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500 Pointview Rd
B Composite 71.02
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +4.0/5.0
  • Rent growth +3.6/5.0
  • Schools +3.4/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$72,900

500 Pointview Rd · Brentwood, PA 15227
3 bd · 1.0 ba · 1,476 sqft · SingleFamily public records · 76 Days on market
Built 1915 2.25 ac lot $49/sqft · 67% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A Diamond in the rough, here are some property Highlights starting with the condition: The home requires a complete restoration and is being sold strictly as-is. Parking: Includes 2-car off-street parking, a valuable feature in this residential area. Nature Views: The property features views of nature from the back window, often described as overlooking a wooded yard area typical of Brentwood's hilly landscape.

Key facts

  • Wooded yard area
  • Views of nature
  • 2.25 acre lot

Tags

2-CAR OFF-STREET PARKINGVIEWS OF NATUREWOODED YARD AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $73k.

Deal economics

  • At list price, monthly cash flow is $645 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $73k).
  • Recommended offer: $69k (6.0% below list) — sets the bar for market timing.
  • Cap rate 16.9% vs local median 4.3% in Brentwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#178 in PA, #1,479 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, employment A; Watch: amenities C-.
  • Brentwood Borough SD (suburban): math 29% / reading 50% proficiency, ranked #357 of 539 in PA (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Moore Sch (math 37% / reading 62%, grade D, #654 of 1,518 statewide, top 47%, 207 students, 63% FRL); Brentwood Ms (math 14% / reading 47%, grade F, #376 of 512 statewide, top 74%, 271 students, 62% FRL); Brentwood Shs (math 57%, 356 students, 44% FRL) — zoned schools average 57% FRL vs 40% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.3%/yr); 116 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 47% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $504 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.3% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 76 days — a 6% lower offer ($69k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $68,526 (6.0% below list)

Questions for the listing agent

  1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.99%
Cap rate
16.91%
Cash-on-cash
37.90%
DSCR
2.69
GRM
4.2

CMA / ARV

ARV (median comp)
$220,642
List price
$72,900
Delta
-66.96%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1516 Prospect Rd 0.65mi 3/2.0 1,478 (+0%) 5mo $236,900 $160 61
3340 Recker Dr 0.72mi 3/1.5 1,488 (+1%) 3mo $180,000 $121 60
4028 Cloverlea St 0.72mi 3/1.5 1,456 (-1%) 3mo $280,000 $192 60
34 W Garden Rd 0.71mi 3/1.5 1,488 (+1%) 5mo $165,000 $111 59
3116 Elroy Ave 0.72mi 3/1.5 1,502 (+2%) 4mo $155,000 $103 58
3512 Dauphin Ave 0.67mi 3/1.5 1,596 (+8%) 1mo $64,900 $41 52
3900 Willett Rd 0.66mi 3/2.0 1,365 (-8%) 3mo $183,000 $134 50
4840 Elmwood Dr 0.65mi 4/2.0 (+1) 1,372 (-7%) 5mo $280,000 $204 45
3223 Willett Rd 0.64mi 3/1.0 1,275 (-14%) 4mo $211,000 $165 44
3908 Brownsville Rd 0.58mi 3/2.0 1,261 (-15%) 1mo $225,000 $178 44
1631 Elderslee Rd 0.73mi 3/1.0 1,283 (-13%) 4mo $152,000 $118 40
1621 Elderslee Rd 0.72mi 3/2.0 1,290 (-13%) 5mo $135,000 $105 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.33% rent growth · sell at horizon

5-year hold
IRR
35.4%
Equity multiple
2.53×
Total profit
$31,242
Equity at exit
$10,870
10-year hold
IRR
42.9%
Equity multiple
5.33×
Total profit
$88,478
Equity at exit
$6,303

Cash invested: $20,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15227

Home prices YoY
-27.5%
Rents YoY
4.3%
Active inventory
116
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,454 high interval (Pro) →
Mortgage (P&I)
$382
Tax est. 1.5%
$91 /mo · $1,094/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$305
Net cashflow
$645

Break-even live

Break-even rent $638
Max offer price $72,900
Occupancy floor 51%

Sensitivity live

Price -10% $695 -5% $670 +0% $645 +5% $620 +10% $594
Rent -10% $530 -5% $587 +0% $645 +5% $702 +10% $760
Rate -1.0pp $681 -0.5pp $663 base $645 +0.5pp $626 +1.0pp $607

