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311 S Jackson St
B Composite 70.3
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.4/30.0
  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • DSCR +6.5/10.0
  • 1% rule +5.8/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0

$149,000

311 S Jackson St · San Angelo, TX 76901
3 bd · 1.0 ba · 1,426 sqft · SingleFamily public records · 152 Days on market
Built 1936 8,973 sqft lot $104/sqft · 20% below area Est $186k · 20% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this adorable 3 bedroom, 1 bath home in the heart of Angelo Heights! From the moment you arrive, you'll be drawn to the charming front porch, which is perfect for morning coffee or winding down in the evenings. Inside, the large open living area and spacious kitchen create an inviting space ideal for entertaining, family gatherings, or cozy nights at home. This home offers a fantastic layout, great natural light, and endless potential to make it your own. Whether you're a first-time buyer, downsizing, or looking for a great investment, this one checks all the boxes. Don't miss your chance to own a charming home!

Key facts

  • Great natural light
  • Front porch
  • Spacious kitchen

Tags

FRONT PORCHOPEN LIVING AREASPACIOUS KITCHENGREAT NATURAL LIGHT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $149k.

Deal economics

  • At list price, monthly cash flow is $193 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $149k).
  • Recommended offer: $131k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 3.8% in San Angelo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#199 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment C-, schools F, amenities F.
  • San Angelo ISD (urban): math 27% / reading 33% proficiency, ranked #627 of 826 in TX (top 76%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.8%/yr); 331 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 233 units permitted in Tom Green County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $16k of equity ($1k loan paydown + $15k appreciation (10.0% local appreciation)).
  • Tom Green County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 5.8% rent growth), your $42k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 152 days — a 12% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago; this cycle's ask is 11586% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Watch-outs: built in 1936 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $131,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 152 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1936 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
7.84%
Cash-on-cash
5.54%
DSCR
1.25
GRM
7.7

CMA / ARV

ARV (median comp)
$186,276
List price
$149,000
Delta
-20.01%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
311 S Jackson St 0.00mi 3/1.0 1,426 (0%) 1mo $149,000 $104 99
1855 W Concho Ave 0.13mi 3/2.0 1,416 (-1%) 4mo $249,500 $176 85
301 S Monroe St 0.07mi 2/2.0 (-1) 1,440 (+1%) 5mo $169,000 $117 82
1920 W Avenue J 0.34mi 3/2.0 1,404 (-2%) 1mo $205,000 $146 77
121 S Tyler St 0.25mi 3/1.0 1,303 (-9%) 0mo $189,900 $146 74
302 N Madison St 0.49mi 3/2.0 1,459 (+2%) 2mo $149,900 $103 68
2013 Conchita Ave 0.33mi 3/4.0 1,404 (-2%) 3mo $234,500 $167 67
1951 W Twohig Ave 0.23mi 2/2.0 (-1) 1,292 (-9%) 4mo $190,000 $147 62
915 Guadalupe St 0.72mi 3/1.5 1,400 (-2%) 1mo $169,999 $121 61
1405 Kenwood Dr 0.72mi 3/2.0 1,449 (+2%) 1mo $315,000 $217 59
2409 W Ave L 0.67mi 2/1.5 (-1) 1,367 (-4%) 2mo $215,000 $157 53
1520 S Harrison St 0.47mi 3/2.0 1,224 (-14%) 3mo $130,000 $106 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 5.78% rent growth · sell at horizon

5-year hold
IRR
29.5%
Equity multiple
3.35×
Total profit
$98,111
Equity at exit
$134,231
10-year hold
IRR
26.5%
Equity multiple
7.95×
Total profit
$289,903
Equity at exit
$289,474

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76901

Home prices YoY
6.4%
Rents YoY
5.8%
Active inventory
331
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$1,612 high interval (Pro) →
Mortgage (P&I)
$781
Tax from tax record
$237 /mo · $2,849/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$339
Net cashflow
$193

