410 S Bois Darc St · Blossom, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 18.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.5/15.0
- Appreciation +8.1/10.0
- Cash flow +7.1/30.0
- Schools +4.3/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.6/10.0
- DSCR +1.3/10.0
$185,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Located in the highly regarded Prairiland ISD and the city of Blossom on a quiet residential street. This home offers the perfect blend of comfort and convenience with easy access to nearby amenities and just a short drive to Paris. Enjoy this corner lot ideal for outdoor entertaining, gardening, or relaxing. The property features a functional layout with comfortable living spaces - excellent potential for any buyer with 3 bedrooms, 2 full baths, 2 living areas, large eat in kitchen with breakfast bar, 8x14 storage area in garage, 12x14 covered patio, 10x12 storage building for lawn equipment and so much more!
Key facts
- Large eat in kitchen
- Outdoor entertaining
- Covered patio
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $186k.
Deal economics
- At list price, monthly cash flow is $-266 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $139k (25.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $123k (33.5% below list).
- Recommended offer: $123k (33.5% below list) — sets the bar for 1% rule.
- Cap rate 4.6% vs local median 2.4% in Blossom — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 59/100 on livability (#1,116 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: employment D, amenities F, commute F.
- Prairiland ISD (rural): math 52% / reading 51% proficiency, ranked #167 of 826 in TX (top 20%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Blossom El (math 62% / reading 52%, grade C+, #505 of 4,322 statewide, top 13%, 418 students, 55% FRL); Prairiland J H (math 54% / reading 52%, grade C+, #281 of 1,662 statewide, top 18%, 248 students, 57% FRL); Prairiland H S (math 37% / reading 62%, grade D, #509 of 1,632 statewide, top 34%, 292 students, 39% FRL) — zoned schools at 50% FRL track the district average.
- Market conditions: 56 active listings in the ZIP; 119 units permitted in Lamar County in 2024 (71 in 5+ unit buildings).
Forward outlook
- In year one you build about $13k of equity ($1k loan paydown + $11k appreciation (6.2% local appreciation)).
- Lamar County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 3, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 123 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 123 days. Have you received any prior offers? Is the seller open to a 34% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 4.58%
- Cash-on-cash
- -6.13%
- DSCR
- 0.73
- GRM
- 12.5
CMA / ARV
- ARV (median comp)
- $203,725
- List price
- $185,500
- Delta
- -8.95%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1005 S Holley | 0.53mi | 3/2.0 | 2,104 (+6%) | 9mo | $210,000 | $100 | 53 |
| 453 Private Road 44005 | 0.60mi | 3/2.5 | 1,816 (-8%) | 16mo | $389,900 | $215 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
6.17% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 10.8%
- Equity multiple
- 1.74×
- Total profit
- $38,475
- Equity at exit
- $118,566
- IRR
- 11.9%
- Equity multiple
- 3.42×
- Total profit
- $125,926
- Equity at exit
- $216,720
Cash invested: $51,940 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75416
- Home prices YoY
- 3.1%
- Active inventory
- 56
- Price-to-rent
- 12.5×
Monthly cashflow live
- Estimated rent
- $1,233 medium interval (Pro) →
- Mortgage (P&I)
- −$973
- Tax from tax record
- −$190 /mo · $2,274/yr
- Insurance
- −$77
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$259
- Net cashflow
- $-266
Break-even live
Sensitivity live
| Price | -10% $-161 | -5% $-213 | +0% $-266 | +5% $-318 | +10% $-371 |
|---|---|---|---|---|---|
| Rent | -10% $-363 | -5% $-314 | +0% $-266 | +5% $-217 | +10% $-168 |
| Rate | -1.0pp $-172 | -0.5pp $-218 | base $-266 | +0.5pp $-314 | +1.0pp $-362 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,375
- Closing costs
- $5,565
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 22 events
-
2026-06-22days on market $185,500 Active 123 DOM
-
2026-06-21days on market $185,500 Active 122 DOM
-
2026-06-21days on market $185,500 Active 121 DOM
-
2026-06-18days on market $185,500 Active 119 DOM
-
2026-06-17days on market $185,500 Active 118 DOM
-
2026-06-16days on market $185,500 Active 117 DOM
-
2026-06-15days on market $185,500 Active 116 DOM
-
2026-06-15days on market $185,500 Active 115 DOM
-
2026-06-13days on market $185,500 Active 114 DOM
-
2026-06-12days on market $185,500 Active 113 DOM
-
2026-06-09days on market $185,500 Active 110 DOM
-
2026-06-08days on market $185,500 Active 109 DOM
-
2026-06-08days on market $185,500 Active 108 DOM
-
2026-06-07days on market $185,500 Active 107 DOM
-
2026-06-03days on market $185,500 Active 104 DOM
-
2026-06-02days on market $185,500 Active 103 DOM
-
2026-06-01days on market $185,500 Active 102 DOM
-
2026-05-31days on market $185,500 Active 101 DOM
-
2026-04-24price $185,500 617-char remark
Show marketing remark (617 chars)
Located in the highly regarded Prairiland ISD and the city of Blossom on a quiet residential street. This home offers the perfect blend of comfort and convenience with easy access to nearby amenities and just a short drive to Paris. Enjoy this corner lot ideal for outdoor entertaining, gardening, or relaxing. The property features a functional layout with comfortable living spaces - excellent potential for any buyer with 3 bedrooms, 2 full baths, 2 living areas, large eat in kitchen with breakfast bar, 8x14 storage area in garage, 12x14 covered patio, 10x12 storage building for lawn equipment and so much more!
