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644 10th St
B- Composite 69.91
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.6/10.0
  • 1% rule +7.2/10.0
  • Livability +3.4/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$130,000

644 10th St · Westwego, LA 70094
3 bd · 2.0 ba · 1,066 sqft · SingleFamily · 95 Days on market
Built 1978 7,226 sqft lot $122/sqft · 22% below area Est $167k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming home is located in the heart of Westwego, offering both comfort and convenience in a prime location. Featuring three bedrooms and two bathrooms, great for a first-time homebuyer or an investor looking to expand their portfolio. The spacious living room, with its beautiful archways, flows seamlessly into the well-equipped kitchen, great for everyday meals and gatherings. The kitchen boasts stainless steel appliances, a gas stove, white shaker cabinetry, crown molding, double-paned windows, a large fenced backyard, covered two-car carport, and much more! Short Sale already approved. Some photos digitally staged to show potential. Call today for more information or to schedule your private tour!

Key facts

  • Gas stove
  • Crown molding
  • Spacious living room

Tags

SPACIOUS LIVING ROOMWELL-EQUIPPED KITCHENSTAINLESS STEEL APPLIANCESGAS STOVEWHITE SHAKER CABINETRYCROWN MOLDING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $381 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $118k (9.0% below list) — sets the bar for market timing.
  • Cap rate 9.8% vs local median 6.5% in Westwego — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#97 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: schools C-, crime D, amenities D-.
  • Jefferson Parish (suburban): math 24% / reading 34% proficiency, ranked #44 of 98 in LA (top 45%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents soft (-0.8%/yr); 186 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 518 units permitted in Jefferson Parish in 2024 (43 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 95 days — a 9% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $118,300 (9.0% below list)

Questions for the listing agent

  1. It's been on market 95 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.22%
Cap rate
9.81%
Cash-on-cash
12.56%
DSCR
1.56
GRM
6.8

CMA / ARV

ARV (median comp)
$167,071
List price
$130,000
Delta
-22.19%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
631 Eighth St 0.27mi 3/2.0 1,022 (-4%) 5mo $190,000 $186 76
1114 Central Ave 0.32mi 3/1.0 1,067 (+0%) 14mo $185,000 $173 70
1206 Avenue A Ave 0.38mi 3/2.0 991 (-7%) 5mo $170,000 $172 66
969 Avenue A 0.37mi 3/2.0 1,162 (+9%) 4mo $189,000 $163 65
1329 Kenny Dr 0.71mi 3/1.5 1,060 (-1%) 2mo $157,000 $148 62
705 Central Ave 0.60mi 3/1.0 1,115 (+5%) 4mo $172,500 $155 57
812 Central Ave 0.47mi 2/1.0 (-1) 1,049 (-2%) 13mo $105,000 $100 56
820 Avenue B Ave 0.46mi 3/2.0 930 (-13%) 7mo $215,300 $232 51
774 Avenue B Ave 0.50mi 2/2.5 (-1) 971 (-9%) 10mo $123,500 $127 46
1219 Central Ave 0.36mi 2/2.0 (-1) 1,200 (+13%) 15mo $175,000 $146 44
713 Chipley St 0.67mi 2/1.0 (-1) 1,000 (-6%) 12mo $172,000 $172 39
607 Central Ave 0.68mi 2/1.0 (-1) 970 (-9%) 10mo $109,900 $113 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-1.1%
Equity multiple
0.96×
Total profit
$-1,432
Equity at exit
$19,383
10-year hold
IRR
5.2%
Equity multiple
1.33×
Total profit
$12,095
Equity at exit
$11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70094

Rents YoY
-0.8%
Active inventory
186
Price-to-rent
6.8×

Monthly cashflow live

Estimated rent
$1,583 high interval (Pro) →
Mortgage (P&I)
$682
Tax from tax record
$134 /mo · $1,607/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$332
Net cashflow
$381