Break-even live

Break-even rent $1,368
Max offer price $149,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,250
Closing costs
$4,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
210 N Jefferson St #210 San Angelo, TX 3.0 3.0 1706 $1,600 $0.94 21d 1 0.48mi
1725 West Avenue M Unit M San Angelo, TX 2.0 1.0 1202 $1,350 $1.12 21d 1 0.57mi
2505 W Harris Ave San Angelo, TX 2.0 2.0 1582 $1,300 $0.82 43d 1 0.69mi
1835 Willow St San Angelo, TX 3.0 1.0 1267 $1,750 $1.38 43d 1 0.72mi
2430 Rio Grande St San Angelo, TX 3.0 1.0 1200 $1,395 $1.16 43d 1 0.76mi
711 N Monroe St San Angelo, TX 3.0 1.0 1345 $1,500 $1.12 43d 1 0.76mi
902 Shiloh St Unit RE-908-16 San Angelo, TX 2.0 1.0 875 $1,125 $1.29 43d 1 0.88mi
902 Shiloh St Unit RE-908-C San Angelo, TX 2.0 1.5 925 $1,175 $1.27 43d 1 0.88mi
1222 S Abe St Unit CK-03 San Angelo, TX 2.0 1.5 1007 $1,425 $1.42 43d 1 0.92mi
2425 Waco St San Angelo, TX 4.0 1.0 1225 $1,395 $1.14 43d 1 1.04mi
2013 Rosemont Dr San Angelo, TX 3.0 2.0 1400 $2,100 $1.50 21d 1 1.10mi
209 West Avenue C Unit A San Angelo, TX 2.0 2.0 1100 $1,400 $1.27 43d 1 1.13mi
2102 Webster St San Angelo, TX 3.0 1.0 1233 $1,750 $1.42 43d 1 1.14mi
2630 Waco St San Angelo, TX 3.0 2.0 1024 $1,600 $1.56 21d 1 1.21mi
2804 Abilene St San Angelo, TX 3.0 2.0 1304 $1,550 $1.19 43d 1 1.35mi
2756 Sac Ave San Angelo, TX 3.0 1.0 1461 $1,650 $1.13 43d 1 1.36mi
3344 Trinity Ave San Angelo, TX 3.0 2.0 1545 $1,900 $1.23 21d 1 1.37mi
2629 Forest Park Ave San Angelo, TX 3.0 2.0 1336 $1,895 $1.42 43d 1 1.39mi
706 W 16th St San Angelo, TX 3.0 2.0 1298 $1,590 $1.22 21d 1 1.42mi
3207 Trinity Ave San Angelo, TX 3.0 2.0 1536 $1,995 $1.30 43d 1 1.45mi
1320 Orient St San Angelo, TX 3.0 2.0 1298 $1,595 $1.23 21d 1 1.46mi

Listing history 15 events

  1. 2026-05-16
    status Pending 630-char remark
    Show marketing remark (630 chars)

    Welcome to this adorable 3 bedroom, 1 bath home in the heart of Angelo Heights! From the moment you arrive, you'll be drawn to the charming front porch, which is perfect for morning coffee or winding down in the evenings. Inside, the large open living area and spacious kitchen create an inviting space ideal for entertaining, family gatherings, or cozy nights at home. This home offers a fantastic layout, great natural light, and endless potential to make it your own. Whether you're a first-time buyer, downsizing, or looking for a great investment, this one checks all the boxes. Don't miss your chance to own a charming home!

  2. 2026-05-14
    historical $1,300
  3. 2026-05-06
    price $1,300
  4. 2026-04-02
    price $149,000 630-char remark
    Show marketing remark (630 chars)

    Welcome to this adorable 3 bedroom, 1 bath home in the heart of Angelo Heights! From the moment you arrive, you'll be drawn to the charming front porch, which is perfect for morning coffee or winding down in the evenings. Inside, the large open living area and spacious kitchen create an inviting space ideal for entertaining, family gatherings, or cozy nights at home. This home offers a fantastic layout, great natural light, and endless potential to make it your own. Whether you're a first-time buyer, downsizing, or looking for a great investment, this one checks all the boxes. Don't miss your chance to own a charming home!

  5. 2026-03-18
    price $152,000 630-char remark
    Show marketing remark (630 chars)

    Welcome to this adorable 3 bedroom, 1 bath home in the heart of Angelo Heights! From the moment you arrive, you'll be drawn to the charming front porch, which is perfect for morning coffee or winding down in the evenings. Inside, the large open living area and spacious kitchen create an inviting space ideal for entertaining, family gatherings, or cozy nights at home. This home offers a fantastic layout, great natural light, and endless potential to make it your own. Whether you're a first-time buyer, downsizing, or looking for a great investment, this one checks all the boxes. Don't miss your chance to own a charming home!

  6. 2026-03-17
    price $159,000 630-char remark
    Show marketing remark (630 chars)

    Welcome to this adorable 3 bedroom, 1 bath home in the heart of Angelo Heights! From the moment you arrive, you'll be drawn to the charming front porch, which is perfect for morning coffee or winding down in the evenings. Inside, the large open living area and spacious kitchen create an inviting space ideal for entertaining, family gatherings, or cozy nights at home. This home offers a fantastic layout, great natural light, and endless potential to make it your own. Whether you're a first-time buyer, downsizing, or looking for a great investment, this one checks all the boxes. Don't miss your chance to own a charming home!

  7. 2026-03-17
    price $152,000 630-char remark
    Show marketing remark (630 chars)

    Welcome to this adorable 3 bedroom, 1 bath home in the heart of Angelo Heights! From the moment you arrive, you'll be drawn to the charming front porch, which is perfect for morning coffee or winding down in the evenings. Inside, the large open living area and spacious kitchen create an inviting space ideal for entertaining, family gatherings, or cozy nights at home. This home offers a fantastic layout, great natural light, and endless potential to make it your own. Whether you're a first-time buyer, downsizing, or looking for a great investment, this one checks all the boxes. Don't miss your chance to own a charming home!