-
2026-04-03status Active 617-char remark
Show marketing remark (617 chars)
Located in the highly regarded Prairiland ISD and the city of Blossom on a quiet residential street. This home offers the perfect blend of comfort and convenience with easy access to nearby amenities and just a short drive to Paris. Enjoy this corner lot ideal for outdoor entertaining, gardening, or relaxing. The property features a functional layout with comfortable living spaces - excellent potential for any buyer with 3 bedrooms, 2 full baths, 2 living areas, large eat in kitchen with breakfast bar, 8x14 storage area in garage, 12x14 covered patio, 10x12 storage building for lawn equipment and so much more!
-
2026-03-29historical Active Option Contract 617-char remark
Show marketing remark (617 chars)
Located in the highly regarded Prairiland ISD and the city of Blossom on a quiet residential street. This home offers the perfect blend of comfort and convenience with easy access to nearby amenities and just a short drive to Paris. Enjoy this corner lot ideal for outdoor entertaining, gardening, or relaxing. The property features a functional layout with comfortable living spaces - excellent potential for any buyer with 3 bedrooms, 2 full baths, 2 living areas, large eat in kitchen with breakfast bar, 8x14 storage area in garage, 12x14 covered patio, 10x12 storage building for lawn equipment and so much more!
-
2026-02-19$187,900 Active 617-char remark
Show marketing remark (617 chars)
Located in the highly regarded Prairiland ISD and the city of Blossom on a quiet residential street. This home offers the perfect blend of comfort and convenience with easy access to nearby amenities and just a short drive to Paris. Enjoy this corner lot ideal for outdoor entertaining, gardening, or relaxing. The property features a functional layout with comfortable living spaces - excellent potential for any buyer with 3 bedrooms, 2 full baths, 2 living areas, large eat in kitchen with breakfast bar, 8x14 storage area in garage, 12x14 covered patio, 10x12 storage building for lawn equipment and so much more!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $2,274 · $190/mo
- Projected year-2 tax
- $3,395 · $283/mo
- Expected delta
- +$1,120/yr (+$93/mo · 49.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 4/10 Moderate 18% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,796
- − Mortgage interest
- −$10,391
- − Property taxes
- −$2,274
- − Insurance
- −$928
- − Repairs & maintenance
- −$1,184
- − Management
- −$1,184
- − Depreciation
- −$5,396
- Taxable loss
- −$6,560
- Est. tax savings @ 24.0%
- +$1,575
- After-tax cash flow
- $-1,612/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Prairiland ISD
- NCES district ID
- 4835740
- Math proficiency
- 52% ▲ 5.00%
- Reading proficiency
- 51% ▲ 7.00%
- Median HH income
- $43,652
- Composite
- 43.44/100
- National rank
- #3010
- State rank
- #167 of 826 in TX
Livability — Blossom
- Score
- 59/100
- State rank
- #1116
- US rank
- #19760
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Blossom, TX
- Population (ZIP)
- 2,987
Population outlook (Lamar County) Hauer SSP2
- Today (2025)
- 48,319 people
- By 2030
- 47,160 · -2.4%
- By 2040
- 44,621 · -7.7%
- By 2050
- 42,024 · -13.0%
- By 2075
- 36,577 · -24.3%
- By 2100
- 30,580 · -36.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Two or more races 13% Hispanic / Latino 7% Black 3% Native American 1%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Slovak 2% Serbian 2% Iranian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2% Tagalog/Filipino 1%
Political lean MEDSL · Lamar
- 2024 margin
- Solid R (+61.0) · D 19.2% · R 80.3%
- 2008→2024 swing
- -19.1pp toward R · 2008: -42.0pp · 2024: -61.0pp
- All cycles
- 2024: R+61.0 2020: R+57.4 2016: R+59.2 2012: R+50.3 2008: R+42.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.17%
- Current HPI
- 202.3527
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-1.3% since first listed4 events — show timeline
- 2026-04-24 Price Changed $185,500 NTREIS
- 2026-04-03 Relisted — NTREIS
- 2026-03-29 Contingent — NTREIS
- 2026-02-19 Listed $187,900 NTREIS
Property tax history
+3.9%/yrLatest (2025): $2,274 · +7.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…