14060 Wool Park · San Antonio, TX 78252

$184,900

3 bd · 2.0 ba · 1,276 sqft · SingleFamily public records · 31 Days on market

Built 2023 Good condition 4,617 sqft lot Est $240k · 23% under $63/mo HOA · 4% of rent

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.1/30.0
• ARV discount +15.0/15.0
• DSCR +5.0/10.0
• Appreciation +5.0/10.0
• Schools +4.4/10.0
• 1% rule +4.2/10.0
• Livability +4.0/5.0
• Condition / age +4.0/5.0
• Rent growth +2.1/5.0

Listing remarks

One or more photo(s) was virtually staged. Welcome home to beautiful neighborhood living in the highly desirable Silos community! This charming single-story home features 3 bedrooms, 2 bathrooms, and a wonderful open floor plan that creates a warm and inviting atmosphere. Inside, the bright layout features modern LVP flooring and is just waiting for your personal touch. The kitchen is designed for modern convenience, boasting stainless steel appliances, durable Formica countertops, and easy access to a huge laundry room. The primary suite serves as a comfortable retreat, complete with a large walk-in closet and a private primary bathroom. Ideally located for a quick commute, this home is ju

Key facts

• Open floor plan
• Huge laundry room
• Large walk-in closet

Tags

• OPEN FLOOR PLAN
• STAINLESS STEEL APPLIANCES
• HUGE LAUNDRY ROOM
• LARGE WALK-IN CLOSET
• PRIVATE PRIMARY BATHROOM

Property features AI

Finance

• HOA & community: Mandatory HOA with annual fee; HOA fee $760 annually; Community amenities include clubhouse and park/playground

Exterior

• Parking: 2-car garage
• Utilities: Water system available; Sewer system available
• Home design: Pre-owned single-family home; Front of home faces north
• Construction: Built by Lennar (approximately 3 years old); Vinyl siding exterior; Composition roof; Slab foundation
• Exterior features: Privacy fence; Sprinkler system

Interior

• Kitchen: Cooktop; Refrigerator; Disposal; Dishwasher; Kitchen approximately 14 x 9
• Bedrooms: Master bedroom on lower level with walk-in closet and full bath (14 x 11); Bedroom 2 (10 x 10); Bedroom 3 (11 x 10)
• Flooring: Vinyl flooring; Laminate flooring
• Bathrooms: 2 full bathrooms; Master bath with tub/shower combination and single vanity (8 x 8)
• Heating & cooling: Central heating (natural gas); Central air conditioning
• Interior features: Open floor plan with living/dining room combination; Breakfast bar; Utility room inside; Walk-in closets; All window coverings remain
• Laundry & utility: Utility room inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $185k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $94 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (8.3% below list).
• Recommended offer: $170k (8.3% below list) — sets the bar for 1% rule.
• Cap rate 6.9% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Medina Valley ISD (rural): math 48% / reading 53% proficiency, ranked #148 of 826 in TX (top 18%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Lacoste El (math 38% / reading 42%, grade F, #1,514 of 4,322 statewide, top 36%, 744 students, 69% FRL); Medina Valley H S (math 34% / reading 55%, grade F, #652 of 1,632 statewide, top 43%, 2,147 students, 51% FRL).
• Market conditions: Rents soft (-1.7%/yr); 558 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• In year one you build about $1k of equity ($1k loan paydown + $-3 appreciation (-0.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($179k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $169,554 (8.3% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 8% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.92% ✗
• Cap rate: 6.90%
• Cash-on-cash: 2.17%
• DSCR: 1.10
• GRM: 9.1

CMA / ARV

• ARV (on-the-fly): $239,888
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
13947 Bull	0.03mi	3/2.0	1,276 (0%)	2mo	$189,900	$149	97
7258 Plow Run	0.42mi	3/2.0	1,300 (+2%)	3mo	$245,000	$188	75
13857 Llama Pl	0.47mi	3/2.0	1,300 (+2%)	8mo	$230,000	$177	68
14114 Silos Mdws	0.26mi	3/2.0	1,450 (+14%)	7mo	$239,000	$165	59
7250 King Bnd	0.54mi	3/2.0	1,402 (+10%)	1mo	$279,990	$200	57
7227 Plow Run	0.35mi	3/2.0	1,462 (+15%)	3mo	$160,440	$110	57
7718 Fox Xing	0.70mi	3/2.0	1,200 (-6%)	1mo	$254,490	$212	56
7243 King Bnd	0.59mi	3/2.0	1,402 (+10%)	1mo	$279,990	$200	55
7734 Fox Xing	0.73mi	3/2.0	1,200 (-6%)	4mo	$229,990	$192	53
7710 Fox Xing	0.69mi	3/2.0	1,412 (+11%)	1mo	$269,990	$191	49
7735 Fox Xing	0.73mi	3/2.0	1,412 (+11%)	3mo	$263,990	$187	46
7708 Fern Pass	0.73mi	3/2.0	1,412 (+11%)	4mo	$263,990	$187	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -1.9%
• Equity multiple: 0.91×
• Total profit: $-4,428
• Equity at exit: $53,673

