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4161 NW 26th St #308
C Composite 55.84
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.2/30.0
  • 1% rule +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.1/10.0
  • Schools +4.1/10.0
  • Livability +4.0/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$100,000

4161 NW 26th St #308 · Lauderhill, FL 33313
2 bd · 1.0 ba · 812 sqft · Condo public records · 99 Days on market
Built 1973 $531/mo HOA · 32% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to this well-maintained 2-bedroom, 1-bathroom third-floor condo with a pleasant pool view. The unit features impact windows throughout and vinyl plank flooring in the living, dining, and bedroom areas. The kitchen offers granite countertops (2013) and a white refrigerator replaced in 2016-2017. Additional updates include AC replaced in 2020-2021, water heater (2015), new baseboards, and recently replaced ceiling sheetrock. The primary bedroom includes blackout shades, new shelving, closet doors, and a dark wood ceiling fan. Community laundry is conveniently located on the same floor with an additional facility on the second floor.

Key facts

  • $531 HOA
  • Community pool
  • Built 1973

Property features AI

Finance

  • Financial info: Pets not allowed
  • HOA & community: Community pool; HOA dues paid monthly; dues cover grounds maintenance, security, sewer, trash and water

Exterior

  • Parking: No covered parking (no carport)
  • Security: Association provides security
  • Utilities: Public water; Public sewer; Sewer and water available
  • Home design: Condominium; Resale property; 3-story building; Faces south
  • Construction: Concrete / CBS construction
  • Exterior features: No waterfront; no waterfront features; Accessible common area

Interior

  • Kitchen: Refrigerator
  • Bedrooms: 2 bedrooms (main level)
  • Flooring: Vinyl flooring
  • Bathrooms: 1 full bathroom (main level)
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: No special interior features listed; Unfurnished

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath condo listed at $100k.

Deal economics

  • At list price, monthly cash flow is $108 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $100k).
  • Recommended offer: $91k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 4.3% in Lauderhill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#139 in FL, #2,059 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Castle Hill Elementary School (math 22% / reading 22%, grade F, #2,080 of 2,144 statewide, top 97%, 562 students, 86% FRL); Boyd H. Anderson High School (math 10% / reading 14%, grade F, #622 of 667 statewide, top 93%, 2,038 students, 72% FRL) — zoned schools average 79% FRL vs 51% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 17% at this address vs 48% district-wide (-30 pts) — the specific schools serving this property underperform the Broward average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 664 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 99 days — a 9% lower offer ($91k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $24k; list at $100k implies a 317% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 32% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $91,000 (9.0% below list)

Questions for the listing agent

  1. It's been on market 99 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.67%
Cap rate
7.59%
Cash-on-cash
4.62%
DSCR
1.21
GRM
5.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.26% rent growth · sell at horizon

5-year hold
IRR
-14.0%
Equity multiple
0.52×
Total profit
$-13,476
Equity at exit
$14,910
10-year hold
IRR
-14.9%
Equity multiple
0.33×
Total profit
$-18,895
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33313

Rents YoY
0.3%
Active inventory
664
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,669 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$114 /mo · $1,364/yr
Insurance
$42
HOA
$531
Vacancy / Maint / Mgmt
$350
Net cashflow
$108

Break-even live

Break-even rent $1,533
Max offer price $100,000
Occupancy floor 89%

Sensitivity live

Price -10% $164 -5% $136 +0% $108 +5% $79 +10% $51
Rent -10% $-24 -5% $42 +0% $108 +5% $174 +10% $240
Rate -1.0pp $158 -0.5pp $133 base $108 +0.5pp $82 +1.0pp $55

