3563 Lake Bayshore Dr Unit J206 · South Bradenton, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 32 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- 1% rule +9.7/10.0
- Cash flow +9.6/30.0
- ARV discount +7.5/15.0
- Schools +4.4/10.0
- Livability +3.9/5.0
- DSCR +2.7/10.0
- Condition / age +2.5/5.0
- Rent growth +1.9/5.0
- Appreciation +0.0/10.0
$99,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Here it is, just what you have waited for, in the highly desirable Building "J" at Bayshore on the Lake. This second floor unit is light and bright and can be purchased turnkey furnished. 2 bedroom, 1 bath condo with views of the lake. The Master bedroom and spacious second bedroom share a large bathroom with a showher/tub combo. You’ll enjoy this very active 55+ community and the association's heated pool, shuffleboard courts, outdoor BBQ and clubhouse with all its activities. Bayshore by the Lake is a pet free community. The laundry room for the 2nd floor is just around the corner from this unit and right by the elevators too. There are beautiful views of the lake from the lanai. There is also a washer and dryer hookup in the lanai area. Centrally located in Bradenton, everything's nearby, shopping, restaurants, golfing and of course just a short drive to our world famous sandy Gulf of Mexico beaches, Anna Maria Island and Longboat Key. Wonderful, affordable winter home for snowbirds or come and stay year round.
Key facts
- Coffered ceilings
- Remodeled kitchen
- New disposal
Tags
Property features AI
Finance
- Other: Turnkey (furnished); Third-party listing; Directions: Cortez Road to 20th St W, right to stay on 20th St W, left on Lake Bayshore Drive, straight back to Building J, second floor near elevator
- Financial info: Total annual fees approximately $6,828; Lease restrictions in place
- HOA & community: Monthly condo fee of $569; Association management: Resource Property Mgmt./Paul Taylor; Association amenities include clubhouse and pool; Association fee covers cable TV, internet, pool, maintenance (structure & grounds), management, sewer, trash, water, common area taxes, escrow reserves; Association approval required; Buyer approval required; Deed restrictions; Senior community; Pets not allowed
Exterior
- Parking: Assigned parking; Guest parking
- Utilities: Public water; Public sewer; Cable connected; Electricity connected; Sewer connected
- Home design: Residential condominium; One level (unit on 2nd floor within a 5-story building); Faces south
- Construction: Block and stucco construction; Other roof; Other foundation
- Exterior features: Enclosed rear porch; Other exterior features
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: 2 bedrooms (unit on 2nd floor)
- Flooring: Carpet; Ceramic tile
- Bathrooms: 1 full bathroom
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Ceiling fans; Coffered ceilings; Eat-in kitchen; Living room/dining room combo; Solid surface counters; Building has elevator
- Laundry & utility: Washer; Dryer; Inside laundry; Inside utility and storage rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $100k.
Deal economics
- At list price, monthly cash flow is $-67 ($-808/yr) — negative.
- To cash-flow at today's rent, offer at most $88k (12.0% below list).
- Meets the 1% rule at list price ($1k rent vs $100k).
- Recommended offer: $88k (12.0% below list) — sets the bar for cash-flow.
- Cap rate 5.5% vs local median 4.1% in South Bradenton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 77/100 on livability (#195 in FL, #3,092 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, crime D+, commute F.
- Manatee (suburban): math 54% / reading 50% proficiency, ranked #26 of 73 in FL (top 36%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Robert H. Prine Elementary School (math 46% / reading 32%, grade F, #1,560 of 2,144 statewide, top 73%, 744 students, 75% FRL); W. D. Sugg Middle School (math 34% / reading 28%, grade F, #462 of 571 statewide, top 81%, 1,010 students, 72% FRL); Southeast High School (math 25% / reading 34%, grade F, #447 of 667 statewide, top 68%, 1,716 students, 66% FRL) — zoned schools average 71% FRL vs 51% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 33% at this address vs 52% district-wide (-19 pts) — the specific schools serving this property underperform the Manatee average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-2.4%/yr); 321 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 7,472 units permitted in Manatee County in 2024 (1,782 in 5+ unit buildings).
