14479 SW 43rd Court Rd · Marion Oaks, FL 34473

$175,000

2 bd · 2.0 ba · 1,557 sqft · SingleFamily public records · 55 Days on market

Built 1979 8,276 sqft lot $112/sqft · 24% below area Est $231k · 24% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.2/30.0
• 1% rule +5.0/10.0
• DSCR +4.3/10.0
• Schools +3.6/10.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.3/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Short Sale. 3 bedroom, 2 bath home with a 1-car garage featuring a split floor plan and tile flooring throughout. The home offers multiple living spaces including a living room, family room, and two bonus rooms providing flexible use options. The upgraded galley-style kitchen opens to the main living areas. Exterior features include an in-ground pool, fenced yard, and a private patio area accessible from one of the bedrooms. Additional finished bonus space is located off the garage. Short sale – subject to lender approval. Third party processor required. Additional Photos to come.

Key facts

• 8,276 sq ft lot
• Garage
• Pool

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $175k.

Deal economics

• At list price, monthly cash flow is $29 ($352/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $175k (0.3% below list).
• Recommended offer: $170k (3.0% below list) — sets the bar for market timing.
• Cap rate 6.5% vs local median 4.8% in Marion Oaks — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents soft (-0.7%/yr); 1355 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 55 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 22y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $169,750 (3.0% below list)

Questions for the listing agent

1. It's been on market 55 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.00% ✗
• Cap rate: 6.49%
• Cash-on-cash: 0.72%
• DSCR: 1.03
• GRM: 8.4

CMA / ARV

• ARV (median comp): $231,383
• List price: $175,000
• Delta: -24.37%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4095 SW 144th St	0.16mi	3/2.0 (+1)	1,483 (-5%)	12mo	$206,000	$139	70
14742 SW 43rd Terrace Rd	0.36mi	3/2.0 (+1)	1,514 (-3%)	15mo	$272,500	$180	61
14556 SW 45th Cir	0.16mi	3/2.0 (+1)	1,378 (-12%)	14mo	$238,900	$173	57
14090 SW 34th Terrace Rd	0.48mi	3/2.0 (+1)	1,568 (+1%)	19mo	$128,500	$82	55
14001 SW 34th Terrace Rd	0.57mi	2/2.0	1,691 (+9%)	8mo	$335,000	$198	52
14870 SW 43rd Ct	0.42mi	3/2.0 (+1)	1,458 (-6%)	15mo	$303,500	$208	52
14526 SW 43rd Court Rd	0.06mi	3/2.0 (+1)	1,344 (-14%)	21mo	$209,000	$156	52
14256 SW 43rd Court Rd	0.29mi	2/2.0	1,387 (-11%)	24mo	$247,000	$178	48
14530 SW 35th Terrace Rd	0.37mi	2/2.0	1,325 (-15%)	18mo	$199,000	$150	43
3573 SW 147th Lane Rd	0.59mi	3/2.0 (+1)	1,328 (-15%)	7mo	$179,900	$135	37
14040 SW 48th Avenue Rd	0.74mi	3/2.0 (+1)	1,324 (-15%)	20mo	$250,000	$189	19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -18.9%
• Equity multiple: 0.36×
• Total profit: $-31,492
• Equity at exit: $26,093

10-year hold

• IRR: -20.3%
• Equity multiple: 0.10×
• Total profit: $-44,326
• Equity at exit: $15,131

Cash invested: $49,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34473

• Home prices YoY: -16.8%
• Rents YoY: -0.7%
• Active inventory: 1355
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $1,745 high
• Mortgage (P&I): −$918
• Tax from tax record: −$359 /mo · $4,304/yr
• Insurance: −$73
• HOA: −$0
• Vacancy / Maint / Mgmt: −$366
• Net cashflow: $29

Break-even live

Break-even rent $1,708

Max offer price $175,000

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $43,750
• Closing costs: $5,250
• Reserves months: —
• Total cash needed: —

