5359 Pinecone Ct · Wildwood, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.9/15.0
- Cash flow +10.1/30.0
- 1% rule +5.0/10.0
- Condition / age +4.8/5.0
- Schools +4.3/10.0
- Livability +3.5/5.0
- Rent growth +3.2/5.0
- DSCR +2.9/10.0
- Appreciation +0.0/10.0
$215,000
5359 Pinecone Ct · Wildwood, FL 34785
3 bd · 2.5 ba · 1,812 sqft · Townhouse
public records
· 132 Days on market
Built 2021
3,414 sqft lot
1-car garage
$119/sqft
· 14% below area
Est $250k · 14% under
$167/mo HOA · 8% of rent
↓ 1% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Under Construction. All our townhomes at Beaumont are modernly designed with open-concept layouts and built to last with all concrete block construction on both the first and second floors. Homes are equipped with an all-inclusive appliance package, granite countertops in the kitchen, and our industry-leading smart home system. Beaumont is in close proximity to I-75 and Florida’s Turnpike, creating accessibility to popular area attractions in Tampa and Orlando. Homeowners will enjoy amenities including gated community entry, and an open-air cabana, resort style pool, Pickle Ball courts, and Bocce Ball courts. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation.
Key facts
- $167 HOA
- Garage
- Community pool
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $215k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-126 ($-2k/yr) — negative.
- To cash-flow at today's rent, offer at most $193k (10.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $215k (0.1% below list).
- Recommended offer: $189k (12.0% below list) — sets the bar for market timing.
- Cap rate 5.6% vs local median 4.1% in Wildwood — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 69/100 on livability (#471 in FL) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, crime A-; Watch: amenities F, commute F, employment D-.
- Sumter (rural): math 61% / reading 61% proficiency, ranked #11 of 73 in FL (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Wildwood Elementary School (math 49% / reading 52%, grade D+, #1,055 of 2,144 statewide, top 50%, 940 students, 76% FRL); South Sumter Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 897 students, 61% FRL) — zoned schools average 68% FRL vs 51% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+2.9%/yr); 606 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 3,961 units permitted in Sumter County in 2024 (248 in 5+ unit buildings).
- This rent runs 39% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Sumter County population projected at +45% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 132 days — a 12% lower offer ($189k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 5y ago; this cycle's ask has dropped $35k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer
$189,200
(12.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 132 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 5.59%
- Cash-on-cash
- -2.51%
- DSCR
- 0.89
- GRM
- 8.3
CMA / ARV
- ARV (median comp)
- $250,469
- List price
- $215,000
- Delta
- -14.16%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5427 Dragonfly Dr | 0.11mi | 3/2.5 | 1,812 (0%) | 9mo | $225,000 | $124 | 88 |
| 5347 Pinecone Ct | 0.02mi | 3/2.5 | 1,688 (-7%) | 6mo | $220,000 | $130 | 82 |
| 5250 Dragonfly Dr | 0.13mi | 3/2.5 | 1,688 (-7%) | 4mo | $240,000 | $142 | 80 |
| 5435 Dragonfly Dr | 0.12mi | 3/2.5 | 1,688 (-7%) | 4mo | $212,000 | $126 | 80 |
