67 Judith Lee Ln · Roxboro, NC 27573

$245,000

3 bd · 2.0 ba · 1,198 sqft · Other public records · 58 Days on market

Built 2022 10,019 sqft lot

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +8.5/10.0
• Cash flow +7.8/30.0
• ARV discount +7.5/15.0
• Schools +3.4/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.1/10.0
• DSCR +1.9/10.0

Listing remarks MLS

Beautiful 3bd 2ba NEW CONSTRUCTION W/ A GARAGE! Affordable and with modern comforts ~ Family room and owners suite have vaulted ceilings ~ Kitchen dining and family room have an open concept ~ Kitchen has gorgeous shaker style cabinets with granite countertops pantry and stainless steel appliance package ~ Owners suite has a full bath with granite vanity top and WIC ~ Convenient to Durham, Hillsborough and Oxford. New homes at this price point are rare and will not last! Call for more details

Key facts

• 0.23 acre lot
• Garage
• Built 2022

Property features AI

Finance

• Other: Lot approximately 0.23 acres
• HOA & community: No association; Not a senior community

Exterior

• Parking: Attached garage (garage faces front) with 1 garage space; Driveway with direct access
• Utilities: Public water; Public sewer; Electricity connected; Phone connected; Sewer connected; Water connected
• Home design: Site-built single-story home; One level
• Construction: Vinyl siding; Architectural shingle roof; Slab foundation; Built by builder (above-grade finished area reported by builder)
• Exterior features: Public maintained road; No pool

Interior

• Kitchen: Dishwasher; Disposal; Electric range; Ice maker; Microwave; Range; Refrigerator; Self-cleaning oven; Stainless steel appliances
• Bedrooms: 3 bedrooms (all on the main level)
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating (heat pump); Central air (heat pump)
• Interior features: Granite counters; Vaulted ceilings; Walk-in closet(s); Water closet; Sliding doors; Central living area; Level flooring
• Laundry & utility: Laundry closet on the main level; Electric water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $245k.

Deal economics

• At list price, monthly cash flow is $-273 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $197k (19.7% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (29.1% below list).
• Recommended offer: $174k (29.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 55/100 on livability (#649 in NC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: crime F, amenities F, commute F.
• Person County Schools (rural): math 39% / reading 42% proficiency, ranked #110 of 178 in NC (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Person High (math 45% / reading 44%, grade F, #352 of 535 statewide, top 68%, 1,079 students, 60% FRL).
• Market conditions: 99 active listings in the ZIP; 113 units permitted in Person County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $19k of equity ($2k loan paydown + $17k appreciation (7.0% local appreciation)).
• Person County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 2, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 58 days — a 3% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $173,803 (29.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 4.96%
• Cash-on-cash: -4.78%
• DSCR: 0.79
• GRM: 11.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

7.01% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 14.0%
• Equity multiple: 2.00×
• Total profit: $68,264
• Equity at exit: $169,886

10-year hold

• IRR: 14.2%
• Equity multiple: 4.08×
• Total profit: $211,410
• Equity at exit: $322,804

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 85 Strongly Landlord-Friendly
• State North Carolina: 85 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

10-day notice; preempted; landlord-favorable but court speed varies.

Methodology + full state rankings →

ZIP-level market 27573

• Home prices YoY: 2.5%
• Active inventory: 99
• Price-to-rent: 11.7×

Monthly cashflow live

• Estimated rent: $1,738 medium
• Mortgage (P&I): −$1,285
• Tax from tax record: −$259 /mo · $3,110/yr
• Insurance: −$102
• HOA: −$0
• Vacancy / Maint / Mgmt: −$365
• Net cashflow: $-273

Break-even live

Break-even rent $2,084

Max offer price $196,773

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,250
• Closing costs: $7,350
• Reserves months: —
• Total cash needed: —

Listing history 10 events

1. 2026-05-22
   status Pending
2. 2026-05-14
   price $245,000
3. 2026-03-25
   listed $249,000 Active
4. 2022-12-30
   soldstatus $214,990 Closed 497-char remark

   Show marketing remark (497 chars)

   Beautiful 3bd 2ba NEW CONSTRUCTION W/ A GARAGE! Affordable and with modern comforts ~ Family room and owners suite have vaulted ceilings ~ Kitchen dining and family room have an open concept ~ Kitchen has gorgeous shaker style cabinets with granite countertops pantry and stainless steel appliance package ~ Owners suite has a full bath with granite vanity top and WIC ~ Convenient to Durham, Hillsborough and Oxford. New homes at this price point are rare and will not last! Call for more details

5. 2022-12-30
   soldstatus $214,990 497-char remark

   Show marketing remark (497 chars)

   Beautiful 3bd 2ba NEW CONSTRUCTION W/ A GARAGE! Affordable and with modern comforts ~ Family room and owners suite have vaulted ceilings ~ Kitchen dining and family room have an open concept ~ Kitchen has gorgeous shaker style cabinets with granite countertops pantry and stainless steel appliance package ~ Owners suite has a full bath with granite vanity top and WIC ~ Convenient to Durham, Hillsborough and Oxford. New homes at this price point are rare and will not last! Call for more details

6. 2022-11-22
   status Pending 497-char remark

   Show marketing remark (497 chars)

