1320 NW 29th Ave Unit C · Delray Beach, FL 33445

$304,900

2 bd · 2.0 ba · 1,589 sqft · SingleFamily public records · 31 Days on market

Built 1984 Fair condition 1,790 sqft lot $192/sqft · 29% below area Est $427k · 29% under $613/mo HOA · 18% of rent

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.8/30.0
• 1% rule +6.2/10.0
• Livability +3.9/5.0
• DSCR +3.8/10.0
• Schools +3.6/10.0
• Rent growth +3.0/5.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Fantastic opportunity to own in the heart of Delray Beach! This 2-bedroom, 2-bath villa offers great potential with an open layout and plenty of natural light. Conveniently located near shopping, dining, and major roadways. Property is being sold as-is, where-is, without any warranty or guarantee. HUD Case No. 095-020475. Property is Insurable (IN). Don’t miss out on this rare opportunity in a wonderful community!

Key facts

• Remodeled
• New kitchen
• Updated

Tags

• REMODELED
• UPDATED
• NEW FLOORING
• POPCORN CEILINGS REMOVED
• NEW INTERIOR DOORS
• NEW KITCHEN

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $305k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $-27 ($-323/yr) — negative.
• To cash-flow at today's rent, offer at most $300k (1.6% below list).
• Meets the 1% rule at list price ($3k rent vs $305k).
• Recommended offer: $296k (3.0% below list) — sets the bar for market timing.
• Cap rate 6.2% vs local median 4.1% in Delray Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Crosspointe Elementary School (math 36% / reading 45%, grade F, #1,471 of 2,144 statewide, top 69%, 652 students, 75% FRL); Carver Middle School (math 22% / reading 34%, grade F, #486 of 571 statewide, top 86%, 732 students, 73% FRL); Atlantic High School (math 28% / reading 52%, grade F, #296 of 667 statewide, top 45%, 1,889 students, 59% FRL) — zoned schools average 69% FRL vs 52% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 36% at this address vs 50% district-wide (-13 pts) — the specific schools serving this property underperform the Palm Beach average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+1.8%/yr); 504 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 89d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 80% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $3,412/mo this rent would consume 52% of the median local household income ($78k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($296k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $118k; list at $305k implies a 158% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $295,753 (3.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 6.19%
• Cash-on-cash: -0.38%
• DSCR: 0.98
• GRM: 7.4

CMA / ARV

• ARV (median comp): $426,956
• List price: $304,900
• Delta: -28.59%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1320 NW 29th Ave Unit D	0.00mi	2/2.0	1,688 (+6%)	1mo	$240,000	$142	89
1365 NW 29th Ave	0.06mi	2/2.0	1,670 (+5%)	8mo	$430,000	$257	82
999 NW 23rd Ln	0.36mi	2/2.0	1,626 (+2%)	0mo	$256,000	$157	79
2360 NW 12th St	0.32mi	2/2.0	1,476 (-7%)	2mo	$294,000	$199	72
2601 NW 10th St	0.20mi	3/2.0 (+1)	1,497 (-6%)	6mo	$435,000	$291	71
3800 Riverside Way	0.30mi	3/2.0 (+1)	1,690 (+6%)	6mo	$680,000	$402	66
2594 NW 12th St	0.19mi	2/2.0	1,351 (-15%)	9mo	$337,000	$249	58
2840 Dorson Way	0.64mi	3/2.0 (+1)	1,511 (-5%)	0mo	$600,000	$397	57
3097 Dolphin Dr	0.49mi	3/2.0 (+1)	1,436 (-10%)	2mo	$490,000	$341	54
1725 NW 22nd Ave	0.48mi	3/2.0 (+1)	1,767 (+11%)	1mo	$620,000	$351	53
2055 NW 9th St	0.67mi	3/3.0 (+1)	1,825 (+15%)	1mo	$635,000	$348	34
562 Dolphin Dr	0.64mi	3/2.0 (+1)	1,367 (-14%)	18mo	$277,250	$203	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.83% rent growth · sell at horizon

5-year hold

• IRR: -18.5%
• Equity multiple: 0.36×
• Total profit: $-54,664
• Equity at exit: $45,462

10-year hold

• IRR: -13.8%
• Equity multiple: 0.25×
• Total profit: $-63,979
• Equity at exit: $26,362

