15415 Mint Patch Mdw · San Antonio, TX
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +9.4/15.0
- Cash flow +7.8/30.0
- Appreciation +6.3/10.0
- Livability +4.0/5.0
- 1% rule +2.5/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.2/10.0
- DSCR +1.9/10.0
$238,610
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Caprock is a charming one-story home featured at Preserve at Medina in Von Ormy, TX. Featuring 2 classic front exteriors, this 3 bedroom, 2 bathroom home also offers 1435 square feet of living space and a 2-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an open concept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a spacious walk-in closet located off of the primary bathroom. Your secondary bedrooms all feature quality carpet flooring and a closet, and can be used as bedrooms, offices, work out spaces or other bonus rooms. The possibilities are endless with The Caprock floor plan. Additional features include sheet vinyl flooring in entry, living room, and all wet areas, quartz counter tops in all bathrooms and HOME IS CONNECTED base package. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device. Contact us today and find your home in Preserve at Medina by clicking the text with us button or the request information button.
Key facts
- Gourmet kitchen
- Quality cabinets
- Quartz counter tops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $239k.
Deal economics
- At list price, monthly cash flow is $-267 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $200k (16.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $179k (24.9% below list).
- Recommended offer: $179k (24.9% below list) — sets the bar for 1% rule.
- Cap rate 4.9% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools C-, crime F.
- Southwest ISD (rural): math 21% / reading 31% proficiency, ranked #701 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 324 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).
Forward outlook
- In year one you build about $8k of equity ($2k loan paydown + $6k appreciation (2.6% local appreciation)).
- Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- By year 5, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 121 days — a 12% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 121 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 4.95%
- Cash-on-cash
- -4.80%
- DSCR
- 0.79
- GRM
- 11.1
CMA / ARV
- ARV (median comp)
- $248,844
- List price
- $238,610
- Delta
- -4.11%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4243 Marjoram Lndg | 0.09mi | 3/2.0 | 1,434 (0%) | 2mo | $238,610 | $166 | 94 |
| 4247 Paprika Grv | 0.07mi | 3/2.5 | 1,470 (+2%) | 1mo | $245,670 | $167 | 90 |
| 15435 Mint Patch Mdw | 0.04mi | 3/2.5 | 1,470 (+2%) | 3mo | $240,670 | $164 | 89 |
| 4231 Paprika Grv | 0.11mi | 3/2.5 | 1,470 (+2%) | 1mo | $241,170 | $164 | 88 |
| 15434 Lemon Pepper Crk | 0.21mi | 3/2.0 | 1,434 (0%) | 5mo | $253,000 | $176 | 86 |
| 15523 Mint Patch Mdw | 0.08mi | 3/2.5 | 1,470 (+2%) | 6mo | $254,499 | $173 | 86 |
| 4307 Common Sage | 0.26mi | 3/2.5 | 1,470 (+2%) | 1mo | $245,310 | $167 | 81 |
| 15531 Clove Spice | 0.32mi | 3/2.0 | 1,365 (-5%) | 1mo | $196,080 | $144 | 76 |
| 15519 Mint Patch Mdw | 0.08mi | 4/2.0 (+1) | 1,572 (+10%) | 5mo | $259,000 | $165 | 71 |
| 4226 Paprika Grv | 0.14mi | 4/2.0 (+1) | 1,572 (+10%) | 6mo | $258,499 | $164 | 68 |
| 15418 Lemon Pepper Crk | 0.20mi | 4/2.0 (+1) | 1,572 (+10%) | 3mo | $248,590 | $158 | 67 |
| 15238 Walcott Rdg | 0.59mi | 3/2.5 | 1,301 (-9%) | 0mo | $194,450 | $149 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.6% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 1.8%
- Equity multiple
- 1.10×
- Total profit
- $6,779
- Equity at exit
- $101,970
- IRR
- 5.6%
- Equity multiple
- 1.81×
