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7444 Park Ave
A- Composite 84.89
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • 1% rule +9.4/10.0
  • Livability +3.9/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.2/5.0
  • Schools +1.1/10.0

$79,900

7444 Park Ave · Kansas City, MO 64132
2 bd · 1.0 ba · 859 sqft · SingleFamily public records · 80 Days on market
Built 1947 Fair condition 5,458 sqft lot $93/sqft · 31% below area Est $134k · 40% under ↓ 11% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Tenant Occupied. Desirable corner lot property offering increased curb appeal and natural light. Currently tenant occupied providing immediate rental income for the savvy investor. Please do not disturb occupants.

Key facts

  • Natural light
  • Corner lot
  • 5,458 sq ft lot

Tags

CORNER LOTNATURAL LIGHTIMMEDIATE RENTAL INCOME

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $80k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $412 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $75k (6.0% below list) — sets the bar for market timing.
  • Cap rate 12.5% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Kansas City 33 (urban): math 12% / reading 24% proficiency, ranked #308 of 324 in MO (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Ac Prep Elementary (math 12% / reading 27%, grade F, #941 of 1,115 statewide, top 86%, 341 students, 99% FRL); Central Middle School (math 0% / reading 9%, grade F, #388 of 391 statewide, top 99%, 428 students, 99% FRL); Southeast High School (math 2% / reading 12%, grade F, #512 of 521 statewide, top 99%, 487 students, 99% FRL) — zoned schools average 99% FRL vs 75% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+3.0%/yr); 124 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 52d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; 4,002 units permitted in Jackson County in 2024 (2,271 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($46k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $9k of equity ($552 loan paydown + $8k appreciation (10.0% local appreciation)).
  • Jackson County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 80 days — a 6% lower offer ($75k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1947 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $75,106 (6.0% below list)

Questions for the listing agent

  1. It's been on market 80 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1947 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.44%
Cap rate
12.47%
Cash-on-cash
22.07%
DSCR
1.98
GRM
5.8

CMA / ARV

ARV (median comp)
$134,055
List price
$79,900
Delta
-40.40%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2121 E 77th Ter 0.40mi 2/1.0 832 (-3%) 3mo $78,000 $94 74
7233 Park Ave 0.28mi 3/1.0 (+1) 910 (+6%) 6mo $170,000 $187 67
7103 Agnes Ave 0.65mi 2/1.0 854 (-1%) 2mo $65,000 $76 67
7907 Chestnut Ave 0.65mi 2/1.0 864 (+1%) 2mo $60,000 $69 67
2915 E 77th Ter 0.54mi 3/1.0 (+1) 864 (+1%) 5mo $125,000 $145 64
2407 E 69th Ter 0.67mi 2/1.0 875 (+2%) 4mo $105,000 $120 63
7040 Agnes Ave 0.67mi 3/1.0 (+1) 840 (-2%) 3mo $99,900 $119 58
7426 Indiana Ave 0.69mi 3/1.0 (+1) 874 (+2%) 4mo $120,000 $137 57
7202 Lydia Ave 0.66mi 2/1.0 934 (+9%) 4mo $119,900 $128 52
7930 Michigan St 0.64mi 2/1.0 960 (+12%) 5mo $60,000 $63 47
8029 Park Ave 0.71mi 2/1.0 744 (-13%) 5mo $104,500 $140 40
1429 E 79th St 0.66mi 3/1.5 (+1) 986 (+15%) 4mo $139,000 $141 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.98% rent growth · sell at horizon

5-year hold
IRR
40.8%
Equity multiple
4.11×
Total profit
$69,687
Equity at exit
$71,980
10-year hold
IRR
35.2%
Equity multiple
9.25×
Total profit
$184,526
Equity at exit
$155,228

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
26 active · 13 under contract
Months of supply
5.0 mo (20%/mo absorbed)
Median asking
$116,250 ($125/sqft)
Median days on market
43 d
This list price
4% of active listings are priced below it
ARV vs active asking
+24.8% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 64132

Home prices YoY
23.6%
Rents YoY
3.0%
Active inventory
124
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$1,151 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$46 /mo · $548/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$242
Net cashflow
$412

