4178 Bent Road Rd · Sevierville, TN 37764

$175,000

3 bd · 1.0 ba · 1,536 sqft · SingleFamily public records · 86 Days on market

Built 1957 0.45 ac lot $114/sqft · 47% below area Est $348k · 50% under

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.1/30.0
• ARV discount +15.0/15.0
• DSCR +6.4/10.0
• 1% rule +5.3/10.0
• Appreciation +3.3/10.0
• Livability +2.9/5.0
• Rent growth +2.5/5.0
• Schools +2.5/10.0
• Condition / age +2.5/5.0

Listing remarks MLS

Opportunity awaits at 4178 Bent Rd in Kodak! This cash only property is perfect for investors, flippers, or buyers looking to create their own vision from the ground up. Situated on a corner lot in a quiet, convenient location, this property offers strong potential with a solid foundation already in place. The home will require significant cleanup and renovation, including the removal of a mobile home currently on the property, making it an ideal project for those ready to roll up their sleeves. With the groundwork started and good bones to build on, this is a great chance to add value and transform the property into something special. Whether you're looking for your next investment, flip, or long-term project, the possibilities here are wide open. Located just minutes from I-40, shopping, dining, Dolly Parton's Eagle Sanctuary, and all that Kodak and the surrounding Smoky Mountain area have to offer, this property combines potential with a convenient location.

Key facts

• 0.45 acre lot
• Built 1957
• Listed 85 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $219 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $175k).
• Recommended offer: $164k (6.0% below list) — sets the bar for market timing.
• Cap rate 7.8% vs local median 1.7% in Sevierville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 57/100 on livability (#323 in TN) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A-; Watch: employment C-, schools F, crime F.
• Sevier County (rural): math 31% / reading 28% proficiency, ranked #62 of 139 in TN (top 45%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 138 active listings in the ZIP; 1,594 units permitted in Sevier County in 2024 (456 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Sevier County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 86 days — a 6% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $137k; 28% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $164,500 (6.0% below list)

Questions for the listing agent

1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.03% ✓
• Cap rate: 7.80%
• Cash-on-cash: 5.37%
• DSCR: 1.24
• GRM: 8.1

CMA / ARV

• ARV (median comp): $348,319
• List price: $175,000
• Delta: -49.76%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4217 Cristi Way	0.19mi	3/2.0	1,472 (-4%)	5mo	$310,000	$211	76
505 Catlett Dr	0.55mi	3/2.0	1,317 (-14%)	21mo	$360,000	$273	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -8.0%
• Equity multiple: 0.71×
• Total profit: $-14,376
• Equity at exit: $26,093

10-year hold

• IRR: 1.6%
• Equity multiple: 1.11×
• Total profit: $5,561
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Tennessee: 87 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

14-day notice (URLTA); generally landlord-favorable; Nashville court paced moderate.

Methodology + full state rankings →

ZIP-level market 37764

• Home prices YoY: -0.8%
• Active inventory: 138
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,808 medium
• Mortgage (P&I): −$918
• Tax est. 1.5%: −$219 /mo · $2,625/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$380
• Net cashflow: $219

Break-even live

Break-even rent $1,531

Max offer price $175,000

Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Listing history 20 events

1. 2026-06-19
   days on market $175,000 Active 86 DOM
2. 2026-06-18
   days on market $175,000 Active 85 DOM
3. 2026-06-17
   price $175,000 Active 84 DOM
4. 2026-06-17
   days on market $236,000 Active 84 DOM
5. 2026-06-16
   days on market $236,000 Active 83 DOM
6. 2026-06-15
   days on market $236,000 Active 82 DOM
7. 2026-06-14
   days on market $236,000 Active 80 DOM
8. 2026-06-13
   days on market $236,000 Active 79 DOM
9. 2026-06-10
   days on market $236,000 Active 77 DOM
10. 2026-06-09
    days on market $236,000 Active 76 DOM
11. 2026-06-08
    days on market $236,000 Active 75 DOM
12. 2026-06-07
    days on market $236,000 Active 74 DOM
13. 2026-06-02
    days on market $236,000 Active 69 DOM
14. 2026-06-01
    days on market $236,000 Active 68 DOM
15. 2026-05-31
    days on market $236,000 Active 67 DOM
16. 2026-05-30
    days on market $236,000 Active 66 DOM
17. 2026-03-24
    listed $236,000 Active 984-char remark

