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5109 Redbud Dr SW #343
C+ Composite 61.83
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.1/30.0
  • DSCR +8.2/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.5/10.0
  • Schools +4.7/10.0
  • Condition / age +4.0/5.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$99,900

5109 Redbud Dr SW #343 · Richville, OH 44662
3 bd · 2.0 ba · 1,493 sqft · Manufactured · 8 Days on market
Built 2026 Good condition $67/sqft · 64% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Experience the perfect blend of privacy and community in this spacious 1,493 sq. ft. residence. Tucked away against undeveloped land, this property offers a rare, peaceful rural feel while providing access to a lovely community featuring a playground, clubhouse, basketball court, bus shelter, BBQ area, and pavilion. Inside, enjoy effortless one-floor living. The heart of the home is the spacious living room open to the kitchen and dining areas. Speaking of the kitchen, it comes complete with a pantry, a tile backsplash, and all appliances. Retreat to the Master Suite, featuring a large walk-in closet and a spa-like bathroom with a double vanity, soaking tub, and separate walk-in shower. On

Key facts

  • Clubhouse
  • Community playground
  • Storage shed

Tags

STORAGE SHEDLARGE KITCHEN BREAKFAST BARDINING ROOMLUXURIOUS MASTER SUITECOMMUNITY PLAYGROUNDCLUBHOUSE

Property features AI

Finance

  • Financial info: List price $99,900

Exterior

  • Utilities: Natural gas; Central air
  • Home design: Attached to plan Adventure Lake Sherman Village; Spec home
  • Exterior features: Shake roof

Interior

  • Kitchen: Dishwasher; Microwave; Refrigerator
  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 bathrooms (total)
  • Heating & cooling: Natural gas heating; Central air; Ceiling fans
  • Interior features: Dishwasher; Microwave; Refrigerator

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $100k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $221 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).

Location & tenants

  • Location reads 65/100 on livability (#739 in OH) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, amenities F, commute F.
  • Fairless Local (rural): math 56% / reading 55% proficiency, ranked #365 of 656 in OH (top 56%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 23 active listings in the ZIP; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
Recommended offer $99,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
8.95%
Cash-on-cash
9.48%
DSCR
1.42
GRM
7.2

CMA / ARV

ARV (median comp)
$275,337
List price
$99,900
Delta
-63.72%
Verdict
UNDERPRICED
Comps
6 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.0%
Equity multiple
0.93×
Total profit
$-2,092
Equity at exit
$14,895
10-year hold
IRR
7.7%
Equity multiple
1.59×
Total profit
$16,377
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44662

Active inventory
23
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$1,154 medium interval (Pro) →
Mortgage (P&I)
$524
Tax est. 1.5%
$125 /mo · $1,498/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$242
Net cashflow
$221

Break-even live

Break-even rent $874
Max offer price $99,900
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 20 events

  1. 2026-06-18
    days on market $99,900 Active 8 DOM
  2. 2026-06-17
    days on market $99,900 Active 7 DOM
  3. 2026-06-16
    days on market $99,900 Active 6 DOM
  4. 2026-06-15
    days on market $99,900 Active 5 DOM
  5. 2026-06-14
    days on market $99,900 Active 3 DOM
  6. 2026-06-13
    days on marketlisting id $99,900 Active 2 DOM
  7. 2026-06-05
    days on market $99,900 Active 56 DOM
  8. 2026-06-02
    days on market $99,900 Active 54 DOM
  9. 2026-06-01
    days on market $99,900 Active 53 DOM
  10. 2026-05-31
    days on market $99,900 Active 52 DOM
  11. 2026-05-30
    days on market $99,900 Active 51 DOM
  12. 2026-04-09
    listed $99,900 Active 1016-char remark
  13. 2026-04-09
    historical
  14. 2026-02-17
    listed $104,900 Active
  15. 2024-06-12
    historical
  16. 2024-05-16
    price $89,900
  17. 2024-04-01
    price $94,900
  18. 2024-02-26
    price $104,900
  19. 2023-08-14
    price $109,900
  20. 2023-07-24
    listed $119,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,845
− Mortgage interest
−$5,596
− Property taxes
−$1,498
− Insurance
−$500
− Repairs & maintenance
−$1,108
− Management
−$1,108
− Depreciation
−$2,906
Taxable income
$1,129
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$271
After-tax cash flow
$2,382/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home is in good condition with minimal repairs needed. It offers a good balance of privacy and community access, making it a solid investment opportunity.

Value-add opportunities

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and property value
  • Both New flooring in living areas — Improves aesthetics and functionality
  • Both New kitchen appliances — Enhances functionality and appeal

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
  • Both Landscaping and curb appeal improvements — Enhances curb appeal and property value
  • Both New flooring in living areas — Improves aesthetics and functionality
  • Both New kitchen appliances — Enhances functionality and appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fairless Local
NCES district ID
3904984
Math proficiency
56% ▼ -6.00%
Reading proficiency
55% ▼ -7.00%
Median HH income
$46,217
Composite
46.99/100
National rank
#2352
State rank
#365 of 656 in OH

Livability — Richville

Score
65/100
State rank
#739
US rank
#13328

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Stark · 366,688 people
Metro
Canton-Massillon, OH
Population (ZIP)
9,929
Household income
$69,387
Rent vs Own
18.8% rent · 81.2% own
Severe rent burden
11.3

Population outlook (Stark County) Hauer SSP2

Today (2025)
373,708 people
By 2030
371,245 · -0.7%
By 2040
361,331 · -3.3%
By 2050
345,290 · -7.6%
By 2075
302,669 · -19.0%
By 2100
238,870 · -36.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (97%)
Race & ethnicity
White 97% Two or more races 2%
Common ancestry
Slovak 2% Serbian 1% Scandinavian 1%
Foreign-born
1%
Languages at home
93% English-only · German/W. Germanic 6% Spanish 1%

Political lean MEDSL · Stark

2024 margin
Strong R (+21.9) · D 38.6% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.03%
Current HPI
228.0431
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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