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1226 Vail Dr Unit 14b
D- Composite 36.46
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +11.7/15.0
  • Cash flow +6.8/30.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • Schools +3.4/10.0
  • 1% rule +3.2/10.0
  • Rent growth +2.8/5.0
  • DSCR +1.0/10.0
  • Appreciation +0.0/10.0

$211,900

1226 Vail Dr Unit 14b · Grovetown, GA 30813
2 bd · 2.5 ba · 1,162 sqft · Condo · 135 Days on market
Built 2026 Good condition $182/sqft · 9% below area Est $234k · 9% under $246/mo HOA · 14% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

* Move-In Ready Special 9,000 in incentives includes blinds, fridge and 1 year of paid HOA dues on contracts written by 9/30/26. Don't forget to ask about our Ivey Honors Program for active/retired military, first responders and teachers * Located in Caroleton at 1226 Vail Drive in Grovetown, Georgia, the Athens 2-Bedroom Townhome floor plan offers 1,162 square feet with 2 bedrooms and 2.5 bathrooms. This two-story layout is designed for efficient, low maintenance living. The main level features an open-concept kitchen that connects directly to the dining area and living room, creating a functional space for everyday routines.

Key facts

  • Community pool
  • Open-concept kitchen
  • Walk-in closets

Tags

OPEN-CONCEPT KITCHENPRIVATE LANAIWALK-IN CLOSETSCOMMUNITY POOLACTIVITY PARKLANDSCAPED ENTRANCE

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.5-bath condo listed at $212k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-334 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $164k (22.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $174k (17.8% below list).
  • Recommended offer: $164k (22.8% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 73/100 on livability (#57 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
  • Columbia County (suburban): math 49% / reading 52% proficiency, ranked #13 of 174 in GA (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Euchee Creek Elementary School (math 53% / reading 42%, grade D, #298 of 1,228 statewide, top 24%, 657 students, 36% FRL); Harlem Middle School (math 36% / reading 42%, grade F, #155 of 470 statewide, top 33%, 981 students, 39% FRL); Harlem High School (math 8% / reading 22%, grade F, #297 of 424 statewide, top 74%, 1,223 students, 33% FRL).
  • Zoned-school proficiency averages 34% at this address vs 50% district-wide (-17 pts) — the specific schools serving this property underperform the Columbia County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.1%/yr); 973 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,213 units permitted in Columbia County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Columbia County population projected at +62% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 135 days — a 12% lower offer ($186k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $163,611 (22.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 135 days. Have you received any prior offers? Is the seller open to a 23% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.82%
Cap rate
4.40%
Cash-on-cash
-6.75%
DSCR
0.70
GRM
10.1

CMA / ARV

ARV (median comp)
$233,537
List price
$211,900
Delta
-9.26%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1149 Clareton Dr Unit 7b 0.02mi 2/2.0 1,230 (+6%) 3mo $232,000 $189 85
1135 Clareton Dr Unit 5c 0.04mi 2/2.0 1,238 (+6%) 3mo $219,900 $178 83
1103 Clareton Dr 0.08mi 2/2.0 1,238 (+6%) 1mo $215,000 $174 82
1151 Clareton Dr Unit 7c 0.02mi 2/2.0 1,230 (+6%) 7mo $236,500 $192 82
1147 Clareton Dr Unit 7a 0.03mi 2/2.0 1,230 (+6%) 8mo $236,500 $192 80
1005 Candleberry Drive,1 Dr 0.13mi 2/2.0 1,230 (+6%) 6mo $231,000 $188 77
1030 Candleberry Dr 0.08mi 2/2.0 1,238 (+6%) 8mo $229,000 $185 76
809 Dara Cors 0.95mi 3/2.0 (+1) 1,376 (+18%) 1mo $273,230 $199 32
817 Dara Cors 0.93mi 3/2.0 (+1) 1,376 (+18%) 5mo $272,230 $198 29
976 Raghorn Rd 1.05mi 3/2.0 (+1) 1,376 (+18%) 6mo $272,230 $198 28
967 Raghorn Rd 1.05mi 3/2.0 (+1) 1,376 (+18%) 8mo $274,190 $199 26
920 Raghorn Rd 0.87mi 3/2.0 (+1) 1,376 (+18%) 9mo $271,230 $197 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.15% rent growth · sell at horizon

