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175 Oak Lake Dr
D Composite 43.21
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +10.6/30.0
  • Rent growth +3.9/5.0
  • 1% rule +3.1/10.0
  • DSCR +3.1/10.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$209,000

175 Oak Lake Dr · Gumbranch, GA 31313
3 bd · 2.0 ba · 1,584 sqft · Manufactured public records · 73 Days on market
Built 1985 0.38 ac lot $132/sqft · 30% below area Est $297k · 30% under ↓ 20% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

Key facts

  • 0.38 acre lot
  • Garage
  • Pool

Tags

HEATED AND COOLED SUNROOMPRIVATE BACKYARD OASISIN-GROUND SALTWATER POOLDETACHED TWO CAR GARAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $209k.

Deal economics

  • At list price, monthly cash flow is $-102 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $194k (7.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (18.7% below list).
  • Recommended offer: $170k (18.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 60/100 on livability (#365 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: schools F, crime D-, amenities F.
  • Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+5.4%/yr); 639 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $169,936 (18.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.71%
Cash-on-cash
-2.09%
DSCR
0.91
GRM
10.2

CMA / ARV

ARV (median comp)
$296,619
List price
$209,000
Delta
-29.54%
Verdict
UNDERPRICED
Comps
8 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
84 Oak Hill Rd 0.02mi 4/2.0 (+1) 1,512 (-4%) 5mo $169,900 $112 82
223 Oak Lake Dr 0.02mi 4/2.0 (+1) 1,568 (-1%) 16mo $210,000 $134 79
119 Oak Lake Dr 0.03mi 3/2.0 1,512 (-4%) 18mo $180,000 $119 76
119 Oak Lake Dr 0.03mi 3/2.0 1,512 (-4%) 18mo $180,000 $119 76
146 Hiram Ray Rd 0.12mi 4/2.0 (+1) 1,525 (-4%) 14mo $205,000 $134 71
146 Hiram Ray Rd 0.12mi 4/2.0 (+1) 1,525 (-4%) 14mo $205,000 $134 71
82 Hiram Ray Rd 0.13mi 4/2.0 (+1) 1,525 (-4%) 14mo $205,000 $134 71
82 Hiram Ray Rd 0.13mi 4/2.0 (+1) 1,525 (-4%) 14mo $205,000 $134 71
126 Hiram Ray Rd 0.12mi 4/2.0 (+1) 1,525 (-4%) 18mo $210,000 $138 68
126 Hiram Ray Rd 0.12mi 4/2.0 (+1) 1,525 (-4%) 18mo $210,000 $138 68
223 Oak Lake Dr 0.02mi 4/2.0 (+1) 1,458 (-8%) 16mo $210,000 $144 67
48 Hiram Ray Rd 0.13mi 4/2.0 (+1) 1,525 (-4%) 20mo $210,000 $138 66

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.41% rent growth · sell at horizon

5-year hold
IRR
-17.1%
Equity multiple
0.38×
Total profit
$-36,109
Equity at exit
$31,163
10-year hold
IRR
-5.1%
Equity multiple
0.63×
Total profit
$-21,500
Equity at exit
$18,071

Cash invested: $58,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31313

Home prices YoY
-27.1%
Rents YoY
5.4%
Active inventory
639
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$1,699 medium interval (Pro) →
Mortgage (P&I)
$1,096
Tax est. 1.5%
$261 /mo · $3,135/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$357
Net cashflow
$-102

Break-even live

Break-even rent $1,828
Max offer price $194,261
Occupancy floor

Sensitivity live

Price -10% $43 -5% $-30 +0% $-102 +5% $-174 +10% $-246
Rent -10% $-236 -5% $-169 +0% $-102 +5% $-35 +10% $32
Rate -1.0pp $3 -0.5pp $-49 base $-102 +0.5pp $-156 +1.0pp $-211

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,250
Closing costs
$6,270
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
380 Howard Rd NE Ludowici, GA 3.0 2.0 1120 $1,250 $1.12 45d 1 1.44mi

