CashFlowRE
Sign in Sign up
707 Brookford Dr
D Composite 40.9
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.9/30.0
  • ARV discount +6.8/15.0
  • Appreciation +4.7/10.0
  • Schools +4.5/10.0
  • 1% rule +3.8/10.0
  • Livability +3.4/5.0
  • DSCR +2.8/10.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0

$239,000

707 Brookford Dr · Missouri City, TX 77489
3 bd · 2.0 ba · 1,590 sqft · SingleFamily public records · 13 Days on market
Built 1981 7,056 sqft lot Est $235k · at est. $25/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Charm and curb appeal abound for this Missouri City home! Step inside the inviting foyer and into the living room, which features a fireplace and is positioned at the center of the home. The kitchen boasts stainless steel appliances, hard surface countertops, a breakfast nook and ample storage. This ranch style floorplan is rounded out by the primary suite and two secondary bedrooms. Enjoy your private, enclosed backyard all year long! Come and see for yourself the possibilities that this home has to offer!

Key facts

  • Inviting foyer
  • Breakfast nook
  • Fireplace

Tags

INVITING FOYERFIREPLACESTAINLESS STEEL APPLIANCESHARD SURFACE COUNTERTOPSBREAKFAST NOOKAMPLE STORAGE

Property features AI

Finance

  • Other: Lease not considered
  • HOA & community: Part of Hunters Glen Section IV Association with an annual fee of $300

Exterior

  • Parking: Attached 2-car garage; Attached garage parking
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 1981
  • Construction: Composition roof
  • Exterior features: Lot of approximately 7,055 sq. ft.; Lot includes other/unspecified lot features

Interior

  • Kitchen: Kitchen on the first floor (7 x 7); Breakfast nook on the first floor (11 x 11); Dining room on the first floor (8 x 15)
  • Bedrooms: Primary bedroom on the first floor (13 x 13); Bedroom on the first floor (10 x 11); Bedroom on the first floor (11 x 12)
  • Bathrooms: Two full bathrooms
  • Interior features: One fireplace; Seven total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $239k.

Deal economics

  • At list price, monthly cash flow is $-150 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $212k (11.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $211k (11.8% below list).
  • Recommended offer: $211k (11.8% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 3.6% in Missouri City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#526 in TX) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A, employment A; Watch: amenities F, commute F, health & safety F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Hunters Glen El (math 12% / reading 27%, grade F, #3,583 of 4,322 statewide, top 86%, 240 students, 87% FRL); Missouri City Middle (math 19% / reading 35%, grade F, #1,177 of 1,662 statewide, top 72%, 963 students, 88% FRL); Fort Bend Co Alter (26 students, 0% FRL) — zoned schools average 58% FRL vs 35% district-wide (23 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 23% at this address vs 48% district-wide (-25 pts) — the specific schools serving this property underperform the Fort Bend ISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents flat; 188 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $335 of equity ($2k loan paydown + $-1k appreciation (-0.6% local appreciation)).
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 24y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $210,746 (11.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
5.54%
Cash-on-cash
-2.69%
DSCR
0.88
GRM
9.5

CMA / ARV

ARV (on-the-fly)
$235,320
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2115 Pepperglen Ct 0.15mi 3/2.0 1,590 (0%) 4mo $235,000 $148 90
2507 Rittenmore Dr 0.25mi 4/2.0 (+1) 1,568 (-1%) 1mo $235,000 $150 80
2435 Buttonhill Dr 0.12mi 3/2.0 1,420 (-11%) 3mo $195,000 $137 74
614 Tramwood Dr 0.50mi 3/2.0 1,661 (+4%) 1mo $199,995 $120 68
1222 New Tree Ln 0.58mi 3/2.5 1,644 (+3%) 3mo $169,900 $103 63
619 Fawnwood Dr 0.61mi 3/2.0 1,661 (+4%) 2mo $240,000 $144 63
2211 N Heatherwood Dr 0.22mi 3/2.0 1,805 (+14%) 5mo $268,900 $149 63
1223 Gentle Bend Dr 0.59mi 3/2.5 1,693 (+6%) 3mo $249,900 $148 57
16610 Quail Prairie Dr 0.74mi 3/2.0 1,644 (+3%) 4mo $239,500 $146 57
1819 Wood Orchard Dr 0.63mi 3/2.0 1,435 (-10%) 1mo $249,500 $174 54
16614 Quiet Quail Dr 0.73mi 4/2.0 (+1) 1,505 (-5%) 6mo $199,999 $133 47
7539 Maczali Dr 0.61mi 4/2.5 (+1) 1,404 (-12%) 0mo $231,660 $165 45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.55% appreciation · 0.34% rent growth · sell at horizon

