615 Escambia Loop · Lillian, AL 36549

$104,900

1 bd · 1.0 ba · 432 sqft · Manufactured public records · 24 Days on market

Built 1983 4,660 sqft lot $243/sqft · at area comps Est $107k · at est. $72/mo HOA · 6% of rent ↓ 19% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.0/30.0
• ARV discount +8.4/15.0
• DSCR +7.7/10.0
• 1% rule +7.1/10.0
• Schools +3.9/10.0
• Livability +3.3/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

Key facts

• Fishing pier
• Year round pool
• Pickleball courts

Tags

• FENCED YARD
• WATERFRONT ACCESS
• FISHING PIER
• YEAR ROUND POOL
• TENNIS COURTS
• PICKLEBALL COURTS

Property features AI

Finance

• Other: Association transfer fees apply; Community directions: From Highway 98 turn south onto County Road 99; entrances on left and right into the community; stop at Clubhouse Drive for office info
• HOA & community: Quarterly association fee (fee includes clubhouse, pool, maintenance of grounds, common area insurance, security, taxes for common area and other services); Community amenities include clubhouse, indoor pool, fitness center, tennis courts, playground, gazebo, BBQ area, game room, conference center, fishing, on-site management and water access (deeded)

Exterior

• Parking: Attached garage; Golf cart garage; RV access/parking available; Space for three or more vehicles; Garage dimensions approximately 21 x 9
• Utilities: Public water (Perdido Bay Water); Baldwin County sewer service; Propane gas; Water heater: tankless; Riviera Utilities
• Home design: Mobile home; One story
• Construction: Metal roof; Aluminum, vinyl, wood and metal siding; Pillar/post/pier foundation; Built as a resale property
• Exterior features: Open porch, front porch and side porch; Patio; Balcony; Storage; Community/association pool; Less than 1 acre, interior and level lot with few trees in a subdivision

Interior

• Kitchen: Dishwasher; Microwave; Electric range; Refrigerator
• Bedrooms: Main level primary bedroom with balcony/patio and primary bath combo (approx. 8.5 x 11)
• Bathrooms: One full bathroom; Primary bathroom with tub/shower combo
• Heating & cooling: Has heating; Cooling present with ceiling fans; Propane gas available
• Interior features: Bonus room; Bunk room; Ceiling fans; Storage; Other rooms (see remarks)
• Laundry & utility: Main level laundry; Outside/common area laundry; Tankless water heater

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath manufactured listed at $105k.

Deal economics

• At list price, monthly cash flow is $205 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $105k).
• Recommended offer: $103k (1.5% below list) — sets the bar for market timing.
• Cap rate 8.6% vs local median 4.1% in Lillian — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#97 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: schools C-, amenities F, commute F.
• Baldwin County (rural): math 33% / reading 57% proficiency, ranked #18 of 129 in AL (top 14%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 146 active listings in the ZIP; 3,883 units permitted in Baldwin County in 2024 (481 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $725 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Baldwin County population projected at +42% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 24 days — a 2% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $80k; 31% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Recommended offer $103,326 (1.5% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 8.64%
• Cash-on-cash: 8.37%
• DSCR: 1.37
• GRM: 6.9

CMA / ARV

• ARV (median comp): $107,050
• List price: $104,900
• Delta: -2.01%
• Verdict: FAIR
• Comps: 7 within 1.0 mi

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
615 Escambia Loop	0.00mi	1/1.0	432 (0%)	4mo	$80,000	$185	96
662 Escambia Loop	0.10mi	1/1.0	416 (-4%)	17mo	$155,000	$373	75
528 Escambia Cir	0.11mi	1/1.0	480 (+11%)	9mo	$100,000	$208	69
386 COVE BAYOU Cir	0.23mi	1/1.0	480 (+11%)	7mo	$60,000	$125	65
112 Horn Dr	0.16mi	1/1.0	480 (+11%)	13mo	$95,000	$198	63
678 Escambia Loop	0.07mi	1/1.0	490 (+13%)	16mo	$60,400	$123	61
518 Elberta Loop	0.08mi	2/2.0 (+1)	480 (+11%)	12mo	$145,000	$302	59
491 Elberta Loop	0.13mi	1/1.0	480 (+11%)	20mo	$90,400	$188	58
479 Buena Vista Dr	0.14mi	2/2.0 (+1)	480 (+11%)	13mo	$131,000	$273	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.5%
• Equity multiple: 0.87×
• Total profit: $-3,889
• Equity at exit: $15,641