    Show marketing remark (984 chars)

    Opportunity awaits at 4178 Bent Rd in Kodak! This cash only property is perfect for investors, flippers, or buyers looking to create their own vision from the ground up. Situated on a corner lot in a quiet, convenient location, this property offers strong potential with a solid foundation already in place. The home will require significant cleanup and renovation, including the removal of a mobile home currently on the property, making it an ideal project for those ready to roll up their sleeves. With the groundwork started and good bones to build on, this is a great chance to add value and transform the property into something special. Whether you're looking for your next investment, flip, or long-term project, the possibilities here are wide open. Located just minutes from I-40, shopping, dining, Dolly Parton's Eagle Sanctuary, and all that Kodak and the surrounding Smoky Mountain area have to offer, this property combines potential with a convenient location.

18. 2014-02-28
    soldstatus $137,000
19. 2013-07-05
    soldstatus $60,000
20. 2013-07-03
    soldstatus $20,000 668-char remark

    Show marketing remark (668 chars)

    Nice piece of property in good location. Convenient to I-40 and 407 Exit. This property has a lot of potential. House was built in 1957 and hasn't been lived in for some time. Needs a lot of remodeling. Has wood floors, propane gas log fireplace in living room. Has lots of paneling, house would need to be rewired as it currently still has fuse box. Has a septic but no permit on file and family doesn't know condition of present one. This property also has a 2 bd 1 ba single wide that shares septic and well. This property could make an investment deal if fixed up for long term rentals or a permanent home with a rental. Owner motivated bring any reasonable offer.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,698
• − Mortgage interest: −$9,803
• − Property taxes: −$2,625
• − Insurance: −$875
• − Repairs & maintenance: −$1,736
• − Management: −$1,736
• − Depreciation: −$5,091
• Taxable loss: −$167
• Est. tax savings @ 24.0%: +$40
• After-tax cash flow: $2,669/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sevier County
• NCES district ID: 4703780
• Math proficiency: 31% ▼ -6.00%
• Reading proficiency: 28% ▼ -4.00%
• Median HH income: $42,730
• Composite: 25.12/100
• National rank: #7527
• State rank: #62 of 139 in TN

Livability — Sevierville

• Score: 57/100
• State rank: #323
• US rank: #21663

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A- Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 11,507

Population outlook (Sevier County) Hauer SSP2

• Today (2025): 107,903 people
• By 2030: 113,633 · +5.3%
• By 2040: 123,969 · +14.9%
• By 2050: 132,123 · +22.4%
• By 2075: 148,524 · +37.6%
• By 2100: 153,436 · +42.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 4% Asian 3% Hispanic / Latino 3%
• Common ancestry: Slovak 3% Lithuanian 2% Serbian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Other Indo-European 3% Spanish 2%

Political lean MEDSL · Sevier

• 2024 margin: Solid R (+61.1) · D 18.9% · R 80.1% · Other 1.0%
• 2008→2024 swing: -13.1pp toward R · 2008: -48.1pp · 2024: -61.1pp
• All cycles: 2024: R+61.1 2020: R+57.6 2016: R+61.7 2012: R+54.8 2008: R+48.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -3.40%
• Current HPI: 422.17
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.78%
• F500 in state: 22

Industry mix (Fortune 500 HQ in TN)

Industry	F500 HQs	Revenue
▸Healthcare	3	$91B
▸Retail	3	$72B
▸Transportation / Logistics	1	$88B
▸Paper / Packaging	1	$19B
▸Insurance	1	$13B
▸Energy	1	$12B

Price history

+1080.0% since first listed

4 events — show timeline

• 2026-03-24 Listed $236,000 Knoxville MLS
• 2014-02-28 Sold (Public Records) $137,000 Public Records
• 2013-07-05 Sold (Public Records) $60,000 Public Records
• 2013-07-03 Sold (MLS) $20,000 GSMAR

Property tax history

+2.7%/yr

Latest (2025): $299 · +0.0% YoY. Source: county tax records.