225 Benjamin Cir · South Fulton, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.6/30.0
- ARV discount +8.0/15.0
- Schools +5.1/10.0
- Rent growth +3.6/5.0
- DSCR +3.4/10.0
- 1% rule +2.6/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$350,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS RESUME SATURDAY 4/11. Use ShowingTime for appointment.
Key facts
- Covered deck
- Modern features
- Newer construction
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath single-family listed at $350k.
Deal economics
- At list price, monthly cash flow is $-107 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $332k (5.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $266k (24.2% below list).
- Recommended offer: $266k (24.2% below list) — sets the bar for 1% rule.
- Cap rate 5.9% vs local median 4.6% in South Fulton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: North Fayette Elementary School (math 31% / reading 39%, grade F, #523 of 1,228 statewide, top 43%, 603 students, 62% FRL); Flat Rock Middle School (math 35% / reading 55%, grade D, #103 of 470 statewide, top 23%, 883 students, 46% FRL); Sandy Creek High School (math 23% / reading 42%, grade F, #104 of 424 statewide, top 25%, 1,188 students, 43% FRL) — zoned schools average 50% FRL vs 21% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 38% at this address vs 56% district-wide (-18 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+4.3%/yr); 378 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
- This rent runs 35% of the median local income ($90k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 106 days — a 9% lower offer ($319k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $18k; list at $350k implies a 1847% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 106 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.76% ✗
- Cap rate
- 5.93%
- Cash-on-cash
- -1.31%
- DSCR
- 0.94
- GRM
- 11.0
CMA / ARV
- ARV (median comp)
- $354,802
- List price
- $350,500
- Delta
- -1.21%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 225 Benjamin Cir | 0.00mi | 3/2.5 | 2,026 (0%) | 1mo | $340,000 | $168 | 97 |
| 120 Benjamin Cir | 0.21mi | 3/2.5 | 1,950 (-4%) | 1mo | $348,000 | $178 | 81 |
| 400 Benjamin Cir | 0.30mi | 3/2.0 | 1,805 (-11%) | 1mo | $300,000 | $166 | 63 |
| 100 Ashley Dr | 0.52mi | 3/2.5 | 2,007 (-1%) | 17mo | $388,000 | $193 | 58 |
| 290 Fairfield Cir | 0.62mi | 4/2.5 (+1) | 2,030 (+0%) | 24mo | $370,000 | $182 | 44 |
| 175 Ashley Dr | 0.75mi | 4/2.5 (+1) | 2,194 (+8%) | 12mo | $369,500 | $168 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.29% rent growth · sell at horizon
- IRR
- -17.2%
- Equity multiple
- 0.39×
- Total profit
- $-60,228
- Equity at exit
- $52,261
- IRR
- -7.2%
- Equity multiple
- 0.52×
- Total profit
- $-46,901
- Equity at exit
- $30,305
Cash invested: $98,140 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30214
- Rents YoY
- 4.3%
- Active inventory
- 378
- Price-to-rent
- 11.0×
Monthly cashflow live
- Estimated rent
- $2,658 high interval (Pro) →
- Mortgage (P&I)
- −$1,838
- Tax from tax record
- −$223 /mo · $2,672/yr
- Insurance
- −$146
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$558
- Net cashflow
- $-107
Break-even live
Sensitivity live
| Price | -10% $91 | -5% $-8 | +0% $-107 | +5% $-206 | +10% $-306 |
|---|---|---|---|---|---|
| Rent | -10% $-317 | -5% $-212 | +0% $-107 | +5% $-2 | +10% $103 |
| Rate | -1.0pp $69 | -0.5pp $-18 | base $-107 | +0.5pp $-198 | +1.0pp $-291 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $87,625
- Closing costs
- $10,515
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 180 Fairfield Cir Fayetteville, GA | 3.0 | 2.5 | 2170 | $2,100 | $0.97 | 7d | 1 | 0.40mi |
| 335 Fairfield Cir Fayetteville, GA | 4.0 | 2.0 | 3000 | $2,645 | $0.88 | 0d | 1 | 0.58mi |
| 335 Fairfield Cir Fayetteville, GA | 4.0 | 2.0 | 3000 | $2,645 | $0.88 | 7d | 1 | 0.58mi |
| 100 Creekwood Ct Fayetteville, GA | 4.0 | 3.0 | 2754 | $2,739 | $0.99 | 7d | 1 | 0.73mi |