Break-even live

Break-even rent $630
Max offer price $79,900
Occupancy floor 59%

Sensitivity live

Price -10% $457 -5% $434 +0% $412 +5% $389 +10% $366
Rent -10% $321 -5% $366 +0% $412 +5% $457 +10% $502
Rate -1.0pp $452 -0.5pp $432 base $412 +0.5pp $391 +1.0pp $370

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7427 Arleta Blvd Kansas City, MO 2.0 1.0 805 $1,150 $1.43 93d 1 0.18mi
7560 Prospect Ave Unit G Kansas City, MO 1.0 1.0 900 $925 $1.03 47d 1 0.24mi
7560 Prospect Ave Unit G Kansas City, MO 1.0 1.0 900 $925 $1.03 53d 1 0.24mi
7560 Prospect Ave Unit F Kansas City, MO 1.0 1.0 900 $925 $1.03 93d 1 0.25mi
7411 Montgall Ave Kansas City, MO 3.0 1.0 840 $1,200 $1.43 93d 1 0.29mi
7237 Wabash Ave Kansas City, MO 2.0 1.0 870 $1,200 $1.38 27d 1 0.32mi
7131 Olive St Kansas City, MO 2.0 1.0 880 $1,100 $1.25 39d 1 0.42mi
1830 E 78th St Kansas City, MO 3.0 1.0 1000 $1,350 $1.35 61d 1 0.46mi
1861 E 78th St Kansas City, MO 3.0 1.0 864 $1,095 $1.27 65d 1 0.47mi
7317 Agnes Ave Kansas City, MO 2.0 1.0 767 $895 $1.17 73d 1 0.50mi
7412 Bellefontaine Ave Unit A Kansas City, MO 2.0 1.0 780 $1,200 $1.54 52d 1 0.51mi
3106 E 75th St Kansas City, MO 3.0 1.5 985 $1,225 $1.24 70d 1 0.54mi
2422 E 70th Ter Kansas City, MO 2.0 1.0 748 $1,100 $1.47 28d 1 0.59mi
7133 Agnes Ave Kansas City, MO 3.0 2.0 1100 $1,499 $1.36 30d 1 0.62mi
7945 Euclid Ave Kansas City, MO 3.0 1.0 1066 $1,095 $1.03 11d 1 0.63mi
7022 S Benton Ave Kansas City, MO 3.0 1.5 1100 $1,095 $1.00 63d 1 0.67mi
7209 Walrond Ave Kansas City, MO 3.0 2.0 1100 $1,500 $1.36 41d 1 0.68mi
7426 Indiana Ave Kansas City, MO 3.0 1.0 1100 $1,400 $1.27 93d 1 0.69mi
6921 Prospect Ave Unit C Kansas City, MO 1.0 1.0 538 $850 $1.58 53d 1 0.72mi
6921 Prospect Ave Unit C Kansas City, MO 1.0 1.0 600 $795 $1.32 20d 1 0.72mi
7036 Bellefontaine Ave Unit A Kansas City, MO 2.0 1.0 810 $1,200 $1.48 52d 1 0.72mi
7036 Bellefontaine Ave Kansas City, MO 2.0 1.0 810 $1,200 $1.48 27d 1 0.72mi
8028 Montgall Ave Kansas City, MO 3.0 1.0 792 $1,250 $1.58 41d 1 0.75mi
8028 Montgall Ave Kansas City, MO 3.0 1.0 792 $1,250 $1.58 39d 1 0.75mi
8004 Lydia Ave Kansas City, MO 3.0 1.0 924 $1,299 $1.41 30d 1 0.82mi
2120 E 68th Ter Kansas City, MO 2.0 1.0 930 $1,200 $1.29 73d 1 0.82mi
7127 Bales Ave Kansas City, MO 3.0 1.0 900 $1,350 $1.50 73d 1 0.88mi
1831 E 68th St Kansas City, MO 3.0 1.0 1043 $1,250 $1.20 65d 1 0.89mi
7115 Bales Ave Kansas City, MO 3.0 1.0 865 $1,350 $1.56 65d 1 0.90mi
7115 Bales Ave Kansas City, MO 3.0 1.0 865 $1,200 $1.39 35d 1 0.90mi
6808 S Benton Ave Kansas City, MO 3.0 1.0 1040 $1,350 $1.30 11d 1 0.92mi
2421 E 67th Ter Kansas City, MO 2.0 1.0 816 $1,125 $1.38 65d 1 0.93mi
2430 E 67th Ter Kansas City, MO 3.0 2.0 960 $1,195 $1.24 93d 1 0.96mi
1815 E 83rd St Kansas City, MO 3.0 1.0 936 $1,250 $1.34 35d 1 1.01mi
8226 Flora Ave Kansas City, MO 2.0 1.0 862 $1,200 $1.39 52d 1 1.02mi
1805 E 67th St Kansas City, MO 2.0 1.0 1064 $1,200 $1.13 65d 1 1.02mi
6729 Bellefontaine Ave Kansas City, MO 3.0 1.0 962 $1,200 $1.25 25d 1 1.05mi
6703 Walrond Ave Kansas City, MO 2.0 1.0 912 $1,200 $1.32 51d 1 1.13mi
8101 Campbell St Kansas City, MO 1.0–2.0 1.0 915 $888 $0.97 20d 1 1.14mi
8321 Lydia Ave Kansas City, MO 2.0 1.0 703 $1,200 $1.71 46d 1 1.15mi