Cash invested: $85,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 35 active · 43 under contract
• Months of supply: 12.4 mo (8%/mo absorbed)
• Median asking: $525,000 ($331/sqft)
• Median days on market: 60 d
• This list price: 9% of active listings are priced below it
• ARV vs active asking: -18.8% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33445

• Rents YoY: 1.8%
• Active inventory: 504
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $3,412 high
• Mortgage (P&I): −$1,599
• Tax from tax record: −$383 /mo · $4,599/yr
• Insurance: −$127
• HOA: −$613
• Vacancy / Maint / Mgmt: −$716
• Net cashflow: $-27

Break-even live

Break-even rent $3,446

Max offer price $300,138

Occupancy floor 96%

Sensitivity live

Price	-10% $146	-5% $59	+0% $-27	+5% $-113	+10% $-200
Rent	-10% $-296	-5% $-162	+0% $-27	+5% $108	+10% $243
Rate	-1.0pp $127	-0.5pp $51	base $-27	+0.5pp $-106	+1.0pp $-186

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $76,225
• Closing costs: $9,147
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2915 NW 12th St Unit D Delray Beach, FL	2.0	2.0	1499	$3,200	$2.13	1d	1	0.06mi
2583 NW 13th St Delray Beach, FL	2.0	2.0	1466	$2,600	$1.77	113d	1	0.19mi
3703 S Lancewood Pl Delray Beach, FL	3.0	2.0	1284	$3,800	$2.96	43d	1	0.21mi
872 NW 29th Ave Unit A Delray Beach, FL	2.0	2.0	1188	$2,700	$2.27	68d	1	0.25mi
836 NW 29th Ave Unit A Delray Beach, FL	2.0	2.0	1188	$3,000	$2.53	27d	1	0.27mi
797 NW 32nd Ave Delray Beach, FL	2.0	2.0	1480	$2,800	$1.89	113d	1	0.30mi
797 NW 32nd Ave Delray Beach, FL	2.0	2.0	1480	$2,600	$1.76	86d	1	0.30mi
2320 NW 12th St Unit 2320 Delray Beach, FL	2.0	2.0	1281	$2,500	$1.95	24d	1	0.34mi
2665 NW 7th Ct Unit C Delray Beach, FL	2.0	2.0	1188	$4,000	$3.37	83d	1	0.38mi
717 NW 29th Ave Unit B Delray Beach, FL	2.0	2.5	1384	$2,100	$1.52	89d	1	0.39mi
945 Sunflower Ave Delray Beach, FL	3.0	2.0	1755	$4,500	$2.56	103d	1	0.40mi
9 Stratford Dr E Unit B Boynton Beach, FL	3.0	2.0	1622	$5,990	$3.69	95d	1	0.40mi
2622 NW 7th Ct Delray Beach, FL	2.0	2.5	1384	$2,750	$1.99	39d	1	0.41mi