Rent comps 33 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
14525 SW 42nd Terrace Rd Ocala, FL	3.0	2.0	1344	$1,850	$1.38	13d	1	0.12mi
4309 SW 143rd Lane Rd Ocala, FL	3.0	2.0	1238	$1,799	$1.45	13d	1	0.22mi
14193 SW 44th Ct Ocala, FL	3.0	2.0	1449	$1,599	$1.10	13d	1	0.42mi
14614 SW 46th Ct Ocala, FL	3.0	2.0	1200	$1,800	$1.50	21d	1	0.45mi
251 Marion Oaks Crse Ocala, FL	3.0	2.0	1373	$1,795	$1.31	21d	1	0.65mi
4004 SW 138th Pl Ocala, FL	3.0	2.0	1348	$1,695	$1.26	21d	1	0.67mi
15018 SW 48th Ave Ocala, FL	3.0	2.0	1413	$1,625	$1.15	13d	1	0.79mi
3567 SW 151st St Ocala, FL	2.0	2.0	1126	$1,450	$1.29	21d	1	0.81mi
3313 SW 147th St Ocala, FL	2.0	2.0	1121	$1,400	$1.25	21d	1	0.83mi
13731 SW 40th Cir Ocala, FL	3.0	2.0	1463	$1,695	$1.16	13d	1	0.83mi
3500 SW 150th Lane Rd Ocala, FL	3.0	2.0	1789	$1,750	$0.98	13d	1	0.84mi
15209 SW 46th Cir Ocala, FL	3.0	2.0	1691	$1,650	$0.98	21d	1	0.84mi
15095 SW 51st Ter Ocala, FL	3.0	2.0	1196	$1,500	$1.25	13d	1	1.05mi
15712 SW 37th Cir Ocala, FL	3.0	2.0	1822	$1,850	$1.02	21d	1	1.06mi
13401 SW 43rd Avenue Rd Ocala, FL	3.0	2.0	1514	$1,900	$1.25	13d	1	1.13mi
14007 SW 30th Terrace Rd Ocala, FL	3.0	2.0	1710	$1,675	$0.98	21d	1	1.13mi
15415 SW 34th Ave Ocala, FL	3.0	2.0	1650	$1,895	$1.15	21d	1	1.17mi
4605 SW 158th Street Rd Ocala, FL	3.0	2.0	1710	$1,695	$0.99	21d	1	1.26mi
2870 SW 143rd Place Rd Ocala, FL	3.0	2.0	2040	$1,850	$0.91	21d	1	1.27mi
576 Marion Oaks Mnr Ocala, FL	3.0	2.0	1710	$1,845	$1.08	13d	1	1.29mi
13341 SW 29th Cir Ocala, FL	3.0	2.0	1596	$1,725	$1.08	13d	1	1.30mi
13341 SW 29th Cir Unit NA Ocala, FL	3.0	2.0	1596	$1,685	$1.06	21d	1	1.30mi
4428 SW 132nd St Ocala, FL	3.0	2.0	1600	$1,700	$1.06	21d	1	1.34mi
2730 SW 145th Place Rd Ocala, FL	3.0	2.0	1373	$1,725	$1.26	21d	1	1.36mi
3011 SW 140th Loop Ocala, FL	3.0	2.0	1335	$1,695	$1.27	21d	1	1.36mi
15760 SW 55th Avenue Rd Ocala, FL	3.0	2.0	1514	$2,000	$1.32	21d	1	1.39mi
5541 SW 153rd Street Rd Ocala, FL	3.0	2.0	1357	$1,700	$1.25	13d	1	1.42mi
15885 SW 35th Court Rd Unit 1 Ocala, FL	3.0	2.0	1201	$1,550	$1.29	21d	1	1.43mi
2632 SW 145th Place Rd Ocala, FL	3.0	2.0	1488	$1,675	$1.13	13d	1	1.44mi
15831 SW 34th Court Rd Ocala, FL	3.0	2.0	1402	$1,715	$1.22	13d	1	1.47mi
2598 SW 147th Pl Ocala, FL	3.0	2.0	1442	$1,750	$1.21	13d	1	1.48mi
15755 SW 33rd Avenue Rd Unit 1 Ocala, FL	3.0	2.0	1107	$1,300	$1.17	21d	1	1.49mi
15434 SW 29th Terrace Rd Ocala, FL	3.0	2.0	1399	$1,780	$1.27	13d	1	1.50mi

