🏷️ Likely Rental
200 England Drive Dr · Dalton, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.4/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$1,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
AVAILABLE FOR ONE YEAR LEASE ! ONE LEVEL APARTMENT IN CONVENIENT ROCKY FACE LOCATION - APPROXIMATELY 1162 SQ FT WITH SPACIOUS ROOMS - 2 BEDROOM, 1 BATH, KITCHEN, LARGE LIVING ROOM, WITH NICE SIZE LAUNDRY ROOM, SIT ON THE LARGE DECK AND RELAX! 1 YEAR LEASE, $1000 PER MONTH, $1000 SECURITY DEPOSIT, WITH APPROVED APPLICATION(S), $60 APPLICATION FEE FOR EACH ADULT TO LIVE AT THE PROPERTY. NO PETS. - WATER AND ACCESS TO DUMPSTER IS INCLUDED, TENANT PAYS ELECTRICITY AND IS REQUIRED TO CHANGE THE POWER INTO THEIR NAME BEFORE GETTING POSSESSION OF PROPERTY. -THIS IS A UPPER UNIT OF QUADPLEX - 2 UPPER - 2 LOWER UNITS. * SIGN IN WINDOW OF AVAILABLE APARTMENT. * THIS UNIT HAS ALL NEW FLOORING AND
Key facts
- Large deck
- Fresh paint
- New flooring
Tags
Property features AI
Exterior
- Parking: Concrete parking; Gravel parking
- Utilities: Public water; Septic sewer
- Home design: Residential income property (quadruplex); Single-story
- Construction: Vinyl siding; Composition roof
- Exterior features: Deck
Interior
- Kitchen: Dishwasher; Refrigerator
- Flooring: Ceramic tile; Hardwood; Vinyl; Tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating; Central air; Ceiling fans
- Interior features: Dishwasher; Refrigerator; Electric water heater
- Laundry & utility: Dedicated laundry room
Neighborhood map
What this means for you Summary
Snapshot
- This is a 8-bed/4.0-bath other listed at $1k.
Deal economics
- At list price, monthly cash flow is $1k ($16k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $1k).
- Recommended offer: $970 (3.0% below list) — sets the bar for market timing.
- Cap rate 1608.7% vs local median 3.4% in Dalton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#172 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment D, amenities F, commute F.
- Whitfield County (rural): math 37% / reading 34% proficiency, ranked #62 of 174 in GA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Westside Elementary School (math 53% / reading 43%, grade D, #289 of 1,228 statewide, top 24%, 556 students, 56% FRL); Westside Middle School (math 46% / reading 51%, grade C-, #75 of 470 statewide, top 17%, 392 students, 59% FRL); Northwest Whitfield County High School (math 29% / reading 34%, grade F, #122 of 424 statewide, top 30%, 1,219 students, 49% FRL).
- Market conditions: 100 active listings in the ZIP; 374 units permitted in Whitfield County in 2024 (35 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $7 of loan paydown is wiped out by about $30 of value loss. Plan a longer hold.
- Whitfield County population projected at +3% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $280 cash investment doubles in ~1 year — after that, you're playing with house money.