| 558 Kenwood Rd Fayetteville, GA | 3.0 | 2.5 | 2254 | $4,290 | $1.90 | 14d | 1 | 0.75mi |
| 245 Bentley Way Fayetteville, GA | 4.0 | 2.5 | 1740 | $2,449 | $1.41 | 4d | 1 | 0.89mi |
| 230 New Oak Ridge Trl Fayetteville, GA | 3.0 | 3.0 | 2425 | $2,250 | $0.93 | 4d | 1 | 1.05mi |
| 110 Wilmington Ln Fayetteville, GA | 4.0 | 2.5 | 2309 | $2,295 | $0.99 | 7d | 1 | 1.16mi |
| 130 Wilmington Ln Fayetteville, GA | 3.0 | 2.0 | 2244 | $2,230 | $0.99 | 26d | 1 | 1.19mi |
| 165 N Fayette Dr Fayetteville, GA | 4.0 | 2.5 | 2192 | $7,500 | $3.42 | 6d | 1 | 1.30mi |
| 155 Byington Dr Fayetteville, GA | 4.0 | 3.0 | 2662 | $2,935 | $1.10 | 17d | 1 | 1.49mi |
| 185 Eli Run Fayetteville, GA | 3.0 | 2.0 | 1600 | $2,020 | $1.26 | 45d | 1 | 1.50mi |
Listing history 8 events
-
2026-05-09status Pending 1294-char remark
Show marketing remark (1310 chars)
What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.
-
2026-05-09status Under Contract 1310-char remark
Show marketing remark (1310 chars)
What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.
-
2026-03-11price $350,500 1294-char remark
Show marketing remark (1310 chars)
What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.
-
2026-03-11price $350,500 1310-char remark
Show marketing remark (1310 chars)
What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.
-
2026-01-22$360,500 Active 1294-char remark
Show marketing remark (1310 chars)
What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.
-
2026-01-22$360,500 New 1310-char remark
Show marketing remark (1310 chars)
What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.
-
2017-09-01soldstatus $18,000
-
2008-04-28soldstatus $35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,672 · $223/mo
- Projected year-2 tax
- $3,225 · $269/mo
- Expected delta
- +$552/yr (+$46/mo · 20.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,891
- − Mortgage interest
- −$19,633
- − Property taxes
- −$2,672
- − Insurance
- −$1,752
- − Repairs & maintenance
- −$2,551
- − Management
- −$2,551
- − Depreciation
- −$10,196
- Taxable loss
- −$7,466
- Est. tax savings @ 24.0%
- +$1,792
- After-tax cash flow
- $504/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fayette County
- NCES district ID
- 1302130
- Math proficiency
- 52% ▼ -12.00%
- Reading proficiency
- 60% ▼ -7.00%
- Median HH income
- $80,746
- Composite
- 50.67/100
- National rank
- #1824
- State rank
- #7 of 174 in GA
Livability — South Fulton
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- County
- Fayette County · 112,821 people
- City population
- 127,674
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 31,811
- Household income
- $89,912
- Rent vs Own
- Severe rent burden
- 634.0
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 120,914 people
- By 2030
- 125,439 · +3.7%
- By 2040
- 132,378 · +9.5%
- By 2050
- 137,123 · +13.4%
- By 2075
- 156,091 · +29.1%
- By 2100
- 163,102 · +34.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 51% White 33% Hispanic / Latino 9% Two or more races 5% Asian 3%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 1%
- Common ancestry
- Italian 2% Slovak 1% Serbian 1%
- Foreign-born
- 10% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 8% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Fayette
- 2024 margin
- Toss-up / Even · D 48.0% · R 51.1%
- 2008→2024 swing
- +27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -142.65%
- Current HPI
- 243.9416
- Rent YoY
- ▲ 4.29%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+901.4% since first listed8 events — show timeline
- 2026-05-09 Pending — FMLS
- 2026-05-09 Pending — GAMLS
- 2026-03-11 Price Changed $350,500 FMLS
- 2026-03-11 Price Changed $350,500 GAMLS
- 2026-01-22 Listed $360,500 GAMLS
- 2026-01-22 Listed $360,500 FMLS
- 2017-09-01 Sold (Public Records) $18,000 Public Records
- 2008-04-28 Sold (Public Records) $35,000 Public Records
Property tax history
+26.2%/yrLatest (2025): $2,672 · +3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…