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15415 Mint Patch Mdw
D- Composite 39.02
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +9.4/15.0
  • Cash flow +7.8/30.0
  • Appreciation +6.3/10.0
  • Livability +4.0/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • DSCR +1.9/10.0

$238,610

15415 Mint Patch Mdw · San Antonio, TX 78073
3 bd · 2.0 ba · 1,434 sqft · SingleFamily · 121 Days on market
Built 2026 5,227 sqft lot $166/sqft · at area comps Est $249k · at est. $33/mo HOA · 2% of rent ↓ 9% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Caprock is a charming one-story home featured at Preserve at Medina in Von Ormy, TX. Featuring 2 classic front exteriors, this 3 bedroom, 2 bathroom home also offers 1435 square feet of living space and a 2-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an open concept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a spacious walk-in closet located off of the primary bathroom. Your secondary bedrooms all feature quality carpet flooring and a closet, and can be used as bedrooms, offices, work out spaces or other bonus rooms. The possibilities are endless with The Caprock floor plan. Additional features include sheet vinyl flooring in entry, living room, and all wet areas, quartz counter tops in all bathrooms and HOME IS CONNECTED base package. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device. Contact us today and find your home in Preserve at Medina by clicking the text with us button or the request information button.

Key facts

  • Gourmet kitchen
  • Quality cabinets
  • Quartz counter tops

Tags

GOURMET KITCHENQUARTZ COUNTER TOPSQUALITY CABINETSSTAINLESS STEEL APPLIANCESOPEN CONCEPT FLOORPLANENSUITE BATHROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $239k.

Deal economics

  • At list price, monthly cash flow is $-267 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $200k (16.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (24.9% below list).
  • Recommended offer: $179k (24.9% below list) — sets the bar for 1% rule.
  • Cap rate 4.9% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
  • Southwest ISD (rural): math 21% / reading 31% proficiency, ranked #701 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 324 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

  • In year one you build about $8k of equity ($2k loan paydown + $6k appreciation (2.6% local appreciation)).
  • Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 121 days — a 12% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $179,098 (24.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.95%
Cash-on-cash
-4.80%
DSCR
0.79
GRM
11.1

CMA / ARV

ARV (median comp)
$248,844
List price
$238,610
Delta
-4.11%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4243 Marjoram Lndg 0.09mi 3/2.0 1,434 (0%) 2mo $238,610 $166 94
4247 Paprika Grv 0.07mi 3/2.5 1,470 (+2%) 1mo $245,670 $167 90
15435 Mint Patch Mdw 0.04mi 3/2.5 1,470 (+2%) 3mo $240,670 $164 89
4231 Paprika Grv 0.11mi 3/2.5 1,470 (+2%) 1mo $241,170 $164 88
15434 Lemon Pepper Crk 0.21mi 3/2.0 1,434 (0%) 5mo $253,000 $176 86
15523 Mint Patch Mdw 0.08mi 3/2.5 1,470 (+2%) 6mo $254,499 $173 86
4307 Common Sage 0.26mi 3/2.5 1,470 (+2%) 1mo $245,310 $167 81
15531 Clove Spice 0.32mi 3/2.0 1,365 (-5%) 1mo $196,080 $144 76
15519 Mint Patch Mdw 0.08mi 4/2.0 (+1) 1,572 (+10%) 5mo $259,000 $165 71
4226 Paprika Grv 0.14mi 4/2.0 (+1) 1,572 (+10%) 6mo $258,499 $164 68
15418 Lemon Pepper Crk 0.20mi 4/2.0 (+1) 1,572 (+10%) 3mo $248,590 $158 67
15238 Walcott Rdg 0.59mi 3/2.5 1,301 (-9%) 0mo $194,450 $149 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

2.6% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.8%
Equity multiple
1.10×
Total profit
$6,779
Equity at exit
$101,970
10-year hold
IRR
5.6%
Equity multiple
1.81×
Total profit
$54,396
Equity at exit
$153,132

Cash invested: $66,811 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78073

Home prices YoY
0.9%
Active inventory
324
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$1,791 high interval (Pro) →
Mortgage (P&I)
$1,251
Tax est. 1.5%
$298 /mo · $3,579/yr
Insurance
$99
HOA
$33
Vacancy / Maint / Mgmt
$376
Net cashflow
$-267

Break-even live

Break-even rent $2,129
Max offer price $199,959
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,652
Closing costs
$7,158
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4323 Caraway Bay Von Ormy, TX 3.0–4.0 2.0 1572 $2,129 $1.35 1d 6 0.10mi
4218 Paprika Grv Von Ormy, TX 3.0 2.0 1434 $1,595 $1.11 43d 1 0.15mi
15115 Harbor Lndg Von Ormy, TX 4.0 2.0 1794 $1,795 $1.00 14d 1 0.30mi
15531 Clove Spice Way Von Ormy, TX 3.0 2.0 1296 $1,595 $1.23 20d 1 0.31mi
15531 Clove Spice Way Von Ormy, TX 3.0 2.0 1296 $1,595 $1.23 4d 1 0.31mi
15027 Harbor Lndg Von Ormy, TX 3.0 2.0 1526 $1,850 $1.21 23d 1 0.33mi
15619 Garam Trl Von Ormy, TX 3.0 2.5 1856 $1,755 $0.95 43d 1 0.37mi
15315 Waterow Vw Von Ormy, TX 3.0–5.0 2.0–3.5 1781 $1,855 $1.04 1d 1 0.44mi
4042 Bay Leaf Loop Von Ormy, TX 3.0 2.0 1296 $1,600 $1.23 43d 1 0.48mi
15226 Walcott Rdg Von Ormy, TX 3.0 2.5 1297 $1,700 $1.31 23d 1 0.59mi
15266 Snug Harbor Way Von Ormy, TX 3.0 2.5 1525 $1,647 $1.08 2d 1 0.60mi
15115 Jetfire Pt Von Ormy, TX 3.0 2.0 1525 $1,800 $1.18 17d 1 0.65mi
15115 Jetfire Pt Von Ormy, TX 3.0 2.0 1526 $1,800 $1.18 4d 1 0.65mi
15115 Jetfire Pt Von Ormy, TX 3.0 2.0 1526 $1,800 $1.18 43d 1 0.65mi
3819 Leighton Hbr Von Ormy, TX 3.0 2.5 1430 $1,700 $1.19 23d 1 0.70mi

