407 Baker St · Lindale, TX 75771

$163,200

3 bd · 2.0 ba · 2,054 sqft · SingleFamily public records · 64 Days on market

Built 1938 $79/sqft · 43% below area Est $288k · 43% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.6/30.0
• ARV discount +15.0/15.0
• 1% rule +6.5/10.0
• DSCR +6.2/10.0
• Schools +5.9/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This shaded 3-bedroom 2-bath one-story home is in the center of Lindale in a quiet area in the popular Lindale school district. This family-style home has a generous living room and a chef's delight of a kitchen. It does need some cosmetic work to bring it back to life.

Key facts

• One story home
• Generous living room
• Quiet area

Tags

• ONE STORY HOME
• GENEROUS LIVING ROOM
• CHEF'S DELIGHT KITCHEN
• QUIET AREA
• LINDALE SCHOOL DISTRICT

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $163k.

Deal economics

• At list price, monthly cash flow is $188 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $163k).
• Recommended offer: $153k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.7% vs local median 3.3% in Lindale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 79/100 on livability (#52 in TX, #2,100 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F.
• Lindale ISD (town): math 71% / reading 66% proficiency, ranked #20 of 826 in TX (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 633 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 595 units permitted in Smith County in 2024 (45 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Smith County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 64 days — a 6% lower offer ($153k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 4y ago; this cycle's ask has dropped $41k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 2.7% of price; built in 1938 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 52% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $153,408 (6.0% below list)

Questions for the listing agent

1. It's been on market 64 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1938 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 7.67%
• Cash-on-cash: 4.93%
• DSCR: 1.22
• GRM: 7.3

CMA / ARV

• ARV (median comp): $287,717
• List price: $163,200
• Delta: -43.28%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
205 N Henry St	0.48mi	3/2.0	2,160 (+5%)	2mo	$289,000	$134	67
6060 Freedom Dr	0.36mi	4/3.0 (+1)	2,034 (-1%)	10mo	$278,990	$137	64
216 Helen Dr	0.52mi	3/2.0	2,227 (+8%)	1mo	$299,900	$135	61
997 Mallard Dr	0.49mi	4/2.5 (+1)	2,153 (+5%)	2mo	$413,300	$192	60
202 N Henry St	0.49mi	3/2.0	1,949 (-5%)	12mo	$229,900	$118	59
6081 Freedom Dr	0.36mi	4/3.0 (+1)	2,168 (+6%)	10mo	$294,990	$136	56
252 Heritage Ct	0.69mi	4/2.0 (+1)	2,072 (+1%)	12mo	$349,000	$168	52
408 Wendy St	0.51mi	4/3.0 (+1)	1,921 (-6%)	6mo	$219,999	$115	51
6089 Freedom Dr	0.36mi	4/3.0 (+1)	2,290 (+12%)	9mo	$304,990	$133	47
994 Mallard	0.45mi	4/3.0 (+1)	2,308 (+12%)	14mo	$468,500	$203	38
1005 Karen Dr	0.65mi	4/2.0 (+1)	1,792 (-13%)	12mo	$249,900	$139	34
228 Heritage Ct	0.60mi	4/3.0 (+1)	2,356 (+15%)	12mo	$428,000	$182	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -8.6%
• Equity multiple: 0.69×
• Total profit: $-14,367
• Equity at exit: $24,334

10-year hold

• IRR: 1.1%
• Equity multiple: 1.07×
• Total profit: $3,399
• Equity at exit: $14,111

Cash invested: $45,696 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75771

• Home prices YoY: -30.6%
• Active inventory: 633
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,871 medium
• Mortgage (P&I): −$856
• Tax from tax record: −$367 /mo · $4,400/yr
• Insurance: −$68
• HOA: −$0
• Vacancy / Maint / Mgmt: −$393
• Net cashflow: $188

Break-even live

Break-even rent $1,634

Max offer price $163,200

Occupancy floor 85%

Sensitivity live

Price	-10% $280	-5% $234	+0% $188	+5% $141	+10% $95
Rent	-10% $40	-5% $114	+0% $188	+5% $262	+10% $335
Rate	-1.0pp $270	-0.5pp $229	base $188	+0.5pp $145	+1.0pp $102

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,800
• Closing costs: $4,896
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
400 Baker St Lindale, TX	3.0	2.0	1660	$1,875	$1.13	21d	1	0.08mi
1111 E Park Lindale, TX	4.0	2.0	1800	$2,175	$1.21	14d	1	0.61mi
414 Asher Lindale, TX	4.0	2.0	1876	$2,250	$1.20	21d	1	1.01mi