| 5214 Dragonfly Dr | 0.16mi | 3/2.5 | 1,688 (-7%) | 4mo | $230,000 | $136 | 78 |
| 5230 Dragonfly Dr | 0.15mi | 3/2.5 | 1,688 (-7%) | 5mo | $249,990 | $148 | 77 |
| 5333 Loblolly Ln | 0.10mi | 3/2.5 | 1,688 (-7%) | 9mo | $216,000 | $128 | 76 |
| 5367 Pinecone Ct | 0.02mi | 3/2.5 | 1,688 (-7%) | 16mo | $235,000 | $139 | 74 |
| 5369 Pinecone Ct | 0.02mi | 3/2.5 | 1,688 (-7%) | 19mo | $255,000 | $151 | 72 |
| 5286 Dragonfly Dr | 0.09mi | 3/2.5 | 1,688 (-7%) | 17mo | $239,000 | $142 | 70 |
| 5318 Dragonfly Dr | 0.06mi | 3/2.5 | 1,688 (-7%) | 18mo | $220,000 | $130 | 70 |
| 5291 Dragonfly Dr | 0.08mi | 3/2.5 | 1,688 (-7%) | 18mo | $220,000 | $130 | 70 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.85% rent growth · sell at horizon
5-year hold
- IRR
- -20.5%
- Equity multiple
- 0.29×
- Total profit
- $-42,957
- Equity at exit
- $32,057
10-year hold
- IRR
- -13.8%
- Equity multiple
- 0.20×
- Total profit
- $-48,103
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market
Market conditions
within 1.0 mi — comparable homes for sale
Active competition Active MLS
- For sale now
- 9 active · 1 under contract
- Months of supply
- 10.8 mo (9%/mo absorbed)
- Median asking
- $228,750 ($136/sqft)
- Median days on market
- 79 d
- This list price
- 22% of active listings are priced below it
- ARV vs active asking
- +2.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 34785
- Home prices YoY
- -10.7%
- Rents YoY
- 2.9%
- Active inventory
- 606
- Price-to-rent
- 8.3×
Monthly cashflow live
↻
- Estimated rent
- $2,147 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$438 /mo · $5,257/yr
- Insurance
- −$90
- HOA
- −$167
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$451
- Net cashflow
- $-126
Break-even live
Break-even rent
$2,307
Max offer price
$192,718
Occupancy floor
—
Sensitivity live
| Price | -10% $-4 | -5% $-65 | +0% $-126 | +5% $-187 | +10% $-248 |
|---|---|---|---|---|---|
| Rent | -10% $-296 | -5% $-211 | +0% $-126 | +5% $-41 | +10% $43 |
| Rate | -1.0pp $-18 | -0.5pp $-71 | base $-126 | +0.5pp $-182 | +1.0pp $-239 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5338 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1812 | $2,150 | $1.19 | 5d | 1 | 0.05mi |
| 5334 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1673 | $1,700 | $1.02 | 5d | 1 | 0.05mi |
| 5330 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1688 | $1,825 | $1.08 | 5d | 1 | 0.05mi |
| 5339 Loblolly Ln Wildwood, FL | 3.0 | 2.5 | 1688 | $2,000 | $1.18 | 116d | 1 | 0.08mi |
| 5267 Dragonfly Dr Wildwood, FL | 3.0 | 2.5 | 1688 | $1,945 | $1.15 | 116d | 1 | 0.11mi |
| 5115 Spanish Harbor Dr Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 990 | $1,680 | $1.70 | 116d | 29 | 0.25mi |
| 5115 Spanish Harbor Dr Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 990 | $1,675 | $1.69 | 5d | 1 | 0.25mi |
| 5059 Stokes Way Wildwood, FL | 3.0 | 2.0 | 1504 | $1,747 | $1.16 | 5d | 1 | 0.26mi |
| 5039 Stokes Way Wildwood, FL | 3.0 | 2.0 | 1395 | $1,747 | $1.25 | 5d | 1 | 0.28mi |
| 7926 Penrose Pl Wildwood, FL | 4.0 | 2.0 | 2031 | $2,500 | $1.23 | 5d | 1 | 0.35mi |
| 8053 Penrose Pl Wildwood, FL | 4.0 | 2.0 | 2034 | $2,499 | $1.23 | 5d | 1 | 0.38mi |
| 7851 June Ln Wildwood, FL | 3.0 | 2.0 | 1614 | $1,900 | $1.18 | 5d | 1 | 0.40mi |
| 7730 Wilds Loop Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 1117 | $2,384 | $2.13 | 0d | 48 | 0.44mi |