10-year hold

• IRR: 1.7%
• Equity multiple: 1.17×
• Total profit: $8,879
• Equity at exit: $64,504

Cash invested: $51,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78252

• Home prices YoY: -0.0%
• Rents YoY: -1.7%
• Active inventory: 558
• Price-to-rent: 9.1×

Monthly cashflow live

• Estimated rent: $1,696 high
• Mortgage (P&I): −$970
• Tax from tax record: −$136 /mo · $1,635/yr
• Insurance: −$77
• HOA: −$63
• Vacancy / Maint / Mgmt: −$356
• Net cashflow: $94

Break-even live

Break-even rent $1,577

Max offer price $184,900

Occupancy floor 89%

Sensitivity live

Price	-10% $198	-5% $146	+0% $94	+5% $41	+10% $-11
Rent	-10% $-40	-5% $27	+0% $94	+5% $161	+10% $228
Rate	-1.0pp $187	-0.5pp $141	base $94	+0.5pp $46	+1.0pp $-3

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,225
• Closing costs: $5,547
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6741 Hatchery Way San Antonio, TX	3.0	2.0	1675	$1,811	$1.08	45d	1	0.07mi
6738 Hatchery Way San Antonio, TX	3.0	2.0	1459	$1,585	$1.09	45d	1	0.10mi
13922 Wool Park San Antonio, TX	3.0	2.0	1416	$1,450	$1.02	25d	1	0.11mi
6734 Hatchery Way San Antonio, TX	3.0	2.0	1675	$1,741	$1.04	45d	1	0.11mi
6711 Hatchery Way San Antonio, TX	3.0	2.0	1459	$1,606	$1.10	13d	1	0.14mi
13930 Silos Mdws San Antonio, TX	4.0	2.0	1616	$1,650	$1.02	13d	1	0.15mi
6728 Beehive Dr San Antonio, TX	3.0	2.0	1675	$1,596	$0.95	13d	1	0.17mi
6683 Arid Way San Antonio, TX	3.0	2.0	1440	$1,500	$1.04	25d	1	0.21mi
6638 Arid Way San Antonio, TX	4.0	2.0	1627	$1,479	$0.91	5d	1	0.25mi
6432 Pickaxe Way San Antonio, TX	3.0	2.0	1266	$1,351	$1.07	25d	1	0.29mi
6432 Pickaxe Way San Antonio, TX	3.0	2.0	1276	$1,285	$1.01	19d	1	0.29mi
6603 Arid Way San Antonio, TX	3.0	2.0	1440	$1,506	$1.05	45d	1	0.29mi
6524 Arid Way San Antonio, TX	4.0	2.0	1657	$1,556	$0.94	25d	1	0.34mi
7216 Pasture Run San Antonio, TX	4.0	2.0	1647	$1,525	$0.93	5d	1	0.35mi
6511 Arid Way San Antonio, TX	4.0	2.5	1687	$1,700	$1.01	13d	1	0.36mi
7218 Duck Pond San Antonio, TX	4.0	2.0	1492	$1,575	$1.06	23d	1	0.36mi
6515 Scarecrow Way San Antonio, TX	4.0	2.0	1627	$1,565	$0.96	25d	1	0.36mi
7218 Ox Pl San Antonio, TX	4.0	2.0	1492	$1,495	$1.00	23d	1	0.36mi
7218 Ox Pl San Antonio, TX	4.0	2.0	1492	$1,495	$1.00	4d	1	0.36mi
6512 Arid Way San Antonio, TX	4.0	2.0	1687	$1,671	$0.99	25d	1	0.36mi
7231 Duck Pond San Antonio, TX	4.0	2.0	1492	$1,750	$1.17	5d	1	0.38mi
7247 Ox Pl San Antonio, TX	3.0	2.0	1300	$1,800	$1.38	5d	1	0.41mi
7214 Cultivator Way San Antonio, TX	3.0	2.0	1125	$1,395	$1.24	45d	1	0.42mi
7258 Plow Run San Antonio, TX	3.0	2.0	1300	$1,575	$1.21	45d	1	0.44mi
7258 Plow Run San Antonio, TX	3.0	2.0	1300	$1,475	$1.13	25d	1	0.44mi
7226 Cultivator Way San Antonio, TX	3.0	2.0	1300	$1,497	$1.15	25d	1	0.44mi
7411 Donkey Vly San Antonio, TX	3.0	2.0	1125	$1,700	$1.51	45d	1	0.44mi
7415 Donkey Vly San Antonio, TX	3.0	2.0	1225	$1,500	$1.22	45d	1	0.45mi
7410 Silos Rdg San Antonio, TX	3.0	2.0	1026	$1,195	$1.16	25d	1	0.47mi
14234 Llama Pl San Antonio, TX	3.0	2.0	1244	$1,500	$1.21	45d	1	0.48mi
13802 Ostrich Run San Antonio, TX	3.0	2.0	1300	$1,600	$1.23	19d	1	0.49mi
7427 Silos Trl San Antonio, TX	3.0	2.0	1082	$1,500	$1.39	45d	1	0.55mi
13727 Barn Door San Antonio, TX	3.0	2.0	1474	$1,800	$1.22	25d	1	0.56mi
6522 Vivaldi Isle San Antonio, TX	3.0	2.0	1325	$1,500	$1.13	45d	1	0.65mi
6835 Capriccio Spirit San Antonio, TX	3.0	2.5	1512	$1,700	$1.12	23d	1	0.68mi
6614 Dynamic Sound San Antonio, TX	3.0	2.0	1192	$1,500	$1.26	45d	1	0.78mi
6614 Dynamic Sound San Antonio, TX	3.0	2.0	1192	$1,500	$1.26	4d	1	0.78mi
6304 Masterson Rd Unit 3294 San Antonio, TX	3.0	2.0	1463	$2,209	$1.51	4d	1	0.81mi
6304 Masterson Rd Unit 2294 San Antonio, TX	2.0	2.0	1158	$1,897	$1.64	4d	1	0.81mi
7063 Sycamore Pass San Antonio, TX	4.0	2.0	1866	$1,950	$1.05	21d	1	0.81mi