Listing history 33 events

1. 2026-06-13
   remarks 562-char remark
2. 2026-06-13
   statusdays on market $175,000 Pending 55 DOM
3. 2026-06-10
   days on market $175,000 Active 54 DOM
4. 2026-06-09
   days on market $175,000 Active 53 DOM
5. 2026-06-08
   days on market $175,000 Active 52 DOM
6. 2026-06-07
   days on market $175,000 Active 51 DOM
7. 2026-06-03
   days on market $175,000 Active 47 DOM
8. 2026-06-03
   price $175,000 Active 46 DOM
9. 2026-06-02
   days on market $200,000 Active 46 DOM
10. 2026-06-01
    days on market $200,000 Active 45 DOM
11. 2026-05-31
    days on market $200,000 Active 44 DOM
12. 2026-05-30
    days on market $200,000 Active 43 DOM
13. 2026-04-17
    listed $200,000 Active 593-char remark

    Show marketing remark (593 chars)

    Short Sale. 3 bedroom, 2 bath home with a 1-car garage featuring a split floor plan and tile flooring throughout. The home offers multiple living spaces including a living room, family room, and two bonus rooms providing flexible use options. The upgraded galley-style kitchen opens to the main living areas. Exterior features include an in-ground pool, fenced yard, and a private patio area accessible from one of the bedrooms. Additional finished bonus space is located off the garage. Short sale – subject to lender approval. Third party processor required. Additional Photos to come.

14. 2022-03-23
    soldstatus $270,000 Closed 489-char remark

    Show marketing remark (489 chars)

    Are you looking for a pool home to call your own? Then look no further at this 3 bedroom, 2 bathroom, 1 car garage home with work shop. The home boasts a large dining room and living room plus an additional recreational or game room. All tile and laminate floors throughout. New Roof in 2019, new water heater in 2019 as well as A/C in 2019. Both bathrooms have been tastefully updated as well as the kitchen. This is a great home for entertaining so don’t hesitate to check it out!!

15. 2022-02-10
    status Pending 489-char remark

    Show marketing remark (489 chars)

    Are you looking for a pool home to call your own? Then look no further at this 3 bedroom, 2 bathroom, 1 car garage home with work shop. The home boasts a large dining room and living room plus an additional recreational or game room. All tile and laminate floors throughout. New Roof in 2019, new water heater in 2019 as well as A/C in 2019. Both bathrooms have been tastefully updated as well as the kitchen. This is a great home for entertaining so don’t hesitate to check it out!!

16. 2022-02-04
    price $279,000 489-char remark

    Show marketing remark (489 chars)

    Are you looking for a pool home to call your own? Then look no further at this 3 bedroom, 2 bathroom, 1 car garage home with work shop. The home boasts a large dining room and living room plus an additional recreational or game room. All tile and laminate floors throughout. New Roof in 2019, new water heater in 2019 as well as A/C in 2019. Both bathrooms have been tastefully updated as well as the kitchen. This is a great home for entertaining so don’t hesitate to check it out!!

17. 2022-01-21
    price $285,000 489-char remark

    Show marketing remark (489 chars)

    Are you looking for a pool home to call your own? Then look no further at this 3 bedroom, 2 bathroom, 1 car garage home with work shop. The home boasts a large dining room and living room plus an additional recreational or game room. All tile and laminate floors throughout. New Roof in 2019, new water heater in 2019 as well as A/C in 2019. Both bathrooms have been tastefully updated as well as the kitchen. This is a great home for entertaining so don’t hesitate to check it out!!

18. 2022-01-12
    price $289,000 489-char remark

    Show marketing remark (489 chars)

    Are you looking for a pool home to call your own? Then look no further at this 3 bedroom, 2 bathroom, 1 car garage home with work shop. The home boasts a large dining room and living room plus an additional recreational or game room. All tile and laminate floors throughout. New Roof in 2019, new water heater in 2019 as well as A/C in 2019. Both bathrooms have been tastefully updated as well as the kitchen. This is a great home for entertaining so don’t hesitate to check it out!!

