6710 36th Ave E #103 · Ellenton, FL 34221

$150,000

2 bd · 1.0 ba · 1,056 sqft · Manufactured public records · 160 Days on market

Built 1978 4,835 sqft lot Est $142k · 6% over $216/mo HOA · 10% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.3/10.0
• ARV discount +4.8/15.0
• Schools +4.4/10.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Unusually large living space in this 2/2 modular home. Built in large china closet in dining room opens the room to formal dining. Extra large MBR easily fits king size bed with lots of room to spare. Master bath has seating area, linen closet and separate shower room. Large closets in both BRs. Closet in LR, entry has coat closet. Circular kitchen is bright and lots of storage space. Separate screened in porch for picnics and evening relaxation. Covered carport is large enough for outdoor eating area including your grill. Outside shed is under roof of carport allowing access in rainy weather. Enjoy the large community pool or activities in the community hall. This development is not age restricted and does allow pets (under 40 lbs. ). This is a great first home for couples or singles. Would also be a great investment. Why pay rent when you can own your own home? Schedule your appointment today to preview this unusual modular in great condition. It will not last long!!

Key facts

• Shuffleboard court
• Community club
• Stainless-steel sink

Tags

• OVERSIZED HEATED POOL
• SHUFFLEBOARD COURT
• RECREATIONAL CLUBHOUSE
• COMMUNITY CLUB
• LIGHT AND BRIGHT INTERIOR
• STAINLESS-STEEL SINK

Property features AI

Finance

• Other: Lease restrictions apply; Unfurnished; Universal property identifier available
• Financial info: Quarterly condo/association fees (approx. $650 quarterly / $217 monthly); Total annual fees reported as $2,600
• HOA & community: Association name: Carmen Villalba; Association approval required; Association amenities include clubhouse, pool, shuffleboard court, cable TV, and managed recreational facilities; Association fee includes cable TV, common area taxes, pool, internet, management, sewer and water; Community features include clubhouse, fitness center, pool, street lights, deed restrictions, golf carts allowed, and association-owned recreation; Pets allowed (cats and dogs with limits)

Exterior

• Parking: Covered parking; Driveway; Carport (2 spaces)
• Security: Smoke detector(s)
• Utilities: Private water; Private sewer; Broadband/High-Speed Internet available; Cable available; Electricity connected; Phone available; Sewer connected; Water connected; Fire hydrant nearby
• Home design: Manufactured home (double wide); Residential property; Completed condition; One story; Faces east; Entry level: One
• Construction: Vinyl siding; Metal roof; Crawlspace foundation; Built in approximately double-wide manufactured format
• Exterior features: Covered, screened side porch; Awnings; Hurricane shutters; Private mailbox; Rain gutters; Sliding doors; Exterior storage (shed); Shed(s); Cleared and landscaped lot; Level, paved lot; Public maintained road

Interior

• Kitchen: Range; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Electric heating; Heat pump; Central air conditioning
• Interior features: Built-in features; Ceiling fans; Open floorplan; Thermostat; Walk-in closets; Smoke detector(s)
• Laundry & utility: Washer hookup; Electric dryer hookup; Other laundry features

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $150k.

Deal economics

• At list price, monthly cash flow is $595 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $150k).
• Recommended offer: $132k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.1% vs local median 4.5% in Ellenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#232 in FL, #3,666 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: James Tillman Elementary Magnet School (math 65% / reading 34%, grade D, #1,088 of 2,144 statewide, top 53%, 520 students, 74% FRL); Palmetto High School (math 22% / reading 36%, grade F, #456 of 667 statewide, top 68%, 2,100 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 39% at this address vs 52% district-wide (-13 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-3.0%/yr); 1160 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $42k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 160 days — a 12% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 12y ago; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $47k; list at $150k implies a 218% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $132,000 (12.0% below list)

Questions for the listing agent

1. It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.43% ✓
• Cap rate: 11.05%
• Cash-on-cash: 17.01%
• DSCR: 1.76
• GRM: 5.8