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4121 NW 26th St Unit T16 Lauderhill, FL 1.0 1.5 750 $1,500 $2.00 25d 1 0.02mi
4141 NW 26th St #316 Lauderhill, FL 1.0 1.0 624 $1,450 $2.32 25d 1 0.05mi
2700 NW 39th Way Lauderdale Lakes, FL 2.0–3.0 1.0–1.5 858 $1,750 $2.04 0d 6 0.18mi
2980 NW 43rd Ter #207 Lauderdale Lakes, FL 2.0 2.0 890 $1,800 $2.02 25d 1 0.23mi
3033 NW 43rd Ave #108 Lauderdale Lakes, FL 1.0 1.0 650 $1,590 $2.45 15d 1 0.27mi
3030 NW 43rd Ter Lauderdale Lakes, FL 1.0 1.0 592 $1,400 $2.36 3d 2 0.27mi
3030 NW 43rd Ter Lauderdale Lakes, FL 1.0 1.0 592 $1,400 $2.36 0d 2 0.27mi
3030 NW 43rd Ter #102 Lauderdale Lakes, FL 1.0 1.0 710 $1,450 $2.04 25d 1 0.28mi
2800 NW 47th Ter Unit 106B Lauderdale Lakes, FL 1.0 1.0 768 $1,650 $2.15 25d 1 0.43mi
2861 NW 47th Ter Unit 201A Lauderdale Lakes, FL 2.0 2.0 1021 $1,700 $1.67 0d 1 0.48mi
2861 NW 47th Ter Unit 207B Lauderdale Lakes, FL 1.0 1.0 768 $1,400 $1.82 25d 1 0.48mi
2861 NW 47th Ter Lauderdale Lakes, FL 2.0 2.0 1021 $1,700 $1.67 25d 1 0.48mi
2070 NW 43rd Ter #6 Lauderhill, FL 1.0 1.0 600 $1,600 $2.67 23d 1 0.48mi
4240 NW 21st St #134 Lauderhill, FL 1.0 1.0 812 $1,500 $1.85 25d 1 0.51mi
3061 NW 47th Ter Unit 132C Lauderdale Lakes, FL 1.0 1.0 610 $1,500 $2.46 25d 1 0.52mi
3061 NW 47th Ter Unit 335B Lauderdale Lakes, FL 1.0 1.5 662 $1,500 $2.27 0d 1 0.52mi
3061 NW 47th Ter Unit 327B Lauderdale Lakes, FL 1.0 1.5 662 $1,600 $2.42 9d 1 0.52mi
3061 NW 47th Ter #327 Lauderdale Lakes, FL 1.0 1.5 662 $1,500 $2.27 25d 1 0.52mi
2901 NW 47th Ter Unit 247B Lauderdale Lakes, FL 1.0 1.5 662 $1,400 $2.11 0d 1 0.53mi
2901 NW 47th Ter Unit 348B Lauderdale Lakes, FL 1.0 1.5 662 $1,350 $2.04 25d 1 0.53mi
3621 NW 30th Ct Oakland Park, FL 2.0 2.5 1104 $2,695 $2.44 15d 1 0.53mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,700 $2.10 25d 3 0.54mi
4160 NW 21st St Lauderhill, FL 1.0–2.0 1.0 810 $1,700 $2.10 0d 3 0.54mi
3001 NW 48th Ave #440 Lauderdale Lakes, FL 1.0 1.5 705 $1,300 $1.84 25d 1 0.57mi
3099 NW 48th Ave #153 Lauderdale Lakes, FL 2.0 2.0 960 $1,850 $1.93 25d 1 0.61mi
2029 NW 46th Ave Lauderhill, FL 1.0 1.5 800 $1,500 $1.88 25d 1 0.63mi
2017 NW 46th Ave Unit A110 Lauderhill, FL 1.0 1.5 800 $1,650 $2.06 25d 1 0.63mi
3541 NW 30th Pl Lauderdale Lakes, FL 1.0–3.0 1.0–2.0 865 $2,076 $2.40 0d 16 0.65mi
4851 NW 26th Ct #338 Lauderdale Lakes, FL 1.0 1.0 705 $1,650 $2.34 18d 1 0.66mi
4750 NW 22nd Ct #502 Lauderhill, FL 1.0 1.5 928 $1,600 $1.72 25d 1 0.68mi
3070 NW 48th Ter Lauderdale Lakes, FL 2.0 2.0 960 $1,750 $1.82 9d 2 0.68mi
3070 NW 48th Ter #104 Lauderdale Lakes, FL 2.0 2.0 960 $1,750 $1.82 25d 1 0.68mi
3070 NW 48th Ter #405 Lauderdale Lakes, FL 2.0 2.0 960 $1,850 $1.93 4d 1 0.68mi
4491 NW 19th St Lauderhill, FL 1.0–3.0 1.0–2.5 1358 $2,065 $1.52 0d 37 0.68mi
3301 NW 47th Ter #308 Lauderdale Lakes, FL 1.0 2.0 750 $2,200 $2.93 13d 1 0.71mi
3700 NW 21st St #203 Lauderdale Lakes, FL 1.0 1.0 800 $1,500 $1.88 22d 1 0.71mi
4848 NW 24th Ct Lauderdale Lakes, FL 1.0–3.0 1.0–2.0 1045 $1,725 $1.65 18d 3 0.74mi
4848 NW 24th Ct Lauderdale Lakes, FL 1.0–3.0 1.0–2.0 1045 $1,675 $1.60 6d 4 0.74mi
3141 NW 47th Ter #430 Lauderdale Lakes, FL 2.0 2.0 1002 $1,700 $1.70 23d 1 0.75mi
2061 NW 47th Ter Lauderhill, FL 1.0 1.5 928 $1,620 $1.75 4d 2 0.75mi

