4055 Golfview Dr · Fairfield Plantation, GA
Flood risk 3/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.2%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 102°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.8/30.0
- DSCR +4.2/10.0
- Schools +3.6/10.0
- 1% rule +3.2/10.0
- Rent growth +3.1/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$269,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.
Key facts
- Gated community
- Fresh interior paint
- Vinyl plank flooring
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $270k.
Deal economics
- At list price, monthly cash flow is $26 ($312/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (17.5% below list).
- Recommended offer: $223k (17.5% below list) — sets the bar for 1% rule.
- Cap rate 6.4% vs local median 2.8% in Fairfield Plantation — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.4%/yr); 669 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
- This rent runs 30% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 135 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 11y ago; this cycle's ask has dropped $18k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $231k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 135 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.41%
- Cash-on-cash
- 0.41%
- DSCR
- 1.02
- GRM
- 10.1
CMA / ARV
- ARV (median comp)
- $355,514
- List price
- $269,900
- Delta
- -24.08%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1216 Monticello Dr | 0.47mi | 3/2.0 | 1,472 (+0%) | 6mo | $275,000 | $187 | 68 |
| 4032 Golfview Dr | 0.15mi | 3/2.0 | 1,319 (-10%) | 10mo | $260,000 | $197 | 64 |
| 4135 Argonne Dr | 0.20mi | 3/2.0 | 1,665 (+14%) | 3mo | $255,000 | $153 | 61 |
| 3078 Essex Dr | 0.25mi | 3/2.0 | 1,282 (-12%) | 4mo | $237,500 | $185 | 60 |
| 3153 Sweetbriar Dr | 0.65mi | 3/2.0 | 1,475 (+1%) | 6mo | $272,000 | $184 | 60 |
| 3273 Greenhill Dr | 0.54mi | 3/2.0 | 1,565 (+7%) | 1mo | $285,000 | $182 | 58 |
| 80 Alloway Dr | 0.53mi | 3/2.0 | 1,344 (-8%) | 0mo | $250,000 | $186 | 58 |
| 7358 S Mitchell Ct | 0.65mi | 3/2.0 | 1,532 (+5%) | 6mo | $275,000 | $180 | 53 |
| 3149 Lakeview Pkwy | 0.68mi | 3/2.0 | 1,364 (-7%) | 4mo | $295,000 | $216 | 49 |
| 1190 Plantation Dr | 0.69mi | 3/2.0 | 1,568 (+7%) | 9mo | $575,000 | $367 | 44 |
| 3280 Greenhill Dr | 0.65mi | 3/2.0 | 1,661 (+13%) | 4mo | $292,800 | $176 | 40 |
| 3180 Sweetbriar Dr | 0.74mi | 3/2.5 | 1,592 (+9%) | 12mo | $295,000 | $185 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.42% rent growth · sell at horizon
- IRR
- -16.3%
- Equity multiple
- 0.43×
- Total profit
- $-43,421
- Equity at exit
- $40,243
- IRR
- -9.0%
- Equity multiple
- 0.46×
- Total profit
- $-41,114
- Equity at exit
- $23,336
Cash invested: $75,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30180
- Home prices YoY
- -12.8%
- Rents YoY
- 2.4%
- Active inventory
- 669
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $2,226 medium interval (Pro) →
- Mortgage (P&I)
- −$1,415
- Tax from tax record
- −$205 /mo · $2,457/yr
- Insurance
- −$112
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$467
- Net cashflow
- $26
Break-even live
Sensitivity live
| Price | -10% $179 | -5% $102 | +0% $26 | +5% $-50 | +10% $-127 |
|---|---|---|---|---|---|
| Rent | -10% $-150 | -5% $-62 | +0% $26 | +5% $114 | +10% $202 |
| Rate | -1.0pp $162 | -0.5pp $95 | base $26 | +0.5pp $-44 | +1.0pp $-115 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,475
- Closing costs
- $8,097
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 37 Abbotsford Dr Villa Rica, GA | 3.0 | 3.0 | 1602 | $2,099 | $1.31 | 6d | 1 | 0.53mi |
| 269 Clearview Ct Villa Rica, GA | 2.0 | 2.0 | 1450 | $1,850 | $1.28 | 45d | 1 | 1.29mi |
Listing history 38 events
-
2026-06-13statusdays on market $269,900 Under Contract 135 DOM
-
2026-06-09days on market $269,900 Active 132 DOM
-
2026-06-08days on market $269,900 Active 131 DOM
-
2026-06-07days on market $269,900 Active 130 DOM
-
2026-06-04days on market $269,900 Active 127 DOM
-
2026-06-03days on market $269,900 Active 126 DOM
-
2026-06-02days on market $269,900 Active 125 DOM
-
2026-06-01days on market $269,900 Active 124 DOM
-
2026-05-31days on market $269,900 Active 123 DOM
-
2026-05-08price $269,900 1025-char remark
Show marketing remark (1025 chars)
One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.
