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328 Oak Knoll Ave
C- Composite 52.92
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.4/30.0
  • ARV discount +15.0/15.0
  • DSCR +5.1/10.0
  • 1% rule +4.5/10.0
  • Schools +3.7/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$112,000

328 Oak Knoll Ave · Newton Falls, OH 44444
3 bd · 1.0 ba · 1,205 sqft · SingleFamily public records · 286 Days on market
Built 1919 6,250 sqft lot $93/sqft · 25% below area Est $150k · 25% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Alerting all flippers! This 3 bedroom, 1 bath home features 1,205 sq ft with hardwood floors throughout. Enjoy relaxing mornings and evenings on both the front and back porches, plus a screened-in room off the garage for extra space. Don’t miss this fantastic opportunity—bring your vision and make this property shine!

Key facts

  • Hardwood floors
  • Screened-in room
  • 6,250 sq ft lot

Tags

HARDWOOD FLOORSFRONT AND BACK PORCHESSCREENED-IN ROOM

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $112k.

Deal economics

  • At list price, monthly cash flow is $63 ($759/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $106k (5.5% below list).
  • Recommended offer: $99k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.0% vs local median 4.5% in Newton Falls — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#636 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-, crime B; Watch: amenities F, commute F, employment F.
  • Newton Falls Exempted Village (suburban): math 38% / reading 50% proficiency, ranked #505 of 656 in OH (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 30 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 129 units permitted in Trumbull County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $774 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Trumbull County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 286 days — a 12% lower offer ($99k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 5y ago; this cycle's ask has dropped $23k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1919 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $98,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 286 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1919 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
6.97%
Cash-on-cash
2.42%
DSCR
1.11
GRM
8.8

CMA / ARV

ARV (median comp)
$150,296
List price
$112,000
Delta
-25.48%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
345 Superior St 0.09mi 3/1.0 1,219 (+1%) 10mo $139,500 $114 86
329 E Broad St 0.03mi 3/1.0 1,260 (+5%) 10mo $135,500 $108 83
328 Arlington Blvd 0.06mi 3/1.0 1,262 (+5%) 10mo $134,900 $107 81
348 E Broad St 0.06mi 3/1.5 1,296 (+8%) 10mo $170,000 $131 74
517 Ophelia St 0.43mi 3/1.0 1,172 (-3%) 3mo $166,000 $142 73
228 Superior St 0.15mi 2/2.0 (-1) 1,128 (-6%) 10mo $167,000 $148 65
123 W Church St 0.68mi 3/1.0 1,162 (-4%) 2mo $140,000 $120 61
710 Russell St 0.56mi 3/1.5 1,108 (-8%) 1mo $76,000 $69 58
32 Orchard St 0.66mi 3/1.0 1,252 (+4%) 7mo $145,000 $116 56
4409 Ophelia St 0.62mi 2/1.0 (-1) 1,132 (-6%) 1mo $132,000 $117 55
1054 Water St 0.71mi 3/1.0 1,146 (-5%) 8mo $75,000 $65 52
4374 Richmond Ave 0.73mi 3/1.0 1,086 (-10%) 5mo $220,000 $203 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-12.5%
Equity multiple
0.55×
Total profit
$-14,106
Equity at exit
$16,700
10-year hold
IRR
-3.4%
Equity multiple
0.78×
Total profit
$-7,034
Equity at exit
$9,684

Cash invested: $31,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44444

Home prices YoY
-12.0%
Active inventory
30
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,059 medium interval (Pro) →
Mortgage (P&I)
$587
Tax from tax record
$139 /mo · $1,672/yr
Insurance
$47
HOA
$0
Vacancy / Maint / Mgmt
$222
Net cashflow
$63

Break-even live

Break-even rent $979
Max offer price $112,000
Occupancy floor 89%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,000
Closing costs
$3,360
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
414 Maple Dr Unit A Newton Falls, OH 2.0 1.0 800 $1,000 $1.25 43d 1 0.27mi
611 Ridge Rd Newton Falls, OH 2.0 1.0 526 $1,085 $2.06 13d 1 0.93mi
479 Ridge Rd Newton Falls, OH 2.0 1.0 864 $1,235 $1.43 13d 1 0.96mi

Listing history 27 events

  1. 2026-06-18
    days on market $112,000 Active 286 DOM
  2. 2026-06-17
    days on market $112,000 Active 285 DOM
  3. 2026-06-16
    days on market $112,000 Active 284 DOM
  4. 2026-06-15
    days on market $112,000 Active 283 DOM
  5. 2026-06-13
    days on market $112,000 Active 281 DOM
  6. 2026-06-12
    days on market $112,000 Active 280 DOM
  7. 2026-06-09
    days on market $112,000 Active 277 DOM
  8. 2026-06-08
    days on market $112,000 Active 276 DOM
  9. 2026-06-08
    days on market $112,000 Active 275 DOM
  10. 2026-06-07
    days on market $112,000 Active 274 DOM
  11. 2026-06-04
    days on market $112,000 Active 271 DOM
  12. 2026-06-02
    days on market $112,000 Active 270 DOM
  13. 2026-06-01
    days on market $112,000 Active 269 DOM
  14. 2026-05-31
    days on market $112,000 Active 268 DOM
  15. 2026-05-05
    status Active 331-char remark
    Show marketing remark (331 chars)