CMA / ARV

• ARV (on-the-fly): $141,504
• Comps found: 10

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6710 36th Ave E #106	0.00mi	2/2.0	1,056 (0%)	0mo	$141,250	$134	96
6710 36 Ave #277	0.00mi	2/2.0	1,056 (0%)	6mo	$117,000	$111	91
6710 36th Ave E #392	0.00mi	2/2.0	1,056 (0%)	8mo	$190,000	$180	90
6710 36th Ave E #59	0.00mi	2/2.0	1,056 (0%)	8mo	$144,000	$136	90
6710 36th Ave E #104	0.00mi	2/2.0	1,108 (+5%)	1mo	$144,500	$130	87
6710 36th Ave E #350	0.00mi	2/2.0	1,000 (-5%)	6mo	$160,000	$160	83
6710 36th Ave E #37	0.00mi	2/2.0	1,152 (+9%)	7mo	$125,000	$109	75
6710 36th Ave E #323	0.00mi	2/2.0	1,152 (+9%)	10mo	$165,000	$143	72
6710 36th Ave E #349	0.00mi	2/2.0	936 (-11%)	11mo	$122,000	$130	68
6710 36th Ave E #222	0.00mi	2/2.0	1,211 (+15%)	10mo	$148,000	$122	63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 4.7%
• Equity multiple: 1.18×
• Total profit: $7,385
• Equity at exit: $22,365

10-year hold

• IRR: 11.1%
• Equity multiple: 1.74×
• Total profit: $31,227
• Equity at exit: $12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34221

• Rents YoY: -3.0%
• Active inventory: 1160
• Price-to-rent: 5.8×

Monthly cashflow live

• Estimated rent: $2,146 high
• Mortgage (P&I): −$787
• Tax from tax record: −$35 /mo · $423/yr
• Insurance: −$62
• HOA: −$216
• Vacancy / Maint / Mgmt: −$451
• Net cashflow: $595

Break-even live

Break-even rent $1,393

Max offer price $150,000

Occupancy floor 67%

Sensitivity live

Price	-10% $680	-5% $638	+0% $595	+5% $553	+10% $510
Rent	-10% $426	-5% $510	+0% $595	+5% $680	+10% $765
Rate	-1.0pp $671	-0.5pp $633	base $595	+0.5pp $556	+1.0pp $517

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,500
• Closing costs: $4,500
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6010 33rd Dr E Palmetto, FL	3.0	2.0	1287	$2,115	$1.64	4d	1	0.41mi
3303 54th St E Palmetto, FL	3.0	2.0	1285	$2,000	$1.56	4d	1	0.78mi
6045 Bird Key Pl Palmetto, FL	1.0–3.0	1.0–2.0	986	$2,005	$2.03	4d	220	0.88mi
9940 Mahaffey DR Palmetto, FL	1.0–3.0	1.0–3.0	1106	$1,700	$1.54	25d	1	0.88mi
5029 Rocky Coast Pl Palmetto, FL	3.0	2.0	1482	$2,400	$1.62	11d	1	1.06mi
4117 84th Ct E Palmetto, FL	3.0	2.0	1448	$2,466	$1.70	22d	1	1.19mi
5413 Badini Way Palmetto, FL	3.0	2.0	1420	$2,550	$1.80	4d	1	1.33mi

HOA detail

• Monthly dues: $216 · $2,592/yr
• Likely covers: pool

Listing history 26 events

1. 2026-06-18
   days on market $150,000 Active 160 DOM
2. 2026-06-17
   days on market $150,000 Active 159 DOM
3. 2026-06-16
   days on market $150,000 Active 158 DOM
4. 2026-06-15
   days on market $150,000 Active 157 DOM
5. 2026-06-13
   days on market $150,000 Active 155 DOM
6. 2026-06-13
   days on market $150,000 Active 154 DOM
7. 2026-06-10
   days on market $150,000 Active 152 DOM
8. 2026-06-09
   days on market $150,000 Active 151 DOM
9. 2026-06-08
   days on market $150,000 Active 150 DOM
10. 2026-06-08
    days on market $150,000 Active 149 DOM
11. 2026-06-03
    days on market $150,000 Active 145 DOM
12. 2026-06-02
    days on market $150,000 Active 144 DOM
13. 2026-06-01
    days on market $150,000 Active 143 DOM
14. 2026-05-31
    days on market $150,000 Active 142 DOM
15. 2026-05-07
    price $150,000
16. 2026-02-17
    price $158,000
17. 2026-01-09
    listed $160,000 Active
18. 2014-07-30
    soldstatus $47,100
19. 2014-07-25
    soldstatus $47,100 Sold 983-char remark

