175 Oak Lake Dr · Gumbranch, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 8/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 98.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +10.6/30.0
- Rent growth +3.9/5.0
- 1% rule +3.1/10.0
- DSCR +3.1/10.0
- Livability +3.0/5.0
- Condition / age +2.5/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$209,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
Key facts
- 0.38 acre lot
- Garage
- Pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $209k.
Deal economics
- At list price, monthly cash flow is $-102 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $194k (7.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (18.7% below list).
- Recommended offer: $170k (18.7% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 60/100 on livability (#365 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B+; Watch: schools F, crime D-, amenities F.
- Liberty County (urban): math 19% / reading 28% proficiency, ranked #133 of 174 in GA (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: Rents rising fast (+5.4%/yr); 639 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 471 units permitted in Liberty County in 2024 (0 in 5+ unit buildings).
- This rent runs 34% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Liberty County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
Negotiation context
- It's been on market 73 days — a 6% lower offer ($196k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 98% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 73 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.81% ✗
- Cap rate
- 5.71%
- Cash-on-cash
- -2.09%
- DSCR
- 0.91
- GRM
- 10.2
CMA / ARV
- ARV (median comp)
- $296,619
- List price
- $209,000
- Delta
- -29.54%
- Verdict
- UNDERPRICED
- Comps
- 8 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 84 Oak Hill Rd | 0.02mi | 4/2.0 (+1) | 1,512 (-4%) | 5mo | $169,900 | $112 | 82 |
| 223 Oak Lake Dr | 0.02mi | 4/2.0 (+1) | 1,568 (-1%) | 16mo | $210,000 | $134 | 79 |
| 119 Oak Lake Dr | 0.03mi | 3/2.0 | 1,512 (-4%) | 18mo | $180,000 | $119 | 76 |
| 119 Oak Lake Dr | 0.03mi | 3/2.0 | 1,512 (-4%) | 18mo | $180,000 | $119 | 76 |
| 146 Hiram Ray Rd | 0.12mi | 4/2.0 (+1) | 1,525 (-4%) | 14mo | $205,000 | $134 | 71 |
| 146 Hiram Ray Rd | 0.12mi | 4/2.0 (+1) | 1,525 (-4%) | 14mo | $205,000 | $134 | 71 |
| 82 Hiram Ray Rd | 0.13mi | 4/2.0 (+1) | 1,525 (-4%) | 14mo | $205,000 | $134 | 71 |
| 82 Hiram Ray Rd | 0.13mi | 4/2.0 (+1) | 1,525 (-4%) | 14mo | $205,000 | $134 | 71 |
| 126 Hiram Ray Rd | 0.12mi | 4/2.0 (+1) | 1,525 (-4%) | 18mo | $210,000 | $138 | 68 |
| 126 Hiram Ray Rd | 0.12mi | 4/2.0 (+1) | 1,525 (-4%) | 18mo | $210,000 | $138 | 68 |
| 223 Oak Lake Dr | 0.02mi | 4/2.0 (+1) | 1,458 (-8%) | 16mo | $210,000 | $144 | 67 |
| 48 Hiram Ray Rd | 0.13mi | 4/2.0 (+1) | 1,525 (-4%) | 20mo | $210,000 | $138 | 66 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.41% rent growth · sell at horizon
- IRR
- -17.1%
- Equity multiple
- 0.38×
- Total profit
- $-36,109
- Equity at exit
- $31,163
- IRR
- -5.1%
- Equity multiple
- 0.63×
- Total profit
- $-21,500
- Equity at exit
- $18,071
Cash invested: $58,520 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31313
- Home prices YoY
- -27.1%
- Rents YoY
- 5.4%
- Active inventory
- 639
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $1,699 medium interval (Pro) →
- Mortgage (P&I)
- −$1,096
- Tax est. 1.5%
- −$261 /mo · $3,135/yr
- Insurance
- −$87
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$357
- Net cashflow
- $-102
Break-even live
Sensitivity live
| Price | -10% $43 | -5% $-30 | +0% $-102 | +5% $-174 | +10% $-246 |
|---|---|---|---|---|---|
| Rent | -10% $-236 | -5% $-169 | +0% $-102 | +5% $-35 | +10% $32 |
| Rate | -1.0pp $3 | -0.5pp $-49 | base $-102 | +0.5pp $-156 | +1.0pp $-211 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,250
- Closing costs
- $6,270
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 380 Howard Rd NE Ludowici, GA | 3.0 | 2.0 | 1120 | $1,250 | $1.12 | 45d | 1 | 1.44mi |
Listing history 32 events
-
2026-06-21days on market $209,000 Active 73 DOM
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2026-06-19days on market $209,000 Active 71 DOM
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2026-06-18days on market $209,000 Active 70 DOM
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2026-06-17days on market $209,000 Active 69 DOM
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2026-06-16days on market $209,000 Active 68 DOM
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2026-06-15days on market $209,000 Active 67 DOM
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2026-06-14days on market $209,000 Active 65 DOM
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2026-06-13days on market $209,000 Active 64 DOM
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2026-06-10days on market $209,000 Active 62 DOM
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2026-06-09days on market $209,000 Active 61 DOM
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2026-06-08days on market $209,000 Active 60 DOM
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2026-06-07days on market $209,000 Active 59 DOM
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2026-06-05days on market $209,000 Active 56 DOM
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2026-06-03days on market $209,000 Active 55 DOM
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2026-06-02days on market $209,000 Active 54 DOM
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2026-06-01days on market $209,000 Active 53 DOM
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2026-05-31days on market $209,000 Active 52 DOM
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2026-05-30days on market $209,000 Active 51 DOM