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,225
Closing costs
$2,187
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1526 Parkline Dr Pittsburgh, PA 3.0 1.0 942 $1,475 $1.56 9d 44 0.37mi
416 Jacobson Dr Brentwood, PA 2.0 1.0 1150 $1,050 $0.91 25d 1 0.38mi
4588 E Willock Rd Pittsburgh, PA 3.0 1.5 1500 $1,500 $1.00 6d 1 0.40mi
3224 Bookman Ave Unit 1 Pittsburgh, PA 2.0 2.0 1207 $1,550 $1.28 45d 1 0.73mi
3341 Recker Dr Pittsburgh, PA 3.0 2.0 1174 $1,750 $1.49 25d 1 0.77mi
3341 Recker Dr Pittsburgh, PA 3.0 2.0 875 $1,790 $2.05 45d 1 0.77mi
139 W Bellecrest Ave Brentwood, PA 1.0–3.0 1.0 775 $1,450 $1.87 4d 12 0.83mi
3367 Jameson Dr Brentwood, PA 2.0–3.0 1.0 975 $1,435 $1.47 9d 7 0.94mi
2823 Clermont Ave Pittsburgh, PA 3.0 1.0 1354 $1,490 $1.10 22d 1 0.97mi
2940 Brevard Ave Pittsburgh, PA 3.0 1.5 1176 $1,475 $1.25 45d 1 0.98mi
453 Greenlee Rd Pittsburgh, PA 3.0 1.0 1176 $1,495 $1.27 45d 1 0.98mi
2811 Brownsville Rd Unit 4 Brentwood, PA 2.0 1.0 1250 $995 $0.80 45d 1 1.00mi
2769 Churchview Ave Unit 9 Pittsburgh, PA 2.0 1.0 1200 $1,095 $0.91 45d 1 1.03mi
2733-2735 Pyramid Ave Pittsburgh, PA 2.0 1.0 1028 $1,295 $1.26 45d 1 1.04mi
2721 Pyramid Ave Pittsburgh, PA 3.0 1.0 1560 $1,550 $0.99 9d 1 1.06mi

Listing history 16 events

  1. 2026-06-21
    days on market $72,900 Active 76 DOM
  2. 2026-06-18
    days on market $72,900 Active 73 DOM
  3. 2026-06-17
    days on market $72,900 Active 72 DOM
  4. 2026-06-16
    days on market $72,900 Active 71 DOM
  5. 2026-06-15
    days on market $72,900 Active 70 DOM
  6. 2026-06-13
    days on market $72,900 Active 68 DOM
  7. 2026-06-13
    days on market $72,900 Active 67 DOM
  8. 2026-06-09
    days on market $72,900 Active 64 DOM
  9. 2026-06-08
    days on market $72,900 Active 63 DOM
  10. 2026-06-07
    days on market $72,900 Active 62 DOM
  11. 2026-06-05
    days on market $72,900 Active 59 DOM
  12. 2026-06-03
    days on market $72,900 Active 58 DOM
  13. 2026-06-02
    days on market $72,900 Active 57 DOM
  14. 2026-06-01
    days on market $72,900 Active 56 DOM
  15. 2026-05-31
    days on market $72,900 Active 55 DOM
  16. 2026-04-06
    listed $72,900 Active 414-char remark
    Show marketing remark (414 chars)

    A Diamond in the rough, here are some property Highlights starting with the condition: The home requires a complete restoration and is being sold strictly as-is. Parking: Includes 2-car off-street parking, a valuable feature in this residential area. Nature Views: The property features views of nature from the back window, often described as overlooking a wooded yard area typical of Brentwood's hilly landscape.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,446
− Mortgage interest
−$4,084
− Property taxes
−$1,094
− Insurance
−$364
− Repairs & maintenance
−$1,396
− Management
−$1,396
− Depreciation
−$2,121
Taxable income
$6,992
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,678
After-tax cash flow
$6,058/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brentwood Borough SD
NCES district ID
4204140
Math proficiency
29% ▼ -15.00%
Reading proficiency
50% ▼ -15.00%
Median HH income
$49,260
Composite
33.92/100
National rank
#5341
State rank
#357 of 539 in PA

Livability — Brentwood

Score
81/100
State rank
#178
US rank
#1479

Category grades

Amenities C- Commute A- Cost of living A+ Crime B+ Employment A Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brentwood, PA
County
Allegheny County · 1,022,028 people
City population
28,460
Metro
Pittsburgh, PA
Population (ZIP)
28,460
Household income
$75,448
Rent vs Own
27.6% rent · 72.4% own
Severe rent burden
780.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (80%)
Race & ethnicity
White 80% Black 7% Asian 6% Two or more races 5% Hispanic / Latino 1%
Common ancestry
Romanian 9% Scotch-Irish 2% Slovak 1%
Foreign-born
9% · India, Canada, China
Languages at home
89% English-only · Other Indo-European 6% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.53%
Current HPI
243.6383
Rent YoY
▲ 4.33%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-04-06 Listed $72,900 West Penn MLS

Property tax history

+4.8%/yr

Latest (2026): $4,859 · +32.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…