Negotiation context
- It's been on market 38 days — a 3% lower offer ($970) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 38 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 169.90% ✓
- Cap rate
- 1608.67%
- Cash-on-cash
- 5722.78%
- DSCR
- 255.63
- GRM
- 0.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 304.25×
- Total profit
- $84,911
- Equity at exit
- $149
- IRR
- —
- Equity multiple
- 656.55×
- Total profit
- $183,554
- Equity at exit
- $86
Cash invested: $280 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30740
- Home prices YoY
- -21.6%
- Active inventory
- 100
Monthly cashflow live
- Estimated rent
- $1,699 medium interval (Pro) →
- Mortgage (P&I)
- −$5
- Tax est. 1.5%
- −$1 /mo · $15/yr
- Insurance
- −$0
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$357
- Net cashflow
- $1,335
Break-even live
Sensitivity live
| Price | -10% $1,336 | -5% $1,336 | +0% $1,335 | +5% $1,335 | +10% $1,335 |
|---|---|---|---|---|---|
| Rent | -10% $1,201 | -5% $1,268 | +0% $1,335 | +5% $1,402 | +10% $1,470 |
| Rate | -1.0pp $1,336 | -0.5pp $1,336 | base $1,335 | +0.5pp $1,335 | +1.0pp $1,335 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $250
- Closing costs
- $30
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 24 events
-
2026-06-19days on market $1,000 Active 38 DOM
-
2026-06-18days on market $1,000 Active 37 DOM
-
2026-06-17days on market $1,000 Active 36 DOM
-
2026-06-16days on market $1,000 Active 35 DOM
-
2026-06-15days on market $1,000 Active 34 DOM
-
2026-06-14days on market $1,000 Active 32 DOM
-
2026-06-13days on market $1,000 Active 31 DOM
-
2026-06-10days on market $1,000 Active 29 DOM
-
2026-06-09days on market $1,000 Active 28 DOM
-
2026-06-08days on market $1,000 Active 27 DOM
-
2026-06-07days on market $1,000 Active 26 DOM
-
2026-06-05days on market $1,000 Active 23 DOM
-
2026-06-03days on market $1,000 Active 22 DOM
-
2026-06-02days on market $1,000 Active 21 DOM
-
2026-06-01days on market $1,000 Active 20 DOM
-
2026-05-31days on market $1,000 Active 19 DOM
-
2026-05-30days on market $1,000 Active 18 DOM
-
2026-05-12$1,000 Active 720-char remark
-
2026-02-05price $1,000
-
2025-10-10$1,100 Active
-
2024-04-23$1,040 Active
-
2018-07-23soldstatus $140,000
-
2014-08-21soldstatus $25,000
-
2001-12-20soldstatus $180,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,388
- − Mortgage interest
- −$56
- − Property taxes
- −$15
- − Insurance
- −$5
- − Repairs & maintenance
- −$1,631
- − Management
- −$1,631
- − Depreciation
- −$29
- Taxable income
- $17,021
- Est. tax owed @ 24.0%
- −$4,085
- After-tax cash flow
- $11,939/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Whitfield County
- NCES district ID
- 1305700
- Math proficiency
- 37% ▼ -6.00%
- Reading proficiency
- 34% ▼ -9.00%
- Median HH income
- $44,296
- Composite
- 30.24/100
- National rank
- #6290
- State rank
- #62 of 174 in GA
Livability — Dalton
- Score
- 67/100
- State rank
- #172
- US rank
- #10778
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 80,309
- Population (ZIP)
- 8,159
Population outlook (Whitfield County) Hauer SSP2
- Today (2025)
- 107,770 people
- By 2030
- 108,737 · +0.9%
- By 2040
- 110,260 · +2.3%
- By 2050
- 111,205 · +3.2%
- By 2075
- 113,014 · +4.9%
- By 2100
- 112,775 · +4.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Two or more races 9% Hispanic / Latino 8% Black 2%
- Hispanic origin (detail)
- Mexican 3% Cuban 1%
- Common ancestry
- Slovak 3% Iranian 2% Lithuanian 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 93% English-only · Spanish 6% Other Indo-European 1%
Political lean MEDSL · Whitfield
- 2024 margin
- Solid R (+44.5) · D 27.5% · R 72.0%
- 2008→2024 swing
- -4.5pp toward R · 2008: -40.0pp · 2024: -44.5pp
- All cycles
- 2024: R+44.5 2020: R+40.7 2016: R+44.8 2012: R+45.1 2008: R+40.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.16%
- Current HPI
- 273.0194
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-99.4% since first listed7 events — show timeline
- 2026-05-12 Listed $1,000 CCARMLS
- 2026-02-05 Price Changed $1,000 CCARMLS
- 2025-10-10 Listed $1,100 CCARMLS
- 2024-04-23 Listed $1,040 CCARMLS
- 2018-07-23 Sold (Public Records) $140,000 Public Records
- 2014-08-21 Sold (Public Records) $25,000 Public Records
- 2001-12-20 Sold (Public Records) $180,000 Public Records
Property tax history
+11.9%/yrLatest (2025): $3,691 · +30.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…