Listing history 50 events

1. 2026-06-19
   days on market $163,200 Active 64 DOM
2. 2026-06-18
   days on market $163,200 Active 63 DOM
3. 2026-06-17
   days on market $163,200 Active 62 DOM
4. 2026-06-16
   days on market $163,200 Active 61 DOM
5. 2026-06-15
   days on market $163,200 Active 60 DOM
6. 2026-06-14
   days on market $163,200 Active 58 DOM
7. 2026-06-13
   days on market $163,200 Active 57 DOM
8. 2026-06-10
   days on market $163,200 Active 55 DOM
9. 2026-06-09
   days on market $163,200 Active 54 DOM
10. 2026-06-08
    days on market $163,200 Active 53 DOM
11. 2026-06-07
    days on market $163,200 Active 52 DOM
12. 2026-06-03
    days on market $163,200 Active 48 DOM
13. 2026-06-02
    days on market $163,200 Active 47 DOM
14. 2026-06-01
    days on market $163,200 Active 46 DOM
15. 2026-05-31
    pricedays on market $163,200 Active 45 DOM
16. 2026-05-30
    days on market $204,000 Active 44 DOM
17. 2026-05-04
    status Active 270-char remark

    Show marketing remark (270 chars)

    This shaded 3-bedroom 2-bath one-story home is in the center of Lindale in a quiet area in the popular Lindale school district. This family-style home has a generous living room and a chef's delight of a kitchen. It does need some cosmetic work to bring it back to life.

18. 2026-05-01
    status Pending 270-char remark

    Show marketing remark (270 chars)

    This shaded 3-bedroom 2-bath one-story home is in the center of Lindale in a quiet area in the popular Lindale school district. This family-style home has a generous living room and a chef's delight of a kitchen. It does need some cosmetic work to bring it back to life.

19. 2026-04-14
    listed $204,000 Active 270-char remark

    Show marketing remark (270 chars)

    This shaded 3-bedroom 2-bath one-story home is in the center of Lindale in a quiet area in the popular Lindale school district. This family-style home has a generous living room and a chef's delight of a kitchen. It does need some cosmetic work to bring it back to life.

20. 2024-03-18
    soldstatus
21. 2024-03-15
    soldstatus Closed 998-char remark

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

22. 2024-03-15
    soldstatus Closed

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

23. 2024-03-12
    soldstatus Closed
24. 2024-02-18
    status Pending 998-char remark

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

25. 2024-02-11
    historical

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

26. 2024-02-11
    historical Active Option Contract 998-char remark

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

27. 2024-01-09
    price $239,900 998-char remark

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

28. 2024-01-09
    price $239,900

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

29. 2024-01-09
    price $239,900

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

30. 2023-11-08
    price $249,900 998-char remark

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

31. 2023-11-08
    price $249,900

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

32. 2023-11-08
    price $249,900

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

33. 2023-09-29
    listed $269,900 Active
34. 2023-09-27
    listed $269,900 Active 998-char remark

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

35. 2023-09-27
    listed $269,900 Active

    Show marketing remark (998 chars)

    Amazing location in Lindale area, offering convenient access to Tyler, Shreveport, and Dallas. You will instantly fall in love with the spacious family room, complete with a woodburning fireplace and a discreet blade fan. Recent updates include fresh paint, new flooring, and updated HVAC system. The large lot boasts a generous 21'x16' back patio and a handy storage unit, while the four spacious bedrooms offer ample closet space. Kitchen features plenty of cabinets, including a hidden cabinet for kitchen appliances, and new appliances, complemented by a large pantry for all your culinary needs. The primary bedroom, separated from the secondary bedrooms, boasts a walk-in closet, and the master bath features a full linen closet and a makeup vanity with a bench, providing the perfect retreat at the end of the day. Installed new wood fence on front facing portion along house, install large gate and single gate . Owner is a Licensed agent in Texas. Some rooms have been virtually staged.

