4705 Henry Hudson Pkwy W Unit 7F · New York, NY 10471

$220,000

1 bd · 1.0 ba · 0 sqft · Condo public records · 284 Days on market

Built 1961 ↓ 10% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.2/30.0
• ARV discount +7.5/15.0
• DSCR +6.4/10.0
• 1% rule +5.4/10.0
• Schools +5.0/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Do not miss this spacious one bedroom apartment with a terrace and open views. Large entry foyer and long living room leads to a big terrace. Renovated windowed kitchen with stainless steel appliances and separate dining area. Corner master bedroom. Good closet space throughout. Monthly maintenance is $875.04 and includes all utilities-- electric, gas, heat, water and air-conditioning. The Windsor Co-op is a premier full-service building located on 16 acres of manicured grounds with a seasonal swimming pool, play area and BBQ pit, fitness center, basketball court, parking available (separate charge) and 24/hour doorman and concierge service. Pets are considered. Convenient location near public transportation, shopping, restaurants, houses of worship, Wave Hill and Van Cortlandt Park. This is a move-in ready beautiful apartment with great light in an excellent building and a convenient location.

Key facts

• Garage
• Built 1961
• Listed 284 days

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $220k.

Deal economics

• At list price, monthly cash flow is $279 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $220k).
• Recommended offer: $194k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 2.6% in New York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 75/100 on livability (#268 in NY, #4,188 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A; Watch: crime F, cost of living F.
• Market conditions: 200 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 6,929 units permitted in Bronx County in 2024 (6,829 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Bronx County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 284 days — a 12% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 9y ago; this cycle's ask has dropped $25k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→13/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $193,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 284 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 7.81%
• Cash-on-cash: 5.43%
• DSCR: 1.24
• GRM: 8.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -7.9%
• Equity multiple: 0.71×
• Total profit: $-17,872
• Equity at exit: $32,803

10-year hold

• IRR: 1.7%
• Equity multiple: 1.12×
• Total profit: $7,424
• Equity at exit: $19,022

Cash invested: $61,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City New York: 0 Strongly Tenant-Friendly · D+34

Rent Stabilization Code; HSTPA; 6+ months in housing court.

Methodology + full state rankings →

ZIP-level market 10471

• Active inventory: 200
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $2,277 high
• Mortgage (P&I): −$1,154
• Tax est. 1.5%: −$275 /mo · $3,300/yr
• Insurance: −$92
• HOA: −$0
• Vacancy / Maint / Mgmt: −$478
• Net cashflow: $279

Break-even live

Break-even rent $1,925

Max offer price $220,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $55,000
• Closing costs: $6,600
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2600 Netherland Ave Bronx, NY	1.0–3.0	1.0–2.5	1132	$2,775	$2.45	22d	3	1.16mi
40 Caryl Ave Yonkers, NY	2.0	1.0	—	$2,550	—	43d	1	1.34mi
40 Caryl Ave Yonkers, NY	1.0	1.0	39505	$2,500	$0.06	24d	1	1.34mi
527 Riverdale Ave Yonkers, NY	1.0	1.0	—	$2,364	—	12d	1	1.36mi
527 Riverdale Ave Apt 6U Yonkers, NY	—	1.0	—	$1,379	—	20d	1	1.36mi
527 Riverdale Ave Yonkers, NY	2.0	1.0	—	$2,662	—	43d	1	1.36mi
527 Riverdale Ave Yonkers, NY	—	1.0	—	$1,379	—	20d	1	1.36mi
525 Riverdale Ave Unit 2E Yonkers, NY	2.0	1.0	—	$2,661	—	43d	1	1.37mi
609 Van Cortlandt Park Ave Yonkers, NY	1.0	1.0	—	$2,300	—	43d	1	1.48mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: watergaselectriclandscapingpoolgymdoorman
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 12 events

1. 2026-03-23
   status Pending
2. 2026-01-09
   status Active
3. 2026-01-01
   historical
4. 2025-09-02
   price $220,000
5. 2025-07-11
   price $235,000
6. 2025-06-04
   status Active
7. 2025-05-30
   historical $260,000
8. 2018-07-27
   soldstatus $245,000 907-char remark

   Show marketing remark (907 chars)

   Do not miss this spacious one bedroom apartment with a terrace and open views. Large entry foyer and long living room leads to a big terrace. Renovated windowed kitchen with stainless steel appliances and separate dining area. Corner master bedroom. Good closet space throughout. Monthly maintenance is $875.04 and includes all utilities-- electric, gas, heat, water and air-conditioning. The Windsor Co-op is a premier full-service building located on 16 acres of manicured grounds with a seasonal swimming pool, play area and BBQ pit, fitness center, basketball court, parking available (separate charge) and 24/hour doorman and concierge service. Pets are considered. Convenient location near public transportation, shopping, restaurants, houses of worship, Wave Hill and Van Cortlandt Park. This is a move-in ready beautiful apartment with great light in an excellent building and a convenient location.