- This rent runs 33% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $688 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Manatee County population projected at +43% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 89 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $14k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: HOA is 39% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→32/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 89 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.47% ✓
- Cap rate
- 5.48%
- Cash-on-cash
- -2.90%
- DSCR
- 0.87
- GRM
- 5.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -27.2%
- Equity multiple
- 0.13×
- Total profit
- $-24,356
- Equity at exit
- $14,836
- IRR
- -66.2%
- Equity multiple
- -0.50×
- Total profit
- $-41,901
- Equity at exit
- $8,603
Cash invested: $27,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 34205
- Rents YoY
- -2.4%
- Active inventory
- 321
- Price-to-rent
- 5.7×
Monthly cashflow live
- Estimated rent
- $1,466 high interval (Pro) →
- Mortgage (P&I)
- −$522
- Tax from tax record
- −$93 /mo · $1,116/yr
- Insurance
- −$41
- HOA
- −$569
- Vacancy / Maint / Mgmt
- −$308
- Net cashflow
- $-67
Break-even live
Sensitivity live
| Price | -10% $-11 | -5% $-39 | +0% $-67 | +5% $-96 | +10% $-124 |
|---|---|---|---|---|---|
| Rent | -10% $-183 | -5% $-125 | +0% $-67 | +5% $-9 | +10% $48 |
| Rate | -1.0pp $-17 | -0.5pp $-42 | base $-67 | +0.5pp $-93 | +1.0pp $-119 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,875
- Closing costs
- $2,985
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4109 Lake Bayshore Dr Bradenton, FL | 1.0 | 1.0 | 768 | $1,250 | $1.63 | 25d | 1 | 0.02mi |
| 3737 Lake Bayshore Dr Unit 213 Bradenton, FL | 2.0 | 1.0 | 912 | $1,150 | $1.26 | 23d | 1 | 0.02mi |
| 3963 Lake Bayshore Dr Unit F-414 Bradenton, FL | 2.0 | 1.0 | 1040 | $1,200 | $1.15 | 16d | 1 | 0.02mi |
| 4204 Heron Way Unit B304 Bradenton, FL | 2.0 | 1.0 | 912 | $1,400 | $1.54 | 5d | 1 | 0.20mi |
| 2306 30th Ave W Bradenton, FL | 3.0 | 2.0 | 945 | $1,700 | $1.80 | 25d | 1 | 0.40mi |
| 2901 26th St W #807 Bradenton, FL | 2.0 | 2.0 | 940 | $1,525 | $1.62 | 4d | 1 | 0.47mi |
| 3506 14th St W Bradenton, FL | 3.0 | 1.0–2.0 | 874 | $1,725 | $1.97 | 25d | 5 | 0.49mi |
| 4515 26th St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 806 | $1,510 | $1.87 | 3d | 14 | 0.52mi |
| 2305 46th Ave W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 1005 | $1,837 | $1.83 | 3d | 10 | 0.60mi |
| 4444 17th St W Unit B Bradenton, FL | 2.0 | 1.0 | 850 | $2,200 | $2.59 | 25d | 1 | 0.61mi |
| 1308 36th Ave W Bradenton, FL | 1.0 | 1.0 | 715 | $1,199 | $1.68 | 25d | 1 | 0.64mi |
| 2201 24th Ave W Bradenton, FL | 2.0 | 2.0 | 1115 | $1,950 | $1.75 | 25d | 1 | 0.71mi |
| 4705 27th St W Unit A Bradenton, FL | 2.0 | 1.0 | 750 | $1,325 | $1.77 | 4d | 1 | 0.79mi |
| 919 34th Ave W Bradenton, FL | 3.0 | 1.0 | 950 | $1,599 | $1.68 | 13d | 1 | 0.81mi |
| 2205 20th St W Bradenton, FL | 2.0 | 1.0 | 810 | $1,850 | $2.28 | 13d | 1 | 0.84mi |
| 907 34th Ave W Unit B Bradenton, FL | 3.0 | 1.0 | 1000 | $1,795 | $1.79 | 25d | 1 | 0.84mi |
| 907 34th Ave W Bradenton, FL | 3.0 | 1.0 | 985 | $1,599 | $1.62 | 21d | 1 | 0.84mi |
| 2315 17th Street Ln W Bradenton, FL | 1.0 | 1.0 | 528 | $1,200 | $2.27 | 25d | 1 | 0.84mi |
| 2403 21st Ave W Bradenton, FL | 1.0 | 1.0 | 600 | $1,400 | $2.33 | 25d | 1 | 0.88mi |
