43 Mobile Dr · Hudson, NH 03051

$162,500

3 bd · 2.0 ba · 952 sqft · Manufactured public records · 14 Days on market

Built 1998 Est $165k · at est.

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +8.1/15.0
• Livability +4.2/5.0
• Schools +4.1/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nicely renovated 3 bedroom in pet friendly park. Large deck and shed, with nice yard. Renovated kitchen and master bath. Master bedroom has walk-in closet. Some hardwood floors, newer windows and roof. Great floor plan with family room addition. Pellet stove for efficient heating. Located at rear of park abutting woods. A great location close to shopping and major routes. Fireplace does not work, for show only. Dog breeds have certain restrictions.

Key facts

• Open floor plan
• Fenced yard
• Walk-in closet

Tags

• PRIVATE PEACEFUL SETTING
• OPEN FLOOR PLAN
• SPACIOUS KITCHEN
• BONUS ROOM
• WALK-IN CLOSET
• FENCED YARD

Property features AI

Finance

• HOA & community: Located in Hudson Mobile Estates (mobile park approval: yes)

Exterior

• Parking: Driveway parking (gravel)
• Utilities: Community water; Shared septic; Circuit breaker electrical; Cable internet available; Cable; Propane (LP/Bottle) service
• Home design: Manufactured/Mobile home; Grey exterior color; Shingle - Asphalt roof; Built in 1998
• Construction: Vinyl siding
• Exterior features: Interior, level lot; Gravel driveway; Paved private road frontage

Interior

• Kitchen: Kitchen; Stove - Gas; Refrigerator; Dishwasher not listed
• Bedrooms: Master bedroom (main level); Bedroom (main level); Bedroom (main level)
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Propane heat; Pellet stove; Forced air
• Interior features: 6 total rooms; Living room; Other room
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath manufactured listed at $162k.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $162k).
• Cap rate 15.3% vs local median 3.0% in Hudson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#9 in NH, #787 nationally) — a professional / high-income tenant draw. Strengths: crime A+, housing A+, health & safety A+; Watch: commute F.
• Hudson School District (suburban): math 38% / reading 50% proficiency, ranked #48 of 98 in NH (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; only 13% free/reduced lunch — higher-income household profile.
• Market conditions: 78 active listings in the ZIP; high-income renter base; 981 units permitted in Hillsborough County in 2024 (381 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Hillsborough County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $46k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 5 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $73k; list at $162k implies a 123% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y — expect insurance premiums to compound above CPI over the hold.

Recommended offer $162,500

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.79% ✓
• Cap rate: 15.28%
• Cash-on-cash: 32.09%
• DSCR: 2.43
• GRM: 4.7

CMA / ARV

• ARV (on-the-fly): $164,696
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
77 Mobile Dr	0.15mi	3/1.5	924 (-3%)	21mo	$130,000	$141	69
87 Mobile Dr	0.35mi	2/2.0 (-1)	924 (-3%)	13mo	$212,000	$229	63
35 Mobile Dr	0.37mi	2/1.0 (-1)	960 (+1%)	13mo	$120,000	$125	61
1 Front St	0.29mi	2/2.0 (-1)	924 (-3%)	19mo	$160,000	$173	61
37 Mobile Dr	0.37mi	2/2.0 (-1)	924 (-3%)	20mo	$210,000	$227	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 27.1%
• Equity multiple: 2.12×
• Total profit: $51,179
• Equity at exit: $24,229

10-year hold

• IRR: 34.7%
• Equity multiple: 4.17×
• Total profit: $144,415
• Equity at exit: $14,050

Cash invested: $45,500 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 56 Moderately Landlord-Leaning
• State New Hampshire: 56 Moderately Landlord-Leaning · D+1
• County: — inherits STATE
• City: — inherits STATE

Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

Methodology + full state rankings →

ZIP-level market 03051

• Active inventory: 78
• Price-to-rent: 4.7×

Monthly cashflow live

• Estimated rent: $2,903 medium
• Mortgage (P&I): −$852
• Tax from tax record: −$156 /mo · $1,877/yr
• Insurance: −$68
• HOA: −$0
• Vacancy / Maint / Mgmt: −$610
• Net cashflow: $1,217

Break-even live

Break-even rent $1,362

Max offer price $162,500

Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,625
• Closing costs: $4,875
• Reserves months: —
• Total cash needed: —

Listing history 13 events

1. 2026-05-30
   status $162,500 Pending 14 DOM
2. 2026-05-18
   status Pending 940-char remark
3. 2026-05-07
   listed $162,500 Active 940-char remark
4. 2019-10-30
   soldstatus $72,900 Closed 452-char remark

   Show marketing remark (452 chars)

   Nicely renovated 3 bedroom in pet friendly park. Large deck and shed, with nice yard. Renovated kitchen and master bath. Master bedroom has walk-in closet. Some hardwood floors, newer windows and roof. Great floor plan with family room addition. Pellet stove for efficient heating. Located at rear of park abutting woods. A great location close to shopping and major routes. Fireplace does not work, for show only. Dog breeds have certain restrictions.

5. 2019-10-30
   soldstatus $72,933

   Show marketing remark (452 chars)

   Nicely renovated 3 bedroom in pet friendly park. Large deck and shed, with nice yard. Renovated kitchen and master bath. Master bedroom has walk-in closet. Some hardwood floors, newer windows and roof. Great floor plan with family room addition. Pellet stove for efficient heating. Located at rear of park abutting woods. A great location close to shopping and major routes. Fireplace does not work, for show only. Dog breeds have certain restrictions.