19. 2021-12-16
    listed $295,000 Active 489-char remark

    Show marketing remark (489 chars)

    Are you looking for a pool home to call your own? Then look no further at this 3 bedroom, 2 bathroom, 1 car garage home with work shop. The home boasts a large dining room and living room plus an additional recreational or game room. All tile and laminate floors throughout. New Roof in 2019, new water heater in 2019 as well as A/C in 2019. Both bathrooms have been tastefully updated as well as the kitchen. This is a great home for entertaining so don’t hesitate to check it out!!

20. 2019-07-17
    soldstatus $112,500
21. 2019-05-23
    soldstatus $112,500
22. 2019-04-18
    listed $129,900
23. 2009-10-27
    soldstatus $159,000
24. 2009-09-23
    soldstatus $83,500
25. 2005-02-11
    soldstatus $61,300
26. 2004-12-06
    historical
27. 2004-11-03
    listed $92,000
28. 2004-06-11
    soldstatus $72,500
29. 2004-05-17
    soldstatus $72,500
30. 2004-01-17
    listed $76,900
31. 2003-03-18
    soldstatus $60,000
32. 2001-12-18
    soldstatus $69,000
33. 1996-07-16
    soldstatus $62,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,304 · $359/mo
• Projected year-2 tax: $4,304 · $359/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,942
• − Mortgage interest: −$9,803
• − Property taxes: −$4,304
• − Insurance: −$875
• − Repairs & maintenance: −$1,675
• − Management: −$1,675
• − Depreciation: −$5,091
• Taxable loss: −$2,482
• Est. tax savings @ 24.0%: +$596
• After-tax cash flow: $948/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Marion Oaks

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Marion Oaks, FL
• County: Marion County · 315,796 people
• City population: 25,030
• Metro: Ocala, FL
• Population (ZIP): 26,813
• Household income: $72,366
• Rent vs Own: 21.5% rent · 78.5% own
• Severe rent burden: 228.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 34% Black 33% Hispanic / Latino 29% Two or more races 19% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 17% Cuban 3%
• Common ancestry: Hispanic 3% Portuguese 2% Romanian 1%
• Foreign-born: 17% · Canada, Jamaica
• Languages at home: 67% English-only · Spanish 27% French/Haitian/Cajun 4% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.25%
• Current HPI: 224.3536
• Rent YoY: ▼ -0.67%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+222.6% since first listed

21 events — show timeline

• 2026-04-17 Listed $200,000 Stellar MLS as Distributed by MLS Grid
• 2022-03-23 Sold (MLS) $270,000 Stellar MLS as Distributed by MLS Grid
• 2022-02-10 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-02-04 Price Changed $279,000 Stellar MLS as Distributed by MLS Grid
• 2022-01-21 Price Changed $285,000 Stellar MLS as Distributed by MLS Grid
• 2022-01-12 Price Changed $289,000 Stellar MLS as Distributed by MLS Grid
• 2021-12-16 Listed $295,000 Stellar MLS as Distributed by MLS Grid
• 2019-07-17 Sold (Public Records) $112,500 Public Records
• 2019-05-23 Sold (MLS) $112,500 Stellar MLS as Distributed by MLS Grid
• 2019-04-18 Listed $129,900 Stellar MLS as Distributed by MLS Grid
• 2009-10-27 Sold (Public Records) $159,000 Public Records
• 2009-09-23 Sold (Public Records) $83,500 Public Records
• 2005-02-11 Sold (Public Records) $61,300 Public Records
• 2004-12-06 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2004-11-03 Listed $92,000 Stellar MLS as Distributed by MLS Grid
• 2004-06-11 Sold (Public Records) $72,500 Public Records
• 2004-05-17 Sold (MLS) $72,500 Stellar MLS as Distributed by MLS Grid
• 2004-01-17 Listed $76,900 Stellar MLS as Distributed by MLS Grid
• 2003-03-18 Sold (Public Records) $60,000 Public Records
• 2001-12-18 Sold (Public Records) $69,000 Public Records
• 1996-07-16 Sold (Public Records) $62,000 Public Records

Property tax history

+12.1%/yr

Latest (2025): $4,304 · +36.7% YoY. Source: county tax records.