    Show marketing remark (983 chars)

    Unusually large living space in this 2/2 modular home. Built in large china closet in dining room opens the room to formal dining. Extra large MBR easily fits king size bed with lots of room to spare. Master bath has seating area, linen closet and separate shower room. Large closets in both BRs. Closet in LR, entry has coat closet. Circular kitchen is bright and lots of storage space. Separate screened in porch for picnics and evening relaxation. Covered carport is large enough for outdoor eating area including your grill. Outside shed is under roof of carport allowing access in rainy weather. Enjoy the large community pool or activities in the community hall. This development is not age restricted and does allow pets (under 40 lbs. ). This is a great first home for couples or singles. Would also be a great investment. Why pay rent when you can own your own home? Schedule your appointment today to preview this unusual modular in great condition. It will not last long!!

20. 2014-06-10
    historical 983-char remark

    Show marketing remark (983 chars)

    Unusually large living space in this 2/2 modular home. Built in large china closet in dining room opens the room to formal dining. Extra large MBR easily fits king size bed with lots of room to spare. Master bath has seating area, linen closet and separate shower room. Large closets in both BRs. Closet in LR, entry has coat closet. Circular kitchen is bright and lots of storage space. Separate screened in porch for picnics and evening relaxation. Covered carport is large enough for outdoor eating area including your grill. Outside shed is under roof of carport allowing access in rainy weather. Enjoy the large community pool or activities in the community hall. This development is not age restricted and does allow pets (under 40 lbs. ). This is a great first home for couples or singles. Would also be a great investment. Why pay rent when you can own your own home? Schedule your appointment today to preview this unusual modular in great condition. It will not last long!!

21. 2014-05-28
    price $49,900 983-char remark

    Show marketing remark (983 chars)

    Unusually large living space in this 2/2 modular home. Built in large china closet in dining room opens the room to formal dining. Extra large MBR easily fits king size bed with lots of room to spare. Master bath has seating area, linen closet and separate shower room. Large closets in both BRs. Closet in LR, entry has coat closet. Circular kitchen is bright and lots of storage space. Separate screened in porch for picnics and evening relaxation. Covered carport is large enough for outdoor eating area including your grill. Outside shed is under roof of carport allowing access in rainy weather. Enjoy the large community pool or activities in the community hall. This development is not age restricted and does allow pets (under 40 lbs. ). This is a great first home for couples or singles. Would also be a great investment. Why pay rent when you can own your own home? Schedule your appointment today to preview this unusual modular in great condition. It will not last long!!

22. 2014-05-28
    status Active 983-char remark

    Show marketing remark (983 chars)

    Unusually large living space in this 2/2 modular home. Built in large china closet in dining room opens the room to formal dining. Extra large MBR easily fits king size bed with lots of room to spare. Master bath has seating area, linen closet and separate shower room. Large closets in both BRs. Closet in LR, entry has coat closet. Circular kitchen is bright and lots of storage space. Separate screened in porch for picnics and evening relaxation. Covered carport is large enough for outdoor eating area including your grill. Outside shed is under roof of carport allowing access in rainy weather. Enjoy the large community pool or activities in the community hall. This development is not age restricted and does allow pets (under 40 lbs. ). This is a great first home for couples or singles. Would also be a great investment. Why pay rent when you can own your own home? Schedule your appointment today to preview this unusual modular in great condition. It will not last long!!

23. 2014-05-28
    status Pending 983-char remark

    Show marketing remark (983 chars)

    Unusually large living space in this 2/2 modular home. Built in large china closet in dining room opens the room to formal dining. Extra large MBR easily fits king size bed with lots of room to spare. Master bath has seating area, linen closet and separate shower room. Large closets in both BRs. Closet in LR, entry has coat closet. Circular kitchen is bright and lots of storage space. Separate screened in porch for picnics and evening relaxation. Covered carport is large enough for outdoor eating area including your grill. Outside shed is under roof of carport allowing access in rainy weather. Enjoy the large community pool or activities in the community hall. This development is not age restricted and does allow pets (under 40 lbs. ). This is a great first home for couples or singles. Would also be a great investment. Why pay rent when you can own your own home? Schedule your appointment today to preview this unusual modular in great condition. It will not last long!!