   Beautiful 3bd 2ba NEW CONSTRUCTION W/ A GARAGE! Affordable and with modern comforts ~ Family room and owners suite have vaulted ceilings ~ Kitchen dining and family room have an open concept ~ Kitchen has gorgeous shaker style cabinets with granite countertops pantry and stainless steel appliance package ~ Owners suite has a full bath with granite vanity top and WIC ~ Convenient to Durham, Hillsborough and Oxford. New homes at this price point are rare and will not last! Call for more details

7. 2022-06-06
   soldstatus $83,000
8. 2022-06-02
   status Pending 497-char remark

   Show marketing remark (497 chars)

   Beautiful 3bd 2ba NEW CONSTRUCTION W/ A GARAGE! Affordable and with modern comforts ~ Family room and owners suite have vaulted ceilings ~ Kitchen dining and family room have an open concept ~ Kitchen has gorgeous shaker style cabinets with granite countertops pantry and stainless steel appliance package ~ Owners suite has a full bath with granite vanity top and WIC ~ Convenient to Durham, Hillsborough and Oxford. New homes at this price point are rare and will not last! Call for more details

9. 2022-05-29
   listed $214,990 Active 497-char remark

   Show marketing remark (497 chars)

   Beautiful 3bd 2ba NEW CONSTRUCTION W/ A GARAGE! Affordable and with modern comforts ~ Family room and owners suite have vaulted ceilings ~ Kitchen dining and family room have an open concept ~ Kitchen has gorgeous shaker style cabinets with granite countertops pantry and stainless steel appliance package ~ Owners suite has a full bath with granite vanity top and WIC ~ Convenient to Durham, Hillsborough and Oxford. New homes at this price point are rare and will not last! Call for more details

10. 2022-05-29
    listed $214,990 497-char remark

    Show marketing remark (497 chars)

    Beautiful 3bd 2ba NEW CONSTRUCTION W/ A GARAGE! Affordable and with modern comforts ~ Family room and owners suite have vaulted ceilings ~ Kitchen dining and family room have an open concept ~ Kitchen has gorgeous shaker style cabinets with granite countertops pantry and stainless steel appliance package ~ Owners suite has a full bath with granite vanity top and WIC ~ Convenient to Durham, Hillsborough and Oxford. New homes at this price point are rare and will not last! Call for more details

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NC · Resets to sale price

• Current annual tax: $3,110 · $259/mo
• Projected year-2 tax: $3,110 · $259/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥102°F today · 17 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 24% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,856
• − Mortgage interest: −$13,724
• − Property taxes: −$3,110
• − Insurance: −$1,225
• − Repairs & maintenance: −$1,669
• − Management: −$1,669
• − Depreciation: −$7,127
• Taxable loss: −$7,667
• Est. tax savings @ 24.0%: +$1,840
• After-tax cash flow: $-1,436/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Person County Schools
• NCES district ID: 3703630
• Math proficiency: 39% ▬ 0.00%
• Reading proficiency: 42% ▲ 2.00%
• Median HH income: $43,729
• Composite: 34.3/100
• National rank: #5242
• State rank: #110 of 178 in NC

Livability — Roxboro

• Score: 55/100
• State rank: #649
• US rank: #23536

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing C+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Roxboro, NC
• City population: 11,954
• Population (ZIP): 11,954

Population outlook (Person County) Hauer SSP2

• Today (2025): 38,577 people
• By 2030: 37,847 · -1.9%
• By 2040: 35,740 · -7.4%
• By 2050: 32,683 · -15.3%
• By 2075: 24,979 · -35.2%
• By 2100: 15,779 · -59.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 45% Black 36% Hispanic / Latino 11% Two or more races 11% Native American 2%
• Hispanic origin (detail): Mexican 9%
• Common ancestry: Slovak 3% Romanian 2% Italian 1%
• Foreign-born: 5% · Canada
• Languages at home: 90% English-only · Spanish 8% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Person

• 2024 margin: Strong R (+23.7) · D 37.7% · R 61.4%
• 2008→2024 swing: -15.2pp toward R · 2008: -8.5pp · 2024: -23.7pp
• All cycles: 2024: R+23.7 2020: R+21.6 2016: R+17.3 2012: R+11.0 2008: R+8.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 7.01%
• Current HPI: 286.1496
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 26

Industry mix (Fortune 500 HQ in NC)

Industry	F500 HQs	Revenue
▸Financial Services	2	$213B
▸Retail	2	$95B
▸Industrial Conglomerate	1	$38B
▸Metals / Steel	1	$35B
▸Utilities	1	$30B
▸Industrial Machinery	1	$19B

Price history

+14.0% since first listed

10 events — show timeline

• 2026-05-22 Pending — TMLS
• 2026-05-14 Price Changed $245,000 TMLS
• 2026-03-25 Listed $249,000 TMLS
• 2022-12-30 Sold (MLS) $214,990 AMLSNC
• 2022-12-30 Sold (MLS) $214,990 TMLS
• 2022-11-22 Pending — TMLS
• 2022-06-06 Sold (Public Records) $83,000 Public Records
• 2022-06-02 Pending — TMLS
• 2022-05-29 Listed $214,990 AMLSNC
• 2022-05-29 Listed $214,990 TMLS

Property tax history

+164.2%/yr

Latest (2025): $3,110 · +21.1% YoY. Source: county tax records.