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4055 Golfview Dr
D+ Composite 47.92
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.8/30.0
  • DSCR +4.2/10.0
  • Schools +3.6/10.0
  • 1% rule +3.2/10.0
  • Rent growth +3.1/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$269,900

4055 Golfview Dr · Fairfield Plantation, GA 30180
3 bd · 3.0 ba · 1,465 sqft · SingleFamily public records · 135 Days on market
Built 1984 0.32 ac lot $184/sqft · 27% above area Est $356k · 24% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.

Key facts

  • Gated community
  • Fresh interior paint
  • Vinyl plank flooring

Tags

UPDATED KITCHEN CABINETSVINYL PLANK FLOORINGFRESH INTERIOR PAINTPARTIALLY FINISHED BASEMENTGATED COMMUNITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $270k.

Deal economics

  • At list price, monthly cash flow is $26 ($312/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $223k (17.5% below list).
  • Recommended offer: $223k (17.5% below list) — sets the bar for 1% rule.
  • Cap rate 6.4% vs local median 2.8% in Fairfield Plantation — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.4%/yr); 669 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
  • This rent runs 30% of the median local income ($89k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 135 days — a 12% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 11y ago; this cycle's ask has dropped $18k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $231k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $222,603 (17.5% below list)

Questions for the listing agent

  1. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.41%
Cash-on-cash
0.41%
DSCR
1.02
GRM
10.1

CMA / ARV

ARV (median comp)
$355,514
List price
$269,900
Delta
-24.08%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1216 Monticello Dr 0.47mi 3/2.0 1,472 (+0%) 6mo $275,000 $187 68
4032 Golfview Dr 0.15mi 3/2.0 1,319 (-10%) 10mo $260,000 $197 64
4135 Argonne Dr 0.20mi 3/2.0 1,665 (+14%) 3mo $255,000 $153 61
3078 Essex Dr 0.25mi 3/2.0 1,282 (-12%) 4mo $237,500 $185 60
3153 Sweetbriar Dr 0.65mi 3/2.0 1,475 (+1%) 6mo $272,000 $184 60
3273 Greenhill Dr 0.54mi 3/2.0 1,565 (+7%) 1mo $285,000 $182 58
80 Alloway Dr 0.53mi 3/2.0 1,344 (-8%) 0mo $250,000 $186 58
7358 S Mitchell Ct 0.65mi 3/2.0 1,532 (+5%) 6mo $275,000 $180 53
3149 Lakeview Pkwy 0.68mi 3/2.0 1,364 (-7%) 4mo $295,000 $216 49
1190 Plantation Dr 0.69mi 3/2.0 1,568 (+7%) 9mo $575,000 $367 44
3280 Greenhill Dr 0.65mi 3/2.0 1,661 (+13%) 4mo $292,800 $176 40
3180 Sweetbriar Dr 0.74mi 3/2.5 1,592 (+9%) 12mo $295,000 $185 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.42% rent growth · sell at horizon

5-year hold
IRR
-16.3%
Equity multiple
0.43×
Total profit
$-43,421
Equity at exit
$40,243
10-year hold
IRR
-9.0%
Equity multiple
0.46×
Total profit
$-41,114
Equity at exit
$23,336

Cash invested: $75,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30180

Home prices YoY
-12.8%
Rents YoY
2.4%
Active inventory
669
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$2,226 medium interval (Pro) →
Mortgage (P&I)
$1,415
Tax from tax record
$205 /mo · $2,457/yr
Insurance
$112
HOA
$0
Vacancy / Maint / Mgmt
$467
Net cashflow
$26

Break-even live

Break-even rent $2,193
Max offer price $269,900
Occupancy floor 94%

Sensitivity live

Price -10% $179 -5% $102 +0% $26 +5% $-50 +10% $-127
Rent -10% $-150 -5% $-62 +0% $26 +5% $114 +10% $202
Rate -1.0pp $162 -0.5pp $95 base $26 +0.5pp $-44 +1.0pp $-115