HOA detail

Monthly dues
$33 · $396/yr

Listing history 16 events

  1. 2026-06-18
    days on market $238,610 Active 121 DOM
  2. 2026-06-17
    days on market $238,610 Active 120 DOM
  3. 2026-06-16
    days on market $238,610 Active 119 DOM
  4. 2026-06-15
    days on market $238,610 Active 118 DOM
  5. 2026-06-13
    days on market $238,610 Active 116 DOM
  6. 2026-06-09
    days on market $238,610 Active 112 DOM
  7. 2026-06-08
    days on market $238,610 Active 111 DOM
  8. 2026-06-07
    days on market $238,610 Active 110 DOM
  9. 2026-06-04
    days on market $238,610 Active 107 DOM
  10. 2026-06-03
    days on market $238,610 Active 106 DOM
  11. 2026-06-02
    days on market $238,610 Active 105 DOM
  12. 2026-06-01
    days on market $238,610 Active 104 DOM
  13. 2026-05-31
    days on market $238,610 Active 103 DOM
  14. 2026-03-08
    listed $238,610 Active 1350-char remark
    Show marketing remark (1350 chars)

    The Caprock is a charming one-story home featured at Preserve at Medina in Von Ormy, TX. Featuring 2 classic front exteriors, this 3 bedroom, 2 bathroom home also offers 1435 square feet of living space and a 2-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an open concept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a spacious walk-in closet located off of the primary bathroom. Your secondary bedrooms all feature quality carpet flooring and a closet, and can be used as bedrooms, offices, work out spaces or other bonus rooms. The possibilities are endless with The Caprock floor plan. Additional features include sheet vinyl flooring in entry, living room, and all wet areas, quartz counter tops in all bathrooms and HOME IS CONNECTED base package. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device. Contact us today and find your home in Preserve at Medina by clicking the text with us button or the request information button.

  15. 2026-03-04
    price $238,610 1234-char remark
    Show marketing remark (1234 chars)

    The Caprock is a charming one-story home featured at Preserve at Medina in Von Ormy, TX. Featuring 2 classic front exteriors, this 3 bedroom, 2 bathroom home also offers 1435 square feet of living space and a 2-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an open concept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a spacious walk-in closet located off of the primary bathroom. Your secondary bedrooms all feature quality carpet flooring and a closet, and can be used as bedrooms, offices, work out spaces or other bonus rooms. The possibilities are endless with The Caprock floor plan. Additional features include sheet vinyl flooring in entry, living room, and all wet areas, quartz counter tops in all bathrooms and HOME IS CONNECTED base package. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device.

  16. 2026-02-17
    listed $263,610 New 1234-char remark
    Show marketing remark (1234 chars)

    The Caprock is a charming one-story home featured at Preserve at Medina in Von Ormy, TX. Featuring 2 classic front exteriors, this 3 bedroom, 2 bathroom home also offers 1435 square feet of living space and a 2-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an open concept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a spacious walk-in closet located off of the primary bathroom. Your secondary bedrooms all feature quality carpet flooring and a closet, and can be used as bedrooms, offices, work out spaces or other bonus rooms. The possibilities are endless with The Caprock floor plan. Additional features include sheet vinyl flooring in entry, living room, and all wet areas, quartz counter tops in all bathrooms and HOME IS CONNECTED base package. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,492
− Mortgage interest
−$13,366
− Property taxes
−$3,579
− Insurance
−$1,193
− Repairs & maintenance
−$1,719
− Management
−$1,719
− HOA
−$396
− Depreciation
−$6,941
Taxable loss
−$7,422
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,781
After-tax cash flow
$-1,424/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Southwest ISD
NCES district ID
4840950
Math proficiency
21% ▼ -21.00%
Reading proficiency
31% ▼ -5.00%
Median HH income
$43,362
Composite
22.22/100
National rank
#8153
State rank
#701 of 826 in TX

Livability — San Antonio

Score
80/100
State rank
#31
US rank
#1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Antonio, TX
City population
1,806,925
Population (ZIP)
9,510

Population outlook (Bexar County) Hauer SSP2

Today (2025)
2,336,851 people
By 2030
2,560,728 · +9.6%
By 2040
3,020,569 · +29.3%
By 2050
3,493,522 · +49.5%
By 2075
4,668,459 · +99.8%
By 2100
5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (81%)
Race & ethnicity
Hispanic / Latino 81% Two or more races 33% White 16%
Hispanic origin (detail)
Mexican 75%
Foreign-born
12% · Canada
Languages at home
51% English-only · Spanish 48% German/W. Germanic 1%

Political lean MEDSL · Bexar

2024 margin
Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
2008→2024 swing
+4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
All cycles
2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 2.60%
Current HPI
289.1266
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-9.5% since first listed
3 events — show timeline
  • 2026-03-08 Listed $238,610 Zillow
  • 2026-03-04 Price Changed $238,610 LERA
  • 2026-02-17 Listed $263,610 LERA

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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