10-year hold

• IRR: 6.2%
• Equity multiple: 1.47×
• Total profit: $13,670
• Equity at exit: $9,070

Cash invested: $29,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36549

• Home prices YoY: -7.6%
• Active inventory: 146
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $1,268 medium
• Mortgage (P&I): −$550
• Tax est. 1.5%: −$131 /mo · $1,574/yr
• Insurance: −$44
• HOA: −$72
• Vacancy / Maint / Mgmt: −$266
• Net cashflow: $205

Break-even live

Break-even rent $1,009

Max offer price $104,900

Occupancy floor 79%

Sensitivity live

Price	-10% $277	-5% $241	+0% $205	+5% $169	+10% $132
Rent	-10% $105	-5% $155	+0% $205	+5% $255	+10% $305
Rate	-1.0pp $258	-0.5pp $232	base $205	+0.5pp $178	+1.0pp $150

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $26,225
• Closing costs: $3,147
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $72 · $864/yr
• Likely covers: trashpoolsecurity

Listing history 26 events

1. 2026-05-03
   listed $104,900 Active 1350-char remark
2. 2026-02-13
   soldstatus $80,000
3. 2026-02-12
   soldstatus $80,000 Closed 1499-char remark

   Show marketing remark (1499 chars)

   Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

4. 2026-02-04
   status Pending 1499-char remark

   Show marketing remark (1499 chars)

   Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

5. 2026-01-15
   price $86,900 1499-char remark

   Show marketing remark (1499 chars)

   Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

6. 2025-12-17
   price $87,900 1499-char remark

   Show marketing remark (1499 chars)

   Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

7. 2025-12-10
   price $88,900 1499-char remark

   Show marketing remark (1499 chars)

   Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

8. 2025-11-13
   price $89,900 1499-char remark

   Show marketing remark (1499 chars)

   Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

9. 2025-10-29
   price $92,900 1499-char remark

   Show marketing remark (1499 chars)

   Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

10. 2025-10-02
    status Active 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

11. 2025-09-26
    status Pending 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

12. 2025-09-10
    price $94,900 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

13. 2025-08-17
    price $97,400 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

14. 2025-07-31
    price $99,400 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

15. 2025-07-10
    price $99,900 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

16. 2025-07-01
    price $106,000 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

17. 2025-06-10
    price $109,000 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

18. 2025-05-24
    price $112,000 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

19. 2025-05-16
    price $115,000 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

20. 2025-05-08
    listed $116,900 Active 1499-char remark

    Show marketing remark (1499 chars)

    Nestled in the highly sought-after Spanish Cove subdivision, this recently updated cottage is just minutes away from the beautiful Florida beaches and situated along the serene Perdido Bay. Perfect for those looking for a cozy home with modern upgrades and plenty of charm. This home has undergone extensive renovations, including:Brand New Stainless Steel Appliances (including dishwasher and overhead microwave)Updated Kitchen with new cabinets, countertops, and sink. New LVP Flooring throughout the home Mini-Split Air System for efficient cooling New Fixtures, Lights, FaucetsFresh Interior & Exterior PaintNew French DoorsUpdated Plumbing Bathroom Vanity and New Toilet In addition, there’s a new 34x8 wooden deck, perfect for outdoor relaxation, and a bonus room (22x10) that can be used as a bunk area, craft room, laundry room, or more. This versatile space features laundry hookups, a window unit, fresh floor paint, and abundant storage cabinets. The property also includes a double gate for easy access and storage of toys, boats, or trailers. Community Perks for Spanish Cove Residents:Private fishing pier on the bay with a beach Tennis Courts, Outdoor Pool, Exercise Room, Hiking Trail and Bayside Clubhouse offering scheduled activities Pet-friendly and golf cart community Garbage pickup and 24/7 security Location Highlights:15 minutes to Florida’s white sandy beaches 30 minutes to the infamous Orange Beach, Buyer to verify all information during due diligence.