36. 2023-04-27
    soldstatus
37. 2023-04-26
    soldstatus Closed
38. 2023-04-26
    soldstatus
39. 2023-04-10
    status Pending
40. 2023-03-23
    historical Active Option Contract
41. 2023-03-23
    listed $165,000
42. 2023-03-06
    status Active
43. 2023-02-16
    historical Active Option Contract
44. 2023-02-01
    price $165,000
45. 2022-12-20
    status Active
46. 2022-12-20
    historical Active Kick-Out
47. 2022-12-09
    status Pending
48. 2022-11-28
    historical Active Option Contract
49. 2022-11-22
    price $175,000
50. 2022-11-11
    listed $185,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $4,400 · $367/mo
• Projected year-2 tax: $4,400 · $367/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 25 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 52% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,453
• − Mortgage interest: −$9,142
• − Property taxes: −$4,400
• − Insurance: −$816
• − Repairs & maintenance: −$1,796
• − Management: −$1,796
• − Depreciation: −$4,748
• Taxable loss: −$245
• Est. tax savings @ 24.0%: +$59
• After-tax cash flow: $2,310/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Lindale ISD
• NCES district ID: 4827510
• Math proficiency: 71% ▼ -2.00%
• Reading proficiency: 66% ▲ 4.00%
• Median HH income: $57,325
• Composite: 58.85/100
• National rank: #974
• State rank: #20 of 826 in TX

Livability — Lindale

• Score: 79/100
• State rank: #52
• US rank: #2100

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment A+ Housing A+ Health & safety A User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lindale, TX
• County: Smith County · 180,570 people
• City population: 21,238
• Metro: Tyler, TX
• Population (ZIP): 21,238
• Household income: $93,462
• Rent vs Own: 21.7% rent · 78.3% own
• Severe rent burden: 166.0

Population outlook (Smith County) Hauer SSP2

• Today (2025): 248,890 people
• By 2030: 261,665 · +5.1%
• By 2040: 286,114 · +15.0%
• By 2050: 308,006 · +23.8%
• By 2075: 354,171 · +42.3%
• By 2100: 372,828 · +49.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (81%)
• Race & ethnicity: White 81% Hispanic / Latino 9% Two or more races 6% Black 5% Asian 2%
• Hispanic origin (detail): Mexican 8%
• Common ancestry: Slovak 3% Serbian 2% Lithuanian 1%
• Foreign-born: 5% · Canada, China
• Languages at home: 93% English-only · Spanish 6%

Political lean MEDSL · Smith

• 2024 margin: Solid R (+45.1) · D 27.0% · R 72.1%
• 2008→2024 swing: -5.6pp toward R · 2008: -39.5pp · 2024: -45.1pp
• All cycles: 2024: R+45.1 2020: R+39.4 2016: R+43.9 2012: R+46.9 2008: R+39.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -88.40%
• Current HPI: 200.187
• Rent YoY: —
• Metro: Tyler, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

+10.3% since first listed

35 events — show timeline

• 2026-05-04 Relisted — GTAR
• 2026-05-01 Pending — GTAR
• 2026-04-14 Listed $204,000 GTAR
• 2024-03-18 Sold (Public Records) — Public Records
• 2024-03-15 Sold (MLS) — LAAR
• 2024-03-15 Sold (MLS) — NTREIS
• 2024-03-12 Sold (MLS) — GTAR
• 2024-02-18 Pending — NTREIS
• 2024-02-11 Delisted — GTAR
• 2024-02-11 Contingent — NTREIS
• 2024-01-09 Price Changed $239,900 NTREIS
• 2024-01-09 Price Changed $239,900 LAAR
• 2024-01-09 Price Changed $239,900 GTAR
• 2023-11-08 Price Changed $249,900 NTREIS
• 2023-11-08 Price Changed $249,900 LAAR
• 2023-11-08 Price Changed $249,900 GTAR
• 2023-09-29 Listed $269,900 GTAR
• 2023-09-27 Listed $269,900 LAAR
• 2023-09-27 Listed $269,900 NTREIS
• 2023-04-27 Sold (Public Records) — Public Records
• 2023-04-26 Sold (MLS) — GTAR
• 2023-04-26 Sold (MLS) — NTREIS
• 2023-04-10 Pending — NTREIS
• 2023-03-23 Contingent — NTREIS
• 2023-03-23 Listed $165,000 GTAR
• 2023-03-06 Relisted — NTREIS
• 2023-02-16 Contingent — NTREIS
• 2023-02-01 Price Changed $165,000 NTREIS
• 2022-12-20 Relisted — NTREIS
• 2022-12-20 Contingent — NTREIS
• 2022-12-09 Pending — NTREIS
• 2022-11-28 Contingent — NTREIS
• 2022-11-22 Price Changed $175,000 NTREIS
• 2022-11-11 Listed $185,000 NTREIS
• 1999-11-17 Sold (Public Records) — Public Records

Property tax history

+7.5%/yr

Latest (2024): $4,400 · +17.2% YoY. Source: county tax records.