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2309 Bradford St
A- Composite 81.52
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +5.5/10.0
  • Rent growth +3.9/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0

$89,900

2309 Bradford St · West Orange, TX 77630
3 bd · 1.0 ba · 1,254 sqft · SingleFamily public records · 95 Days on market
Built 1958 0.44 ac lot $72/sqft · 33% below area Est $133k · 33% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

Key facts

  • Two additional lots
  • Fenced yard
  • Privacy fencing

Tags

DEDICATED OFFICELARGE KITCHENTHREE CAR GARAGEFENCED YARDPRIVACY FENCINGTWO ADDITIONAL LOTS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $20 ($241/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $90k).
  • Recommended offer: $82k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 60/100 on livability (#1,075 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A; Watch: crime C-, schools D-, amenities F.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 30 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($622 loan paydown + $908 appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $25k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 95 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 10y ago; this cycle's ask has dropped $20k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $81,809 (9.0% below list)

Questions for the listing agent

  1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.53%
Cap rate
12.25%
Cash-on-cash
21.29%
DSCR
1.95
GRM
5.5

CMA / ARV

ARV (median comp)
$133,188
List price
$89,900
Delta
-32.50%
Verdict
UNDERPRICED
Comps
17 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2309 Bradford St 0.00mi 3/1.0 1,254 (0%) 1mo $89,900 $72 99
2705 Terrace Cir 0.44mi 3/1.5 1,240 (-1%) 9mo $139,900 $113 68
2707 Terrace Cir 0.45mi 3/2.0 1,289 (+3%) 10mo $169,999 $132 62
2120 Houston St 0.37mi 2/2.0 (-1) 1,116 (-11%) 4mo $149,800 $134 52
1826 Bowie St 0.65mi 3/1.5 1,434 (+14%) 19mo $138,000 $96 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
5.4%
Equity multiple
1.28×
Total profit
$7,138
Equity at exit
$30,737
10-year hold
IRR
12.5%
Equity multiple
2.69×
Total profit
$42,647
Equity at exit
$40,882

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
337
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,371 high interval (Pro) →
Mortgage (P&I)
$471
Tax from tax record
$128 /mo · $1,532/yr
Insurance
$37
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$288
Net cashflow
$20

Break-even live

Break-even rent $1,346
Max offer price $89,900
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 30 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
206 Florence St Orange, TX 2.0 1.0 1216 $1,425 $1.17 43d 1 0.25mi
210 Florence St Orange, TX 3.0 1.0 1064 $1,425 $1.34 43d 1 0.27mi
406 Dayton St West Orange, TX 2.0 1.0 1350 $1,200 $0.89 43d 1 0.28mi
2602 Tanglewood St West Orange, TX 4.0 2.0 1306 $1,250 $0.96 13d 1 0.30mi
205 Gloria St West Orange, TX 3.0 2.0 1225 $1,300 $1.06 43d 1 0.31mi
3000 MacArthur Dr Orange, TX 3.0 1.0–2.0 791 $1,330 $1.68 13d 12 0.76mi
309 Quincy St West Orange, TX 3.0 1.5 1113 $1,200 $1.08 13d 1 0.80mi
101 Azalea Ave Unit A Orange, TX 3.0 1.0 1200 $2,000 $1.67 43d 1 0.86mi
1120 28th St Orange, TX 3.0 1.0 1308 $1,500 $1.15 43d 1 0.89mi
302 Bridal Wreath Ave Orange, TX 3.0 1.0 1182 $1,195 $1.01 43d 1 0.93mi
1543 Alamo St West Orange, TX 3.0 1.0 1170 $1,200 $1.03 13d 1 0.93mi
306 Bridal Wreath Ave Orange, TX 3.0 1.0 1529 $1,195 $0.78 21d 1 0.95mi
2810 Gandy St West Orange, TX 3.0 2.0 1613 $1,700 $1.05 43d 1 0.95mi
1010 N 16th St Orange, TX 3.0 1.5 1100 $1,500 $1.36 43d 1 0.97mi
403 Bluebonnet Dr Orange, TX 3.0 1.0 1196 $1,300 $1.09 43d 1 1.01mi
310 Camellia Ave Orange, TX 3.0 1.0 988 $1,295 $1.31 21d 1 1.03mi
1117 18th St Orange, TX 4.0 2.0 1716 $1,500 $0.87 43d 1 1.05mi
107 Dahlia St Orange, TX 3.0 1.0 1149 $1,300 $1.13 13d 1 1.12mi
3333 Ridgemont Dr Unit 203 Orange, TX 2.0 1.0 1000 $1,084 $1.08 13d 1 1.19mi
7b Concord St Orange, TX 2.0 1.5 1206 $1,450 $1.20 13d 1 1.21mi
3333 Ridgemont Dr Unit 401 Orange, TX 3.0 2.0 1700 $1,725 $1.01 21d 1 1.24mi
3333 Ridgemont Dr Unit 107 Orange, TX 2.0 1.0 952 $1,255 $1.32 43d 1 1.24mi
3333 Ridgemont Dr Unit 315TWNHME Orange, TX 2.0 1.5 1216 $1,040 $0.86 21d 1 1.24mi
3333 Ridgemont Dr Unit 408 Orange, TX 2.0 1.0 1000 $1,059 $1.06 43d 1 1.24mi
3333 Ridgemont Dr Apt 105 Orange, TX 2.0 1.0 952 $1,255 $1.32 21d 1 1.24mi
3333 Ridgemont Dr Unit 404 Orange, TX 2.0 1.0 1000 $1,254 $1.25 43d 1 1.24mi
3726 Bowling Ln Orange, TX 3.0 1.0 1045 $1,150 $1.10 43d 1 1.26mi
3615 Ridgemont Dr Orange, TX 3.0 1.0 1266 $1,275 $1.01 43d 1 1.37mi
1500 Link Ave Orange, TX 1.0–2.0 1.0–1.5 1082 $1,050 $0.97 13d 1 1.48mi
3714 Ridgemont Dr Orange, TX 3.0 1.0 1020 $1,450 $1.42 13d 1 1.49mi