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,475
Closing costs
$8,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
37 Abbotsford Dr Villa Rica, GA 3.0 3.0 1602 $2,099 $1.31 6d 1 0.53mi
269 Clearview Ct Villa Rica, GA 2.0 2.0 1450 $1,850 $1.28 45d 1 1.29mi

Listing history 38 events

  1. 2026-06-13
    statusdays on market $269,900 Under Contract 135 DOM
  2. 2026-06-09
    days on market $269,900 Active 132 DOM
  3. 2026-06-08
    days on market $269,900 Active 131 DOM
  4. 2026-06-07
    days on market $269,900 Active 130 DOM
  5. 2026-06-04
    days on market $269,900 Active 127 DOM
  6. 2026-06-03
    days on market $269,900 Active 126 DOM
  7. 2026-06-02
    days on market $269,900 Active 125 DOM
  8. 2026-06-01
    days on market $269,900 Active 124 DOM
  9. 2026-05-31
    days on market $269,900 Active 123 DOM
  10. 2026-05-08
    price $269,900 1025-char remark
    Show marketing remark (1025 chars)

    One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.

  11. 2026-03-27
    price $280,000 1025-char remark
    Show marketing remark (1025 chars)

    One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.

  12. 2026-03-11
    price $286,000 1025-char remark
    Show marketing remark (1025 chars)

    One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.

  13. 2026-01-26
    listed $288,000 New 1025-char remark
    Show marketing remark (1025 chars)

    One of the best priced 4-bedroom opportunity in Fairfield Plantation. Golf-front home offering 4 bedrooms, 3 full bathrooms, and a partially finished daylight basement-providing flexible space and square footage not often found at this price point in the community. Recent interior improvements include LVP flooring upstairs, fresh paint, and updated kitchen cabinetry (approx. 2 years). The layout is functional and allows for updates to be completed over time based on a buyer's needs and preferences. Priced to reflect current condition, this home presents an opportunity to gain space, location, and long-term value while making improvements at your own pace. The daylight basement offers additional living area potential, and two fireplaces add character to the main living spaces. Located inside Fairfield Plantation with access to golf, lake, marina, pools, tennis, and 24-hour security. Homes with this combination of space, setting, and price point continue to draw attention in the current market.

  14. 2023-03-31
    soldstatus $231,000 Sold 414-char remark
    Show marketing remark (414 chars)

    Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.

  15. 2023-03-31
    soldstatus $231,000
    Show marketing remark (414 chars)

    Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.

  16. 2023-03-03
    status Under Contract 414-char remark
    Show marketing remark (414 chars)

    Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.

  17. 2023-02-17
    price $255,900 414-char remark
    Show marketing remark (414 chars)

    Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.

  18. 2023-02-07
    listed $257,900 New 414-char remark
    Show marketing remark (414 chars)

    Owner is offering $20, 000 at closing for upgrades. Also a 1 yr home warranty and $4,000 towards closing cost. Home is on a large lot on the Golf Course. This home features 2 fireplaces. Downstairs is one large bedroom and a full bath. Plus rec room with fireplace. Outside exit so perfect for MIL suite or rental. Vacant call Virginia at 678-378-1017 between 9am to 9pm seven days a week. Do not use showing time.