| 4980 Red Maple Ln Unit C1 Wildwood, FL | 3.0 | 2.0 | 1445 | $1,686 | $1.17 | 2d | 1 | 0.47mi |
| 3025 Bartow Ln The Villages, FL | 3.0 | 2.0 | 1415 | $3,500 | $2.47 | 116d | 1 | 0.49mi |
| 5180 NE 71st Ave Wildwood, FL | 1.0–3.0 | 1.0–3.0 | 1192 | $1,995 | $1.67 | 3d | 22 | 0.51mi |
| 2290 Nackman Pl The Villages, FL | 3.0 | 2.0 | 1427 | $3,800 | $2.66 | 5d | 1 | 0.52mi |
| 3064 Gulfport Ct The Villages, FL | 2.0 | 2.0 | 1602 | $2,800 | $1.75 | 116d | 1 | 0.55mi |
| 8062 Rexwood Rd Wildwood, FL | 3.0 | 3.0 | 1638 | $2,345 | $1.43 | 116d | 1 | 0.56mi |
| 2393 Carriage Hill Way The Villages, FL | 3.0 | 2.0 | 1631 | $4,300 | $2.64 | 116d | 1 | 0.58mi |
| 8061 Patagonia Dr Wildwood, FL | 3.0 | 2.0 | 1855 | $2,585 | $1.39 | 116d | 1 | 0.60mi |
| 8073 Patagonia Dr Wildwood, FL | 3.0 | 3.0 | 1638 | $2,645 | $1.61 | 116d | 1 | 0.61mi |
| 2192 Quinn Ln The Villages, FL | 3.0 | 2.0 | 1611 | $5,600 | $3.48 | 5d | 1 | 0.62mi |
| 5255 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1638 | $2,410 | $1.47 | 116d | 1 | 0.62mi |
| 2393 Highbanks Ct The Villages, FL | 3.0 | 2.0 | 1522 | $2,800 | $1.84 | 5d | 1 | 0.62mi |
| 5247 Inglewood Dr Wildwood, FL | 3.0 | 2.0 | 1638 | $2,441 | $1.49 | 5d | 1 | 0.62mi |
| 7011 Homestead Lp Wildwood, FL | 1.0–3.0 | 1.0–2.0 | 998 | $1,759 | $1.76 | 3d | 22 | 0.64mi |
| 5234 Inglewood Dr Wildwood, FL | 3.0 | 3.0 | 1693 | $2,475 | $1.46 | 116d | 1 | 0.66mi |
| 8233 Arrow Wood Loop Wildwood, FL | 3.0 | 2.5 | 1604 | $1,885 | $1.18 | 3d | 1 | 0.66mi |
| 5192 Hartwood Loop Wildwood, FL | 3.0 | 2.0 | 1572 | $2,590 | $1.65 | 116d | 1 | 0.67mi |
| 5222 Inglewood Dr Wildwood, FL | 3.0 | 3.0 | 1693 | $2,486 | $1.47 | 5d | 1 | 0.68mi |
| 5212 Hartwood Loop Wildwood, FL | 3.0 | 3.0 | 1693 | $2,561 | $1.51 | 5d | 1 | 0.68mi |
| 5027 Starwood Pl Wildwood, FL | 3.0 | 2.5 | 1604 | $1,835 | $1.14 | 5d | 1 | 0.70mi |
| 5189 Hartwood Loop Wildwood, FL | 3.0 | 2.0 | 1572 | $2,591 | $1.65 | 5d | 1 | 0.71mi |
| 8168 Arrow Wood Loop Wildwood, FL | 2.0 | 2.5 | 1317 | $1,754 | $1.33 | 116d | 1 | 0.72mi |
| 8118 Arrow Wood Loop Wildwood, FL | 2.0 | 2.5 | 1317 | $1,704 | $1.29 | 116d | 1 | 0.73mi |
| 8148 Arrow Wood Loop Wildwood, FL | 3.0 | 2.5 | 1604 | $1,885 | $1.18 | 5d | 1 | 0.73mi |
| 8128 Arrow Wood Loop Wildwood, FL | 2.0 | 2.5 | 1317 | $1,699 | $1.29 | 116d | 1 | 0.74mi |
| 5268 Hartwood Loop Wildwood, FL | 3.0 | 2.0 | 1638 | $2,461 | $1.50 | 5d | 1 | 0.76mi |
| 2280 Biscayne Ave The Villages, FL | 3.0 | 2.0 | 1400 | $4,000 | $2.86 | 116d | 1 | 0.80mi |
Property features AI
Finance
- Other
- CDDs presentNo homesteadZoned R2UnfurnishedLease restrictions not indicated
- Financial info
- Other annual assessment: $2,151Total annual fees: $2,004Total monthly fees: $167
- HOA & community
- HOA required (Beaumont North)Monthly HOA $167 (association approval required)Community mailboxCommunity poolPets allowed
Exterior
- Parking
- Attached garage1-car garage
- Utilities
- Public waterPublic sewerPublic utilities
- Home design
- TownhouseResidential propertyTwo storiesFaces northwestEntry level information not provided
- Construction
- Stucco constructionShingle roofBlock foundationBuilt on lot of approximately 0.08 acre
- Exterior features
- SidewalkSliding doorsAsphalt road access
Interior
- Kitchen
- DishwasherDisposalMicrowaveRangeRefrigerator
- Bedrooms
- 3 bedrooms
- Flooring
- CarpetTile
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Central heatingCentral air conditioning