Listing history 12 events

  1. 2026-05-02
    status Pending 548-char remark
    Show marketing remark (548 chars)

    Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

  2. 2026-04-28
    status Pending 543-char remark
    Show marketing remark (543 chars)

    Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

  3. 2026-04-15
    price $89,900 543-char remark
    Show marketing remark (548 chars)

    Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

  4. 2026-04-15
    price $89,900 548-char remark
    Show marketing remark (548 chars)

    Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

  5. 2026-03-16
    price $99,900 548-char remark
    Show marketing remark (548 chars)

    Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

  6. 2026-03-06
    price $99,900 543-char remark
    Show marketing remark (543 chars)

    Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

  7. 2026-01-27
    listed $109,900 Active 543-char remark
    Show marketing remark (548 chars)

    Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

  8. 2026-01-27
    listed $109,900 Active 548-char remark
    Show marketing remark (548 chars)

    Come take a look at this three-bedroom, one-bath home featuring a dedicated office and a large kitchen with ample space for everyday living. A three-car garage is located in the backyard, and the property offers a generous fenced yard with privacy fencing, along with two additional lots—ideal for outdoor enjoyment, expansion, or future opportunities. The roof is approximately seven years old, and the HVAC system is eight years old. Home is being sold as-is. Survey at buyer’s expense. Call today to schedule your personal tour!

  9. 2016-06-01
    soldstatus
  10. 2016-05-31
    soldstatus
  11. 2016-04-22
    listed $54,900
  12. 2006-03-23
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,532 · $128/mo
Projected year-2 tax
$1,645 · $137/mo
Expected delta
+$113/yr (+$9/mo · 7.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,455
− Mortgage interest
−$5,036
− Property taxes
−$1,532
− Insurance
−$5,568
− Repairs & maintenance
−$1,316
− Management
−$1,316
− Depreciation
−$2,615
Taxable loss
−$930
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$223
After-tax cash flow
$464/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — West Orange

Score
60/100
State rank
#1075
US rank
#19069

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment C Housing A Health & safety A User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Orange, TX
County
Orange County · 87,112 people
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+63.8% since first listed
12 events — show timeline
  • 2026-05-02 Pending HARMLS
  • 2026-04-28 Pending BBOR
  • 2026-04-15 Price Changed $89,900 BBOR
  • 2026-04-15 Price Changed $89,900 HARMLS
  • 2026-03-16 Price Changed $99,900 HARMLS
  • 2026-03-06 Price Changed $99,900 BBOR
  • 2026-01-27 Listed $109,900 BBOR
  • 2026-01-27 Listed $109,900 HARMLS
  • 2016-06-01 Sold (Public Records) Public Records
  • 2016-05-31 Sold (MLS) BBOR
  • 2016-04-22 Listed $54,900 BBOR
  • 2006-03-23 Sold (Public Records) Public Records

Property tax history

+3.1%/yr

Latest (2025): $1,532 · +6.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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