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250 Druilhet St
D Composite 43.52
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • 1% rule +5.0/10.0
  • DSCR +5.0/10.0
  • Schools +3.2/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$24,900

250 Druilhet St · Jeanerette, LA 70544
3 bd · 2.5 ba · 1,853 sqft · Other · 88 Days on market
5,227 sqft lot $13/sqft · 78% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This 3-bedroom, 2.5-bath home is a must see! Features an open floor plan with spacious living room and bedrooms. Kitchen with breakfast bar and ample cabinet storage. Tiled flooring throughout. Outside, enjoy the yard and front porch, along with a detached carport for added convenience. S. Conveniently located and full of possibilities. Schedule your showing today and make it yours!

Key facts

  • Open floor plan
  • Tiled flooring
  • Detached carport

Tags

OPEN FLOOR PLANBREAKFAST BARAMPLE CABINET STORAGETILED FLOORINGDETACHED CARPORTFRONT PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath other listed at $25k.

Deal economics

  • At list price, monthly cash flow is $745 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $25k).
  • Recommended offer: $23k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 57/100 on livability (#320 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, health & safety B+; Watch: schools C-, crime F, amenities F.
  • Iberia Parish (other): math 32% / reading 43% proficiency, ranked #27 of 98 in LA (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 33 active listings in the ZIP; 94 units permitted in Iberia Parish in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $172 of loan paydown is wiped out by about $747 of value loss. Plan a longer hold.
  • Iberia County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

  • It's been on market 88 days — a 6% lower offer ($23k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $23,406 (6.0% below list)

Questions for the listing agent

  1. It's been on market 88 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
4.63%
Cap rate
42.21%
Cash-on-cash
128.27%
DSCR
6.71
GRM
1.8

CMA / ARV

ARV (median comp)
$114,043
List price
$24,900
Delta
-78.17%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
7.23×
Total profit
$43,443
Equity at exit
$3,713
10-year hold
IRR
Equity multiple
15.20×
Total profit
$99,004
Equity at exit
$2,153

Cash invested: $6,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70544

Home prices YoY
-17.8%
Active inventory
33
Price-to-rent
1.8×

Monthly cashflow live

Estimated rent
$1,154 medium interval (Pro) →
Mortgage (P&I)
$131
Tax from tax record
$26 /mo · $306/yr
Insurance
$10
HOA
$0
Vacancy / Maint / Mgmt
$242
Net cashflow
$745

Break-even live

Break-even rent $211
Max offer price $24,900
Occupancy floor 30%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$6,225
Closing costs
$747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-05-19
    status Pending 385-char remark
    Show marketing remark (385 chars)

    This 3-bedroom, 2.5-bath home is a must see! Features an open floor plan with spacious living room and bedrooms. Kitchen with breakfast bar and ample cabinet storage. Tiled flooring throughout. Outside, enjoy the yard and front porch, along with a detached carport for added convenience. S. Conveniently located and full of possibilities. Schedule your showing today and make it yours!

  2. 2026-04-28
    status Active 385-char remark
    Show marketing remark (385 chars)

    This 3-bedroom, 2.5-bath home is a must see! Features an open floor plan with spacious living room and bedrooms. Kitchen with breakfast bar and ample cabinet storage. Tiled flooring throughout. Outside, enjoy the yard and front porch, along with a detached carport for added convenience. S. Conveniently located and full of possibilities. Schedule your showing today and make it yours!

  3. 2026-03-26
    status Pending 385-char remark
    Show marketing remark (385 chars)

    This 3-bedroom, 2.5-bath home is a must see! Features an open floor plan with spacious living room and bedrooms. Kitchen with breakfast bar and ample cabinet storage. Tiled flooring throughout. Outside, enjoy the yard and front porch, along with a detached carport for added convenience. S. Conveniently located and full of possibilities. Schedule your showing today and make it yours!

  4. 2026-02-11
    historical Contingent (No Show) 385-char remark
    Show marketing remark (385 chars)

    This 3-bedroom, 2.5-bath home is a must see! Features an open floor plan with spacious living room and bedrooms. Kitchen with breakfast bar and ample cabinet storage. Tiled flooring throughout. Outside, enjoy the yard and front porch, along with a detached carport for added convenience. S. Conveniently located and full of possibilities. Schedule your showing today and make it yours!

