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14466 Robson St
C+ Composite 63.53
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • ARV discount +2.2/15.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$75,000

14466 Robson St · Detroit, MI 48227
3 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 51 Days on market
Built 1925 3,485 sqft lot $65/sqft · 12% above area Est $67k · 12% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Turnkey investment opportunity with tenant in place. This 3-bedroom, 1-bath Detroit home offers 1,152 square feet of living space with a functional layout featuring a spacious main-floor living area, kitchen with adjoining nook, and all three bedrooms upstairs. Strong rental appeal with immediate income potential, making it a great addition to any portfolio. Tenant occupied – please do not disturb tenant, no showings without accepted offer

Key facts

  • 3,485 sq ft lot
  • Garage
  • Built 1925

Property features AI

Exterior

  • Parking: Detached 1-car garage; Paved access
  • Utilities: Public water; Public sewer
  • Home design: Single family residence; Two levels; Ground-level entry with steps; Wood siding
  • Construction: Asphalt roof
  • Exterior features: Porch; Back yard fencing; Fenced yard

Interior

  • Kitchen: Free-standing gas range; Free-standing refrigerator
  • Bedrooms: 5 total rooms (includes bedrooms and living spaces)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); No cooling
  • Interior features: Lighting; Unfinished basement
  • Laundry & utility: Washer; Dryer; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $531 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $73k (3.0% below list) — sets the bar for market timing.
  • Cap rate 14.8% vs local median 10.2% in Detroit — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.6%/yr); 385 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($37k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 5.6% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 51 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $72,750 (3.0% below list)

Questions for the listing agent

  1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.77%
Cap rate
14.78%
Cash-on-cash
30.32%
DSCR
2.35
GRM
4.7

CMA / ARV

ARV (median comp)
$67,070
List price
$75,000
Delta
11.82%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14644 Hubbell St 0.28mi 3/1.0 1,248 (+8%) 2mo $45,000 $36 72
14232 Lauder St 0.20mi 3/1.0 1,272 (+10%) 2mo $60,000 $47 71
14321 Ardmore St 0.41mi 2/2.0 (-1) 1,188 (+3%) 2mo $11,000 $9 65
13215 Prest St 0.72mi 3/1.0 1,160 (+1%) 0mo $100,000 $86 65
13364 Coyle St 0.53mi 3/1.0 1,083 (-6%) 2mo $95,000 $88 64
13991 Ardmore St 0.53mi 3/1.0 1,080 (-6%) 2mo $10,000 $9 63
14063 Freeland St 0.46mi 2/1.0 (-1) 1,219 (+6%) 2mo $23,000 $19 62
15366 Sussex St 0.64mi 3/1.0 1,100 (-4%) 3mo $105,000 $95 60
13599 Winthrop St 0.65mi 3/1.5 1,089 (-6%) 2mo $145,000 $133 57
13209 Terry St 0.68mi 3/1.5 1,044 (-9%) 2mo $54,500 $52 49
15041 Lesure St 0.72mi 3/1.0 1,021 (-11%) 2mo $50,000 $49 46
14736 Mansfield St 0.68mi 3/1.0 1,318 (+14%) 0mo $62,000 $47 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold
IRR
27.9%
Equity multiple
2.20×
Total profit
$25,214
Equity at exit
$11,183
10-year hold
IRR
36.9%
Equity multiple
4.85×
Total profit
$80,918
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48227

Rents YoY
5.6%
Active inventory
385
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,328 high interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$279
Net cashflow
$531