5-year hold
IRR
-30.4%
Equity multiple
0.01×
Total profit
$-58,599
Equity at exit
$31,595
10-year hold
IRR
-45.3%
Equity multiple
-0.52×
Total profit
$-90,268
Equity at exit
$18,321

Cash invested: $59,332 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30813

Home prices YoY
-29.2%
Rents YoY
1.1%
Active inventory
973
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,743 high interval (Pro) →
Mortgage (P&I)
$1,111
Tax est. 1.5%
$265 /mo · $3,178/yr
Insurance
$88
HOA
$246
Vacancy / Maint / Mgmt
$366
Net cashflow
$-334

Break-even live

Break-even rent $2,165
Max offer price $163,611
Occupancy floor

Sensitivity live

Price -10% $-187 -5% $-260 +0% $-334 +5% $-407 +10% $-480
Rent -10% $-471 -5% $-403 +0% $-334 +5% $-265 +10% $-196
Rate -1.0pp $-227 -0.5pp $-280 base $-334 +0.5pp $-389 +1.0pp $-444

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,975
Closing costs
$6,357
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1206 Vail Dr Grovetown, GA 2.0 2.5 1162 $1,800 $1.55 5d 1 0.04mi
1103 Clareton Dr Grovetown, GA 2.0 2.0 1238 $1,595 $1.29 5d 1 0.06mi
514 Lory Ln Grovetown, GA 3.0 2.0 1437 $1,795 $1.25 5d 1 0.68mi
1074 Grove Landing Ln Grovetown, GA 3.0 2.0 1414 $1,455 $1.03 5d 1 0.74mi
452 Lory Ln Grovetown, GA 3.0 2.0 1438 $1,610 $1.12 5d 1 0.77mi
770 Michelle Ct Grovetown, GA 3.0 2.0 1496 $1,800 $1.20 5d 1 0.88mi
2002 Darwood Dr Grovetown, GA 3.0 2.0 1462 $1,795 $1.23 5d 1 0.90mi
639 Lory Ln Grovetown, GA 3.0 2.0 1437 $1,795 $1.25 5d 1 0.93mi
4023 Rosedale Pl Grovetown, GA 3.0 2.0 1402 $1,935 $1.38 109d 1 1.00mi

Property features AI

Finance

Other
Subdivision: CaroletonCommunity features: Pool, sidewalks, street lights
HOA & community
Homeowners association with clubhouse and parkAnnual association fee of $2,950 (about $245.83/month)

Exterior

Parking
Concrete parking
Security
Smoke detector(s)
Utilities
Public waterPublic sewerCable availableVentilation (improved indoor air quality)Energy-efficient lighting and thermostat
Home design
TownhouseTwo levels (2 stories)Entry level: 1New constructionResidential property
Construction
Vinyl siding and frame constructionComposition roofSlab foundationHas home warranty
Exterior features
Covered patioPatioPorch with front and rear porchesLandscaped yardSprinklers in front and rearPaved road accessHas a viewSmoke detector(s)

Interior

Kitchen
RangeDishwasherDisposalMicrowavePantryEat-in kitchen
Bedrooms
Total rooms: 5 (includes bedrooms and living spaces)
Flooring
Carpet
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Central airCeiling fan(s)Electric heatingForced airHeat pump
Interior features
Walk-in closetsEntrance foyerPantryEat-in kitchenInsulated windowsVented exhaust fanEnergy Star qualified appliancesMicrowave
Laundry & utility
Washer hookup

HOA detail $246/mo · $2,952/yr condo

Assessments
None detected in remarks — confirm with the listing agent.