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2026-05-15status Active 1333-char remark
Show marketing remark (1334 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
-
2026-05-15status Back On Market 1334-char remark
Show marketing remark (1334 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
-
2026-05-15status Active
Show marketing remark (1334 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
-
2026-05-09status Under Contract 1334-char remark
Show marketing remark (1333 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
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2026-05-09status Pending
Show marketing remark (1333 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
-
2026-05-09status Pending 1333-char remark
Show marketing remark (1333 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
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2026-05-04$209,000 Active 1333-char remark
Show marketing remark (1333 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
-
2026-05-04$209,000 Active
Show marketing remark (1333 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 1632 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
-
2026-04-13status Back On Market 1334-char remark
Show marketing remark (1334 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
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2026-03-29status Under Contract 1334-char remark
Show marketing remark (1334 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
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2026-03-08$209,000 New 1334-char remark
Show marketing remark (1334 chars)
Don't miss this spacious 3 bed, 2 bath home located on a desirable corner lot, offering 1,872 square feet of living space including a heated and cooled 288 sq ft sunroom addition that's perfect for relaxing year round while overlooking the backyard. Inside, the home features two additional bonus rooms that provide endless possibilities for a home office, playroom, workout room, or guest space. With flexible living areas and plenty of room to spread out, this home is designed for both comfort and functionality. Step outside to your private backyard oasis featuring a 16x32 in-ground saltwater pool, ideal for entertaining, summer gatherings, or simply unwinding after a long day. A storage building conveys with the property and is perfect for keeping pool equipment and outdoor supplies organized. Anyone needing extra workspace will love the detached two car garage complete with an interior shop area and window unit. Additional upgrades include all new electric, new appliances, gutters on the home and a recently installed privacy fence, adding convenience, privacy and peace of mind. With great indoor space, standout outdoor features, and versatile bonus rooms, this property offers the perfect blend of comfort, function, and entertainment potential. Schedule your showing today and see everything this home has to offer!
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2025-07-09price $249,900
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2025-04-14historical
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2025-04-07$259,900 New
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 98% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,392
- − Mortgage interest
- −$11,707
- − Property taxes
- −$3,135
- − Insurance
- −$1,045
- − Repairs & maintenance
- −$1,631
- − Management
- −$1,631
- − Depreciation
- −$6,080
- Taxable loss
- −$4,838
- Est. tax savings @ 24.0%
- +$1,161
- After-tax cash flow
- $-61/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Liberty County
- NCES district ID
- 1303300
- Math proficiency
- 19% ▼ -16.00%
- Reading proficiency
- 28% ▼ -13.00%
- Median HH income
- $43,911
- Composite
- 20.2/100
- National rank
- #8630
- State rank
- #133 of 174 in GA
Livability — Gumbranch
- Score
- 60/100
- State rank
- #365
- US rank
- #18664
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Liberty County · 58,565 people
- City population
- 42,838
- Metro
- Hinesville, GA
- Population (ZIP)
- 42,838
- Household income
- $60,233
- Rent vs Own
- Severe rent burden
- 1693.0
Population outlook (Liberty County) Hauer SSP2
- Today (2025)
- 58,689 people
- By 2030
- 57,670 · -1.7%
- By 2040
- 55,750 · -5.0%
- By 2050
- 54,155 · -7.7%
- By 2075
- 58,947 · +0.4%
- By 2100
- 66,919 · +14.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.67)
- Race & ethnicity
- Black 47% White 31% Hispanic / Latino 13% Two or more races 11% Asian 2%
- Hispanic origin (detail)
- Mexican 4% Puerto Rican 7%
- Common ancestry
- Slovak 1% Italian 1% Lithuanian 1%
- Foreign-born
- 7% · Canada, South Korea
- Languages at home
- 86% English-only · Spanish 7% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Liberty
- 2024 margin
- D (+17.4) · D 58.5% · R 41.0%
- 2008→2024 swing
- -10.9pp toward R · 2008: 28.4pp · 2024: 17.4pp
- All cycles
- 2024: D+17.4 2020: D+24.1 2016: D+21.2 2012: D+30.2 2008: D+28.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -77.50%
- Current HPI
- 208.0927
- Rent YoY
- ▲ 5.41%
- Metro
- Hinesville, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
-19.6% since first listed14 events — show timeline
- 2026-05-15 Relisted — HABR
- 2026-05-15 Relisted — GAMLS
- 2026-05-15 Relisted — GIAR
- 2026-05-09 Pending — GAMLS
- 2026-05-09 Pending — GIAR
- 2026-05-09 Pending — HABR
- 2026-05-04 Listed $209,000 GIAR
- 2026-05-04 Listed $209,000 HABR
- 2026-04-13 Relisted — GAMLS
- 2026-03-29 Pending — GAMLS
- 2026-03-08 Listed $209,000 GAMLS
- 2025-07-09 Price Changed $249,900 HABR
- 2025-04-14 Listing Removed — GAMLS
- 2025-04-07 Listed $259,900 GAMLS
Property tax history
+2.3%/yrLatest (2025): $208 · +14.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…