Property features AI

Finance

HOA & community
No association fees

Exterior

Parking
Off-street parking
Utilities
Public waterPublic sewer
Home design
Single-family ranch residenceResidential property
Construction
Block and frame constructionComposition roofBuilt approximately 51–75 years ago
Exterior features
Corner lot inside city limitsMetal fencing

Interior

Bedrooms
2 bedrooms
Flooring
CarpetLaminate
Bathrooms
1 full bathroom
Heating & cooling
Natural gas heatingWindow AC units
Interior features
Eat-in kitchenUnfinished walk-out basement
Laundry & utility
Laundry in basement

Listing history 47 events

  1. 2026-07-23
    days on market $79,900 Active 80 DOM
  2. 2026-07-22
    days on market $79,900 Active 79 DOM
  3. 2026-07-21
    days on market $79,900 Active 78 DOM
  4. 2026-07-20
    days on market $79,900 Active 77 DOM
  5. 2026-07-18
    days on market $79,900 Active 75 DOM
  6. 2026-07-18
    days on market $79,900 Active 74 DOM
  7. 2026-07-16
    days on market $79,900 Active 73 DOM
  8. 2026-07-15
    days on market $79,900 Active 72 DOM
  9. 2026-07-14
    days on market $79,900 Active 71 DOM
  10. 2026-07-13
    days on market $79,900 Active 70 DOM
  11. 2026-07-13
    days on market $79,900 Active 69 DOM
  12. 2026-07-11
    days on market $79,900 Active 68 DOM
  13. 2026-07-10
    days on market $79,900 Active 67 DOM
  14. 2026-07-09
    days on market $79,900 Active 66 DOM
  15. 2026-07-07
    days on market $79,900 Active 64 DOM
  16. 2026-07-06
    days on market $79,900 Active 63 DOM
  17. 2026-07-05
    days on market $79,900 Active 62 DOM
  18. 2026-07-03
    days on market $79,900 Active 60 DOM
  19. 2026-07-02
    days on market $79,900 Active 59 DOM
  20. 2026-07-01
    days on market $79,900 Active 58 DOM
  21. 2026-06-30
    days on market $79,900 Active 57 DOM
  22. 2026-06-29
    days on market $79,900 Active 56 DOM
  23. 2026-06-28
    days on market $79,900 Active 55 DOM
  24. 2026-06-27
    days on market $79,900 Active 54 DOM
  25. 2026-06-27
    days on market $79,900 Active 53 DOM
  26. 2026-06-25
    days on market $79,900 Active 51 DOM
  27. 2026-06-22
    days on market $79,900 Active 49 DOM
  28. 2026-06-21
    days on market $79,900 Active 48 DOM
  29. 2026-06-18
    days on market $79,900 Active 45 DOM
  30. 2026-06-17
    days on market $79,900 Active 44 DOM
  31. 2026-06-16
    days on market $79,900 Active 43 DOM
  32. 2026-06-15
    days on market $79,900 Active 42 DOM
  33. 2026-06-13
    pricedays on market $79,900 Active 40 DOM
  34. 2026-06-09
    days on market $89,900 Active 36 DOM
  35. 2026-06-08
    days on market $89,900 Active 35 DOM
  36. 2026-06-07
    days on market $89,900 Active 34 DOM
  37. 2026-06-05
    days on market $89,900 Active 31 DOM
  38. 2026-06-03
    days on market $89,900 Active 30 DOM
  39. 2026-06-02
    days on market $89,900 Active 29 DOM
  40. 2026-06-01
    days on market $89,900 Active 28 DOM
  41. 2026-05-31
    days on market $89,900 Active 27 DOM
  42. 2026-05-04
    listed $89,900 Active 213-char remark
  43. 2016-02-24
    soldstatus
  44. 2015-02-20
    soldstatus
  45. 2015-02-20
    soldstatus
  46. 2005-06-08
    soldstatus
  47. 1992-03-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$548 · $46/mo
Projected year-2 tax
$775 · $65/mo
Expected delta
+$227/yr (+$19/mo · 41.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,815
− Mortgage interest
−$4,476
− Property taxes
−$548
− Insurance
−$400
− Repairs & maintenance
−$1,105
− Management
−$1,105
− Depreciation
−$2,324
Taxable income
$3,857
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$926
After-tax cash flow
$4,013/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $21,475–$38,655 screening

