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Duplex
D Composite 40.02
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.2/10.0
  • Livability +3.8/5.0
  • 1% rule +2.8/10.0
  • Rent growth +2.7/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$399,900

1461 W Sunset Ave · West Valley City, UT 84119
4 bd · 2.0 ba · 1,092 sqft · MultiFamily public records · 149 Days on market
Built 1945 9,583 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Well-located duplex featuring two identical units. Each side offers 2 bedrooms and 1 bathroom. One unit was remodeled in 2025, providing updated finishes, while the second unit offers value-add potential. Conveniently situated with easy access to local amenities, schools, and major commuter routes. Ideal for investors or owner-occupants seeking a centrally located, income-producing property with a house-hack opportunity-live in one unit while generating potential rental income from the other. PLEASE DO NOT DISTURB THE CURRENT TENANTS

Key facts

  • Updated finishes
  • Remodeled in 2025
  • Two identical units

Tags

DUPLEXTWO IDENTICAL UNITSREMODELED IN 2025UPDATED FINISHESINCOME-PRODUCING PROPERTYHOUSE-HACK OPPORTUNITY

Property features AI

Finance

  • Financial info: Two total rental units; Unit rents: one unit at $1,050 and the other at $1,150

Exterior

  • Parking: Uncovered parking for 6 vehicles; RV parking available
  • Utilities: Natural gas connected; Electricity connected; Public sewer connected; Water connected (culinary)
  • Home design: Side-by-side multi-family property; Property in built/standing condition
  • Construction: Stucco exterior; Tar/gravel roof
  • Exterior features: Open porch; Outbuilding(s); Fully fenced lot

Interior

  • Kitchen: Gas range/oven; Gas oven
  • Bedrooms: Two 2-bedroom units (each unit has 2 bedrooms)
  • Flooring: Carpet
  • Bathrooms: Each unit has 1 bathroom
  • Heating & cooling: Gas central heating
  • Interior features: Gas oven; Free-standing range/oven

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2-bed/1.0-bath units multifamily listed at $400k.

Deal economics

  • At list price, monthly cash flow is $47 ($558/yr) — positive. Per door: $23/mo.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $311k (22.2% below list).
  • Recommended offer: $311k (22.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 76/100 on livability (#55 in UT, #3,285 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, employment A-; Watch: crime D-, amenities F, health & safety D-.
  • Granite District (suburban): math 26% / reading 32% proficiency, ranked #69 of 80 in UT (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Redwood School (math 6% / reading 8%, grade F, #583 of 585 statewide, top 100%, 486 students, 77% FRL); Granite Park Jr High (math 6% / reading 14%, grade F, #138 of 138 statewide, top 100%, 871 students, 70% FRL); Granger High (math 7% / reading 22%, grade F, #167 of 171 statewide, top 98%, 3,481 students, 63% FRL) — zoned schools average 70% FRL vs 45% district-wide (25 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 10% at this address vs 29% district-wide (-18 pts) — the specific schools serving this property underperform the Granite District average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 232 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 4d on market — plan ~1-2 weeks tenant-placement turnaround); 4,970 units permitted in Salt Lake County in 2024 (1,963 in 5+ unit buildings).
  • At $3,112/mo this rent would consume 52% of the median local household income ($71k/yr) (locally 1635% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Salt Lake County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 149 days — a 12% lower offer ($352k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 31y ago; this cycle's ask has dropped $50k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $64k; list at $400k implies a 526% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $311,200 (22.2% below list)

Questions for the listing agent

  1. It's been on market 149 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.78%
Cap rate
6.43%
Cash-on-cash
0.50%
DSCR
1.02
GRM
10.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.74% rent growth · sell at horizon

5-year hold
IRR
-17.8%
Equity multiple
0.38×
Total profit
$-68,929
Equity at exit
$59,626
10-year hold
IRR
-14.4%
Equity multiple
0.25×
Total profit
$-84,035
Equity at exit
$34,576

Cash invested: $111,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
86 Strongly Landlord-Friendly
State Utah
86 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
3-day notice; preempted; landlord-favorable.

ZIP-level market 84119

Rents YoY
0.7%
Active inventory
232
Price-to-rent
21.4×

Monthly cashflow live

Estimated rent
$3,112 high interval (Pro) →
Mortgage (P&I)
$2,097
Tax from tax record
$148 /mo · $1,779/yr
Insurance
$167
HOA
$0
Vacancy / Maint / Mgmt
$654
Net cashflow
$47

Break-even live

Break-even rent $3,053
Max offer price $399,900
Occupancy floor 94%

Sensitivity live

Price -10% $273 -5% $160 +0% $47 +5% $-67 +10% $-180
Rent -10% $-199 -5% $-76 +0% $47 +5% $169 +10% $292
Rate -1.0pp $248 -0.5pp $148 base $47 +0.5pp $-57 +1.0pp $-163

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $3,112

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$99,975
Closing costs
$11,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 4 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1251 W Village Main Dr West Valley City, UT 1.0–3.0 1.0–2.0 957 $1,700 $1.78 2d 5 0.76mi
1538 W Kingsbury Ln West Valley City, UT 3.0 3.0 1237 $2,050 $1.66 4d 1 1.29mi
3600 S Orion Cir West Valley City, UT 1.0–3.0 1.0–1.5 1075 $2,009 $1.87 24d 1 1.32mi
3314 S Meadowlark Dr West Valley City, UT 4.0 2.0 1232 $2,350 $1.91 4d 1 1.40mi

