-15
    listed $139,900 Active 245-char remark
    Show marketing remark (245 chars)

    Fantastic home on 1/2 acre lot w/ room for a shop and much more. House has been well maintained and has perfect layout which includes 3 bedrooms & 2 full baths, large living room w/ fireplace and a formal dining room. This won't last long!

  21. 1995-12-27
    soldstatus $78,000
  22. 1995-06-14
    listed $82,500
  23. 1988-01-01
    soldstatus $55,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$2,655 · $221/mo
Projected year-2 tax
$2,655 · $221/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥112°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,882
− Mortgage interest
−$15,964
− Property taxes
−$2,655
− Insurance
−$1,425
− Repairs & maintenance
−$2,311
− Management
−$2,311
− Depreciation
−$8,291
Taxable loss
−$4,074
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$978
After-tax cash flow
$1,780/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bixby
NCES district ID
4004500
Math proficiency
39% ▼ -13.00%
Reading proficiency
36% ▼ -14.00%
Median HH income
$75,727
Composite
34.9/100
National rank
#5081
State rank
#15 of 270 in OK

Livability — Bixby

Score
72/100
State rank
#24
US rank
#6029

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bixby, OK
County
Tulsa County · 640,811 people
City population
34,006
Metro
Tulsa, OK
Population (ZIP)
34,006
Household income
$104,000
Rent vs Own
23.8% rent · 76.2% own
Severe rent burden
525.0

Population outlook (Tulsa County) Hauer SSP2

Today (2025)
723,846 people
By 2030
766,033 · +5.8%
By 2040
851,386 · +17.6%
By 2050
938,389 · +29.6%
By 2075
1,166,011 · +61.1%
By 2100
1,350,277 · +86.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Two or more races 15% Hispanic / Latino 9% Native American 5% Asian 2% Black 2%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Italian 4% Slovak 2% Lithuanian 2%
Foreign-born
5% · Canada
Languages at home
92% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Tulsa

2024 margin
R (+15.2) · D 41.3% · R 56.5% · Other 2.2%
2008→2024 swing
+9.2pp toward D · 2008: -24.5pp · 2024: -15.2pp
All cycles
2024: R+15.2 2020: R+15.6 2016: R+22.9 2012: R+27.4 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -127.20%
Current HPI
195.2538
Rent YoY
▲ 3.34%
Metro
Tulsa, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+427.3% since first listed
8 events — show timeline
  • 2026-05-08 Listed $290,000 MLS Technology, Inc.
  • 2018-07-03 Sold (Public Records) $142,000 Public Records
  • 2018-06-29 Sold (MLS) $142,000 MLS Technology, Inc.
  • 2018-05-18 Pending MLS Technology, Inc.
  • 2018-05-15 Listed $139,900 MLS Technology, Inc.
  • 1995-12-27 Sold (Public Records) $78,000 Public Records
  • 1995-06-14 Listed $82,500 MLS Technology, Inc.
  • 1988-01-01 Sold (Public Records) $55,000 Public Records

Property tax history

+4.2%/yr

Latest (2025): $2,655 · +6.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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