| 4812 27th St W Bradenton, FL | 2.0 | 2.0 | 912 | $1,599 | $1.75 | 13d | 1 | 0.91mi |
| 4812 27th St W Unit 4812 Bradenton, FL | 2.0 | 2.0 | 912 | $1,545 | $1.69 | 13d | 1 | 0.91mi |
| 2004 49th Ave W Unit 2002 Bradenton, FL | 2.0 | 2.0 | 1021 | $1,950 | $1.91 | 25d | 1 | 0.94mi |
| 4906 21st St W Bradenton, FL | 2.0 | 1.0 | 918 | $1,700 | $1.85 | 18d | 1 | 0.95mi |
| 2002 20th St W Unit B Bradenton, FL | 1.0 | 1.0 | 600 | $1,000 | $1.67 | 18d | 1 | 0.97mi |
| 4906 25th St W #101 Bradenton, FL | 2.0 | 1.5 | 1070 | $1,550 | $1.45 | 25d | 1 | 0.97mi |
| 2409 13th St W Apt 2 Bradenton, FL | 2.0 | 1.0 | 770 | $1,175 | $1.53 | 25d | 1 | 0.97mi |
| 2422 11th St W Bradenton, FL | 2.0 | 1.0 | 900 | $1,445 | $1.61 | 25d | 1 | 1.00mi |
| 2835 50th Ave W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 850 | $1,610 | $1.89 | 5d | 16 | 1.00mi |
| 5001 22nd St W Unit B Bradenton, FL | 2.0 | 1.0 | 729 | $1,700 | $2.33 | 18d | 1 | 1.01mi |
| 2127 13th St W Unit B Bradenton, FL | 1.0 | 1.0 | 700 | $1,149 | $1.64 | 25d | 1 | 1.06mi |
| 1912 19th Ave W Unit 1912 Bradenton, FL | 2.0 | 1.0 | 800 | $1,395 | $1.74 | 25d | 1 | 1.06mi |
| 4325 40th St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 775 | $1,675 | $2.16 | 12d | 9 | 1.06mi |
| 505 30th Ave W Unit E406 Bradenton, FL | 2.0 | 2.0 | 1001 | $1,450 | $1.45 | 25d | 1 | 1.10mi |
| 2244 9th St W Bradenton, FL | 1.0–2.0 | 1.0–2.0 | 768 | $1,323 | $1.72 | 25d | 4 | 1.13mi |
| 515 30th Ave W Bradenton, FL | 2.0 | 2.0 | 1001 | $1,375 | $1.37 | 18d | 2 | 1.13mi |
| 2117 11th St W Bradenton, FL | 1.0 | 1.0 | 850 | $1,295 | $1.52 | 25d | 1 | 1.13mi |
| 5059 Live Oak Cir Unit 5059 Bradenton, FL | 2.0 | 2.0 | 896 | $1,900 | $2.12 | 18d | 1 | 1.14mi |
| 390 301 Blvd W Bradenton, FL | 2.0 | 2.0 | 1125 | $1,495 | $1.33 | 25d | 1 | 1.14mi |
| 2017 12th St W Bradenton, FL | 1.0 | 1.0 | 720 | $1,300 | $1.81 | 25d | 1 | 1.14mi |
| 1505 18th Avenue Dr W Bradenton, FL | 3.0 | 1.0 | 886 | $1,875 | $2.12 | 18d | 1 | 1.15mi |
HOA detail condo
- Monthly dues
- $569 · $6,828/yr
- Likely covers
- pool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 13 events
-
2026-05-04status Pending
-
2026-03-27price $99,500
-
2026-03-18price $109,500
-
2026-02-17price $112,500
-
2026-02-04$114,000 Active
-
2021-05-03soldstatus $89,000 Closed 1050-char remark
Show marketing remark (1050 chars)
Here it is, just what you have waited for, in the highly desirable Building "J" at Bayshore on the Lake. This second floor unit is light and bright and can be purchased turnkey furnished. 2 bedroom, 1 bath condo with views of the lake. The Master bedroom and spacious second bedroom share a large bathroom with a showher/tub combo. You’ll enjoy this very active 55+ community and the association's heated pool, shuffleboard courts, outdoor BBQ and clubhouse with all its activities. Bayshore by the Lake is a pet free community. The laundry room for the 2nd floor is just around the corner from this unit and right by the elevators too. There are beautiful views of the lake from the lanai. There is also a washer and dryer hookup in the lanai area. Centrally located in Bradenton, everything's nearby, shopping, restaurants, golfing and of course just a short drive to our world famous sandy Gulf of Mexico beaches, Anna Maria Island and Longboat Key. Wonderful, affordable winter home for snowbirds or come and stay year round.