Listing history 29 events

  1. 2026-06-13
    days on market $399,900 Active 149 DOM
  2. 2026-06-09
    days on market $399,900 Active 145 DOM
  3. 2026-06-08
    days on market $399,900 Active 144 DOM
  4. 2026-06-07
    days on market $399,900 Active 143 DOM
  5. 2026-06-03
    days on market $399,900 Active 139 DOM
  6. 2026-06-02
    days on market $399,900 Active 138 DOM
  7. 2026-06-01
    days on market $399,900 Active 137 DOM
  8. 2026-05-31
    days on market $399,900 Active 136 DOM
  9. 2026-05-09
    price $399,900
  10. 2026-02-24
    price $425,000
  11. 2026-01-15
    listed $450,000 Active
  12. 2016-09-07
    soldstatus
  13. 2009-12-21
    historical
  14. 2009-11-23
    listed $138,500
  15. 2008-06-05
    historical
  16. 2007-12-05
    listed $149,900
  17. 2004-12-16
    soldstatus
  18. 2001-10-30
    soldstatus
  19. 2001-10-29
    soldstatus
  20. 2001-10-08
    listed $76,900
  21. 2001-08-23
    historical
  22. 2000-11-06
    listed $75,000
  23. 1998-11-18
    soldstatus
  24. 1998-11-17
    soldstatus
  25. 1998-08-05
    listed $104,900
  26. 1998-07-04
    historical
  27. 1998-02-04
    listed $93,000
  28. 1996-02-29
    soldstatus $63,840
  29. 1995-12-08
    listed $68,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast UT · Resets to sale price

Current annual tax
$1,779 · $148/mo
Projected year-2 tax
$2,639 · $220/mo
Expected delta
+$861/yr (+$72/mo · 48.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥95°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,344
− Mortgage interest
−$22,401
− Property taxes
−$1,779
− Insurance
−$2,000
− Repairs & maintenance
−$2,988
− Management
−$2,988
− Depreciation
−$11,633
Taxable loss
−$6,443
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,546
After-tax cash flow
$2,105/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Granite District
NCES district ID
4900360
Math proficiency
26% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$55,971
Composite
25.93/100
National rank
#7336
State rank
#69 of 80 in UT

Livability — West Valley City

Score
76/100
State rank
#55
US rank
#3285

Category grades

Amenities F Commute A+ Cost of living B Crime D- Employment A- Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Valley City, UT
County
Salt Lake County · 1,195,750 people
City population
132,995
Metro
Salt Lake City, UT
Population (ZIP)
50,070
Household income
$71,378
Rent vs Own
43.2% rent · 56.8% own
Severe rent burden
1635.0

Population outlook (Salt Lake County) Hauer SSP2

Today (2025)
1,305,860 people
By 2030
1,402,611 · +7.4%
By 2040
1,594,533 · +22.1%
By 2050
1,787,244 · +36.9%
By 2075
2,224,138 · +70.3%
By 2100
2,551,390 · +95.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 45% White 36% Two or more races 12% Black 5% Pacific Islander 4% Asian 4% Native American 3%
Hispanic origin (detail)
Mexican 36%
Common ancestry
Slovak 3% Portuguese 2% Italian 1%
Foreign-born
27% · Canada, Vietnam, Jamaica
Languages at home
54% English-only · Spanish 34% Other Asian/Pacific 3% Vietnamese 1%

Political lean MEDSL · Salt Lake

2024 margin
D (+10.2) · D 53.7% · R 43.5% · Other 2.8%
2008→2024 swing
+10.1pp toward D · 2008: 0.1pp · 2024: 10.2pp
All cycles
2024: D+10.2 2020: D+11.0 2016: D+10.2 2012: R+19.3 2008: D+0.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -332.72%
Current HPI
327.1858
Rent YoY
▲ 0.74%
Metro
Salt Lake City, UT
State GDP YoY
▲ 3.54%
F500 in state
2

Industry mix (Fortune 500 HQ in UT)

Industry F500 HQs Revenue

Price history

+488.1% since first listed
21 events — show timeline
  • 2026-05-09 Price Changed $399,900 WFRMLS
  • 2026-02-24 Price Changed $425,000 WFRMLS
  • 2026-01-15 Listed $450,000 WFRMLS
  • 2016-09-07 Sold (Public Records) Public Records
  • 2009-12-21 Listing Removed WFRMLS
  • 2009-11-23 Listed $138,500 WFRMLS
  • 2008-06-05 Listing Removed WFRMLS
  • 2007-12-05 Listed $149,900 WFRMLS
  • 2004-12-16 Sold (Public Records) Public Records
  • 2001-10-30 Sold (MLS) WFRMLS
  • 2001-10-29 Sold (Public Records) Public Records
  • 2001-10-08 Listed $76,900 WFRMLS
  • 2001-08-23 Listing Removed WFRMLS
  • 2000-11-06 Listed $75,000 WFRMLS
  • 1998-11-18 Sold (MLS) WFRMLS
  • 1998-11-17 Sold (Public Records) Public Records
  • 1998-08-05 Listed $104,900 WFRMLS
  • 1998-07-04 Listing Removed WFRMLS
  • 1998-02-04 Listed $93,000 WFRMLS
  • 1996-02-29 Sold (Public Records) $63,840 Public Records
  • 1995-12-08 Listed $68,000 WFRMLS

Property tax history

+4.3%/yr

Latest (2025): $1,779 · -0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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