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1006 Burbank Ct
C+ Composite 62.29
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.8/30.0
  • DSCR +7.7/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.3/10.0
  • Schools +4.2/10.0
  • Livability +3.9/5.0
  • Appreciation +3.4/10.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0

$149,500

1006 Burbank Ct · Sun City Center, FL 33573
2 bd · 2.0 ba · 920 sqft · SingleFamily public records · 4 Days on market
Built 1973 $105/mo HOA · 6% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Enjoy this 2BD-2BA home in the beautiful maintenance free 55+ community in Sun City Center. This home has a new roof that was installed in April 2018 and the air conditioning was replaced in 2014. The back of this home faces the garden and shuffleboard courts. This home is close to shopping, restaurants, post office, medical centers and financial institutions. This community boasts pools, a fitness center, recreational facility and many other clubs and amenities. The HOA fee includes water, sewer, and garbage as well as lawn and shrub care. Sun City Center is located just off I-75 allowing for quick access to Tampa, Orlando, Sarasota and much more. Other fees: $279.00 per person annually and a one time Sun City Center Capital Funding Fee of $1,800 to be paid at closing.

Key facts

  • Newer ac
  • Roof
  • Water heater

Tags

NEWER ACWATER HEATERROOFGOLF CART COMMUNITYTOP RATED GOLF COMMUNITYVARIETY OF AMENITIES

Property features AI

Finance

  • Other: Association fees: $1,260 annually ($105 monthly)
  • Financial info: Lease restrictions apply
  • HOA & community: Dabney Hill association with required monthly fee of $105; Association approval required; Amenities include clubhouse, fitness center, golf course, pool, tennis courts, pickleball courts, shuffleboard, recreation facilities, and wheelchair access; Senior community; Street lights; Pets allowed with 30 lb size limit

Exterior

  • Parking: Carport (1 space)
  • Utilities: Public water; Public sewer; Public utilities available
  • Home design: Single family residence; One story; Faces north; Customized wheelchair accessible
  • Construction: Block construction; Shingle roof; Concrete perimeter foundation; Built with approximately 1,304 total building area
  • Exterior features: Asphalt road frontage; Storage

Interior

  • Kitchen: Range hood; Refrigerator
  • Bedrooms: 2 bedrooms
  • Flooring: Tile; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Window treatments; Storage
  • Laundry & utility: Washer hookup; Electric dryer hookup; Laundry area in garage; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $287 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).

Location & tenants

  • Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: schools D+, amenities F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.6%/yr); 602 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 4 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 14y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $100k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $149,500

Questions for the listing agent

  1. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.60%
Cash-on-cash
8.23%
DSCR
1.37
GRM
7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.65% rent growth · sell at horizon

5-year hold
IRR
-4.2%
Equity multiple
0.84×
Total profit
$-6,510
Equity at exit
$22,291
10-year hold
IRR
5.1%
Equity multiple
1.37×
Total profit
$15,582
Equity at exit
$12,926

Cash invested: $41,860 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33573

Home prices YoY
-1.2%
Rents YoY
2.6%
Active inventory
602
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,683 high interval (Pro) →
Mortgage (P&I)
$784
Tax from tax record
$91 /mo · $1,096/yr
Insurance
$62
HOA
$105
Vacancy / Maint / Mgmt
$353
Net cashflow
$287