This home requires significant repairs and updates to improve its condition and value. The exterior and interior need fresh paint, and the kitchen and bathroom are outdated. Upgrading these areas will significantly increase its resale and rental value.

Repairs flagged

  • Major roof — Signs of significant wear
  • Major exterior siding — Peeling and damaged
  • Major kitchen cabinets — Old and outdated
  • Major bathroom — Small and outdated

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Replace flooring — Improves living space and rental appeal
  • Both Upgrade kitchen and bathroom — Modernizes the home and increases value

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 11/100

Zoned Schools

Elementary John T. Hartman Elementary F MO #967/1,115 Nat'l #35,191/41,679 Middle Central Middle School F MO #388/391 Nat'l #13,904/14,009

Schools (NCES district)

District
Kansas City 33
NCES district ID
2916400
Math proficiency
12% ▼ -8.00%
Reading proficiency
24% ▬ 0.00%
Median HH income
$35,227
Composite
14.8/100
National rank
#9387
State rank
#308 of 324 in MO
B Composite livability gradescore 78/100

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Jackson County · 719,589 people
City population
439,467
Metro
Kansas City, MO-KS
Population (ZIP)
12,084
Household income
$45,622
Rent vs Own
51.2% rent · 48.8% own
Severe rent burden
11% of renters

Population outlook (Jackson County) Hauer SSP2

Today (2025)
719,589 people
By 2030
731,456 · +1.6%
By 2040
746,689 · +3.8%
By 2050
749,289 · +4.1%
By 2075
736,227 · +2.3%
By 2100
668,210 · -7.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (66%)
Race & ethnicity
Black 66% White 16% Hispanic / Latino 11% Two or more races 10%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Italian 2% Scotch-Irish 1% Romanian 1%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 7%

Political lean MEDSL · Jackson

2024 margin
D (+19.3) · D 58.9% · R 39.5% · Other 1.6%
2008→2024 swing
-6.1pp toward R · 2008: 25.4pp · 2024: 19.3pp
All cycles
2024: D+19.3 2020: D+22.0 2016: D+16.6 2012: D+19.0 2008: D+25.4

Not yet ingested

Civics

Price history

-11.1% since first listed
7 events — show timeline
  • 2026-06-12 Price Changed $79,900 Heartland MLS as Distributed by MLS Grid
  • 2026-05-04 Listed $89,900 Heartland MLS as Distributed by MLS Grid
  • 2016-02-24 Sold (Public Records) Public Records
  • 2015-02-20 Sold (Public Records) Public Records
  • 2015-02-20 Sold (Public Records) Public Records
  • 2005-06-08 Sold (Public Records) Public Records
  • 1992-03-02 Sold (Public Records) Public Records

Property tax history

+4.4%/yr

Latest (2025): $548 · -9.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…