-
2021-04-10status Pending 1050-char remark
Show marketing remark (1050 chars)
Here it is, just what you have waited for, in the highly desirable Building "J" at Bayshore on the Lake. This second floor unit is light and bright and can be purchased turnkey furnished. 2 bedroom, 1 bath condo with views of the lake. The Master bedroom and spacious second bedroom share a large bathroom with a showher/tub combo. You’ll enjoy this very active 55+ community and the association's heated pool, shuffleboard courts, outdoor BBQ and clubhouse with all its activities. Bayshore by the Lake is a pet free community. The laundry room for the 2nd floor is just around the corner from this unit and right by the elevators too. There are beautiful views of the lake from the lanai. There is also a washer and dryer hookup in the lanai area. Centrally located in Bradenton, everything's nearby, shopping, restaurants, golfing and of course just a short drive to our world famous sandy Gulf of Mexico beaches, Anna Maria Island and Longboat Key. Wonderful, affordable winter home for snowbirds or come and stay year round.
-
2021-04-05status Active 1050-char remark
Show marketing remark (1050 chars)
Here it is, just what you have waited for, in the highly desirable Building "J" at Bayshore on the Lake. This second floor unit is light and bright and can be purchased turnkey furnished. 2 bedroom, 1 bath condo with views of the lake. The Master bedroom and spacious second bedroom share a large bathroom with a showher/tub combo. You’ll enjoy this very active 55+ community and the association's heated pool, shuffleboard courts, outdoor BBQ and clubhouse with all its activities. Bayshore by the Lake is a pet free community. The laundry room for the 2nd floor is just around the corner from this unit and right by the elevators too. There are beautiful views of the lake from the lanai. There is also a washer and dryer hookup in the lanai area. Centrally located in Bradenton, everything's nearby, shopping, restaurants, golfing and of course just a short drive to our world famous sandy Gulf of Mexico beaches, Anna Maria Island and Longboat Key. Wonderful, affordable winter home for snowbirds or come and stay year round.
-
2021-04-01status Pending 1050-char remark
Show marketing remark (1050 chars)
Here it is, just what you have waited for, in the highly desirable Building "J" at Bayshore on the Lake. This second floor unit is light and bright and can be purchased turnkey furnished. 2 bedroom, 1 bath condo with views of the lake. The Master bedroom and spacious second bedroom share a large bathroom with a showher/tub combo. You’ll enjoy this very active 55+ community and the association's heated pool, shuffleboard courts, outdoor BBQ and clubhouse with all its activities. Bayshore by the Lake is a pet free community. The laundry room for the 2nd floor is just around the corner from this unit and right by the elevators too. There are beautiful views of the lake from the lanai. There is also a washer and dryer hookup in the lanai area. Centrally located in Bradenton, everything's nearby, shopping, restaurants, golfing and of course just a short drive to our world famous sandy Gulf of Mexico beaches, Anna Maria Island and Longboat Key. Wonderful, affordable winter home for snowbirds or come and stay year round.
-
2021-03-09status Pending 1050-char remark
Show marketing remark (1050 chars)
Here it is, just what you have waited for, in the highly desirable Building "J" at Bayshore on the Lake. This second floor unit is light and bright and can be purchased turnkey furnished. 2 bedroom, 1 bath condo with views of the lake. The Master bedroom and spacious second bedroom share a large bathroom with a showher/tub combo. You’ll enjoy this very active 55+ community and the association's heated pool, shuffleboard courts, outdoor BBQ and clubhouse with all its activities. Bayshore by the Lake is a pet free community. The laundry room for the 2nd floor is just around the corner from this unit and right by the elevators too. There are beautiful views of the lake from the lanai. There is also a washer and dryer hookup in the lanai area. Centrally located in Bradenton, everything's nearby, shopping, restaurants, golfing and of course just a short drive to our world famous sandy Gulf of Mexico beaches, Anna Maria Island and Longboat Key. Wonderful, affordable winter home for snowbirds or come and stay year round.