  8. 2026-02-19
    listed $1,275
  9. 2026-02-06
    price $159,000 630-char remark
    Show marketing remark (630 chars)

    Welcome to this adorable 3 bedroom, 1 bath home in the heart of Angelo Heights! From the moment you arrive, you'll be drawn to the charming front porch, which is perfect for morning coffee or winding down in the evenings. Inside, the large open living area and spacious kitchen create an inviting space ideal for entertaining, family gatherings, or cozy nights at home. This home offers a fantastic layout, great natural light, and endless potential to make it your own. Whether you're a first-time buyer, downsizing, or looking for a great investment, this one checks all the boxes. Don't miss your chance to own a charming home!

  10. 2025-12-15
    listed $165,000 Active 630-char remark
    Show marketing remark (630 chars)

    Welcome to this adorable 3 bedroom, 1 bath home in the heart of Angelo Heights! From the moment you arrive, you'll be drawn to the charming front porch, which is perfect for morning coffee or winding down in the evenings. Inside, the large open living area and spacious kitchen create an inviting space ideal for entertaining, family gatherings, or cozy nights at home. This home offers a fantastic layout, great natural light, and endless potential to make it your own. Whether you're a first-time buyer, downsizing, or looking for a great investment, this one checks all the boxes. Don't miss your chance to own a charming home!

  11. 2022-08-04
    soldstatus Closed 230-char remark
    Show marketing remark (230 chars)

    This cute 3 bedroom 1 bath home is located in Angelo Heights! With a large open living area and spacious kitchen that could be great for hosting, you also could enjoy your front porch on a nice evening or morning with some coffee.

  12. 2022-08-04
    listed $112,800 Active 230-char remark
    Show marketing remark (230 chars)

    This cute 3 bedroom 1 bath home is located in Angelo Heights! With a large open living area and spacious kitchen that could be great for hosting, you also could enjoy your front porch on a nice evening or morning with some coffee.

  13. 2022-07-18
    soldstatus
  14. 2022-06-01
    soldstatus
  15. 2021-12-08
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,849 · $237/mo
Projected year-2 tax
$2,849 · $237/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 13% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,344
− Mortgage interest
−$8,346
− Property taxes
−$2,849
− Insurance
−$745
− Repairs & maintenance
−$1,548
− Management
−$1,548
− Depreciation
−$4,335
Taxable loss
−$25
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$6
After-tax cash flow
$2,318/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
San Angelo ISD
NCES district ID
4838700
Math proficiency
27% ▼ -9.00%
Reading proficiency
33% ▼ -3.00%
Median HH income
$43,501
Composite
25.56/100
National rank
#7427
State rank
#627 of 826 in TX

Livability — San Angelo

Score
73/100
State rank
#199
US rank
#5030

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Angelo, TX
County
Tom Green County · 113,188 people
City population
81,357
Metro
San Angelo, TX
Population (ZIP)
31,831
Household income
$69,450
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
1034.0

Population outlook (Tom Green County) Hauer SSP2

Today (2025)
135,110 people
By 2030
144,090 · +6.6%
By 2040
162,561 · +20.3%
By 2050
182,158 · +34.8%
By 2075
232,274 · +71.9%
By 2100
268,218 · +98.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (55%)
Race & ethnicity
White 55% Hispanic / Latino 41% Two or more races 17% Black 2%
Hispanic origin (detail)
Mexican 38%
Common ancestry
Lithuanian 3% Slovak 3% Iranian 1%
Foreign-born
5% · Canada
Languages at home
77% English-only · Spanish 21% German/W. Germanic 1%

Political lean MEDSL · Tom Green

2024 margin
Solid R (+48.0) · D 25.5% · R 73.5% · Other 1.0%
2008→2024 swing
-6.3pp toward R · 2008: -41.7pp · 2024: -48.0pp
All cycles
2024: R+48.0 2020: R+44.4 2016: R+47.9 2012: R+47.9 2008: R+41.7

Not yet ingested

Civics

Market trends

HPI YoY
▲ 47.96%
Current HPI
798.58
Rent YoY
▲ 5.78%
Metro
San Angelo, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-98.8% since first listed
15 events — show timeline
  • 2026-05-16 Pending SAAR TX
  • 2026-05-14 Rental Removed $1,300 BUILDIUM
  • 2026-05-06 Price Changed $1,300 BUILDIUM
  • 2026-04-02 Price Changed $149,000 SAAR TX
  • 2026-03-18 Price Changed $152,000 SAAR TX
  • 2026-03-17 Price Changed $159,000 SAAR TX
  • 2026-03-17 Price Changed $152,000 SAAR TX
  • 2026-02-19 Listed for Rent $1,275 BUILDIUM
  • 2026-02-06 Price Changed $159,000 SAAR TX
  • 2025-12-15 Listed $165,000 SAAR TX
  • 2022-08-04 Listed $112,800 SAAR TX
  • 2022-08-04 Sold (MLS) SAAR TX
  • 2022-07-18 Sold (Public Records) Public Records
  • 2022-06-01 Sold (Public Records) Public Records
  • 2021-12-08 Sold (Public Records) Public Records

Property tax history

-0.1%/yr

Latest (2025): $2,849 · +15.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…