321 Adry Ln · Youngsville, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 9/10 · Severe
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.9/30.0
- ARV discount +10.9/15.0
- DSCR +5.9/10.0
- Schools +5.5/10.0
- 1% rule +4.3/10.0
- Condition / age +4.0/5.0
- Livability +3.9/5.0
- Rent growth +2.9/5.0
- Appreciation +0.0/10.0
$229,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 321 Adry Lane! This well-maintained home offers 1,393 square feet of comfortable living space with 3 bedrooms and 2 bathrooms. The open floor plan creates a seamless flow between the living and kitchen areas, highlighted with natural light and durable wood and tile flooring throughout the main living spaces. The kitchen features granite countertops and plenty of space for everyday living and entertaining. The spacious primary suite provides a relaxing retreat with a spa-like bathroom. Situated on a quiet no-exit street, the property includes a generously sized front and back yard that is just perfect for enjoying the outdoor space. Built just four years ago, this home offers modern features with the benefits of newer construction. Schedule your showing today!
Key facts
- Open floor plan
- Newer construction
- Spa-like bathroom
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $230k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $234 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (7.1% below list).
- Recommended offer: $202k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.5% vs local median 4.8% in Youngsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#8 in LA, #2,614 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: J. Wallace James Elementary School (math 46% / reading 49%, grade D, #147 of 646 statewide, top 23%, 939 students, 64% FRL); Youngsville Middle School (math 42% / reading 52%, grade D+, #37 of 218 statewide, top 18%, 646 students, 49% FRL); O. Comeaux High School (math 38% / reading 40%, grade F, #86 of 265 statewide, top 33%, 1,098 students, 56% FRL) — zoned schools at 56% FRL track the district average.
- Market conditions: Rents rising (+1.6%/yr); 931 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals lingering (median 110d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 57% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 191 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 191 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 7.51%
- Cash-on-cash
- 4.35%
- DSCR
- 1.19
- GRM
- 9.0
CMA / ARV
- ARV (median comp)
- $248,697
- List price
- $229,999
- Delta
- -7.52%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 301 Adry Ln | 0.08mi | 3/2.0 | 1,386 (-2%) | 2mo | $240,000 | $173 | 92 |
| 315 Adry Ln | 0.03mi | 3/2.0 | 1,356 (-4%) | 9mo | $218,000 | $161 | 85 |
| 214 Adry Ln | 0.16mi | 3/2.0 | 1,357 (-4%) | 4mo | $225,000 | $166 | 84 |
| 520 Braxton Dr | 0.18mi | 3/2.0 | 1,465 (+4%) | 4mo | $245,000 | $167 | 82 |
| 204 Anza Dr | 0.08mi | 3/2.0 | 1,523 (+8%) | 4mo | $235,000 | $154 | 80 |
| 105 Clint Ln | 0.41mi | 3/2.0 | 1,420 (+1%) | 1mo | $227,000 | $160 | 78 |
| 509 Braxton Dr | 0.22mi | 3/2.0 | 1,522 (+8%) | 5mo | $241,000 | $158 | 72 |
| 311 Adry Ln | 0.05mi | 3/2.0 | 1,618 (+15%) | 3mo | $240,000 | $148 | 70 |
| 209 Adry Ln | 0.18mi | 3/2.0 | 1,618 (+15%) | 4mo | $260,000 | $161 | 64 |
| 109 Braxton Dr | 0.48mi | 3/2.0 | 1,533 (+9%) | 3mo | $254,500 | $166 | 60 |
| 101 Cebby Ln | 0.46mi | 3/2.0 | 1,532 (+9%) | 6mo | $250,000 | $163 | 59 |
| 114 Fearless Ave | 0.52mi | 3/2.0 | 1,522 (+8%) | 6mo | $252,400 | $166 | 57 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.65% rent growth · sell at horizon
- IRR
- -10.9%
- Equity multiple
- 0.61×
- Total profit
- $-25,303
- Equity at exit
- $34,294
- IRR
- -3.6%
- Equity multiple
- 0.77×
- Total profit
- $-14,517
- Equity at exit
- $19,886
Cash invested: $64,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 20 active · 16 under contract
- Months of supply
- 6.7 mo (15%/mo absorbed)
- Median asking
- $255,662 ($156/sqft)
- Median days on market
- 189 d
- This list price
- 10% of active listings are priced below it
- ARV vs active asking
- +13.3% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 70592
- Home prices YoY
- -23.4%
- Rents YoY
- 1.6%
- Active inventory
- 931
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $2,138 high interval (Pro) →
- Mortgage (P&I)
- −$1,206
- Tax from tax record
- −$153 /mo · $1,837/yr
- Insurance
- −$96
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$449
- Net cashflow
- $234
Break-even live
Sensitivity live
| Price | -10% $364 | -5% $299 | +0% $234 | +5% $169 | +10% $103 |
|---|---|---|---|---|---|
| Rent | -10% $65 | -5% $149 | +0% $234 | +5% $318 | +10% $403 |
| Rate | -1.0pp $349 | -0.5pp $292 | base $234 | +0.5pp $174 | +1.0pp $113 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $57,500
- Closing costs
- $6,900
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 7 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 316 Adry Ln Youngsville, LA | 3.0 | 2.0 | 1590 | $2,100 | $1.32 | 1d | 1 | 0.05mi |
| 102 Kidd Ln Youngsville, LA | 3.0 | 2.0 | 1216 | $2,100 | $1.73 | 2d | 1 | 0.11mi |
