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1160 E Telegraph Unit 235-A
D- Composite 39.21
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.2/30.0
  • ARV discount +7.5/15.0
  • Livability +3.8/5.0
  • Schools +3.7/10.0
  • DSCR +3.6/10.0
  • 1% rule +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,000

1160 E Telegraph Unit 235-A · Washington, UT 84780
1 bd · 2.0 ba · 639 sqft · Manufactured public records · 65 Days on market
Built 1999 2,613 sqft lot $155/mo HOA · 10% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SELLER FINANCING! Charming and move-in ready, this beautifully updated 1 bed, 1 bath park model offers effortless living in a desirable community! Featuring 639 sq ft, this home includes new carpet in the bedroom, a spacious deck for outdoor relaxation, and fresh interior and exterior paint throughout. Sold partially furnished, it also boasts a newer roof, HVAC, and refrigerator. Enjoy community amenities including a pool, all in a convenient location. Owner financing available with $25,000 down, 6% interest, 20-year term ($1,103.30/month). Buyer to verify all information.

Key facts

  • Updated park model
  • Newer roof
  • Community amenities

Tags

UPDATED PARK MODELSPACIOUS DECKNEWER ROOFCOMMUNITY AMENITIESCONVENIENT LOCATION

Property features AI

Finance

  • HOA & community: Homeowners association with a monthly fee; Association fee: $155 monthly; Located in a senior community (Worldwide Sun Resort)

Exterior

  • Utilities: Culinary water
  • Home design: Single-family property; Built/standing construction; Clapboard/Masonite siding; Metal roof; PUD zoning
  • Construction: Clapboard/Masonite construction; Metal roof; No basement
  • Exterior features: Bay box windows; Covered deck; Covered patio; Double-pane windows; Outdoor lighting; Private in-ground indoor pool with spa; Mountain view; Full landscaping; Secluded yard; Curb and gutter; Paved road

Interior

  • Kitchen: Microwave; Refrigerator; Range/Oven; Disposal
  • Bedrooms: Primary bedroom on the 1st floor; 1 main-level bedroom
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Gas central heating; Central air conditioning
  • Interior features: Separate tub and shower; Disposal; Free-standing range/oven; Vaulted ceilings; Ceiling fan; Window coverings
  • Laundry & utility: Washer; Dryer; Storage shed(s)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/2.0-bath manufactured listed at $179k.

Deal economics

  • At list price, monthly cash flow is $-35 ($-417/yr) — negative.
  • To cash-flow at today's rent, offer at most $173k (3.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (16.4% below list).
  • Recommended offer: $150k (16.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 75/100 on livability (#59 in UT, #3,809 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, housing A+; Watch: cost of living D, amenities F, health & safety F.
  • Washington District (urban): math 42% / reading 45% proficiency, ranked #37 of 80 in UT (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.1%/yr); 1024 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,140 units permitted in Washington County in 2024 (650 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Washington County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($168k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 4→10/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $149,624 (16.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.84%
Cap rate
6.06%
Cash-on-cash
-0.83%
DSCR
0.96
GRM
10.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-21.0%
Equity multiple
0.29×
Total profit
$-35,594
Equity at exit
$26,689
10-year hold
IRR
-23.2%
Equity multiple
-0.01×
Total profit
$-50,749
Equity at exit
$15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84780

Rents YoY
-0.1%
Active inventory
1024
Price-to-rent
10.0×

Monthly cashflow live

Estimated rent
$1,496 medium interval (Pro) →
Mortgage (P&I)
$939
Tax from tax record
$49 /mo · $582/yr
Insurance
$75
HOA
$155
Vacancy / Maint / Mgmt
$314
Net cashflow
$-35

Break-even live

Break-even rent $1,540
Max offer price $172,861
Occupancy floor 97%

Sensitivity live

Price -10% $67 -5% $16 +0% $-35 +5% $-85 +10% $-136
Rent -10% $-153 -5% $-94 +0% $-35 +5% $24 +10% $83
Rate -1.0pp $55 -0.5pp $11 base $-35 +0.5pp $-81 +1.0pp $-128