Listing history 32 events

  1. 2026-06-21
    days on market $209,000 Active 73 DOM
  2. 2026-06-19
    days on market $209,000 Active 71 DOM
  3. 2026-06-18
    days on market $209,000 Active 70 DOM
  4. 2026-06-17
    days on market $209,000 Active 69 DOM
  5. 2026-06-16
    days on market $209,000 Active 68 DOM
  6. 2026-06-15
    days on market $209,000 Active 67 DOM
  7. 2026-06-14
    days on market $209,000 Active 65 DOM
  8. 2026-06-13
    days on market $209,000 Active 64 DOM
  9. 2026-06-10
    days on market $209,000 Active 62 DOM
  10. 2026-06-09
    days on market $209,000 Active 61 DOM
  11. 2026-06-08
    days on market $209,000 Active 60 DOM
  12. 2026-06-07
    days on market $209,000 Active 59 DOM
  13. 2026-06-05
    days on market $209,000 Active 56 DOM
  14. 2026-06-03
    days on market $209,000 Active 55 DOM
  15. 2026-06-02
    days on market $209,000 Active 54 DOM
  16. 2026-06-01
    days on market $209,000 Active 53 DOM
  17. 2026-05-31
    days on market $209,000 Active 52 DOM
  18. 2026-05-30
    days on market $209,000 Active 51 DOM
  19. 2026-05-15
    status Active 1333-char remark
    Show marketing remark (1334 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  20. 2026-05-15
    status Back On Market 1334-char remark
    Show marketing remark (1334 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  21. 2026-05-15
    status Active
    Show marketing remark (1334 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  22. 2026-05-09
    status Under Contract 1334-char remark
    Show marketing remark (1333 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  23. 2026-05-09
    status Pending
    Show marketing remark (1333 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  24. 2026-05-09
    status Pending 1333-char remark
    Show marketing remark (1333 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  25. 2026-05-04
    listed $209,000 Active 1333-char remark
    Show marketing remark (1333 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  26. 2026-05-04
    listed $209,000 Active
    Show marketing remark (1333 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  27. 2026-04-13
    status Back On Market 1334-char remark
    Show marketing remark (1334 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  28. 2026-03-29
    status Under Contract 1334-char remark
    Show marketing remark (1334 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  29. 2026-03-08
    listed $209,000 New 1334-char remark
    Show marketing remark (1334 chars)

    Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!

  30. 2025-07-09
    price $249,900
  31. 2025-04-14
    historical
  32. 2025-04-07
    listed $259,900 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,392
− Mortgage interest
−$11,707
− Property taxes
−$3,135
− Insurance
−$1,045
− Repairs & maintenance
−$1,631
− Management
−$1,631
− Depreciation
−$6,080
Taxable loss
−$4,838
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,161
After-tax cash flow
$-61/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Liberty County
NCES district ID
1303300
Math proficiency
19% ▼ -16.00%
Reading proficiency
28% ▼ -13.00%
Median HH income
$43,911
Composite
20.2/100
National rank
#8630
State rank
#133 of 174 in GA

Livability — Gumbranch

Score
60/100
State rank
#365
US rank
#18664

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment B+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Liberty County · 58,565 people
City population
42,838
Metro
Hinesville, GA
Population (ZIP)
42,838
Household income
$60,233
Rent vs Own
50.1% rent · 49.9% own
Severe rent burden
1693.0

Population outlook (Liberty County) Hauer SSP2

Today (2025)
58,689 people
By 2030
57,670 · -1.7%
By 2040
55,750 · -5.0%
By 2050
54,155 · -7.7%
By 2075
58,947 · +0.4%
By 2100
66,919 · +14.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.67)
Race & ethnicity
Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
Hispanic origin (detail)
Mexican 4% Puerto Rican 7%
Common ancestry
Slovak 1% Italian 1% Lithuanian 1%
Foreign-born
7% · Canada, South Korea
Languages at home
86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Liberty

2024 margin
D (+17.4) · D 58.5% · R 41.0%
2008→2024 swing
-10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
All cycles
2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -77.50%
Current HPI
208.0927
Rent YoY
▲ 5.41%
Metro
Hinesville, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-19.6% since first listed
14 events — show timeline
  • 2026-05-15 Relisted HABR
  • 2026-05-15 Relisted GAMLS
  • 2026-05-15 Relisted GIAR
  • 2026-05-09 Pending GAMLS
  • 2026-05-09 Pending GIAR
  • 2026-05-09 Pending HABR
  • 2026-05-04 Listed $209,000 GIAR
  • 2026-05-04 Listed $209,000 HABR
  • 2026-04-13 Relisted GAMLS
  • 2026-03-29 Pending GAMLS
  • 2026-03-08 Listed $209,000 GAMLS
  • 2025-07-09 Price Changed $249,900 HABR
  • 2025-04-14 Listing Removed GAMLS
  • 2025-04-07 Listed $259,900 GAMLS

Property tax history

+2.3%/yr

Latest (2025): $208 · +14.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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