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
14375 Terry St Detroit, MI 3.0 2.0 1300 $1,425 $1.10 43d 1 0.05mi
14264 Coyle St Detroit, MI 2.0 1.0 1000 $1,150 $1.15 43d 1 0.17mi
14559 Strathmoor St Detroit, MI 2.0 1.0 1033 $1,150 $1.11 20d 1 0.24mi
14814 Sussex St Unit 2 Detroit, MI 3.0 1.0 1100 $1,000 $0.91 43d 1 0.25mi
14600 Strathmoor St Detroit, MI 4.0 1.0 1300 $1,450 $1.12 43d 1 0.28mi
14104 Coyle St Detroit, MI 3.0 1.0 1327 $1,350 $1.02 4d 1 0.31mi
14893 Prest St Detroit, MI 3.0 1.0 1100 $1,000 $0.91 14d 1 0.40mi
14615 Winthrop St Detroit, MI 2.0 1.0 1217 $1,300 $1.07 16d 1 0.42mi
14590 Ardmore St Detroit, MI 3.0 1.0 1200 $1,195 $1.00 2d 1 0.43mi
14580 Forrer St Unit Unit Detroit, MI 2.0 1.0 1300 $900 $0.69 20d 1 0.46mi
14284 Cruse St Detroit, MI 3.0 1.0 1121 $1,150 $1.03 16d 1 0.49mi
15073 Strathmoor St Detroit, MI 2.0 1.0 860 $1,350 $1.57 16d 1 0.51mi
15100 Whitcomb St Detroit, MI 2.0 1.0 750 $925 $1.23 43d 1 0.51mi
15328 Coyle St Detroit, MI 3.0 1.0 1000 $1,450 $1.45 17d 1 0.58mi
15330 Coyle St Unit 1 Detroit, MI 3.0 1.0 1000 $1,425 $1.43 12d 1 0.58mi
15330 Coyle St Unit 2 Detroit, MI 3.0 1.0 1000 $1,450 $1.45 24d 1 0.58mi
15330 Coyle St Unit 1 Detroit, MI 3.0 1.0 1000 $1,375 $1.38 24d 1 0.58mi
15341 Lauder St Detroit, MI 4.0 1.5 1080 $1,475 $1.37 16d 1 0.59mi
13331 Strathmoor St Detroit, MI 3.0 1.0 1084 $1,100 $1.01 16d 1 0.60mi
13279 Coyle St Detroit, MI 3.0 1.0 1444 $1,373 $0.95 43d 1 0.62mi
14836 Rutherford St Unit 2 Detroit, MI 2.0 1.0 1104 $950 $0.86 43d 1 0.63mi
14903 Tracey St Detroit, MI 3.0 1.0 1004 $1,100 $1.10 16d 1 0.68mi
16014 Hackett St Detroit, MI 4.0 2.0 1142 $1,500 $1.31 43d 1 0.70mi
14504 Saint Marys St Detroit, MI 4.0 1.0 1362 $1,473 $1.08 43d 1 0.70mi
15468 Sussex St #2 Detroit, MI 2.0 1.0 900 $1,250 $1.39 43d 1 0.74mi
14891 Hartwell St Detroit, MI 3.0 1.0 1000 $1,150 $1.15 43d 1 0.78mi
14753 Saint Marys St Detroit, MI 2.0 1.0 900 $1,150 $1.28 4d 1 0.78mi
14753 Saint Marys St Detroit, MI 2.0 1.0 900 $1,150 $1.28 12d 1 0.78mi
14535 Mettetal St Unit 1 Detroit, MI 2.0 1.0 965 $1,000 $1.04 43d 1 0.79mi
12754 Marlowe St Detroit, MI 3.0 2.0 1008 $1,400 $1.39 16d 1 0.82mi
15387 Lesure St Detroit, MI 3.0 1.0 1064 $1,350 $1.27 12d 1 0.85mi
15375 Prevost St Detroit, MI 4.0 1.0 907 $1,300 $1.43 16d 1 0.85mi
15332 Saint Marys St Detroit, MI 3.0 1.0 1200 $1,200 $1.00 16d 1 0.91mi
14847 Cheyenne St Detroit, MI 3.0 2.0 849 $1,150 $1.35 17d 1 0.92mi
15810 Robson St Detroit, MI 3.0 1.0 1142 $1,500 $1.31 24d 1 0.92mi
15762 Mark Twain St Detroit, MI 3.0 2.0 1430 $1,250 $0.87 16d 1 0.93mi
15340 Hartwell St Detroit, MI 2.0 1.0 900 $1,300 $1.44 16d 1 0.94mi
15517 Lesure St Unit BDRM1A Detroit, MI 2.0 1.0 1000 $850 $0.85 24d 1 0.96mi
15088 Littlefield St Detroit, MI 2.0 1.0 1294 $1,275 $0.99 21d 1 0.98mi
15752 Rutherford St Detroit, MI 3.0 2.0 1174 $1,386 $1.18 4d 1 1.03mi

Listing history 15 events

  1. 2026-06-18
    days on market $75,000 Active 51 DOM
  2. 2026-06-17
    days on market $75,000 Active 50 DOM
  3. 2026-06-15
    days on market $75,000 Active 48 DOM
  4. 2026-06-13
    days on market $75,000 Active 46 DOM
  5. 2026-06-13
    days on market $75,000 Active 45 DOM
  6. 2026-06-09
    days on market $75,000 Active 42 DOM
  7. 2026-06-08
    days on market $75,000 Active 41 DOM
  8. 2026-06-07
    days on market $75,000 Active 40 DOM
  9. 2026-06-04
    days on market $75,000 Active 37 DOM
  10. 2026-06-03
    days on market $75,000 Active 36 DOM
  11. 2026-06-02
    days on market $75,000 Active 35 DOM
  12. 2026-06-01
    days on market $75,000 Active 34 DOM
  13. 2026-05-31
    days on market $75,000 Active 33 DOM
  14. 2026-04-28
    listed $75,000 Active 449-char remark
    Show marketing remark (462 chars)

    Turnkey investment opportunity with tenant in place. This 3-bedroom, 1-bath Detroit home offers 1,152 square feet of living space with a functional layout featuring a spacious main-floor living area, kitchen with adjoining nook, and all three bedrooms upstairs. Strong rental appeal with immediate income potential, making it a great addition to any portfolio. Tenant occupied – please do not disturb tenant, no showings without accepted offer

  15. 2026-04-28
    listed $75,000 Active 462-char remark
    Show marketing remark (462 chars)

    Turnkey investment opportunity with tenant in place. This 3-bedroom, 1-bath Detroit home offers 1,152 square feet of living space with a functional layout featuring a spacious main-floor living area, kitchen with adjoining nook, and all three bedrooms upstairs. Strong rental appeal with immediate income potential, making it a great addition to any portfolio. Tenant occupied – please do not disturb tenant, no showings without accepted offer

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,934
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$1,275
− Management
−$1,275
− Depreciation
−$2,182
Taxable income
$5,501
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,320
After-tax cash flow
$5,048/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
40,302
Household income
$36,527
Rent vs Own
40.9% rent · 59.1% own
Severe rent burden
2371.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (95%)
Race & ethnicity
Black 95% Two or more races 3% White 1%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -125.00%
Current HPI
186.4158
Rent YoY
▲ 5.59%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-04-28 Listed $75,000 MiRealSource-MiMLS
  • 2026-04-28 Listed $75,000 REALCOMP

Property tax history

+19.8%/yr

Latest (2025): $5,163 · +116.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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