5-year hold
IRR
-9.5%
Equity multiple
0.58×
Total profit
$-28,044
Equity at exit
$62,885
10-year hold
IRR
-5.4%
Equity multiple
0.51×
Total profit
$-32,973
Equity at exit
$70,571

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77489

Home prices YoY
-0.2%
Rents YoY
0.3%
Active inventory
188
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,107 high interval (Pro) →
Mortgage (P&I)
$1,253
Tax from tax record
$437 /mo · $5,246/yr
Insurance
$100
HOA
$25
Vacancy / Maint / Mgmt
$443
Net cashflow
$-150

Break-even live

Break-even rent $2,298
Max offer price $212,463
Occupancy floor

Sensitivity live

Price -10% $-15 -5% $-83 +0% $-150 +5% $-218 +10% $-286
Rent -10% $-317 -5% $-233 +0% $-150 +5% $-67 +10% $16
Rate -1.0pp $-30 -0.5pp $-89 base $-150 +0.5pp $-212 +1.0pp $-275

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$59,750
Closing costs
$7,170
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
712 Beechbend Dr Missouri City, TX 4.0 2.5 2245 $2,250 $1.00 22d 1 0.09mi
16310 Setter Ct Missouri City, TX 3.0 2.0 1672 $1,700 $1.02 45d 1 0.39mi
15823 Baybriar Dr Missouri City, TX 3.0 2.0 1335 $1,641 $1.23 7d 1 0.48mi
1215 New Tree Ln Missouri City, TX 3.0 2.0 1323 $1,725 $1.30 14d 1 0.55mi
15703 Baybriar Dr Missouri City, TX 3.0 2.0 1252 $1,615 $1.29 21d 1 0.57mi
507 Whippoorwill Dr Missouri City, TX 3.0 2.0 1970 $1,925 $0.98 45d 1 0.70mi
1806 Courtside Place Dr Missouri City, TX 4.0 2.5 1974 $1,915 $0.97 14d 1 1.12mi
2026 Summer Place Dr Missouri City, TX 3.0 2.0 1837 $1,861 $1.01 22d 1 1.32mi

HOA detail

Monthly dues
$25 · $300/yr

Listing history 8 events

  1. 2026-06-21
    days on market $239,000 Active 13 DOM
  2. 2026-06-18
    days on market $239,000 Active 10 DOM
  3. 2026-06-17
    days on market $239,000 Active 9 DOM
  4. 2026-06-16
    days on market $239,000 Active 8 DOM
  5. 2026-06-15
    days on market $239,000 Active 7 DOM
  6. 2026-06-13
    days on market $239,000 Active 5 DOM
  7. 2026-06-08
    remarks 512-char remark
  8. 2026-06-08
    listed $239,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$5,246 · $437/mo
Projected year-2 tax
$5,246 · $437/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 68% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,290
− Mortgage interest
−$13,388
− Property taxes
−$5,246
− Insurance
−$1,195
− Repairs & maintenance
−$2,023
− Management
−$2,023
− HOA
−$300
− Depreciation
−$6,953
Taxable loss
−$5,839
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,401
After-tax cash flow
$-401/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Missouri City

Score
67/100
State rank
#526
US rank
#10308

Category grades

Amenities F Commute F Cost of living A- Crime A Employment A Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Missouri City, TX
County
Fort Bend County · 836,777 people
City population
123,513
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
39,292
Household income
$74,689
Rent vs Own
22.9% rent · 77.1% own
Severe rent burden
1121.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (60%)
Race & ethnicity
Black 60% Hispanic / Latino 29% Two or more races 13% White 4% Asian 3%
Hispanic origin (detail)
Mexican 17%
Foreign-born
16% · Canada, Vietnam
Languages at home
73% English-only · Spanish 22% Vietnamese 1% Other Asian/Pacific 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.55%
Current HPI
288.1306
Rent YoY
▲ 0.34%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+20.1% since first listed
10 events — show timeline
  • 2026-06-08 Listed $239,000 HARMLS
  • 2022-01-18 Price Changed $1,625 RENT.
  • 2021-08-24 Sold (Public Records) Public Records
  • 2021-08-20 Sold (MLS) HARMLS
  • 2021-08-11 Pending HARMLS
  • 2021-08-02 Pending HARMLS
  • 2021-07-26 Listed $199,000 HARMLS
  • 2006-08-08 Sold (Public Records) Public Records
  • 2002-10-11 Listing Removed HARMLS
  • 2002-10-11 Listed $900 HARMLS

Property tax history

+4.6%/yr

Latest (2025): $5,246 · -8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…