- Total profit
- $54,396
- Equity at exit
- $153,132
Cash invested: $66,811 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78073
- Home prices YoY
- 0.9%
- Active inventory
- 324
- Price-to-rent
- 11.1×
Monthly cashflow live
- Estimated rent
- $1,791 high interval (Pro) →
- Mortgage (P&I)
- −$1,251
- Tax est. 1.5%
- −$298 /mo · $3,579/yr
- Insurance
- −$99
- HOA
- −$33
- Vacancy / Maint / Mgmt
- −$376
- Net cashflow
- $-267
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $59,652
- Closing costs
- $7,158
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 15 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4323 Caraway Bay Von Ormy, TX | 3.0–4.0 | 2.0 | 1572 | $2,129 | $1.35 | 1d | 6 | 0.10mi |
| 4218 Paprika Grv Von Ormy, TX | 3.0 | 2.0 | 1434 | $1,595 | $1.11 | 43d | 1 | 0.15mi |
| 15115 Harbor Lndg Von Ormy, TX | 4.0 | 2.0 | 1794 | $1,795 | $1.00 | 14d | 1 | 0.30mi |
| 15531 Clove Spice Way Von Ormy, TX | 3.0 | 2.0 | 1296 | $1,595 | $1.23 | 20d | 1 | 0.31mi |
| 15531 Clove Spice Way Von Ormy, TX | 3.0 | 2.0 | 1296 | $1,595 | $1.23 | 4d | 1 | 0.31mi |
| 15027 Harbor Lndg Von Ormy, TX | 3.0 | 2.0 | 1526 | $1,850 | $1.21 | 23d | 1 | 0.33mi |
| 15619 Garam Trl Von Ormy, TX | 3.0 | 2.5 | 1856 | $1,755 | $0.95 | 43d | 1 | 0.37mi |
| 15315 Waterow Vw Von Ormy, TX | 3.0–5.0 | 2.0–3.5 | 1781 | $1,855 | $1.04 | 1d | 1 | 0.44mi |
| 4042 Bay Leaf Loop Von Ormy, TX | 3.0 | 2.0 | 1296 | $1,600 | $1.23 | 43d | 1 | 0.48mi |
| 15226 Walcott Rdg Von Ormy, TX | 3.0 | 2.5 | 1297 | $1,700 | $1.31 | 23d | 1 | 0.59mi |
| 15266 Snug Harbor Way Von Ormy, TX | 3.0 | 2.5 | 1525 | $1,647 | $1.08 | 2d | 1 | 0.60mi |
| 15115 Jetfire Pt Von Ormy, TX | 3.0 | 2.0 | 1525 | $1,800 | $1.18 | 17d | 1 | 0.65mi |
| 15115 Jetfire Pt Von Ormy, TX | 3.0 | 2.0 | 1526 | $1,800 | $1.18 | 4d | 1 | 0.65mi |
| 15115 Jetfire Pt Von Ormy, TX | 3.0 | 2.0 | 1526 | $1,800 | $1.18 | 43d | 1 | 0.65mi |
| 3819 Leighton Hbr Von Ormy, TX | 3.0 | 2.5 | 1430 | $1,700 | $1.19 | 23d | 1 | 0.70mi |
HOA detail
- Monthly dues
- $33 · $396/yr
Listing history 16 events
-
2026-06-18days on market $238,610 Active 121 DOM
-
2026-06-17days on market $238,610 Active 120 DOM
-
2026-06-16days on market $238,610 Active 119 DOM
-
2026-06-15days on market $238,610 Active 118 DOM
-
2026-06-13days on market $238,610 Active 116 DOM
-
2026-06-09days on market $238,610 Active 112 DOM
-
2026-06-08days on market $238,610 Active 111 DOM
-
2026-06-07days on market $238,610 Active 110 DOM
-
2026-06-04days on market $238,610 Active 107 DOM
-
2026-06-03days on market $238,610 Active 106 DOM
-
2026-06-02days on market $238,610 Active 105 DOM
-
2026-06-01days on market $238,610 Active 104 DOM
-
2026-05-31days on market $238,610 Active 103 DOM
-
2026-03-08$238,610 Active 1350-char remark
Show marketing remark (1350 chars)
The Caprock is a charming one-story home featured at Preserve at Medina in Von Ormy, TX. Featuring 2 classic front exteriors, this 3 bedroom, 2 bathroom home also offers 1435 square feet of living space and a 2-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an open concept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a spacious walk-in closet located off of the primary bathroom. Your secondary bedrooms all feature quality carpet flooring and a closet, and can be used as bedrooms, offices, work out spaces or other bonus rooms. The possibilities are endless with The Caprock floor plan. Additional features include sheet vinyl flooring in entry, living room, and all wet areas, quartz counter tops in all bathrooms and HOME IS CONNECTED base package. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device. Contact us today and find your home in Preserve at Medina by clicking the text with us button or the request information button.