Break-even live

Break-even rent $1,320
Max offer price $149,500
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,375
Closing costs
$4,485
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1301 Warwick Ct Unit 1301 Sun City Center, FL 1.0 1.0 1102 $1,575 $1.43 24d 1 0.07mi
207 Islip Way Sun City Center, FL 2.0 1.5 992 $1,500 $1.51 18d 1 0.26mi
704 Torrey Pines Ave Sun City Center, FL 2.0 1.0 981 $1,675 $1.71 24d 1 0.59mi
704 Torrey Pines Ave Sun City Center, FL 2.0 1.0 981 $1,700 $1.73 15d 1 0.59mi
1802 Bedford Ter #182 Sun City Center, FL 1.0 1.5 800 $1,400 $1.75 18d 1 0.67mi
1802 Bedford Ter #182 Sun City Center, FL 1.0 1.5 960 $1,375 $1.43 22d 1 0.67mi
1802 Bedford Ln Sun City Center, FL 1.0–2.0 2.0 952 $1,800 $1.89 11d 2 0.69mi
201 Bedford St #95 Sun City Center, FL 1.0 1.5 800 $1,450 $1.81 15d 1 0.74mi
201 Kings Blvd #19 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 24d 1 0.77mi
202 Bedford Trl #99 Sun City Center, FL 1.0 1.0 800 $1,500 $1.88 5d 1 0.78mi
201 Bedford Trl Unit F128 Sun City Center, FL 2.0 2.0 960 $1,275 $1.33 24d 1 0.81mi
306 Fowling Ct Sun City Center, FL 2.0 2.0 960 $1,700 $1.77 24d 1 0.83mi
1901 Andover Way #38 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 24d 1 0.84mi
1814 Foxhunt Dr Unit A Sun City Center, FL 1.0 1.5 800 $1,475 $1.84 24d 1 0.84mi
403 Finchley Ct Unit B Sun City Center, FL 2.0 2.0 960 $2,000 $2.08 24d 1 0.90mi
409 Feltham Trl Unit B Sun City Center, FL 2.0 2.0 984 $1,650 $1.68 24d 1 0.94mi
101 Cambridge Trl Sun City Center, FL 1.0–2.0 1.5–2.0 880 $1,650 $1.88 11d 1 0.99mi
301 Kings Blvd #138 Sun City Center, FL 1.0 1.5 1020 $1,800 $1.76 22d 1 1.03mi
2202 Clubhouse Dr #169 Sun City Center, FL 2.0 2.0 984 $1,450 $1.47 5d 1 1.10mi
2202 Clubhouse Dr #187 Sun City Center, FL 1.0 1.5 800 $1,550 $1.94 24d 1 1.10mi
4902 Cosmos Cir Wimauma, FL 3.0 1.0–3.5 1231 $2,348 $1.91 2d 39 1.17mi
302 Canton Ct #62 Sun City Center, FL 1.0 1.5 800 $1,575 $1.97 18d 1 1.21mi
323 Knottwood Ct Sun City Center, FL 1.0 1.0 908 $1,290 $1.42 24d 1 1.23mi
323 Knottwood Ct #1 Sun City Center, FL 1.0 1.0 908 $1,090 $1.20 5d 1 1.23mi
2345 Glenmore Cir Unit 294 Sun City Center, FL 2.0 2.0 984 $1,500 $1.52 24d 1 1.38mi
1902 Dandridge St #12 Sun City Center, FL 1.0 1.5 800 $1,495 $1.87 14d 1 1.38mi

HOA detail

Monthly dues
$105 · $1,260/yr
Likely covers
watersewertrashpoolgym

Listing history 11 events

  1. 2026-05-04
    status Pending
  2. 2026-04-30
    listed $149,500 Active
  3. 2018-07-31
    soldstatus $100,500
  4. 2018-07-26
    soldstatus $100,500 Sold 780-char remark
    Show marketing remark (780 chars)

    Enjoy this 2BD-2BA home in the beautiful maintenance free 55+ community in Sun City Center. This home has a new roof that was installed in April 2018 and the air conditioning was replaced in 2014. The back of this home faces the garden and shuffleboard courts. This home is close to shopping, restaurants, post office, medical centers and financial institutions. This community boasts pools, a fitness center, recreational facility and many other clubs and amenities. The HOA fee includes water, sewer, and garbage as well as lawn and shrub care. Sun City Center is located just off I-75 allowing for quick access to Tampa, Orlando, Sarasota and much more. Other fees: $279.00 per person annually and a one time Sun City Center Capital Funding Fee of $1,800 to be paid at closing.

  5. 2018-06-19
    status Pending 780-char remark
    Show marketing remark (780 chars)

    Enjoy this 2BD-2BA home in the beautiful maintenance free 55+ community in Sun City Center. This home has a new roof that was installed in April 2018 and the air conditioning was replaced in 2014. The back of this home faces the garden and shuffleboard courts. This home is close to shopping, restaurants, post office, medical centers and financial institutions. This community boasts pools, a fitness center, recreational facility and many other clubs and amenities. The HOA fee includes water, sewer, and garbage as well as lawn and shrub care. Sun City Center is located just off I-75 allowing for quick access to Tampa, Orlando, Sarasota and much more. Other fees: $279.00 per person annually and a one time Sun City Center Capital Funding Fee of $1,800 to be paid at closing.

