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225 Benjamin Cir
D- Composite 39.31
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.6/30.0
  • ARV discount +8.0/15.0
  • Schools +5.1/10.0
  • Rent growth +3.6/5.0
  • DSCR +3.4/10.0
  • 1% rule +2.6/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$350,500

225 Benjamin Cir · South Fulton, GA 30214
3 bd · 3.0 ba · 2,026 sqft · SingleFamily public records · 106 Days on market
Built 2019 3.41 ac lot $173/sqft · at area comps Est $355k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS RESUME SATURDAY 4/11. Use ShowingTime for appointment.

Key facts

  • Covered deck
  • Modern features
  • Newer construction

Tags

NEWER CONSTRUCTION3 ACRESNO HOACOVERED DECKMODERN FEATURESPEACEFUL SETTING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $350k.

Deal economics

  • At list price, monthly cash flow is $-107 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $332k (5.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $266k (24.2% below list).
  • Recommended offer: $266k (24.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.6% in South Fulton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: North Fayette Elementary School (math 31% / reading 39%, grade F, #523 of 1,228 statewide, top 43%, 603 students, 62% FRL); Flat Rock Middle School (math 35% / reading 55%, grade D, #103 of 470 statewide, top 23%, 883 students, 46% FRL); Sandy Creek High School (math 23% / reading 42%, grade F, #104 of 424 statewide, top 25%, 1,188 students, 43% FRL) — zoned schools average 50% FRL vs 21% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 38% at this address vs 56% district-wide (-18 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.3%/yr); 378 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($90k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 106 days — a 9% lower offer ($319k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $18k; list at $350k implies a 1847% gain — meaningful room to come down on a strong offer.
Recommended offer $265,759 (24.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 106 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.93%
Cash-on-cash
-1.31%
DSCR
0.94
GRM
11.0

CMA / ARV

ARV (median comp)
$354,802
List price
$350,500
Delta
-1.21%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
225 Benjamin Cir 0.00mi 3/2.5 2,026 (0%) 1mo $340,000 $168 97
120 Benjamin Cir 0.21mi 3/2.5 1,950 (-4%) 1mo $348,000 $178 81
400 Benjamin Cir 0.30mi 3/2.0 1,805 (-11%) 1mo $300,000 $166 63
100 Ashley Dr 0.52mi 3/2.5 2,007 (-1%) 17mo $388,000 $193 58
290 Fairfield Cir 0.62mi 4/2.5 (+1) 2,030 (+0%) 24mo $370,000 $182 44
175 Ashley Dr 0.75mi 4/2.5 (+1) 2,194 (+8%) 12mo $369,500 $168 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.29% rent growth · sell at horizon

5-year hold
IRR
-17.2%
Equity multiple
0.39×
Total profit
$-60,228
Equity at exit
$52,261
10-year hold
IRR
-7.2%
Equity multiple
0.52×
Total profit
$-46,901
Equity at exit
$30,305

Cash invested: $98,140 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30214

Rents YoY
4.3%
Active inventory
378
Price-to-rent
11.0×

Monthly cashflow live

Estimated rent
$2,658 high interval (Pro) →
Mortgage (P&I)
$1,838
Tax from tax record
$223 /mo · $2,672/yr
Insurance
$146
HOA
$0
Vacancy / Maint / Mgmt
$558
Net cashflow
$-107

Break-even live

Break-even rent $2,793
Max offer price $331,548
Occupancy floor 99%

Sensitivity live

Price -10% $91 -5% $-8 +0% $-107 +5% $-206 +10% $-306
Rent -10% $-317 -5% $-212 +0% $-107 +5% $-2 +10% $103
Rate -1.0pp $69 -0.5pp $-18 base $-107 +0.5pp $-198 +1.0pp $-291