9. 2018-07-24
   soldstatus 907-char remark

   Show marketing remark (907 chars)

   Do not miss this spacious one bedroom apartment with a terrace and open views. Large entry foyer and long living room leads to a big terrace. Renovated windowed kitchen with stainless steel appliances and separate dining area. Corner master bedroom. Good closet space throughout. Monthly maintenance is $875.04 and includes all utilities-- electric, gas, heat, water and air-conditioning. The Windsor Co-op is a premier full-service building located on 16 acres of manicured grounds with a seasonal swimming pool, play area and BBQ pit, fitness center, basketball court, parking available (separate charge) and 24/hour doorman and concierge service. Pets are considered. Convenient location near public transportation, shopping, restaurants, houses of worship, Wave Hill and Van Cortlandt Park. This is a move-in ready beautiful apartment with great light in an excellent building and a convenient location.

10. 2018-01-26
    price $245,000
11. 2017-05-23
    listed $245,000 907-char remark

    Show marketing remark (907 chars)

    Do not miss this spacious one bedroom apartment with a terrace and open views. Large entry foyer and long living room leads to a big terrace. Renovated windowed kitchen with stainless steel appliances and separate dining area. Corner master bedroom. Good closet space throughout. Monthly maintenance is $875.04 and includes all utilities-- electric, gas, heat, water and air-conditioning. The Windsor Co-op is a premier full-service building located on 16 acres of manicured grounds with a seasonal swimming pool, play area and BBQ pit, fitness center, basketball court, parking available (separate charge) and 24/hour doorman and concierge service. Pets are considered. Convenient location near public transportation, shopping, restaurants, houses of worship, Wave Hill and Van Cortlandt Park. This is a move-in ready beautiful apartment with great light in an excellent building and a convenient location.

12. 2017-05-23
    listed $245,000 907-char remark

    Show marketing remark (907 chars)

    Do not miss this spacious one bedroom apartment with a terrace and open views. Large entry foyer and long living room leads to a big terrace. Renovated windowed kitchen with stainless steel appliances and separate dining area. Corner master bedroom. Good closet space throughout. Monthly maintenance is $875.04 and includes all utilities-- electric, gas, heat, water and air-conditioning. The Windsor Co-op is a premier full-service building located on 16 acres of manicured grounds with a seasonal swimming pool, play area and BBQ pit, fitness center, basketball court, parking available (separate charge) and 24/hour doorman and concierge service. Pets are considered. Convenient location near public transportation, shopping, restaurants, houses of worship, Wave Hill and Van Cortlandt Park. This is a move-in ready beautiful apartment with great light in an excellent building and a convenient location.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 13 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,326
• − Mortgage interest: −$12,323
• − Property taxes: −$3,300
• − Insurance: −$1,100
• − Repairs & maintenance: −$2,186
• − Management: −$2,186
• − Depreciation: −$6,400
• Taxable loss: −$170
• Est. tax savings @ 24.0%: +$41
• After-tax cash flow: $3,384/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — New York

• Score: 75/100
• State rank: #268
• US rank: #4188

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A- Housing C+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: New York, NY
• County: Bronx County · 1,197,324 people
• City population: 7,731,280
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 23,798
• Household income: $103,046
• Rent vs Own: 40.6% rent · 59.4% own
• Severe rent burden: 553.0

Population outlook (Bronx County) Hauer SSP2

• Today (2025): 1,607,353 people
• By 2030: 1,681,852 · +4.6%
• By 2040: 1,824,421 · +13.5%
• By 2050: 1,945,470 · +21.0%
• By 2075: 2,187,887 · +36.1%
• By 2100: 2,244,136 · +39.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 53% Hispanic / Latino 31% Two or more races 16% Black 7% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 8% Dominican 11%
• Common ancestry: Scotch-Irish 4% Romanian 3% Italian 2%
• Foreign-born: 20% · Canada, Jamaica, China
• Languages at home: 65% English-only · Spanish 21% Russian/Polish/Slavic 4% Other Indo-European 3%

Political lean MEDSL · Bronx

• 2024 margin: Solid D (+45.4) · D 72.7% · R 27.3%
• 2008→2024 swing: -32.3pp toward R · 2008: 77.8pp · 2024: 45.4pp
• All cycles: 2024: D+45.4 2020: D+67.6 2016: D+79.1 2012: D+82.9 2008: D+77.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -114.80%
• Current HPI: 197.2006
• Rent YoY: —
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

-10.2% since first listed

12 events — show timeline

• 2026-03-23 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-01-09 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2026-01-01 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2025-09-02 Price Changed $220,000 OneKey® MLS as Distributed by MLS Grid
• 2025-07-11 Price Changed $235,000 OneKey® MLS as Distributed by MLS Grid
• 2025-06-04 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-05-30 Coming Soon $260,000 OneKey® MLS as Distributed by MLS Grid
• 2018-07-27 Sold (MLS) $245,000 RLS at REBNY
• 2018-07-24 Sold (MLS) — RLS at REBNY
• 2018-01-26 Price Changed $245,000 RLS at REBNY
• 2017-05-23 Listed $245,000 RLS at REBNY
• 2017-05-23 Listed $245,000 RLS at REBNY