HOA detail condo

Monthly dues
$531 · $6,372/yr
Likely covers
waterpool
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 20 events

  1. 2026-06-21
    days on market $100,000 Active 99 DOM
  2. 2026-06-18
    days on market $100,000 Active 96 DOM
  3. 2026-06-17
    days on market $100,000 Active 95 DOM
  4. 2026-06-16
    days on market $100,000 Active 94 DOM
  5. 2026-06-15
    days on market $100,000 Active 93 DOM
  6. 2026-06-13
    days on market $100,000 Active 91 DOM
  7. 2026-06-09
    days on market $100,000 Active 87 DOM
  8. 2026-06-08
    days on market $100,000 Active 86 DOM
  9. 2026-06-07
    days on market $100,000 Active 85 DOM
  10. 2026-06-04
    days on market $100,000 Active 82 DOM
  11. 2026-06-03
    days on market $100,000 Active 81 DOM
  12. 2026-06-02
    days on market $100,000 Active 80 DOM
  13. 2026-06-01
    days on market $100,000 Active 79 DOM
  14. 2026-05-31
    days on market $100,000 Active 78 DOM
  15. 2026-04-23
    status Active
  16. 2026-04-15
    historical Active Under Contract
  17. 2026-03-14
    listed $100,000 Active
  18. 2026-03-07
    historical $100,000
  19. 1993-11-03
    soldstatus $24,000
  20. 1991-12-19
    soldstatus $18,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,364 · $114/mo
Projected year-2 tax
$1,364 · $114/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,027
− Mortgage interest
−$5,602
− Property taxes
−$1,364
− Insurance
−$500
− Repairs & maintenance
−$1,602
− Management
−$1,602
− HOA
−$6,372
− Depreciation
−$2,909
Taxable income
$77
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$18
After-tax cash flow
$1,275/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Lauderhill

Score
79/100
State rank
#139
US rank
#2059

Category grades

Amenities F Commute A+ Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lauderhill, FL
County
Broward County · 1,963,430 people
City population
62,807
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
62,807
Household income
$46,305
Rent vs Own
54.3% rent · 45.7% own
Severe rent burden
5692.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (77%)
Race & ethnicity
Black 77% Hispanic / Latino 12% Two or more races 8% White 7% Asian 2%
Hispanic origin (detail)
Puerto Rican 2% Cuban 3% Dominican 1%
Common ancestry
Hispanic 20%
Foreign-born
39% · Canada, Jamaica, Dominican Republic
Languages at home
66% English-only · French/Haitian/Cajun 22% Spanish 10%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -338.15%
Current HPI
288.9345
Rent YoY
▲ 0.26%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+440.5% since first listed
6 events — show timeline
  • 2026-04-23 Relisted Beaches MLS
  • 2026-04-15 Contingent Beaches MLS
  • 2026-03-14 Listed $100,000 Beaches MLS
  • 2026-03-07 Coming Soon $100,000 Beaches MLS
  • 1993-11-03 Sold (Public Records) $24,000 Public Records
  • 1991-12-19 Sold (Public Records) $18,500 Public Records

Property tax history

+9.9%/yr

Latest (2025): $1,364 · +1.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…