6. 2019-09-09
   status Pending 452-char remark

   Show marketing remark (452 chars)

   Nicely renovated 3 bedroom in pet friendly park. Large deck and shed, with nice yard. Renovated kitchen and master bath. Master bedroom has walk-in closet. Some hardwood floors, newer windows and roof. Great floor plan with family room addition. Pellet stove for efficient heating. Located at rear of park abutting woods. A great location close to shopping and major routes. Fireplace does not work, for show only. Dog breeds have certain restrictions.

7. 2019-08-31
   listed $72,900 Active 452-char remark

   Show marketing remark (452 chars)

   Nicely renovated 3 bedroom in pet friendly park. Large deck and shed, with nice yard. Renovated kitchen and master bath. Master bedroom has walk-in closet. Some hardwood floors, newer windows and roof. Great floor plan with family room addition. Pellet stove for efficient heating. Located at rear of park abutting woods. A great location close to shopping and major routes. Fireplace does not work, for show only. Dog breeds have certain restrictions.

8. 2011-08-26
   soldstatus $47,500

   Show marketing remark (467 chars)

   Reduced and lower taxes!!! Spacious and open, newly remodeled, some work in progress. Freshly painted throughout, most of the kitchen cabinets are new, new counter tops, new bath vanities, new lino, new stove, new carpeting through-out, new lighting, master w/ full bath, jet tub, living room with fireplace, spacious 3 season family room, hallway with laundry area & door leading to deck, large shed, carport, woods to rear offering privacy. Pet friendly park!

9. 2011-03-01
   listed $49,900

   Show marketing remark (467 chars)

   Reduced and lower taxes!!! Spacious and open, newly remodeled, some work in progress. Freshly painted throughout, most of the kitchen cabinets are new, new counter tops, new bath vanities, new lino, new stove, new carpeting through-out, new lighting, master w/ full bath, jet tub, living room with fireplace, spacious 3 season family room, hallway with laundry area & door leading to deck, large shed, carport, woods to rear offering privacy. Pet friendly park!

10. 2003-07-09
    soldstatus $84,900
11. 2003-07-09
    soldstatus $84,900
12. 2003-06-27
    historical
13. 2003-05-10
    listed $84,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NH · Partial reset (capped growth)

• Current annual tax: $1,877 · $156/mo
• Projected year-2 tax: $2,710 · $226/mo
• Expected delta: +$833/yr (+$69/mo · 44.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 4/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,831
• − Mortgage interest: −$9,103
• − Property taxes: −$1,877
• − Insurance: −$812
• − Repairs & maintenance: −$2,786
• − Management: −$2,786
• − Depreciation: −$4,727
• Taxable income: $12,739
• Est. tax owed @ 24.0%: −$3,057
• After-tax cash flow: $11,544/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hudson School District
• NCES district ID: 3303930
• Math proficiency: 38% ▼ -7.00%
• Reading proficiency: 50% ▼ -3.00%
• Median HH income: $85,941
• Composite: 41.2/100
• National rank: #3542
• State rank: #48 of 98 in NH

Livability — Hudson

• Score: 84/100
• State rank: #9
• US rank: #787

Category grades

Amenities C+ Commute F Cost of living B+ Crime A+ Employment A- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Hillsborough County · 309,362 people
• City population: 25,557
• Metro: Manchester-Nashua, NH
• Population (ZIP): 25,557
• Household income: $124,213
• Rent vs Own: 17.4% rent · 82.6% own
• Severe rent burden: 238.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 412,771 people
• By 2030: 410,974 · -0.4%
• By 2040: 399,959 · -3.1%
• By 2050: 381,542 · -7.6%
• By 2075: 339,855 · -17.7%
• By 2100: 289,270 · -29.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 4% Hispanic / Latino 3% Asian 2% Black 2%
• Common ancestry: Lithuanian 14% Romanian 5% Russian 3%
• Foreign-born: 6% · Canada, China
• Languages at home: 91% English-only · French/Haitian/Cajun 2% Spanish 2% Other Indo-European 2%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 50.9% · R 48.0% · Other 1.0%
• 2008→2024 swing: -0.9pp no change · 2008: 3.8pp · 2024: 2.9pp
• All cycles: 2024: D+2.9 2020: D+7.7 2016: R+0.2 2012: D+1.7 2008: D+3.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -293.22%
• Current HPI: 304.4557
• Rent YoY: —
• Metro: Manchester-Nashua, NH
• State GDP YoY: —
• F500 in state: 0

Price history

+91.4% since first listed

14 events — show timeline

• 2026-05-29 Pending — PrimeMLS
• 2026-05-26 Relisted — PrimeMLS
• 2026-05-18 Pending — PrimeMLS
• 2026-05-07 Listed $162,500 PrimeMLS
• 2019-10-30 Sold (Public Records) $72,933 Public Records
• 2019-10-30 Sold (MLS) $72,900 PrimeMLS
• 2019-09-09 Pending — PrimeMLS
• 2019-08-31 Listed $72,900 PrimeMLS
• 2011-08-26 Sold (MLS) $47,500 PrimeMLS
• 2011-03-01 Listed $49,900 PrimeMLS
• 2003-07-09 Sold (Public Records) $84,900 Public Records
• 2003-07-09 Sold (MLS) $84,900 PrimeMLS
• 2003-06-27 Delisted — PrimeMLS
• 2003-05-10 Listed $84,900 PrimeMLS

Property tax history

+6.7%/yr

Latest (2025): $1,877 · +4.0% YoY. Source: county tax records.