- Interior features
- Living room/dining room comboThermostat
- Laundry & utility
- WasherDryerLaundry inside
HOA detail $167/mo · $2,004/yr
- Likely covers
- poolsecurity
Listing history 50 events
-
2026-09-24days on market $215,000 Active 132 DOM
-
2026-09-22days on market $215,000 Active 131 DOM
-
2026-09-20days on market $215,000 Active 129 DOM
-
2026-09-18days on market $215,000 Active 127 DOM
-
2026-09-17days on market $215,000 Active 126 DOM
-
2026-09-16days on market $215,000 Active 125 DOM
-
2026-09-15pricedays on market $215,000 Active 124 DOM
-
2026-09-14days on market $219,900 Active 123 DOM
-
2026-09-14days on market $219,900 Active 122 DOM
-
2026-09-12days on market $219,900 Active 121 DOM
-
2026-09-11days on market $219,900 Active 120 DOM
-
2026-09-05days on market $219,900 Active 114 DOM
-
2026-09-04days on market $219,900 Active 113 DOM
-
2026-09-03days on market $219,900 Active 112 DOM
-
2026-08-31days on market $219,900 Active 109 DOM
-
2026-08-30days on market $219,900 Active 108 DOM
-
2026-08-29days on market $219,900 Active 107 DOM
-
2026-08-28days on market $219,900 Active 106 DOM
-
2026-08-27days on market $219,900 Active 105 DOM
-
2026-08-26days on market $219,900 Active 104 DOM
-
2026-08-25days on market $219,900 Active 103 DOM
-
2026-08-24days on market $219,900 Active 102 DOM
-
2026-08-23days on market $219,900 Active 101 DOM
-
2026-08-21days on market $219,900 Active 99 DOM
-
2026-08-20days on market $219,900 Active 98 DOM
-
2026-08-19days on market $219,900 Active 97 DOM
-
2026-08-18days on market $219,900 Active 96 DOM
-
2026-08-17days on market $219,900 Active 95 DOM
-
2026-08-16days on market $219,900 Active 94 DOM
-
2026-08-15days on market $219,900 Active 93 DOM
-
2026-08-14days on market $219,900 Active 92 DOM
-
2026-08-13days on market $219,900 Active 91 DOM
-
2026-08-12days on market $219,900 Active 90 DOM
-
2026-08-11days on market $219,900 Active 89 DOM
-
2026-08-10days on market $219,900 Active 88 DOM
-
2026-08-09days on market $219,900 Active 87 DOM
-
2026-08-08days on market $219,900 Active 86 DOM
-
2026-08-07days on market $219,900 Active 85 DOM
-
2026-08-06days on market $219,900 Active 84 DOM
-
2026-08-05days on market $219,900 Active 83 DOM
-
2026-08-04days on market $219,900 Active 82 DOM
-
2026-08-03pricedays on market $219,900 Active 81 DOM
-
2026-07-31days on market $234,900 Active 78 DOM
-
2026-07-29days on market $234,900 Active 76 DOM
-
2026-07-27days on market $234,900 Active 74 DOM
-
2026-07-25days on market $234,900 Active 72 DOM
-
2026-07-23days on market $234,900 Active 70 DOM
-
2026-07-22days on market $234,900 Active 69 DOM
-
2026-07-21days on market $234,900 Active 68 DOM
-
2026-07-18days on market $234,900 Active 65 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,257 · $438/mo
- Projected year-2 tax
- $5,257 · $438/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,762
- − Mortgage interest
- −$12,043
- − Property taxes
- −$5,257
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$2,061
- − Management
- −$2,061
- − HOA
- −$2,004
- − Depreciation
- −$6,255
- Taxable loss
- −$4,994
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$1,198
- After-tax cash flow
- $-315/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
95/100
None rehab
This beautifully maintained newer-construction townhome in Wildwood is move-in ready with excellent condition and a great location.