    Alerting all flippers! This 3 bedroom, 1 bath home features 1,205 sq ft with hardwood floors throughout. Enjoy relaxing mornings and evenings on both the front and back porches, plus a screened-in room off the garage for extra space. Don’t miss this fantastic opportunity—bring your vision and make this property shine!

  16. 2026-03-21
    historical Contingent 331-char remark
    Show marketing remark (331 chars)

    Alerting all flippers! This 3 bedroom, 1 bath home features 1,205 sq ft with hardwood floors throughout. Enjoy relaxing mornings and evenings on both the front and back porches, plus a screened-in room off the garage for extra space. Don’t miss this fantastic opportunity—bring your vision and make this property shine!

  17. 2025-10-06
    price $120,000 331-char remark
    Show marketing remark (331 chars)

    Alerting all flippers! This 3 bedroom, 1 bath home features 1,205 sq ft with hardwood floors throughout. Enjoy relaxing mornings and evenings on both the front and back porches, plus a screened-in room off the garage for extra space. Don’t miss this fantastic opportunity—bring your vision and make this property shine!

  18. 2025-09-21
    price $127,000 331-char remark
    Show marketing remark (331 chars)

    Alerting all flippers! This 3 bedroom, 1 bath home features 1,205 sq ft with hardwood floors throughout. Enjoy relaxing mornings and evenings on both the front and back porches, plus a screened-in room off the garage for extra space. Don’t miss this fantastic opportunity—bring your vision and make this property shine!

  19. 2025-09-05
    listed $135,000 Active 331-char remark
    Show marketing remark (331 chars)

    Alerting all flippers! This 3 bedroom, 1 bath home features 1,205 sq ft with hardwood floors throughout. Enjoy relaxing mornings and evenings on both the front and back porches, plus a screened-in room off the garage for extra space. Don’t miss this fantastic opportunity—bring your vision and make this property shine!

  20. 2022-04-15
    soldstatus $115,000 Closed 751-char remark
    Show marketing remark (751 chars)

    Sharp Move in home! Per sellers updates and improvements -fresh coat of paint on bath/kitchen and garage exterior. New front storm and entrée doors. New flooring in kitchen and bathroom also. Home has lovely curb appeal and relaxing front porch. There is a private rear covered patio area, Detached garage that offers attached work shop area/extra storage or many other possibility's. Nice size yard and noted appliance's will stay. Seller is also including FREE one year home warranty to new owners. Don't delay call today. Home was pre inspected by Hawkeye inspections sellers have advised that updates/ repairs just completed, wiring in basement, and garage. . Inside and outside outlets replaced. Basement just received fresh coat of paint.

  21. 2022-04-15
    soldstatus $115,000
    Show marketing remark (751 chars)

    Sharp Move in home! Per sellers updates and improvements -fresh coat of paint on bath/kitchen and garage exterior. New front storm and entrée doors. New flooring in kitchen and bathroom also. Home has lovely curb appeal and relaxing front porch. There is a private rear covered patio area, Detached garage that offers attached work shop area/extra storage or many other possibility's. Nice size yard and noted appliance's will stay. Seller is also including FREE one year home warranty to new owners. Don't delay call today. Home was pre inspected by Hawkeye inspections sellers have advised that updates/ repairs just completed, wiring in basement, and garage. . Inside and outside outlets replaced. Basement just received fresh coat of paint.

  22. 2022-03-15
    status Pending 751-char remark
    Show marketing remark (751 chars)

    Sharp Move in home! Per sellers updates and improvements -fresh coat of paint on bath/kitchen and garage exterior. New front storm and entrée doors. New flooring in kitchen and bathroom also. Home has lovely curb appeal and relaxing front porch. There is a private rear covered patio area, Detached garage that offers attached work shop area/extra storage or many other possibility's. Nice size yard and noted appliance's will stay. Seller is also including FREE one year home warranty to new owners. Don't delay call today. Home was pre inspected by Hawkeye inspections sellers have advised that updates/ repairs just completed, wiring in basement, and garage. . Inside and outside outlets replaced. Basement just received fresh coat of paint.