-
2026-03-27price $280,000 1025-char remark
Show marketing remark (1025 chars)
One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.
-
2026-03-11price $286,000 1025-char remark
Show marketing remark (1025 chars)
One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.
-
2026-01-26$288,000 New 1025-char remark
Show marketing remark (1025 chars)
One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.
-
2023-03-31soldstatus $231,000 Sold 414-char remark
Show marketing remark (414 chars)
Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.
-
2023-03-31soldstatus $231,000
Show marketing remark (414 chars)
Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.
-
2023-03-03status Under Contract 414-char remark
Show marketing remark (414 chars)
Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.
-
2023-02-17price $255,900 414-char remark
Show marketing remark (414 chars)
Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.
-
2023-02-07$257,900 New 414-char remark
Show marketing remark (414 chars)
Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.
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2015-11-23soldstatus $125,000
-
2015-11-18soldstatus $125,000 Sold
-
2015-11-18soldstatus $125,000 Sold
-
2015-08-17historical Pending
-
2015-08-17status Under Contract
-
2015-08-05price $125,000
-
2015-08-05price $125,000
-
2015-07-15status Back On Market
-
2015-07-15status Active
-
2015-04-17historical Pending
-
2015-04-17status Under Contract
-
2015-01-26price $130,000
-
2015-01-26status Active
-
2015-01-26status Increased
-
2015-01-26price $130,000
-
2015-01-14historical Pending
-
2015-01-14status Under Contract
-
2015-01-02$125,000 Active
-
2015-01-02$125,000 New
-
1983-10-21soldstatus $68,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,457 · $205/mo
- Projected year-2 tax
- $2,483 · $207/mo
- Expected delta
- +$26/yr (+$2/mo · 1.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,712
- − Mortgage interest
- −$15,119
- − Property taxes
- −$2,457
- − Insurance
- −$1,350
- − Repairs & maintenance
- −$2,137
- − Management
- −$2,137
- − Depreciation
- −$7,852
- Taxable loss
- −$4,338
- Est. tax savings @ 24.0%
- +$1,041
- After-tax cash flow
- $1,353/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Carroll County
- NCES district ID
- 1300840
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 41% ▼ -8.00%
- Median HH income
- $48,692
- Composite
- 35.62/100
- National rank
- #4888
- State rank
- #38 of 174 in GA
Livability — Fairfield Plantation
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Fairfield Plantation, GA
- County
- Carroll County · 124,888 people
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 43,013
- Household income
- $88,514
- Rent vs Own
- Severe rent burden
- 853.0
Population outlook (Carroll County) Hauer SSP2
- Today (2025)
- 123,370 people
- By 2030
- 127,186 · +3.1%
- By 2040
- 133,534 · +8.2%
- By 2050
- 137,612 · +11.5%
- By 2075
- 142,892 · +15.8%
- By 2100
- 136,294 · +10.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 57% Black 29% Hispanic / Latino 7% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- German 1% Slovak 1% Italian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 92% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Carroll
- 2024 margin
- Solid R (+41.2) · D 29.1% · R 70.3%
- 2008→2024 swing
- -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
- All cycles
- 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -46.97%
- Current HPI
- 321.1874
- Rent YoY
- ▲ 2.42%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
+296.9% since first listed29 events — show timeline
- 2026-05-08 Price Changed $269,900 GAMLS
- 2026-03-27 Price Changed $280,000 GAMLS
- 2026-03-11 Price Changed $286,000 GAMLS
- 2026-01-26 Listed $288,000 GAMLS
- 2023-03-31 Sold (Public Records) $231,000 Public Records
- 2023-03-31 Sold (MLS) $231,000 GAMLS
- 2023-03-03 Pending — GAMLS
- 2023-02-17 Price Changed $255,900 GAMLS
- 2023-02-07 Listed $257,900 GAMLS
- 2015-11-23 Sold (Public Records) $125,000 Public Records
- 2015-11-18 Sold (MLS) $125,000 GAMLS
- 2015-11-18 Sold (MLS) $125,000 FMLS
- 2015-08-17 Contingent — FMLS
- 2015-08-17 Pending — GAMLS
- 2015-08-05 Price Changed $125,000 GAMLS
- 2015-08-05 Price Changed $125,000 FMLS
- 2015-07-15 Relisted — GAMLS
- 2015-07-15 Relisted — FMLS
- 2015-04-17 Contingent — FMLS
- 2015-04-17 Pending — GAMLS
- 2015-01-26 Relisted — FMLS
- 2015-01-26 Price Changed $130,000 FMLS
- 2015-01-26 Price Changed $130,000 GAMLS
- 2015-01-26 Relisted — GAMLS
- 2015-01-14 Contingent — FMLS
- 2015-01-14 Pending — GAMLS
- 2015-01-02 Listed $125,000 FMLS
- 2015-01-02 Listed $125,000 GAMLS
- 1983-10-21 Sold (Public Records) $68,000 Public Records
Property tax history
+13.0%/yrLatest (2025): $2,457 · +17.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…