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$87,625
Closing costs
$10,515
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
180 Fairfield Cir Fayetteville, GA 3.0 2.5 2170 $2,100 $0.97 7d 1 0.40mi
335 Fairfield Cir Fayetteville, GA 4.0 2.0 3000 $2,645 $0.88 0d 1 0.58mi
335 Fairfield Cir Fayetteville, GA 4.0 2.0 3000 $2,645 $0.88 7d 1 0.58mi
100 Creekwood Ct Fayetteville, GA 4.0 3.0 2754 $2,739 $0.99 7d 1 0.73mi
558 Kenwood Rd Fayetteville, GA 3.0 2.5 2254 $4,290 $1.90 14d 1 0.75mi
245 Bentley Way Fayetteville, GA 4.0 2.5 1740 $2,449 $1.41 4d 1 0.89mi
230 New Oak Ridge Trl Fayetteville, GA 3.0 3.0 2425 $2,250 $0.93 4d 1 1.05mi
110 Wilmington Ln Fayetteville, GA 4.0 2.5 2309 $2,295 $0.99 7d 1 1.16mi
130 Wilmington Ln Fayetteville, GA 3.0 2.0 2244 $2,230 $0.99 26d 1 1.19mi
165 N Fayette Dr Fayetteville, GA 4.0 2.5 2192 $7,500 $3.42 6d 1 1.30mi
155 Byington Dr Fayetteville, GA 4.0 3.0 2662 $2,935 $1.10 17d 1 1.49mi
185 Eli Run Fayetteville, GA 3.0 2.0 1600 $2,020 $1.26 45d 1 1.50mi

Listing history 8 events

  1. 2026-05-09
    status Pending 1294-char remark
    Show marketing remark (1310 chars)

    What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.

  2. 2026-05-09
    status Under Contract 1310-char remark
    Show marketing remark (1310 chars)

    What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.

  3. 2026-03-11
    price $350,500 1294-char remark
    Show marketing remark (1310 chars)

    What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.

  4. 2026-03-11
    price $350,500 1310-char remark
    Show marketing remark (1310 chars)

    What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.

  5. 2026-01-22
    listed $360,500 Active 1294-char remark
    Show marketing remark (1310 chars)

    What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.

  6. 2026-01-22
    listed $360,500 New 1310-char remark
    Show marketing remark (1310 chars)

    What if you could have newer construction, over 3 acres, no HOA, AND move-in ready condition? Built in 2019, this Fayette County home offers modern features rarely found in this price range. Situated on over 3 acres per tax record, the property provides privacy and space in a peaceful setting. Recently installed new carpet throughout, fresh interior paint, brand new stove (to be installed), and hardwood flooring on 1st floor, this home is truly move-in ready. The home features 3 bedrooms plus a bonus room over the garage in a functional, light-filled floor plan. A two-story foyer welcomes you, leading to a living room, dining room, and family room with fireplace. The kitchen includes granite countertops, a 2 stool bar, breakfast area, stainless steel appliances and opens to the main living areas. Upstairs includes the owner's suite with a separate garden tub and shower, laundry room, and convenient rear stairs from the family room. Enjoy outdoor living on the covered deck. Built on a crawl space and set slightly below street level in the front, this an exceptional opportunity in Fayette County. Located within 3 miles of the Arthur Blank US Soccer Facility and only 20 minutes to Hartsfield-Jackson Airport. SHOWINGS HAVE RESUMED BEGINNING SATURDAY 4/11. Use ShowingTime for Appointment.

  7. 2017-09-01
    soldstatus $18,000
  8. 2008-04-28
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,672 · $223/mo
Projected year-2 tax
$3,225 · $269/mo
Expected delta
+$552/yr (+$46/mo · 20.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$31,891
− Mortgage interest
−$19,633
− Property taxes
−$2,672
− Insurance
−$1,752
− Repairs & maintenance
−$2,551
− Management
−$2,551
− Depreciation
−$10,196
Taxable loss
−$7,466
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,792
After-tax cash flow
$504/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA

Livability — South Fulton

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Fayette County · 112,821 people
City population
127,674
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
31,811
Household income
$89,912
Rent vs Own
18.7% rent · 81.3% own
Severe rent burden
634.0

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Black 51% White 33% Hispanic / Latino 9% Two or more races 5% Asian 3%
Hispanic origin (detail)
Mexican 6% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 1% Serbian 1%
Foreign-born
10% · Canada, Vietnam
Languages at home
85% English-only · Spanish 8% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -142.65%
Current HPI
243.9416
Rent YoY
▲ 4.29%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+901.4% since first listed
8 events — show timeline
  • 2026-05-09 Pending FMLS
  • 2026-05-09 Pending GAMLS
  • 2026-03-11 Price Changed $350,500 FMLS
  • 2026-03-11 Price Changed $350,500 GAMLS
  • 2026-01-22 Listed $360,500 GAMLS
  • 2026-01-22 Listed $360,500 FMLS
  • 2017-09-01 Sold (Public Records) $18,000 Public Records
  • 2008-04-28 Sold (Public Records) $35,000 Public Records

Property tax history

+26.2%/yr

Latest (2025): $2,672 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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