Break-even live

Break-even rent $1,101
Max offer price $130,000
Occupancy floor 71%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,500
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1300 Tanglewood Dr Westwego, LA 1.0–3.0 1.0–1.5 781 $1,310 $1.68 2d 14 0.16mi
653 Vic a Pitre Dr Westwego, LA 3.0 2.0 1491 $2,200 $1.48 4d 1 0.17mi
958 Avenue B Westwego, LA 2.0 1.0 1018 $1,500 $1.47 43d 1 0.23mi
1015 West Dr Westwego, LA 2.0 1.0 750 $1,200 $1.60 43d 1 0.27mi
900 Avenue H Unit D Westwego, LA 2.0 1.5 992 $1,300 $1.31 20d 1 0.28mi
1060 Avenue B Unit A Westwego, LA 3.0 2.0 1124 $1,550 $1.38 23d 1 0.33mi
1234 Central Ave Westwego, LA 3.0 1.5 800 $1,200 $1.50 23d 1 0.34mi
1233 Central Ave Westwego, LA 3.0 1.5 1357 $1,500 $1.11 23d 1 0.34mi
1413 Central Ave Unit C Westwego, LA 2.0 1.5 1000 $1,200 $1.20 43d 1 0.50mi
710 West Dr Westwego, LA 2.0 1.0 941 $1,500 $1.59 4d 1 0.54mi
1226 Kenny Dr Westwego, LA 4.0 2.0 1300 $1,650 $1.27 23d 1 0.61mi
181 Louisiana St Westwego, LA 4.0 2.0 1500 $1,550 $1.03 43d 1 0.68mi
1029 Joyce St Marrero, LA 3.0 2.0 1300 $1,650 $1.27 14d 1 0.79mi
525 Emile Ave Westwego, LA 3.0 2.0 1329 $800 $0.60 23d 1 0.96mi
520 Bellina Ln Marrero, LA 2.0 1.0 1200 $1,200 $1.00 43d 1 0.99mi
517 Bellina Ln Marrero, LA 2.0 1.0 1200 $1,400 $1.17 43d 1 1.00mi
7429 Pritchard St Marrero, LA 2.0 1.0 925 $1,150 $1.24 14d 1 1.01mi
412 Avenue A Westwego, LA 2.0 1.0 1103 $1,500 $1.36 43d 1 1.02mi
569 Magnolia Dr Marrero, LA 2.0 1.5 1450 $1,500 $1.03 43d 1 1.17mi
524 Bertucci St Marrero, LA 2.0 1.0 960 $1,300 $1.35 14d 1 1.37mi

Listing history 44 events

  1. 2026-06-07
    statusdays on market $130,000 Pending 95 DOM
  2. 2026-06-03
    days on market $130,000 Active 94 DOM
  3. 2026-06-02
    days on market $130,000 Active 93 DOM
  4. 2026-06-01
    days on market $130,000 Active 92 DOM
  5. 2026-05-31
    days on market $130,000 Active 91 DOM
  6. 2026-05-10
    status Active 715-char remark
    Show marketing remark (715 chars)

    This charming home is located in the heart of Westwego, offering both comfort and convenience in a prime location. Featuring three bedrooms and two bathrooms, great for a first-time homebuyer or an investor looking to expand their portfolio. The spacious living room, with its beautiful archways, flows seamlessly into the well-equipped kitchen, great for everyday meals and gatherings. The kitchen boasts stainless steel appliances, a gas stove, white shaker cabinetry, crown molding, double-paned windows, a large fenced backyard, covered two-car carport, and much more! Short Sale already approved. Some photos digitally staged to show potential. Call today for more information or to schedule your private tour!

  7. 2026-05-10
    status Active 715-char remark
    Show marketing remark (715 chars)

    This charming home is located in the heart of Westwego, offering both comfort and convenience in a prime location. Featuring three bedrooms and two bathrooms, great for a first-time homebuyer or an investor looking to expand their portfolio. The spacious living room, with its beautiful archways, flows seamlessly into the well-equipped kitchen, great for everyday meals and gatherings. The kitchen boasts stainless steel appliances, a gas stove, white shaker cabinetry, crown molding, double-paned windows, a large fenced backyard, covered two-car carport, and much more! Short Sale already approved. Some photos digitally staged to show potential. Call today for more information or to schedule your private tour!