  5. 2026-01-15
    listed $24,900 Active 385-char remark
    Show marketing remark (385 chars)

    This 3-bedroom, 2.5-bath home is a must see! Features an open floor plan with spacious living room and bedrooms. Kitchen with breakfast bar and ample cabinet storage. Tiled flooring throughout. Outside, enjoy the yard and front porch, along with a detached carport for added convenience. S. Conveniently located and full of possibilities. Schedule your showing today and make it yours!

  6. 2009-01-09
    soldstatus $83,500
  7. 2009-01-07
    soldstatus $83,500 235-char remark
    Show marketing remark (235 chars)

    LARGE HOME SITUATED ON LARGE LOT WITH TREES. LIVING/DINING WITH STEP DOWN INTO OPEN DEN/DINING/KITCHEN. COVERED PATIO WITH SINK, 11 X 13 CONCRETE STORAGE BUILDING PLUS 20 X 20 DETACHED COVERED PATIO. CENTRAL HEAT/COOL, SECURITY SYSTEM.

  8. 2008-08-27
    listed $83,500 235-char remark
    Show marketing remark (235 chars)

    LARGE HOME SITUATED ON LARGE LOT WITH TREES. LIVING/DINING WITH STEP DOWN INTO OPEN DEN/DINING/KITCHEN. COVERED PATIO WITH SINK, 11 X 13 CONCRETE STORAGE BUILDING PLUS 20 X 20 DETACHED COVERED PATIO. CENTRAL HEAT/COOL, SECURITY SYSTEM.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$306 · $26/mo
Projected year-2 tax
$306 · $26/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 14% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,849
− Mortgage interest
−$1,395
− Property taxes
−$306
− Insurance
−$124
− Repairs & maintenance
−$1,108
− Management
−$1,108
− Depreciation
−$724
Taxable income
$9,083
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,180
After-tax cash flow
$6,763/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Iberia Parish
NCES district ID
2200720
Math proficiency
32% ▼ -43.00%
Reading proficiency
43% ▼ -35.00%
Median HH income
$43,289
Composite
31.74/100
National rank
#5904
State rank
#27 of 98 in LA

Livability — Jeanerette

Score
57/100
State rank
#320
US rank
#21825

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jeanerette, LA
Population (ZIP)
10,407

Population outlook (Iberia County) Hauer SSP2

Today (2025)
74,632 people
By 2030
74,368 · -0.4%
By 2040
73,223 · -1.9%
By 2050
71,728 · -3.9%
By 2075
69,028 · -7.5%
By 2100
65,018 · -12.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 48% White 35% Two or more races 6% Native American 4% Hispanic / Latino 3% Asian 3%
Common ancestry
Lithuanian 8%
Foreign-born
2% · Canada, Vietnam
Languages at home
91% English-only · Spanish 4% French/Haitian/Cajun 3% Korean 1%

Political lean MEDSL · Iberia

2024 margin
Solid R (+34.1) · D 32.4% · R 66.5% · Other 1.1%
2008→2024 swing
-11.1pp toward R · 2008: -23.0pp · 2024: -34.1pp
All cycles
2024: R+34.1 2020: R+31.2 2016: R+31.4 2012: R+26.2 2008: R+23.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.88%
Current HPI
110.2806
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-70.2% since first listed
8 events — show timeline
  • 2026-05-19 Pending AcadianaMLS
  • 2026-04-28 Relisted AcadianaMLS
  • 2026-03-26 Pending AcadianaMLS
  • 2026-02-11 Contingent AcadianaMLS
  • 2026-01-15 Listed $24,900 AcadianaMLS
  • 2009-01-09 Sold (Public Records) $83,500 Public Records
  • 2009-01-07 Sold (MLS) $83,500 AcadianaMLS
  • 2008-08-27 Listed $83,500 AcadianaMLS

Property tax history

-4.7%/yr

Latest (2025): $306 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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