  6. 2018-06-14
    listed $102,000 Active 780-char remark
    Show marketing remark (780 chars)

    Enjoy this 2BD-2BA home in the beautiful maintenance free 55+ community in Sun City Center. This home has a new roof that was installed in April 2018 and the air conditioning was replaced in 2014. The back of this home faces the garden and shuffleboard courts. This home is close to shopping, restaurants, post office, medical centers and financial institutions. This community boasts pools, a fitness center, recreational facility and many other clubs and amenities. The HOA fee includes water, sewer, and garbage as well as lawn and shrub care. Sun City Center is located just off I-75 allowing for quick access to Tampa, Orlando, Sarasota and much more. Other fees: $279.00 per person annually and a one time Sun City Center Capital Funding Fee of $1,800 to be paid at closing.

  7. 2013-04-12
    soldstatus $58,000
  8. 2013-04-10
    soldstatus $58,000 732-char remark
    Show marketing remark (732 chars)

    Don't miss this mint condition home! New exterior paint in 2012 and new windows in 2010! This home is fully furnished including washer and dryer and is ready for a new owner. This is a 2 bedroom, 2 full bath home is very close to shopping, drug stores, and the post office. Join friends at the Sun City Center pools, fitness center, and craft buildings! There is a gazebo for social activities, and your $90 per month HOA fee covers all your lawn work, inside and outside water, and yearly termite inspection. Your carport houses not only your vehicle but your washer and dryer, and even your golf cart as well. This home is a must see if you are looking for affordable living in a wonderful retirement community. Come see it today!

  9. 2012-05-03
    listed $64,000 732-char remark
    Show marketing remark (732 chars)

    Don't miss this mint condition home! New exterior paint in 2012 and new windows in 2010! This home is fully furnished including washer and dryer and is ready for a new owner. This is a 2 bedroom, 2 full bath home is very close to shopping, drug stores, and the post office. Join friends at the Sun City Center pools, fitness center, and craft buildings! There is a gazebo for social activities, and your $90 per month HOA fee covers all your lawn work, inside and outside water, and yearly termite inspection. Your carport houses not only your vehicle but your washer and dryer, and even your golf cart as well. This home is a must see if you are looking for affordable living in a wonderful retirement community. Come see it today!

  10. 1994-08-19
    soldstatus $43,000
  11. 1994-05-06
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,096 · $91/mo
Projected year-2 tax
$1,241 · $103/mo
Expected delta
+$145/yr (+$12/mo · 13.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,195
− Mortgage interest
−$8,374
− Property taxes
−$1,096
− Insurance
−$748
− Repairs & maintenance
−$1,616
− Management
−$1,616
− HOA
−$1,260
− Depreciation
−$4,349
Taxable income
$1,137
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$273
After-tax cash flow
$3,170/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL

Livability — Sun City Center

Score
78/100
State rank
#178
US rank
#2736

Category grades

Amenities F Commute B+ Cost of living B+ Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sun City Center, FL
County
Hillsborough County · 1,540,968 people
City population
35,362
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
35,362
Household income
$72,834
Rent vs Own
17.3% rent · 82.7% own
Severe rent burden
1382.0

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (73%)
Race & ethnicity
White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
Hispanic origin (detail)
Mexican 1% Puerto Rican 6% Cuban 2%
Common ancestry
Romanian 3% Lithuanian 3% Slovak 2%
Foreign-born
8% · Canada, Vietnam
Languages at home
86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -3.27%
Current HPI
272.9767
Rent YoY
▲ 2.65%
Metro
Tampa-St. Petersburg-Clearwater, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+327.1% since first listed
11 events — show timeline
  • 2026-05-04 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-04-30 Listed $149,500 Stellar MLS as Distributed by MLS Grid
  • 2018-07-31 Sold (Public Records) $100,500 Public Records
  • 2018-07-26 Sold (MLS) $100,500 Stellar MLS as Distributed by MLS Grid
  • 2018-06-19 Pending Stellar MLS as Distributed by MLS Grid
  • 2018-06-14 Listed $102,000 Stellar MLS as Distributed by MLS Grid
  • 2013-04-12 Sold (Public Records) $58,000 Public Records
  • 2013-04-10 Sold (MLS) $58,000 Stellar MLS as Distributed by MLS Grid
  • 2012-05-03 Listed $64,000 Stellar MLS as Distributed by MLS Grid
  • 1994-08-19 Sold (Public Records) $43,000 Public Records
  • 1994-05-06 Sold (Public Records) $35,000 Public Records

Property tax history

+8.1%/yr

Latest (2025): $1,096 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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