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8812 N Doolittle Rd
C+ Composite 60.48
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.1/30.0
  • DSCR +8.8/10.0
  • 1% rule +7.8/10.0
  • ARV discount +7.5/15.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$90,000

8812 N Doolittle Rd · Edinburg, TX 78542
2 bd · 1.0 ba · 1,120 sqft · SingleFamily public records · 160 Days on market
Built 1986 0.39 ac lot $80/sqft · 55% below area ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fixer-upper opportunity on a spacious 0.39-acre lot. This property offers strong potential for investors, renovators, or buyers looking to customize their next home. Generous lot size provides room for expansion, outdoor living, or future improvements. Conveniently located with easy access to local amenities. Property is being sold as-is and will require repairs and updates. Ideal for cash buyers

Key facts

  • Room for expansion
  • Outdoor living
  • 0.39 acre lot

Tags

SPACIOUS 0.39-ACRE LOTSTRONG POTENTIAL FOR INVESTORSROOM FOR EXPANSIONOUTDOOR LIVINGEASY ACCESS TO LOCAL AMENITIES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $228 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.3% vs local median 2.4% in Edinburg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#784 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D, amenities F.
  • Edinburg CISD (urban): math 20% / reading 34% proficiency, ranked #699 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-1.1%/yr); 1003 active listings in the ZIP; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 160 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
9.33%
Cash-on-cash
10.85%
DSCR
1.48
GRM
6.5

CMA / ARV

ARV (median comp)
$201,430
List price
$90,000
Delta
-55.32%
Verdict
UNDERPRICED
Comps
18 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3321 Tepoztlan St 0.33mi 3/2.0 (+1) 1,230 (+10%) 2mo $205,999 $167 58
8635 Quietud St 0.26mi 3/2.0 (+1) 1,283 (+15%) 8mo $195,000 $152 48
2617 E FM 2812 St 0.44mi 3/2.0 (+1) 1,144 (+2%) 24mo $475,000 $415 47
3329 Tepoztlan St 0.34mi 3/2.0 (+1) 1,276 (+14%) 14mo $199,999 $157 40
8505 Quietud St 0.31mi 3/2.0 (+1) 1,284 (+15%) 15mo $205,000 $160 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-3.7%
Equity multiple
0.86×
Total profit
$-3,405
Equity at exit
$13,419
10-year hold
IRR
1.9%
Equity multiple
1.11×
Total profit
$2,857
Equity at exit
$7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78542

Home prices YoY
-13.4%
Rents YoY
-1.1%
Active inventory
1003
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,156 medium interval (Pro) →
Mortgage (P&I)
$472
Tax from tax record
$176 /mo · $2,112/yr
Insurance
$38
HOA
$0
Vacancy / Maint / Mgmt
$243
Net cashflow
$228

Break-even live

Break-even rent $868
Max offer price $90,000
Occupancy floor 75%

Sensitivity live

Price -10% $279 -5% $253 +0% $228 +5% $202 +10% $177
Rent -10% $137 -5% $182 +0% $228 +5% $273 +10% $319
Rate -1.0pp $273 -0.5pp $251 base $228 +0.5pp $205 +1.0pp $181

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,500
Closing costs
$2,700
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-18
    days on market $90,000 Active 160 DOM
  2. 2026-06-17
    days on market $90,000 Active 159 DOM
  3. 2026-06-16
    days on market $90,000 Active 158 DOM
  4. 2026-06-15
    days on market $90,000 Active 157 DOM
  5. 2026-06-14
    days on market $90,000 Active 155 DOM
  6. 2026-06-13
    days on market $90,000 Active 154 DOM
  7. 2026-06-10
    days on market $90,000 Active 152 DOM
  8. 2026-06-09
    days on market $90,000 Active 151 DOM
  9. 2026-06-08
    days on market $90,000 Active 150 DOM
  10. 2026-06-07
    days on market $90,000 Active 149 DOM
  11. 2026-06-03
    days on market $90,000 Active 145 DOM
  12. 2026-06-02
    days on market $90,000 Active 144 DOM
  13. 2026-06-01
    days on market $90,000 Active 143 DOM
  14. 2026-05-31
    days on market $90,000 Active 142 DOM
  15. 2026-05-31
    days on market $90,000 Active 141 DOM
  16. 2026-04-29
    price $90,000 399-char remark
    Show marketing remark (399 chars)

    Fixer-upper opportunity on a spacious 0.39-acre lot. This property offers strong potential for investors, renovators, or buyers looking to customize their next home. Generous lot size provides room for expansion, outdoor living, or future improvements. Conveniently located with easy access to local amenities. Property is being sold as-is and will require repairs and updates. Ideal for cash buyers

  17. 2026-01-09
    listed $99,500 Active 399-char remark
    Show marketing remark (399 chars)

    Fixer-upper opportunity on a spacious 0.39-acre lot. This property offers strong potential for investors, renovators, or buyers looking to customize their next home. Generous lot size provides room for expansion, outdoor living, or future improvements. Conveniently located with easy access to local amenities. Property is being sold as-is and will require repairs and updates. Ideal for cash buyers

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,112 · $176/mo
Projected year-2 tax
$2,112 · $176/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥112°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,873
− Mortgage interest
−$5,041
− Property taxes
−$2,112
− Insurance
−$450
− Repairs & maintenance
−$1,110
− Management
−$1,110
− Depreciation
−$2,618
Taxable income
$1,432
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$344
After-tax cash flow
$2,390/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Edinburg CISD
NCES district ID
4818180
Math proficiency
20% ▼ -34.00%
Reading proficiency
34% ▼ -11.00%
Median HH income
$36,985
Composite
22.42/100
National rank
#8114
State rank
#699 of 826 in TX

Livability — Edinburg

Score
64/100
State rank
#784
US rank
#14319

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Hidalgo County · 623,128 people
City population
178,279
Metro
McAllen-Edinburg-Mission, TX
Population (ZIP)
89,401
Household income
$55,243
Rent vs Own
24.3% rent · 75.7% own
Severe rent burden
1240.0

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (95%)
Race & ethnicity
Hispanic / Latino 95% Two or more races 59% White 4%
Hispanic origin (detail)
Mexican 91%
Foreign-born
25% · Canada
Languages at home
15% English-only · Spanish 84%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -34.17%
Current HPI
220.921
Rent YoY
▼ -1.07%
Metro
McAllen-Edinburg-Mission, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-9.5% since first listed
2 events — show timeline
  • 2026-04-29 Price Changed $90,000 MCALLENMLS
  • 2026-01-09 Listed $99,500 MCALLENMLS

Property tax history

+13.9%/yr

Latest (2025): $2,112 · -5.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…