  8. 2026-05-09
    historical 715-char remark
    Show marketing remark (715 chars)

    This charming home is located in the heart of Westwego, offering both comfort and convenience in a prime location. Featuring three bedrooms and two bathrooms, great for a first-time homebuyer or an investor looking to expand their portfolio. The spacious living room, with its beautiful archways, flows seamlessly into the well-equipped kitchen, great for everyday meals and gatherings. The kitchen boasts stainless steel appliances, a gas stove, white shaker cabinetry, crown molding, double-paned windows, a large fenced backyard, covered two-car carport, and much more! Short Sale already approved. Some photos digitally staged to show potential. Call today for more information or to schedule your private tour!

  9. 2026-02-27
    listed $130,000 Active 715-char remark
    Show marketing remark (715 chars)

    This charming home is located in the heart of Westwego, offering both comfort and convenience in a prime location. Featuring three bedrooms and two bathrooms, great for a first-time homebuyer or an investor looking to expand their portfolio. The spacious living room, with its beautiful archways, flows seamlessly into the well-equipped kitchen, great for everyday meals and gatherings. The kitchen boasts stainless steel appliances, a gas stove, white shaker cabinetry, crown molding, double-paned windows, a large fenced backyard, covered two-car carport, and much more! Short Sale already approved. Some photos digitally staged to show potential. Call today for more information or to schedule your private tour!

  10. 2026-02-27
    listed $130,000 Active 715-char remark
    Show marketing remark (715 chars)

    This charming home is located in the heart of Westwego, offering both comfort and convenience in a prime location. Featuring three bedrooms and two bathrooms, great for a first-time homebuyer or an investor looking to expand their portfolio. The spacious living room, with its beautiful archways, flows seamlessly into the well-equipped kitchen, great for everyday meals and gatherings. The kitchen boasts stainless steel appliances, a gas stove, white shaker cabinetry, crown molding, double-paned windows, a large fenced backyard, covered two-car carport, and much more! Short Sale already approved. Some photos digitally staged to show potential. Call today for more information or to schedule your private tour!

  11. 2025-10-30
    price $130,000
  12. 2025-10-30
    price $130,000
  13. 2025-09-24
    price $135,000
  14. 2025-09-24
    price $135,000
  15. 2025-08-15
    price $130,000
  16. 2025-08-15
    price $130,000
  17. 2025-06-20
    price $140,000
  18. 2025-06-20
    price $140,000
  19. 2025-04-09
    price $145,000
  20. 2025-04-09
    price $145,000
  21. 2025-03-25
    price $148,000
  22. 2025-03-25
    price $148,000
  23. 2025-03-10
    price $150,000
  24. 2025-03-06
    price $150,000
  25. 2025-01-29
    price $152,000
  26. 2025-01-29
    price $152,000
  27. 2025-01-04
    price $160,000
  28. 2025-01-04
    listed $160,000 Active
  29. 2025-01-04
    listed $135,000 Active
  30. 2020-07-28
    soldstatus $146,000
  31. 2020-07-24
    soldstatus $146,000 Closed
  32. 2020-06-05
    status Pending
  33. 2020-06-02
    status Active
  34. 2020-05-27
    status Pending
  35. 2020-05-22
    listed $140,000
  36. 2020-05-22
    listed $140,000 Active
  37. 2017-11-17
    soldstatus $37,000 Sold
  38. 2017-10-31
    soldstatus $49,986
  39. 2017-10-08
    status Under Contract
  40. 2017-10-02
    status Active
  41. 2017-09-13
    status Under Contract
  42. 2017-09-07
    listed $37,000 Active
  43. 2017-09-06
    listed $37,000
  44. 1994-11-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,607 · $134/mo
Projected year-2 tax
$1,607 · $134/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,000
− Mortgage interest
−$7,282
− Property taxes
−$1,607
− Insurance
−$650
− Repairs & maintenance
−$1,520
− Management
−$1,520
− Depreciation
−$3,782
Taxable income
$2,639
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$633
After-tax cash flow
$3,939/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Jefferson Parish
NCES district ID
2200840
Math proficiency
24% ▼ -36.00%
Reading proficiency
34% ▼ -30.00%
Median HH income
$48,421
Composite
25.19/100
National rank
#7511
State rank
#44 of 98 in LA

