310 Park Pl · Barrett, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 7.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +10.0/10.0
- Cash flow +7.8/30.0
- Schools +4.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- DSCR +1.9/10.0
- 1% rule +1.8/10.0
- ARV discount +0.0/15.0
$225,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Property is Under Contract and considering back-up offers only at this time. 'Looking for a vacation gateway or starter home? You reached your destination. Beautiful ranch house, totally renovated sits on 0.58 ac in very quiet neighborhood is waiting for a new owner. The house itself offers 3 BR's, 1Bath, Kitchen, Living Room, Sunroom and nice size deck. Very low taxes, No HOA
Key facts
- Subfloors
- Flooring
- Turnkey airbnb
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $225k.
Deal economics
- At list price, monthly cash flow is $-252 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $180k (19.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $154k (31.5% below list).
- Recommended offer: $154k (31.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
- Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 63 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).
Forward outlook
- In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (10.0% local appreciation)).
- Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 17 days — a 2% lower offer ($222k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $162k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 4.95%
- Cash-on-cash
- -4.80%
- DSCR
- 0.79
- GRM
- 12.2
CMA / ARV
- ARV (on-the-fly)
- $157,488
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6733 Route 191 | 0.20mi | 2/1.0 | 800 (-2%) | 6mo | $175,000 | $219 | 83 |
| 115 Squirrel Ln | 0.43mi | 2/1.0 | 760 (-7%) | 3mo | $147,001 | $193 | 66 |
| 111 Squirrel Ln | 0.46mi | 2/1.0 | 934 (+14%) | 23mo | $115,000 | $123 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 20.9%
- Equity multiple
- 2.69×
- Total profit
- $106,451
- Equity at exit
- $202,698
- IRR
- 18.9%
- Equity multiple
- 6.18×
- Total profit
- $326,053
- Equity at exit
- $437,126
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18326
- Home prices YoY
- 7.6%
- Active inventory
- 63
- Price-to-rent
- 12.2×
Monthly cashflow live
- Estimated rent
- $1,540 medium interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax from tax record
- −$195 /mo · $2,346/yr
- Insurance
- −$94
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$324
- Net cashflow
- $-252
Break-even live
Sensitivity live
| Price | -10% $-125 | -5% $-188 | +0% $-252 | +5% $-316 | +10% $-380 |
|---|---|---|---|---|---|
| Rent | -10% $-374 | -5% $-313 | +0% $-252 | +5% $-191 | +10% $-130 |
| Rate | -1.0pp $-139 | -0.5pp $-195 | base $-252 | +0.5pp $-310 | +1.0pp $-370 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6631 Pennsylvania 191 Unit 101 Cresco, PA | 2.0 | 1.0 | 810 | $1,700 | $2.10 | 44d | 1 | 0.34mi |
| 209 Cottage Ln Cresco, PA | 1.0 | 1.0 | 650 | $1,099 | $1.69 | 44d | 1 | 0.76mi |
Listing history 11 events
-
2026-06-18days on market $225,000 Active 17 DOM
-
2026-06-17days on market $225,000 Active 16 DOM
-
2026-06-16days on market $225,000 Active 15 DOM
-
2026-06-15days on market $225,000 Active 14 DOM
-
2026-06-14days on market $225,000 Active 12 DOM
-
2026-06-13days on market $225,000 Active 11 DOM
-
2026-06-10days on market $225,000 Active 9 DOM
-
2026-06-08days on market $225,000 Active 7 DOM
-
2026-06-07days on market $225,000 Active 6 DOM
-
2026-06-02remarks 475-char remark
-
2026-06-02$225,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,346 · $195/mo
- Projected year-2 tax
- $2,950 · $246/mo
- Expected delta
- +$605/yr (+$50/mo · 25.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
- Wind 4/10 Moderate 7% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,486
- − Mortgage interest
- −$12,603
- − Property taxes
- −$2,346
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$1,479
- − Management
- −$1,479
- − Depreciation
- −$6,545
- Taxable loss
- −$7,091
- Est. tax savings @ 24.0%
- +$1,702
- After-tax cash flow
- $-1,324/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocono Mountain SD
- NCES district ID
- 4219500
- Math proficiency
- 37% ▼ -5.00%
- Reading proficiency
- 55% ▲ 1.00%
- Median HH income
- $55,317
- Composite
- 39.91/100
- National rank
- #3856
- State rank
- #245 of 539 in PA
Livability — Barrett
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 3,574
Population outlook (Monroe County) Hauer SSP2
- Today (2025)
- 164,099 people
- By 2030
- 161,412 · -1.6%
- By 2040
- 154,616 · -5.8%
- By 2050
- 146,710 · -10.6%
- By 2075
- 140,830 · -14.2%
- By 2100
- 138,472 · -15.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Hispanic / Latino 12% Two or more races 10% Black 8% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 6% Dominican 1%
- Common ancestry
- Romanian 2% Slovak 1% Lithuanian 1%
- Foreign-born
- 6% · Canada, South Korea, Jamaica
- Languages at home
- 91% English-only · Spanish 4% Russian/Polish/Slavic 2% Other Indo-European 1%
Political lean MEDSL · Monroe
- 2024 margin
- Toss-up / Even · D 49.1% · R 49.9%
- 2008→2024 swing
- -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
- All cycles
- 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 13.09%
- Current HPI
- 185.198
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+359.2% since first listed5 events — show timeline
- 2026-06-02 Listed $225,000 FSBO.com
- 2022-01-25 Sold (Public Records) $161,900 Public Records
- 2022-01-18 Sold (MLS) $161,900 PMAR
- 2021-12-14 Listed $159,900 PMAR
- 1998-10-20 Sold (Public Records) $49,000 Public Records
Property tax history
+3.3%/yrLatest (2026): $2,346 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…