5109 Redbud Dr SW #343 · Richville, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.1/30.0
- DSCR +8.2/10.0
- ARV discount +7.5/15.0
- 1% rule +6.5/10.0
- Schools +4.7/10.0
- Condition / age +4.0/5.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Appreciation +0.0/10.0
$99,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Experience the perfect blend of privacy and community in this spacious 1,493 sq. ft. residence. Tucked away against undeveloped land, this property offers a rare, peaceful rural feel while providing access to a lovely community featuring a playground, clubhouse, basketball court, bus shelter, BBQ area, and pavilion. Inside, enjoy effortless one-floor living. The heart of the home is the spacious living room open to the kitchen and dining areas. Speaking of the kitchen, it comes complete with a pantry, a tile backsplash, and all appliances. Retreat to the Master Suite, featuring a large walk-in closet and a spa-like bathroom with a double vanity, soaking tub, and separate walk-in shower. On
Key facts
- Clubhouse
- Community playground
- Storage shed
Tags
Property features AI
Finance
- Financial info: List price $99,900
Exterior
- Utilities: Natural gas; Central air
- Home design: Attached to plan Adventure Lake Sherman Village; Spec home
- Exterior features: Shake roof
Interior
- Kitchen: Dishwasher; Microwave; Refrigerator
- Bedrooms: 3 bedrooms
- Bathrooms: 2 bathrooms (total)
- Heating & cooling: Natural gas heating; Central air; Ceiling fans
- Interior features: Dishwasher; Microwave; Refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $100k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $221 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $100k).
Location & tenants
- Location reads 65/100 on livability (#739 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
- Fairless Local (rural): math 56% / reading 55% proficiency, ranked #365 of 656 in OH (top 56%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 23 active listings in the ZIP; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.15% ✓
- Cap rate
- 8.95%
- Cash-on-cash
- 9.48%
- DSCR
- 1.42
- GRM
- 7.2
CMA / ARV
- ARV (median comp)
- $275,337
- List price
- $99,900
- Delta
- -63.72%
- Verdict
- UNDERPRICED
- Comps
- 6 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -2.0%
- Equity multiple
- 0.93×
- Total profit
- $-2,092
- Equity at exit
- $14,895
- IRR
- 7.7%
- Equity multiple
- 1.59×
- Total profit
- $16,377
- Equity at exit
- $8,638
Cash invested: $27,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44662
- Active inventory
- 23
- Price-to-rent
- 7.2×
Monthly cashflow live
- Estimated rent
- $1,154 medium interval (Pro) →
- Mortgage (P&I)
- −$524
- Tax est. 1.5%
- −$125 /mo · $1,498/yr
- Insurance
- −$42
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$242
- Net cashflow
- $221
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $24,975
- Closing costs
- $2,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 20 events
-
2026-06-18days on market $99,900 Active 8 DOM
-
2026-06-17days on market $99,900 Active 7 DOM
-
2026-06-16days on market $99,900 Active 6 DOM
-
2026-06-15days on market $99,900 Active 5 DOM
-
2026-06-14days on market $99,900 Active 3 DOM
-
2026-06-13days on market $99,900 Active 2 DOM
-
2026-06-05days on market $99,900 Active 56 DOM
-
2026-06-02days on market $99,900 Active 54 DOM
-
2026-06-01days on market $99,900 Active 53 DOM
-
2026-05-31days on market $99,900 Active 52 DOM
-
2026-05-30days on market $99,900 Active 51 DOM
-
2026-04-09$99,900 Active 1016-char remark
-
2026-04-09historical
-
2026-02-17$104,900 Active
-
2024-06-12historical
-
2024-05-16price $89,900
-
2024-04-01price $94,900
-
2024-02-26price $104,900
-
2023-08-14price $109,900
-
2023-07-24$119,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,845
- − Mortgage interest
- −$5,596
- − Property taxes
- −$1,498
- − Insurance
- −$500
- − Repairs & maintenance
- −$1,108
- − Management
- −$1,108
- − Depreciation
- −$2,906
- Taxable income
- $1,129
- Est. tax owed @ 24.0%
- −$271
- After-tax cash flow
- $2,382/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home is in good condition with minimal repairs needed. It offers a good balance of privacy and community access, making it a solid investment opportunity.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
- Both Landscaping and curb appeal improvements — Enhances curb appeal and property value
- Both New flooring in living areas — Improves aesthetics and functionality
- Both New kitchen appliances — Enhances functionality and appeal
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Landscaping and curb appeal improvements — Enhances curb appeal and property value ↑
- Both New flooring in living areas — Improves aesthetics and functionality ↑
- Both New kitchen appliances — Enhances functionality and appeal ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fairless Local
- NCES district ID
- 3904984
- Math proficiency
- 56% ▼ -6.00%
- Reading proficiency
- 55% ▼ -7.00%
- Median HH income
- $46,217
- Composite
- 46.99/100
- National rank
- #2352
- State rank
- #365 of 656 in OH
Livability — Richville
- Score
- 65/100
- State rank
- #739
- US rank
- #13328
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Stark · 366,688 people
- Metro
- Canton-Massillon, OH
- Population (ZIP)
- 9,929
- Household income
- $69,387
- Rent vs Own
- Severe rent burden
- 11.3
Population outlook (Stark County) Hauer SSP2
- Today (2025)
- 373,708 people
- By 2030
- 371,245 · -0.7%
- By 2040
- 361,331 · -3.3%
- By 2050
- 345,290 · -7.6%
- By 2075
- 302,669 · -19.0%
- By 2100
- 238,870 · -36.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (97%)
- Race & ethnicity
- White 97% Two or more races 2%
- Common ancestry
- Slovak 2% Serbian 1% Scandinavian 1%
- Foreign-born
- 1%
- Languages at home
- 93% English-only · German/W. Germanic 6% Spanish 1%
Political lean MEDSL · Stark
- 2024 margin
- Strong R (+21.9) · D 38.6% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
- All cycles
- 2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -130.03%
- Current HPI
- 228.0431
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
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| Financial Services | 3 | $24B |
|
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| Consumer Goods | 2 | $93B |
|
||
| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…