-
2021-03-07$95,900 Active 1050-char remark
Show marketing remark (1050 chars)
Here it is, just what you have waited for, in the highly desirable Building "J" at Bayshore on the Lake. This second floor unit is light and bright and can be purchased turnkey furnished. 2 bedroom, 1 bath condo with views of the lake. The Master bedroom and spacious second bedroom share a large bathroom with a showher/tub combo. You’ll enjoy this very active 55+ community and the association's heated pool, shuffleboard courts, outdoor BBQ and clubhouse with all its activities. Bayshore by the Lake is a pet free community. The laundry room for the 2nd floor is just around the corner from this unit and right by the elevators too. There are beautiful views of the lake from the lanai. There is also a washer and dryer hookup in the lanai area. Centrally located in Bradenton, everything's nearby, shopping, restaurants, golfing and of course just a short drive to our world famous sandy Gulf of Mexico beaches, Anna Maria Island and Longboat Key. Wonderful, affordable winter home for snowbirds or come and stay year round.
-
1994-03-03soldstatus $32,000
-
1984-10-01soldstatus $39,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,116 · $93/mo
- Projected year-2 tax
- $1,116 · $93/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 32 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,589
- − Mortgage interest
- −$5,574
- − Property taxes
- −$1,116
- − Insurance
- −$498
- − Repairs & maintenance
- −$1,407
- − Management
- −$1,407
- − HOA
- −$6,828
- − Depreciation
- −$2,895
- Taxable loss
- −$2,135
- Est. tax savings @ 24.0%
- +$513
- After-tax cash flow
- $-296/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Manatee
- NCES district ID
- 1201230
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 50% ▼ -2.00%
- Median HH income
- $49,607
- Composite
- 44.43/100
- National rank
- #2806
- State rank
- #26 of 73 in FL
Livability — South Bradenton
- Score
- 77/100
- State rank
- #195
- US rank
- #3092
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- South Bradenton, FL
- County
- Manatee County · 416,364 people
- Metro
- North Port-Sarasota-Bradenton, FL
- Population (ZIP)
- 31,946
- Household income
- $52,525
- Rent vs Own
- Severe rent burden
- 1736.0
Population outlook (Manatee County) Hauer SSP2
- Today (2025)
- 447,342 people
- By 2030
- 488,911 · +9.3%
- By 2040
- 567,934 · +27.0%
- By 2050
- 637,995 · +42.6%
- By 2075
- 781,970 · +74.8%
- By 2100
- 848,272 · +89.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 18% Black 10% Two or more races 9% Asian 2% Native American 1%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 4% Cuban 1%
- Common ancestry
- Hispanic 2% Romanian 2% Lithuanian 2%
- Foreign-born
- 15% · Canada, Vietnam
- Languages at home
- 78% English-only · Spanish 14% French/Haitian/Cajun 2% German/W. Germanic 1%
Political lean MEDSL · Manatee
- 2024 margin
- Strong R (+23.5) · D 37.9% · R 61.4%
- 2008→2024 swing
- -16.5pp toward R · 2008: -7.0pp · 2024: -23.5pp
- All cycles
- 2024: R+23.5 2020: R+16.1 2016: R+17.1 2012: R+12.5 2008: R+7.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -310.18%
- Current HPI
- 369.8239
- Rent YoY
- ▼ -2.43%
- Metro
- North Port-Sarasota-Bradenton, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+149.4% since first listed13 events — show timeline
- 2026-05-04 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-03-27 Price Changed $99,500 Stellar MLS as Distributed by MLS Grid
- 2026-03-18 Price Changed $109,500 Stellar MLS as Distributed by MLS Grid
- 2026-02-17 Price Changed $112,500 Stellar MLS as Distributed by MLS Grid
- 2026-02-04 Listed $114,000 Stellar MLS as Distributed by MLS Grid
- 2021-05-03 Sold (MLS) $89,000 Stellar MLS as Distributed by MLS Grid
- 2021-04-10 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-04-05 Relisted — Stellar MLS as Distributed by MLS Grid
- 2021-04-01 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-03-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-03-07 Listed $95,900 Stellar MLS as Distributed by MLS Grid
- 1994-03-03 Sold (Public Records) $32,000 Public Records
- 1984-10-01 Sold (Public Records) $39,900 Public Records
Property tax history
+4.6%/yrLatest (2025): $1,116 · -47.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…