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
45 N Red Trail Ln Washington, UT 2.0 1.0–2.0 699 $1,499 $2.14 14d 1 0.16mi
190 N Red Stone Rd Washington, UT 1.0–3.0 1.0–2.0 943 $1,403 $1.49 14d 10 0.50mi
1165 E Bulloch St Washington, UT 1.0–3.0 1.0–2.5 1210 $1,449 $1.20 14d 8 0.74mi

HOA detail

Monthly dues
$155 · $1,860/yr
Likely covers
pool

Listing history 39 events

  1. 2026-06-19
    days on market $179,000 Active 65 DOM
  2. 2026-06-18
    days on market $179,000 Active 64 DOM
  3. 2026-06-17
    days on market $179,000 Active 63 DOM
  4. 2026-06-16
    days on market $179,000 Active 62 DOM
  5. 2026-06-15
    days on market $179,000 Active 61 DOM
  6. 2026-06-14
    days on market $179,000 Active 59 DOM
  7. 2026-06-13
    days on market $179,000 Active 58 DOM
  8. 2026-06-10
    days on market $179,000 Active 56 DOM
  9. 2026-06-09
    days on market $179,000 Active 55 DOM
  10. 2026-06-08
    days on market $179,000 Active 54 DOM
  11. 2026-06-07
    days on market $179,000 Active 53 DOM
  12. 2026-06-05
    days on market $179,000 Active 50 DOM
  13. 2026-06-02
    days on market $179,000 Active 48 DOM
  14. 2026-06-01
    days on market $179,000 Active 47 DOM
  15. 2026-05-31
    days on market $179,000 Active 46 DOM
  16. 2026-05-30
    days on market $179,000 Active 45 DOM
  17. 2026-04-16
    listed $179,000 Active 579-char remark
    Show marketing remark (579 chars)

    SELLER FINANCING! Charming and move-in ready, this beautifully updated 1 bed, 1 bath park model offers effortless living in a desirable community! Featuring 639 sq ft, this home includes new carpet in the bedroom, a spacious deck for outdoor relaxation, and fresh interior and exterior paint throughout. Sold partially furnished, it also boasts a newer roof, HVAC, and refrigerator. Enjoy community amenities including a pool, all in a convenient location. Owner financing available with $25,000 down, 6% interest, 20-year term ($1,103.30/month). Buyer to verify all information.

  18. 2026-04-15
    listed $179,000 Active
  19. 2026-04-03
    listed $179,000 Active 579-char remark
    Show marketing remark (579 chars)

    SELLER FINANCING! Charming and move-in ready, this beautifully updated 1 bed, 1 bath park model offers effortless living in a desirable community! Featuring 639 sq ft, this home includes new carpet in the bedroom, a spacious deck for outdoor relaxation, and fresh interior and exterior paint throughout. Sold partially furnished, it also boasts a newer roof, HVAC, and refrigerator. Enjoy community amenities including a pool, all in a convenient location. Owner financing available with $25,000 down, 6% interest, 20-year term ($1,103.30/month). Buyer to verify all information.