-
2026-03-04price $238,610 1234-char remark
Show marketing remark (1234 chars)
The Caprock is a charming one-story home featured at Preserve at Medina in Von Ormy, TX. Featuring 2 classic front exteriors, this 3 bedroom, 2 bathroom home also offers 1435 square feet of living space and a 2-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an open concept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a spacious walk-in closet located off of the primary bathroom. Your secondary bedrooms all feature quality carpet flooring and a closet, and can be used as bedrooms, offices, work out spaces or other bonus rooms. The possibilities are endless with The Caprock floor plan. Additional features include sheet vinyl flooring in entry, living room, and all wet areas, quartz counter tops in all bathrooms and HOME IS CONNECTED base package. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device.
-
2026-02-17$263,610 New 1234-char remark
Show marketing remark (1234 chars)
The Caprock is a charming one-story home featured at Preserve at Medina in Von Ormy, TX. Featuring 2 classic front exteriors, this 3 bedroom, 2 bathroom home also offers 1435 square feet of living space and a 2-car garage. A front porch (per plan) welcomes you into the home and opens to the gourmet kitchen which includes quartz counter tops, quality cabinets, stainless steel appliances and an open concept floorplan with the kitchen flowing seamlessly into the dining room and living room. The main bedroom has an attractive ensuite bathroom that features a quartz vanity countertop and quality cabinetry. Enjoy additional storage with a spacious walk-in closet located off of the primary bathroom. Your secondary bedrooms all feature quality carpet flooring and a closet, and can be used as bedrooms, offices, work out spaces or other bonus rooms. The possibilities are endless with The Caprock floor plan. Additional features include sheet vinyl flooring in entry, living room, and all wet areas, quartz counter tops in all bathrooms and HOME IS CONNECTED base package. Using one central hub that talks to all the devices in your home, you can control the lights, thermostat and locks, all from your cellular device.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $21,492
- − Mortgage interest
- −$13,366
- − Property taxes
- −$3,579
- − Insurance
- −$1,193
- − Repairs & maintenance
- −$1,719
- − Management
- −$1,719
- − HOA
- −$396
- − Depreciation
- −$6,941
- Taxable loss
- −$7,422
- Est. tax savings @ 24.0%
- +$1,781
- After-tax cash flow
- $-1,424/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Southwest ISD
- NCES district ID
- 4840950
- Math proficiency
- 21% ▼ -21.00%
- Reading proficiency
- 31% ▼ -5.00%
- Median HH income
- $43,362
- Composite
- 22.22/100
- National rank
- #8153
- State rank
- #701 of 826 in TX
Livability — San Antonio
- Score
- 80/100
- State rank
- #31
- US rank
- #1616
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Antonio, TX
- City population
- 1,806,925
- Population (ZIP)
- 9,510
Population outlook (Bexar County) Hauer SSP2
- Today (2025)
- 2,336,851 people
- By 2030
- 2,560,728 · +9.6%
- By 2040
- 3,020,569 · +29.3%
- By 2050
- 3,493,522 · +49.5%
- By 2075
- 4,668,459 · +99.8%
- By 2100
- 5,533,242 · +136.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (81%)
- Race & ethnicity
- Hispanic / Latino 81% Two or more races 33% White 16%
- Hispanic origin (detail)
- Mexican 75%
- Foreign-born
- 12% · Canada
- Languages at home
- 51% English-only · Spanish 48% German/W. Germanic 1%
Political lean MEDSL · Bexar
- 2024 margin
- Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
- 2008→2024 swing
- +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
- All cycles
- 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.60%
- Current HPI
- 289.1266
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-9.5% since first listed3 events — show timeline
- 2026-03-08 Listed $238,610 Zillow
- 2026-03-04 Price Changed $238,610 LERA
- 2026-02-17 Listed $263,610 LERA
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…