21. 2025-05-07
    price $116,900
22. 2025-05-03
    status Active
23. 2025-04-23
    status Pending
24. 2025-04-23
    price $120,900
25. 2025-04-15
    price $125,900
26. 2025-04-08
    listed $129,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $15,217
• − Mortgage interest: −$5,876
• − Property taxes: −$1,574
• − Insurance: −$524
• − Repairs & maintenance: −$1,217
• − Management: −$1,217
• − HOA: −$864
• − Depreciation: −$3,052
• Taxable income: $892
• Est. tax owed @ 24.0%: −$214
• After-tax cash flow: $2,244/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baldwin County
• NCES district ID: 0100270
• Math proficiency: 33% ▼ -26.00%
• Reading proficiency: 57% ▲ 1.00%
• Median HH income: $50,677
• Composite: 38.61/100
• National rank: #4157
• State rank: #18 of 129 in AL

Livability — Lillian

• Score: 66/100
• State rank: #97
• US rank: #11371

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment C Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 6,152
• Population (ZIP): 6,152

Population outlook (Baldwin County) Hauer SSP2

• Today (2025): 248,264 people
• By 2030: 270,315 · +8.9%
• By 2040: 312,967 · +26.1%
• By 2050: 352,262 · +41.9%
• By 2075: 438,841 · +76.8%
• By 2100: 487,736 · +96.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (92%)
• Race & ethnicity: White 92% Two or more races 5% Hispanic / Latino 4%
• Common ancestry: Lithuanian 7% Italian 3% Serbian 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Baldwin

• 2024 margin: Solid R (+58.2) · D 20.5% · R 78.7%
• 2008→2024 swing: -6.7pp toward R · 2008: -51.5pp · 2024: -58.2pp
• All cycles: 2024: R+58.2 2020: R+53.8 2016: R+57.8 2012: R+55.8 2008: R+51.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -23.45%
• Current HPI: 285.5902
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-19.2% since first listed

26 events — show timeline

• 2026-05-03 Listed $104,900 BCAR
• 2026-02-13 Sold (Public Records) $80,000 Public Records
• 2026-02-12 Sold (MLS) $80,000 BCAR
• 2026-02-04 Pending — BCAR
• 2026-01-15 Price Changed $86,900 BCAR
• 2025-12-17 Price Changed $87,900 BCAR
• 2025-12-10 Price Changed $88,900 BCAR
• 2025-11-13 Price Changed $89,900 BCAR
• 2025-10-29 Price Changed $92,900 BCAR
• 2025-10-02 Relisted — BCAR
• 2025-09-26 Pending — BCAR
• 2025-09-10 Price Changed $94,900 BCAR
• 2025-08-17 Price Changed $97,400 BCAR
• 2025-07-31 Price Changed $99,400 BCAR
• 2025-07-10 Price Changed $99,900 BCAR
• 2025-07-01 Price Changed $106,000 BCAR
• 2025-06-10 Price Changed $109,000 BCAR
• 2025-05-24 Price Changed $112,000 BCAR
• 2025-05-16 Price Changed $115,000 BCAR
• 2025-05-08 Listed $116,900 BCAR
• 2025-05-07 Price Changed $116,900 BCAR
• 2025-05-03 Relisted — BCAR
• 2025-04-23 Pending — BCAR
• 2025-04-23 Price Changed $120,900 BCAR
• 2025-04-15 Price Changed $125,900 BCAR
• 2025-04-08 Listed $129,900 BCAR

Property tax history

+5.4%/yr

Latest (2025): $188 · +30.9% YoY. Source: county tax records.