2622 NW 7th Ct Delray Beach, FL	2.0	2.5	1384	$2,750	$1.99	120d	1	0.41mi
2622 NW 7th Ct Delray Beach, FL	2.0	2.5	1384	$2,750	$1.99	76d	1	0.41mi
1630 NW 22nd Ave Delray Beach, FL	3.0	2.0	1560	$4,200	$2.69	94d	1	0.42mi
1630 NW 22nd Ave Delray Beach, FL	3.0	2.0	1560	$4,200	$2.69	120d	1	0.42mi
1330 NW 22nd Ave Delray Beach, FL	2.0	2.0	1335	$3,500	$2.62	27d	1	0.43mi
2712 Lake Ida Rd Delray Beach, FL	3.0	2.0	1604	$4,000	$2.49	103d	1	0.43mi
4075 Sabal Lakes Rd Delray Beach, FL	3.0	2.0	1840	$3,480	$1.89	36d	1	0.44mi
2941 Angler Dr Delray Beach, FL	3.0	2.0	1578	$5,000	$3.17	65d	1	0.45mi
2941 Angler Dr Delray Beach, FL	3.0	2.0	1578	$5,000	$3.17	120d	1	0.45mi
4080 Sea Grape Cir Delray Beach, FL	3.0	2.0	1418	$3,500	$2.47	18d	1	0.46mi
4080 Sea Grape Cir Delray Beach, FL	3.0	2.0	1418	$3,500	$2.47	26d	1	0.46mi
1770 NW 22nd Ave Delray Beach, FL	3.0	2.0	1850	$7,000	$3.78	112d	1	0.49mi
4110 NW 10th St Delray Beach, FL	3.0	2.5	1839	$4,500	$2.45	120d	1	0.50mi
4110 NW 10th St Delray Beach, FL	3.0	2.5	1839	$4,500	$2.45	39d	1	0.50mi
3996 NW 7th Ct Delray Beach, FL	3.0	2.0	1480	$5,000	$3.38	120d	1	0.52mi
1225 E Magnolia Cir Delray Beach, FL	3.0	2.0	1705	$3,700	$2.17	120d	1	0.53mi
31 Stratford Ln W Unit D Boynton Beach, FL	2.0	2.0	1388	$6,250	$4.50	3d	1	0.55mi
586 Udell Ln Delray Beach, FL	3.0	2.0	1378	$2,860	$2.08	77d	1	0.59mi
4311 N Magnolia Cir Delray Beach, FL	3.0	2.0	1705	$3,100	$1.82	120d	1	0.60mi
1440 NW 20th Ave #104 Delray Beach, FL	2.0	2.0	1335	$2,650	$1.99	110d	1	0.61mi
1080 NW 19th Ter Delray Beach, FL	3.0	2.0	1603	$3,200	$2.00	8d	1	0.67mi
61 Eastgate Dr Unit A Boynton Beach, FL	2.0	2.0	1572	$7,000	$4.45	120d	1	0.67mi
1551 NW 20th Ave #102 Delray Beach, FL	2.0	2.0	1148	$1,895	$1.65	74d	1	0.68mi
13487 Barwick Rd Unit B Delray Beach, FL	2.0	1.5	1092	$3,500	$3.21	90d	1	0.69mi
1640 NW 19th Ter #103 Delray Beach, FL	2.0	2.0	1148	$1,950	$1.70	118d	1	0.70mi
1640 NW 19th Ter #103 Delray Beach, FL	2.0	2.0	1148	$1,950	$1.70	103d	1	0.70mi
1441 NW 19th Ter #201 Delray Beach, FL	2.0	2.0	1148	$2,175	$1.89	51d	1	0.71mi