HOA detail

• Monthly dues: $63 · $756/yr

Listing history 15 events

1. 2026-06-21
   days on market $184,900 Active 31 DOM
2. 2026-06-18
   days on market $184,900 Active 28 DOM
3. 2026-06-17
   days on market $184,900 Active 27 DOM
4. 2026-06-16
   days on market $184,900 Active 26 DOM
5. 2026-06-15
   days on market $184,900 Active 25 DOM
6. 2026-06-13
   days on market $184,900 Active 23 DOM
7. 2026-06-09
   days on market $184,900 Active 19 DOM
8. 2026-06-08
   days on market $184,900 Active 18 DOM
9. 2026-06-07
   days on market $184,900 Active 17 DOM
10. 2026-06-04
    days on market $184,900 Active 14 DOM
11. 2026-06-03
    days on market $184,900 Active 13 DOM
12. 2026-06-02
    days on market $184,900 Active 12 DOM
13. 2026-06-01
    statusdays on market $184,900 Active 11 DOM
14. 2026-05-31
    days on market $184,900 New 10 DOM
15. 2026-05-21
    listed $184,900 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,635 · $136/mo
• Projected year-2 tax: $3,384 · $282/mo
• Expected delta: +$1,749/yr (+$146/mo · 107.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,346
• − Mortgage interest: −$10,357
• − Property taxes: −$1,635
• − Insurance: −$924
• − Repairs & maintenance: −$1,628
• − Management: −$1,628
• − HOA: −$756
• − Depreciation: −$5,379
• Taxable loss: −$1,960
• Est. tax savings @ 24.0%: +$470
• After-tax cash flow: $1,593/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This move-in ready home in the Silos subdivision offers a good condition with modern updates and a good ROI potential through cosmetic improvements and smart home integration.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics
• Both Replace carpet with hardwood or tile in bedrooms — Hardwood or tile flooring is more durable and adds value
• Both Install smart home devices — Smart home devices improve convenience and add value
• Both Add smart thermostat — Saves energy and adds value
• Both Install smart locks — Enhances security and adds value

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
• Both Replace carpet with hardwood or tile in bedrooms — Hardwood or tile flooring is more durable and adds value ↑
• Both Install smart home devices — Smart home devices improve convenience and add value ↑
• Both Add smart thermostat — Saves energy and adds value ↑
• Both Install smart locks — Enhances security and adds value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Medina Valley ISD
• NCES district ID: 4830060
• Math proficiency: 48% ▼ -9.00%
• Reading proficiency: 53% ▼ -2.00%
• Median HH income: $60,596
• Composite: 44.2/100
• National rank: #2851
• State rank: #148 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 21,790
• Household income: $85,518
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 152.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (68%)
• Race & ethnicity: Hispanic / Latino 68% Two or more races 29% White 17% Black 8% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 61% Puerto Rican 1%
• Common ancestry: Hispanic 2% Lithuanian 1% German 1%
• Foreign-born: 12% · Canada, South Korea
• Languages at home: 58% English-only · Spanish 38% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▬ -0.00%
• Current HPI: 183.6413
• Rent YoY: ▼ -1.67%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2026-05-21 Listed $184,900 LERA

Property tax history

+40.8%/yr

Latest (2025): $1,635 · -62.3% YoY. Source: county tax records.