| 606 Highland View Dr Youngsville, LA | 3.0 | 2.0 | 1477 | $2,000 | $1.35 | 139d | 1 | 1.13mi |
| 110 Canton Ct Youngsville, LA | 3.0 | 2.0 | 1423 | $1,995 | $1.40 | 139d | 1 | 1.23mi |
| 801 Rolling Mill Ln Youngsville, LA | 3.0 | 2.0 | 1374 | $1,850 | $1.35 | 6d | 1 | 1.24mi |
| 106 Valcour Pl Youngsville, LA | 3.0 | 2.0 | 1495 | $1,950 | $1.30 | 139d | 1 | 1.42mi |
| 540 Guillot Rd Lot E Youngsville, LA | 4.0 | 2.0 | 1280 | $1,265 | $0.99 | 109d | 1 | 1.43mi |
Listing history 50 events
-
2026-09-24days on market $229,999 Active 191 DOM
-
2026-09-24days on market $229,999 Active 190 DOM
-
2026-09-22days on market $229,999 Active 189 DOM
-
2026-09-21days on market $229,999 Active 188 DOM
-
2026-09-20days on market $229,999 Active 187 DOM
-
2026-09-19days on market $229,999 Active 186 DOM
-
2026-09-18days on market $229,999 Active 185 DOM
-
2026-09-17days on market $229,999 Active 184 DOM
-
2026-09-16days on market $229,999 Active 183 DOM
-
2026-09-15days on market $229,999 Active 182 DOM
-
2026-09-14days on market $229,999 Active 181 DOM
-
2026-09-13days on market $229,999 Active 180 DOM
-
2026-09-12days on market $229,999 Active 179 DOM
-
2026-09-11days on market $229,999 Active 178 DOM
-
2026-09-05days on market $229,999 Active 172 DOM
-
2026-09-04days on market $229,999 Active 171 DOM
-
2026-09-03days on market $229,999 Active 170 DOM
-
2026-08-31days on market $229,999 Active 167 DOM
-
2026-08-30days on market $229,999 Active 166 DOM
-
2026-08-29pricedays on market $229,999 Active 165 DOM
-
2026-08-28days on market $233,000 Active 164 DOM
-
2026-08-27days on market $233,000 Active 163 DOM
-
2026-08-26days on market $233,000 Active 162 DOM
-
2026-08-25days on market $233,000 Active 161 DOM
-
2026-08-24days on market $233,000 Active 160 DOM
-
2026-08-23days on market $233,000 Active 159 DOM
-
2026-08-22days on market $233,000 Active 158 DOM
-
2026-08-21days on market $233,000 Active 157 DOM
-
2026-08-20days on market $233,000 Active 156 DOM
-
2026-08-19days on market $233,000 Active 155 DOM
-
2026-08-18days on market $233,000 Active 154 DOM
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2026-08-17days on market $233,000 Active 153 DOM
-
2026-08-16days on market $233,000 Active 152 DOM
-
2026-08-15days on market $233,000 Active 151 DOM
-
2026-08-14days on market $233,000 Active 150 DOM
-
2026-08-13days on market $233,000 Active 149 DOM
-
2026-08-12days on market $233,000 Active 148 DOM
-
2026-08-11days on market $233,000 Active 147 DOM
-
2026-08-10days on market $233,000 Active 146 DOM
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2026-08-09days on market $233,000 Active 145 DOM
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2026-08-08days on market $233,000 Active 144 DOM
-
2026-08-07days on market $233,000 Active 143 DOM
-
2026-08-06days on market $233,000 Active 142 DOM
-
2026-08-05days on market $233,000 Active 141 DOM
-
2026-08-04days on market $233,000 Active 140 DOM
-
2026-08-03days on market $233,000 Active 139 DOM
-
2026-07-31days on market $233,000 Active 136 DOM
-
2026-07-30days on market $233,000 Active 135 DOM
-
2026-07-29pricedays on market $233,000 Active 134 DOM
-
2026-07-27days on market $235,000 Active 132 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,837 · $153/mo
- Projected year-2 tax
- $1,837 · $153/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,652
- − Mortgage interest
- −$12,884
- − Property taxes
- −$1,837
- − Insurance
- −$1,150
- − Repairs & maintenance
- −$2,052
- − Management
- −$2,052
- − Depreciation
- −$6,691
- Taxable loss
- −$1,014
- Est. tax savings @ 24.0%
- +$243
- After-tax cash flow
- $3,047/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This well-maintained, modern home with a good condition score and recent construction offers a great balance of style and functionality.
Value-add opportunities
- Resale Paint exterior trim — Enhances curb appeal and value ↑
- Rental Clean gutters — Keeps property in good condition and prevents water damage ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Youngsville
- Score
- 78/100
- State rank
- #8
- US rank
- #2614
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Lafayette Parish · 280,930 people
- City population
- 32,167
- Metro
- Lafayette, LA
- Population (ZIP)
- 32,167
- Household income
- $93,204
- Rent vs Own
- Severe rent burden
- 6% of renters
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Black 10% Two or more races 5% Hispanic / Latino 4% Asian 1%
- Common ancestry
- Lithuanian 24% Romanian 3% Italian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 94% English-only · French/Haitian/Cajun 3% Spanish 2%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -41.24%
- Current HPI
- 135.2825
- Rent YoY
- ▲ 1.65%
- Metro
- Lafayette, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
+5.1% since first listed5 events — show timeline
- 2026-05-07 Price Changed $235,000 AcadianaMLS
- 2026-03-17 Listed $240,000 AcadianaMLS
- 2022-08-15 Sold (MLS) $223,500 AcadianaMLS
- 2022-03-22 Pending — AcadianaMLS
- 2022-03-16 Listed $223,500 AcadianaMLS
Property tax history
+71.6%/yrLatest (2025): $1,837 · -1.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…