Property features AI

Finance

• Other: Senior community
• Financial info: Community contains 901 unitsPets allowed (dogs OK with limits)
• HOA & community: Association: Rainberry BayMonthly HOA fee of 613Community amenities include pool, spa/hot tub, gated access, recreation facility, and other common areasHOA fee includes cable TV, internet, grounds maintenance, pest control, security, roof repairs, pool service

Exterior

• Parking: Assigned parking (1 open space, total 1)
• Security: Smoke detectorsSecurity fenceSecurity gate
• Utilities: Public waterPublic sewerCable available
• Home design: VillaOne storyEntry level 1Faces southResale condition
• Construction: Stucco and CBS constructionShingle roof1 story building (Building name: 1320)
• Exterior features: Open patioPatioOther outbuilding/structureAsphalt road accessNot waterfront

Interior

• Kitchen: DishwasherElectric rangeMicrowaveRefrigeratorFreezerElectric water heater
• Bedrooms: 2 bedrooms on the main level
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Central heatingCentral airCeiling fans
• Interior features: High ceilingsVaulted ceilingsWalk-in closetsSkylights
• Laundry & utility: Washer hookupDryer hookup (electric)Indoor laundry room

Listing history 30 events

1. 2026-09-24
   days on market $304,900 Active 31 DOM
2. 2026-09-23
   days on market $304,900 Active 30 DOM
3. 2026-09-22
   days on market $304,900 Active 29 DOM
4. 2026-09-21
   days on market $304,900 Active 28 DOM
5. 2026-09-20
   days on market $304,900 Active 27 DOM
6. 2026-09-18
   pricedays on market $304,900 Active 25 DOM
7. 2026-09-17
   days on market $309,000 Active 24 DOM
8. 2026-09-16
   days on market $309,000 Active 23 DOM
9. 2026-09-15
   days on market $309,000 Active 22 DOM
10. 2026-09-14
    days on market $309,000 Active 21 DOM
11. 2026-09-13
    days on market $309,000 Active 20 DOM
12. 2026-09-12
    days on market $309,000 Active 19 DOM
13. 2026-09-11
    days on market $309,000 Active 18 DOM
14. 2026-09-05
    days on market $309,000 Active 12 DOM
15. 2026-09-04
    pricedays on market $309,000 Active 11 DOM
16. 2026-09-03
    days on market $319,000 Active 10 DOM
17. 2026-08-31
    days on market $319,000 Active 7 DOM
18. 2026-08-29
    days on market $319,000 Active 5 DOM
19. 2026-08-28
    days on market $319,000 Active 4 DOM
20. 2026-08-27
    days on market $319,000 Active 3 DOM
21. 2026-08-25
    remarks 699-char remark
22. 2026-08-25
    pricestatusdays on marketlisting id $319,000 Active 1 DOM
23. 2026-05-21
    price $165,000

    Show marketing remark (423 chars)

    Fantastic opportunity to own in the heart of Delray Beach! This 2-bedroom, 2-bath villa offers great potential with an open layout and plenty of natural light. Conveniently located near shopping, dining, and major roadways. Property is being sold as-is, where-is, without any warranty or guarantee. HUD Case No. 095-020475. Property is Insurable (IN). Don’t miss out on this rare opportunity in a wonderful community!

24. 2026-04-15
    price $180,000

    Show marketing remark (423 chars)

    Fantastic opportunity to own in the heart of Delray Beach! This 2-bedroom, 2-bath villa offers great potential with an open layout and plenty of natural light. Conveniently located near shopping, dining, and major roadways. Property is being sold as-is, where-is, without any warranty or guarantee. HUD Case No. 095-020475. Property is Insurable (IN). Don’t miss out on this rare opportunity in a wonderful community!

25. 2026-04-06
    status Active

    Show marketing remark (423 chars)

    Fantastic opportunity to own in the heart of Delray Beach! This 2-bedroom, 2-bath villa offers great potential with an open layout and plenty of natural light. Conveniently located near shopping, dining, and major roadways. Property is being sold as-is, where-is, without any warranty or guarantee. HUD Case No. 095-020475. Property is Insurable (IN). Don’t miss out on this rare opportunity in a wonderful community!

26. 2026-01-29
    status Pending

    Show marketing remark (423 chars)

    Fantastic opportunity to own in the heart of Delray Beach! This 2-bedroom, 2-bath villa offers great potential with an open layout and plenty of natural light. Conveniently located near shopping, dining, and major roadways. Property is being sold as-is, where-is, without any warranty or guarantee. HUD Case No. 095-020475. Property is Insurable (IN). Don’t miss out on this rare opportunity in a wonderful community!

27. 2026-01-24
    price $194,300

    Show marketing remark (423 chars)

    Fantastic opportunity to own in the heart of Delray Beach! This 2-bedroom, 2-bath villa offers great potential with an open layout and plenty of natural light. Conveniently located near shopping, dining, and major roadways. Property is being sold as-is, where-is, without any warranty or guarantee. HUD Case No. 095-020475. Property is Insurable (IN). Don’t miss out on this rare opportunity in a wonderful community!

28. 2025-12-19
    price $215,900

    Show marketing remark (423 chars)

    Fantastic opportunity to own in the heart of Delray Beach! This 2-bedroom, 2-bath villa offers great potential with an open layout and plenty of natural light. Conveniently located near shopping, dining, and major roadways. Property is being sold as-is, where-is, without any warranty or guarantee. HUD Case No. 095-020475. Property is Insurable (IN). Don’t miss out on this rare opportunity in a wonderful community!

29. 2025-10-31
    listed $224,000 Active

    Show marketing remark (423 chars)

    Fantastic opportunity to own in the heart of Delray Beach! This 2-bedroom, 2-bath villa offers great potential with an open layout and plenty of natural light. Conveniently located near shopping, dining, and major roadways. Property is being sold as-is, where-is, without any warranty or guarantee. HUD Case No. 095-020475. Property is Insurable (IN). Don’t miss out on this rare opportunity in a wonderful community!