  23. 2022-03-01
    historical Contingent 751-char remark
    Show marketing remark (751 chars)

    Sharp Move in home! Per sellers updates and improvements -fresh coat of paint on bath/kitchen and garage exterior. New front storm and entrée doors. New flooring in kitchen and bathroom also. Home has lovely curb appeal and relaxing front porch. There is a private rear covered patio area, Detached garage that offers attached work shop area/extra storage or many other possibility's. Nice size yard and noted appliance's will stay. Seller is also including FREE one year home warranty to new owners. Don't delay call today. Home was pre inspected by Hawkeye inspections sellers have advised that updates/ repairs just completed, wiring in basement, and garage. . Inside and outside outlets replaced. Basement just received fresh coat of paint.

  24. 2021-11-27
    price $127,500 751-char remark
    Show marketing remark (751 chars)

    Sharp Move in home! Per sellers updates and improvements -fresh coat of paint on bath/kitchen and garage exterior. New front storm and entrée doors. New flooring in kitchen and bathroom also. Home has lovely curb appeal and relaxing front porch. There is a private rear covered patio area, Detached garage that offers attached work shop area/extra storage or many other possibility's. Nice size yard and noted appliance's will stay. Seller is also including FREE one year home warranty to new owners. Don't delay call today. Home was pre inspected by Hawkeye inspections sellers have advised that updates/ repairs just completed, wiring in basement, and garage. . Inside and outside outlets replaced. Basement just received fresh coat of paint.

  25. 2021-09-10
    listed $129,900 Active 751-char remark
    Show marketing remark (751 chars)

    Sharp Move in home! Per sellers updates and improvements -fresh coat of paint on bath/kitchen and garage exterior. New front storm and entrée doors. New flooring in kitchen and bathroom also. Home has lovely curb appeal and relaxing front porch. There is a private rear covered patio area, Detached garage that offers attached work shop area/extra storage or many other possibility's. Nice size yard and noted appliance's will stay. Seller is also including FREE one year home warranty to new owners. Don't delay call today. Home was pre inspected by Hawkeye inspections sellers have advised that updates/ repairs just completed, wiring in basement, and garage. . Inside and outside outlets replaced. Basement just received fresh coat of paint.

  26. 1993-06-04
    soldstatus $41,000
  27. 1990-08-27
    soldstatus $32,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,672 · $139/mo
Projected year-2 tax
$1,710 · $142/mo
Expected delta
+$38/yr (+$3/mo · 2.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,708
− Mortgage interest
−$6,274
− Property taxes
−$1,672
− Insurance
−$560
− Repairs & maintenance
−$1,017
− Management
−$1,017
− Depreciation
−$3,258
Taxable loss
−$1,090
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$262
After-tax cash flow
$1,020/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Newton Falls Exempted Village
NCES district ID
3904556
Math proficiency
38% ▼ -27.00%
Reading proficiency
50% ▼ -15.00%
Median HH income
$42,358
Composite
37.04/100
National rank
#4513
State rank
#505 of 656 in OH

Livability — Newton Falls

Score
66/100
State rank
#636
US rank
#11218

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment F Housing A- Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Newton Falls, OH
County
Trumbull · 193,293 people
Metro
Youngstown-Warren, OH
Population (ZIP)
9,306
Household income
$61,580
Rent vs Own
29.1% rent · 70.9% own
Severe rent burden
16.0

Population outlook (Trumbull County) Hauer SSP2

Today (2025)
191,696 people
By 2030
184,015 · -4.0%
By 2040
166,810 · -13.0%
By 2050
149,857 · -21.8%
By 2075
115,769 · -39.6%
By 2100
83,617 · -56.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Black 2% Two or more races 2% Hispanic / Latino 2%
Common ancestry
Romanian 3% Scottish 2% Lithuanian 1%
Foreign-born
1% · South Korea

Political lean MEDSL · Trumbull

2024 margin
R (+16.8) · D 41.2% · R 58.0%
2008→2024 swing
-39.2pp toward R · 2008: 22.4pp · 2024: -16.8pp
All cycles
2024: R+16.8 2020: R+10.6 2016: R+6.4 2012: D+22.2 2008: D+22.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -29.00%
Current HPI
213.331
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+269.2% since first listed
13 events — show timeline
  • 2026-05-05 Relisted MLSNOW
  • 2026-03-21 Contingent MLSNOW
  • 2025-10-06 Price Changed $120,000 MLSNOW
  • 2025-09-21 Price Changed $127,000 MLSNOW
  • 2025-09-05 Listed $135,000 MLSNOW
  • 2022-04-15 Sold (Public Records) $115,000 Public Records
  • 2022-04-15 Sold (MLS) $115,000 MLSNOW
  • 2022-03-15 Pending MLSNOW
  • 2022-03-01 Contingent MLSNOW
  • 2021-11-27 Price Changed $127,500 MLSNOW
  • 2021-09-10 Listed $129,900 MLSNOW
  • 1993-06-04 Sold (Public Records) $41,000 Public Records
  • 1990-08-27 Sold (Public Records) $32,500 Public Records

Property tax history

+10.5%/yr

Latest (2025): $1,672 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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