  19. 2015-11-23
    soldstatus $125,000
  20. 2015-11-18
    soldstatus $125,000 Sold
  21. 2015-11-18
    soldstatus $125,000 Sold
  22. 2015-08-17
    historical Pending
  23. 2015-08-17
    status Under Contract
  24. 2015-08-05
    price $125,000
  25. 2015-08-05
    price $125,000
  26. 2015-07-15
    status Back On Market
  27. 2015-07-15
    status Active
  28. 2015-04-17
    historical Pending
  29. 2015-04-17
    status Under Contract
  30. 2015-01-26
    price $130,000
  31. 2015-01-26
    status Active
  32. 2015-01-26
    status Increased
  33. 2015-01-26
    price $130,000
  34. 2015-01-14
    historical Pending
  35. 2015-01-14
    status Under Contract
  36. 2015-01-02
    listed $125,000 Active
  37. 2015-01-02
    listed $125,000 New
  38. 1983-10-21
    soldstatus $68,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,457 · $205/mo
Projected year-2 tax
$2,483 · $207/mo
Expected delta
+$26/yr (+$2/mo · 1.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,712
− Mortgage interest
−$15,119
− Property taxes
−$2,457
− Insurance
−$1,350
− Repairs & maintenance
−$2,137
− Management
−$2,137
− Depreciation
−$7,852
Taxable loss
−$4,338
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,041
After-tax cash flow
$1,353/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Carroll County
NCES district ID
1300840
Math proficiency
42% ▼ -7.00%
Reading proficiency
41% ▼ -8.00%
Median HH income
$48,692
Composite
35.62/100
National rank
#4888
State rank
#38 of 174 in GA

Livability — Fairfield Plantation

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Fairfield Plantation, GA
County
Carroll County · 124,888 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
43,013
Household income
$88,514
Rent vs Own
22.4% rent · 77.6% own
Severe rent burden
853.0

Population outlook (Carroll County) Hauer SSP2

Today (2025)
123,370 people
By 2030
127,186 · +3.1%
By 2040
133,534 · +8.2%
By 2050
137,612 · +11.5%
By 2075
142,892 · +15.8%
By 2100
136,294 · +10.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 57% Black 29% Hispanic / Latino 7% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
German 1% Slovak 1% Italian 1%
Foreign-born
8% · Canada
Languages at home
92% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 1%

Political lean MEDSL · Carroll

2024 margin
Solid R (+41.2) · D 29.1% · R 70.3%
2008→2024 swing
-8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
All cycles
2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -46.97%
Current HPI
321.1874
Rent YoY
▲ 2.42%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+296.9% since first listed
29 events — show timeline
  • 2026-05-08 Price Changed $269,900 GAMLS
  • 2026-03-27 Price Changed $280,000 GAMLS
  • 2026-03-11 Price Changed $286,000 GAMLS
  • 2026-01-26 Listed $288,000 GAMLS
  • 2023-03-31 Sold (Public Records) $231,000 Public Records
  • 2023-03-31 Sold (MLS) $231,000 GAMLS
  • 2023-03-03 Pending GAMLS
  • 2023-02-17 Price Changed $255,900 GAMLS
  • 2023-02-07 Listed $257,900 GAMLS
  • 2015-11-23 Sold (Public Records) $125,000 Public Records
  • 2015-11-18 Sold (MLS) $125,000 GAMLS
  • 2015-11-18 Sold (MLS) $125,000 FMLS
  • 2015-08-17 Contingent FMLS
  • 2015-08-17 Pending GAMLS
  • 2015-08-05 Price Changed $125,000 GAMLS
  • 2015-08-05 Price Changed $125,000 FMLS
  • 2015-07-15 Relisted GAMLS
  • 2015-07-15 Relisted FMLS
  • 2015-04-17 Contingent FMLS
  • 2015-04-17 Pending GAMLS
  • 2015-01-26 Relisted FMLS
  • 2015-01-26 Price Changed $130,000 FMLS
  • 2015-01-26 Price Changed $130,000 GAMLS
  • 2015-01-26 Relisted GAMLS
  • 2015-01-14 Contingent FMLS
  • 2015-01-14 Pending GAMLS
  • 2015-01-02 Listed $125,000 FMLS
  • 2015-01-02 Listed $125,000 GAMLS
  • 1983-10-21 Sold (Public Records) $68,000 Public Records

Property tax history

+13.0%/yr

Latest (2025): $2,457 · +17.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…