30. 1986-08-01
    soldstatus $89,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,599 · $383/mo
• Projected year-2 tax: $4,599 · $383/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 28 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $40,940
• − Mortgage interest: −$17,079
• − Property taxes: −$4,599
• − Insurance: −$1,524
• − Repairs & maintenance: −$3,275
• − Management: −$3,275
• − HOA: −$7,356
• − Depreciation: −$8,870
• Taxable loss: −$5,038
• Est. tax savings @ 24.0%: +$1,209
• After-tax cash flow: $886/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab Est. rehab $39,725–$71,505 screening

This townhouse requires moderate repairs and maintenance, including painting and landscaping, to improve its condition and value.

Repairs flagged

• Major Paint — Paint is faded and peeling
• Major Landscaping — Overgrown and needs trimming

Value-add opportunities

• Both Painting — Fresh paint would improve curb appeal and interior aesthetics ↑
• Both Landscaping — Trimmed and maintained landscaping would enhance curb appeal and property value ↑

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 36/100

Zoned Schools

Elementary Crosspointe Elementary School F FL #1,471/2,144 Nat'l #19,191/41,679 Middle Carver Middle School F FL #486/571 Nat'l #9,545/14,009 High Atlantic High School F FL #296/667 Nat'l #8,112/17,239

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

B Composite livability gradescore 77/100

Livability — Delray Beach

• Score: 77/100
• State rank: #202
• US rank: #3160

Category grades

Amenities F Commute A- Cost of living C- Crime D- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Delray Beach, FL
• County: Palm Beach County · 1,637,487 people
• City population: 123,167
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 33,122
• Household income: $78,163
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 14% of renters

---

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

---

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 55% Black 24% Hispanic / Latino 11% Two or more races 11% Asian 4%
• Hispanic origin (detail): Puerto Rican 3% Cuban 2%
• Common ancestry: Hispanic 14% Romanian 3% Scotch-Irish 3%
• Foreign-born: 27% · Canada, Jamaica, Dominican Republic
• Languages at home: 66% English-only · French/Haitian/Cajun 18% Spanish 9% Other Indo-European 4%

---

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -258.16%
• Current HPI: 349.5505
• Rent YoY: ▲ 1.83%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

---

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Property features AI

Finance

• Other: Senior community
• Financial info: Community contains 901 unitsPets allowed (dogs OK with limits)
• HOA & community: Association: Rainberry BayMonthly HOA fee of 613Community amenities include pool, spa/hot tub, gated access, recreation facility, and other common areasHOA fee includes cable TV, internet, grounds maintenance, pest control, security, roof repairs, pool service

Exterior

• Parking: Assigned parking (1 open space, total 1)
• Security: Smoke detectorsSecurity fenceSecurity gate
• Utilities: Public waterPublic sewerCable available
• Home design: VillaOne storyEntry level 1Faces southResale condition
• Construction: Stucco and CBS constructionShingle roof1 story building (Building name: 1320)
• Exterior features: Open patioPatioOther outbuilding/structureAsphalt road accessNot waterfront

Interior

• Kitchen: DishwasherElectric rangeMicrowaveRefrigeratorFreezerElectric water heater
• Bedrooms: 2 bedrooms on the main level
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms on the main level
• Heating & cooling: Central heatingCentral airCeiling fans
• Interior features: High ceilingsVaulted ceilingsWalk-in closetsSkylights
• Laundry & utility: Washer hookupDryer hookup (electric)Indoor laundry room

Price history

+258.4% since first listed

11 events — show timeline

• 2026-08-24 Listed $319,000 Beaches MLS
• 2026-07-17 Sold (MLS) $118,000 MARMLS
• 2026-05-28 Pending — MARMLS
• 2026-05-21 Price Changed $165,000 MARMLS
• 2026-04-15 Price Changed $180,000 MARMLS
• 2026-04-06 Relisted — MARMLS
• 2026-01-29 Pending — MARMLS
• 2026-01-24 Price Changed $194,300 MARMLS
• 2025-12-19 Price Changed $215,900 MARMLS
• 2025-10-31 Listed $224,000 MARMLS
• 1986-08-01 Sold (Public Records) $89,000 Public Records

Property tax history

+12.2%/yr

Latest (2025): $4,599 · +0.6% YoY. Source: county tax records.