  20. 2025-12-16
    historical
  21. 2025-11-07
    listed $189,000 Active
  22. 2025-11-02
    historical
  23. 2025-10-16
    price $204,000
  24. 2025-10-16
    price $204,000
  25. 2025-10-16
    price $204,000
  26. 2025-10-02
    status Active
  27. 2025-10-02
    status Active
  28. 2025-09-29
    historical
  29. 2025-08-29
    price $213,000
  30. 2025-08-29
    price $213,000
  31. 2025-08-29
    price $213,000
  32. 2025-03-23
    price $217,000
  33. 2025-03-23
    price $217,000
  34. 2025-03-23
    price $217,000
  35. 2024-11-04
    listed $220,000 Active
  36. 2024-11-04
    listed $220,000 Active
  37. 2021-11-27
    status Under Contract
  38. 2021-11-17
    listed $179,000 Active
  39. 2008-03-06
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$582 · $49/mo
Projected year-2 tax
$1,181 · $98/mo
Expected delta
+$599/yr (+$50/mo · 103.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 6/10 Major 4 d/yr ≥103°F today · 10 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,955
− Mortgage interest
−$10,027
− Property taxes
−$582
− Insurance
−$895
− Repairs & maintenance
−$1,436
− Management
−$1,436
− HOA
−$1,860
− Depreciation
−$5,207
Taxable loss
−$3,489
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$837
After-tax cash flow
$420/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Washington District
NCES district ID
4901140
Math proficiency
42% ▼ -3.00%
Reading proficiency
45% ▼ -3.00%
Median HH income
$50,861
Composite
37.47/100
National rank
#4408
State rank
#37 of 80 in UT

Livability — Washington

Score
75/100
State rank
#59
US rank
#3809

Category grades

Amenities F Commute A+ Cost of living D Crime A Employment A+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Washington, UT
County
Washington County · 179,216 people
City population
32,366
Metro
St. George, UT
Population (ZIP)
32,366
Household income
$91,963
Rent vs Own
25.3% rent · 74.7% own
Severe rent burden
1036.0

Population outlook (Washington County) Hauer SSP2

Today (2025)
193,324 people
By 2030
211,699 · +9.5%
By 2040
246,449 · +27.5%
By 2050
278,447 · +44.0%
By 2075
342,734 · +77.3%
By 2100
382,815 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Hispanic / Latino 17% Two or more races 9%
Hispanic origin (detail)
Mexican 11% Puerto Rican 1%
Common ancestry
Italian 6% Slovak 5% Lithuanian 3%
Foreign-born
5% · Canada, Jamaica, China
Languages at home
89% English-only · Spanish 8% Chinese 1% German/W. Germanic 1%

Political lean MEDSL · Washington

2024 margin
Solid R (+52.3) · D 23.0% · R 75.2% · Other 1.8%
2008→2024 swing
+1.2pp toward D · 2008: -53.5pp · 2024: -52.3pp
All cycles
2024: R+52.3 2020: R+51.7 2016: R+52.1 2012: R+67.0 2008: R+53.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -144.73%
Current HPI
248.9421
Rent YoY
▼ -0.06%
Metro
St. George, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
23 events — show timeline
  • 2026-04-16 Listed $179,000 ICBORMLS
  • 2026-04-15 Listed $179,000 WFRMLS
  • 2026-04-03 Listed $179,000 WCBOR
  • 2025-12-16 Listing Removed WFRMLS
  • 2025-11-07 Listed $189,000 WFRMLS
  • 2025-11-02 Listing Removed WFRMLS
  • 2025-10-16 Price Changed $204,000 WCBOR
  • 2025-10-16 Price Changed $204,000 ICBORMLS
  • 2025-10-16 Price Changed $204,000 WFRMLS
  • 2025-10-02 Relisted ICBORMLS
  • 2025-10-02 Relisted WFRMLS
  • 2025-09-29 Listing Removed WFRMLS
  • 2025-08-29 Price Changed $213,000 WCBOR
  • 2025-08-29 Price Changed $213,000 ICBORMLS
  • 2025-08-29 Price Changed $213,000 WFRMLS
  • 2025-03-23 Price Changed $217,000 WFRMLS
  • 2025-03-23 Price Changed $217,000 WCBOR
  • 2025-03-23 Price Changed $217,000 ICBORMLS
  • 2024-11-04 Listed $220,000 WFRMLS
  • 2024-11-04 Listed $220,000 ICBORMLS
  • 2021-11-27 Pending WFRMLS
  • 2021-11-17 Listed $179,000 WFRMLS
  • 2008-03-06 Sold (Public Records) Public Records

Property tax history

-0.6%/yr

Latest (2025): $582 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…