Value-add opportunities
- Both Painting the exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract more potential buyers/tenants. ↑
- Both Adding smart home features — Smart home features can increase the home's appeal and market value. ↑
- Both Upgrading the kitchen appliances — Modern appliances can make the kitchen more functional and attractive to potential buyers/tenants. ↑
F
Composite school gradezoned avg 43/100
Zoned Schools
Elementary
Wildwood Elementary School
D+
FL #1,055/2,144
Nat'l #12,398/41,679
High
Wildwood Middle/ High School
F
FL #379/667
Nat'l #9,567/17,239
Schools (NCES district)
- District
- Sumter
- NCES district ID
- 1201800
- Math proficiency
- 61% ▼ -4.00%
- Reading proficiency
- 61% ▼ -2.00%
- Median HH income
- $48,240
- Composite
- 51.74/100
- National rank
- #1682
- State rank
- #11 of 73 in FL
C
Composite livability gradescore 69/100
Livability — Wildwood
- Score
- 69/100
- State rank
- #471
- US rank
- #8500
Category grades
Amenities F
Commute F
Cost of living A
Crime A-
Employment D-
Housing B-
Health & safety A+
User ratings A+
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wildwood, FL
- County
- Sumter County · 161,172 people
- City population
- 21,568
- Metro
- The Villages, FL
- Population (ZIP)
- 21,568
- Household income
- $66,136
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Sumter County) Hauer SSP2
- Today (2025)
- 161,172 people
- By 2030
- 180,083 · +11.7%
- By 2040
- 209,892 · +30.2%
- By 2050
- 234,186 · +45.3%
- By 2075
- 284,602 · +76.6%
- By 2100
- 317,039 · +96.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 52% Black 29% Hispanic / Latino 14% Two or more races 3%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 2%
- Common ancestry
- Romanian 3% Lithuanian 2% Italian 2%
- Foreign-born
- 11% · Canada, Jamaica
- Languages at home
- 85% English-only · Spanish 12% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Sumter
- 2024 margin
- Solid R (+37.6) · D 30.9% · R 68.6%
- 2008→2024 swing
- -10.6pp toward R · 2008: -27.0pp · 2024: -37.6pp
- All cycles
- 2024: R+37.6 2020: R+36.1 2016: R+39.2 2012: R+34.9 2008: R+27.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -32.14%
- Current HPI
- 267.9137
- Rent YoY
- ▲ 2.85%
- Metro
- The Villages, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-1.3% since first listed14 events — show timeline
- 2026-06-05 Price Changed $234,900 Stellar MLS as Distributed by MLS Grid
- 2026-05-14 Listed $249,900 Stellar MLS as Distributed by MLS Grid
- 2022-01-12 Sold (MLS) $247,990 Stellar MLS as Distributed by MLS Grid
- 2021-08-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2021-07-26 Price Changed $252,990 Stellar MLS as Distributed by MLS Grid
- 2021-07-22 Relisted — Stellar MLS as Distributed by MLS Grid
- 2021-07-22 Price Changed $249,990 Stellar MLS as Distributed by MLS Grid
- 2021-06-15 Price Changed $251,990 Stellar MLS as Distributed by MLS Grid
- 2021-06-10 Price Changed $249,990 Stellar MLS as Distributed by MLS Grid
- 2021-06-07 Price Changed $246,990 Stellar MLS as Distributed by MLS Grid
- 2021-06-01 Price Changed $245,990 Stellar MLS as Distributed by MLS Grid
- 2021-05-24 Price Changed $243,990 Stellar MLS as Distributed by MLS Grid
- 2021-05-17 Price Changed $242,990 Stellar MLS as Distributed by MLS Grid
- 2021-05-14 Listed $237,990 Stellar MLS as Distributed by MLS Grid
Property tax history
+118.5%/yrLatest (2025): $5,257 · -1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…