Livability — Westwego

Score
68/100
State rank
#97
US rank
#9851

Category grades

Amenities D- Commute F Cost of living A+ Crime D Employment F Housing B- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Westwego, LA
County
Jefferson Parish · 426,999 people
Metro
New Orleans-Metairie, LA
Population (ZIP)
32,130
Household income
$53,597
Rent vs Own
35.8% rent · 64.2% own
Severe rent burden
1457.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
451,696 people
By 2030
455,451 · +0.8%
By 2040
458,308 · +1.5%
By 2050
461,031 · +2.1%
By 2075
476,351 · +5.5%
By 2100
499,377 · +10.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Black 46% White 36% Hispanic / Latino 13% Two or more races 6% Asian 2%
Hispanic origin (detail)
Mexican 2% Dominican 2%
Common ancestry
Lithuanian 9% Scottish 1%
Foreign-born
8% · Canada, Vietnam
Languages at home
86% English-only · Spanish 11% Vietnamese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Jefferson

2024 margin
R (+12.9) · D 42.5% · R 55.5% · Other 2.1%
2008→2024 swing
+13.6pp toward D · 2008: -26.6pp · 2024: -12.9pp
All cycles
2024: R+12.9 2020: R+11.1 2016: R+14.8 2012: R+18.4 2008: R+26.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -111.56%
Current HPI
102.9992
Rent YoY
▼ -0.80%
Metro
New Orleans-Metairie, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+251.4% since first listed
39 events — show timeline
  • 2026-05-10 Relisted AcadianaMLS
  • 2026-05-10 Relisted GSREIN
  • 2026-05-09 Listing Removed GSREIN
  • 2026-02-27 Listed $130,000 GSREIN
  • 2026-02-27 Listed $130,000 AcadianaMLS
  • 2025-10-30 Price Changed $130,000 AcadianaMLS
  • 2025-10-30 Price Changed $130,000 GSREIN
  • 2025-09-24 Price Changed $135,000 AcadianaMLS
  • 2025-09-24 Price Changed $135,000 GSREIN
  • 2025-08-15 Price Changed $130,000 AcadianaMLS
  • 2025-08-15 Price Changed $130,000 GSREIN
  • 2025-06-20 Price Changed $140,000 AcadianaMLS
  • 2025-06-20 Price Changed $140,000 GSREIN
  • 2025-04-09 Price Changed $145,000 AcadianaMLS
  • 2025-04-09 Price Changed $145,000 GSREIN
  • 2025-03-25 Price Changed $148,000 AcadianaMLS
  • 2025-03-25 Price Changed $148,000 GSREIN
  • 2025-03-10 Price Changed $150,000 AcadianaMLS
  • 2025-03-06 Price Changed $150,000 GSREIN
  • 2025-01-29 Price Changed $152,000 AcadianaMLS
  • 2025-01-29 Price Changed $152,000 GSREIN
  • 2025-01-04 Price Changed $160,000 GSREIN
  • 2025-01-04 Listed $135,000 AcadianaMLS
  • 2025-01-04 Listed $160,000 AcadianaMLS
  • 2020-07-28 Sold (Public Records) $146,000 Public Records
  • 2020-07-24 Sold (MLS) $146,000 GSREIN
  • 2020-06-05 Pending GSREIN
  • 2020-06-02 Relisted GSREIN
  • 2020-05-27 Pending GSREIN
  • 2020-05-22 Listed $140,000 GSREIN
  • 2020-05-22 Listed $140,000 AcadianaMLS
  • 2017-11-17 Sold (MLS) $37,000 GSREIN
  • 2017-10-31 Sold (Public Records) $49,986 Public Records
  • 2017-10-08 Pending GSREIN
  • 2017-10-02 Relisted GSREIN
  • 2017-09-13 Pending GSREIN
  • 2017-09-07 Listed $37,000 GSREIN
  • 2017-09-06 Listed $37,000 AcadianaMLS
  • 1994-11-01 Sold (Public Records) Public Records

Property tax history

+8.9%/yr

Latest (2025): $1,607 · -0.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…