24. 2014-04-20
    listed $52,500 Active 983-char remark

    Show marketing remark (983 chars)

    Unusually large living space in this 2/2 modular home. Built in large china closet in dining room opens the room to formal dining. Extra large MBR easily fits king size bed with lots of room to spare. Master bath has seating area, linen closet and separate shower room. Large closets in both BRs. Closet in LR, entry has coat closet. Circular kitchen is bright and lots of storage space. Separate screened in porch for picnics and evening relaxation. Covered carport is large enough for outdoor eating area including your grill. Outside shed is under roof of carport allowing access in rainy weather. Enjoy the large community pool or activities in the community hall. This development is not age restricted and does allow pets (under 40 lbs. ). This is a great first home for couples or singles. Would also be a great investment. Why pay rent when you can own your own home? Schedule your appointment today to preview this unusual modular in great condition. It will not last long!!

25. 2003-11-18
    soldstatus $74,000
26. 1979-01-01
    soldstatus $6,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $423 · $35/mo
• Projected year-2 tax: $1,245 · $104/mo
• Expected delta: +$822/yr (+$68/mo · 194.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,756
• − Mortgage interest: −$8,402
• − Property taxes: −$423
• − Insurance: −$750
• − Repairs & maintenance: −$2,060
• − Management: −$2,060
• − HOA: −$2,592
• − Depreciation: −$4,364
• Taxable income: $5,104
• Est. tax owed @ 24.0%: −$1,225
• After-tax cash flow: $5,918/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Manatee
• NCES district ID: 1201230
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 50% ▼ -2.00%
• Median HH income: $49,607
• Composite: 44.43/100
• National rank: #2806
• State rank: #26 of 73 in FL

Livability — Ellenton

• Score: 76/100
• State rank: #232
• US rank: #3666

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Manatee County · 416,364 people
• City population: 14,819
• Metro: North Port-Sarasota-Bradenton, FL
• Population (ZIP): 56,208
• Household income: $77,712
• Rent vs Own: 17.1% rent · 82.9% own
• Severe rent burden: 1193.0

Population outlook (Manatee County) Hauer SSP2

• Today (2025): 447,342 people
• By 2030: 488,911 · +9.3%
• By 2040: 567,934 · +27.0%
• By 2050: 637,995 · +42.6%
• By 2075: 781,970 · +74.8%
• By 2100: 848,272 · +89.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Hispanic / Latino 22% Black 14% Two or more races 11%
• Hispanic origin (detail): Mexican 14% Puerto Rican 3%
• Common ancestry: Romanian 2% Lithuanian 2% Italian 2%
• Foreign-born: 10% · Canada, Dominican Republic, Jamaica
• Languages at home: 81% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Manatee

• 2024 margin: Strong R (+23.5) · D 37.9% · R 61.4%
• 2008→2024 swing: -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
• All cycles: 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -383.53%
• Current HPI: 302.1458
• Rent YoY: ▼ -2.98%
• Metro: North Port-Sarasota-Bradenton, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+2207.7% since first listed

12 events — show timeline

• 2026-05-07 Price Changed $150,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-17 Price Changed $158,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-09 Listed $160,000 Stellar MLS as Distributed by MLS Grid
• 2014-07-30 Sold (Public Records) $47,100 Public Records
• 2014-07-25 Sold (MLS) $47,100 Stellar MLS as Distributed by MLS Grid
• 2014-06-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2014-05-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2014-05-28 Relisted — Stellar MLS as Distributed by MLS Grid
• 2014-05-28 Price Changed $49,900 Stellar MLS as Distributed by MLS Grid
• 2014-04-20 Listed $52,500 Stellar MLS as Distributed by MLS Grid
• 2003-11-18 Sold (Public Records) $74,000 Public Records
• 1979-01-01 Sold (Public Records) $6,500 Public Records

Property tax history

+3.9%/yr

Latest (2025): $423 · +9.7% YoY. Source: county tax records.