Listing history 50 events

  1. 2026-09-23
    days on market $211,900 Active 135 DOM
  2. 2026-09-22
    days on market $211,900 Active 134 DOM
  3. 2026-09-21
    days on market $211,900 Active 133 DOM
  4. 2026-09-20
    days on market $211,900 Active 132 DOM
  5. 2026-09-19
    days on market $211,900 Active 131 DOM
  6. 2026-09-18
    days on market $211,900 Active 130 DOM
  7. 2026-09-17
    days on market $211,900 Active 129 DOM
  8. 2026-09-16
    days on market $211,900 Active 128 DOM
  9. 2026-09-15
    days on market $211,900 Active 127 DOM
  10. 2026-09-14
    days on market $211,900 Active 126 DOM
  11. 2026-09-13
    days on market $211,900 Active 125 DOM
  12. 2026-09-12
    days on market $211,900 Active 124 DOM
  13. 2026-09-11
    days on market $211,900 Active 123 DOM
  14. 2026-09-05
    days on market $211,900 Active 117 DOM
  15. 2026-09-04
    days on market $211,900 Active 116 DOM
  16. 2026-09-03
    days on market $211,900 Active 115 DOM
  17. 2026-08-31
    days on market $211,900 Active 112 DOM
  18. 2026-08-30
    days on market $211,900 Active 111 DOM
  19. 2026-08-29
    days on market $211,900 Active 110 DOM
  20. 2026-08-28
    days on market $211,900 Active 109 DOM
  21. 2026-08-27
    days on market $211,900 Active 108 DOM
  22. 2026-08-25
    days on market $211,900 Active 106 DOM
  23. 2026-08-24
    days on market $211,900 Active 105 DOM
  24. 2026-08-23
    days on market $211,900 Active 104 DOM
  25. 2026-08-22
    days on market $211,900 Active 103 DOM
  26. 2026-08-21
    days on market $211,900 Active 102 DOM
  27. 2026-08-20
    days on market $211,900 Active 101 DOM
  28. 2026-08-19
    days on market $211,900 Active 100 DOM
  29. 2026-08-18
    days on market $211,900 Active 99 DOM
  30. 2026-08-17
    days on market $211,900 Active 98 DOM
  31. 2026-08-16
    days on market $211,900 Active 97 DOM
  32. 2026-08-15
    days on market $211,900 Active 96 DOM
  33. 2026-08-14
    days on market $211,900 Active 95 DOM
  34. 2026-08-13
    days on market $211,900 Active 94 DOM
  35. 2026-08-12
    days on market $211,900 Active 93 DOM
  36. 2026-08-11
    days on market $211,900 Active 92 DOM
  37. 2026-08-10
    days on market $211,900 Active 91 DOM
  38. 2026-08-09
    days on market $211,900 Active 90 DOM
  39. 2026-08-08
    days on market $211,900 Active 89 DOM
  40. 2026-08-07
    days on market $211,900 Active 88 DOM
  41. 2026-08-06
    days on market $211,900 Active 87 DOM
  42. 2026-08-05
    days on market $211,900 Active 86 DOM
  43. 2026-08-04
    days on market $211,900 Active 85 DOM
  44. 2026-08-03
    days on market $211,900 Active 84 DOM
  45. 2026-07-31
    days on market $211,900 Active 81 DOM
  46. 2026-07-29
    days on market $211,900 Active 79 DOM
  47. 2026-07-27
    days on market $211,900 Active 77 DOM
  48. 2026-07-25
    days on market $211,900 Active 75 DOM
  49. 2026-07-24
    days on market $211,900 Active 74 DOM
  50. 2026-07-23
    days on market $211,900 Active 73 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,912
− Mortgage interest
−$11,870
− Property taxes
−$3,178
− Insurance
−$1,060
− Repairs & maintenance
−$1,673
− Management
−$1,673
− HOA
−$2,952
− Depreciation
−$6,164
Taxable loss
−$7,658
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,838
After-tax cash flow
$-2,167/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This two-story townhome is in excellent condition with a good layout and modern finishes. It's move-in ready and would benefit from a fresh coat of paint and some landscaping to further enhance its curb appeal.

Value-add opportunities

  • Both Painting the interior walls — Fresh paint can enhance the home's curb appeal and interior aesthetics.
  • Both Landscaping the front yard — A well-maintained front yard can improve the home's curb appeal and attract potential buyers/tenants.
  • Rental Upgrading the ceiling fans — Modern ceiling fans can improve air circulation and reduce energy costs, making the home more attractive to renters.
F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Euchee Creek Elementary School D GA #298/1,228 Nat'l #14,382/41,679 Middle Harlem Middle School F GA #155/470 Nat'l #6,362/14,009 High Harlem High School F GA #297/424 Nat'l #15,355/17,239

Schools (NCES district)

District
Columbia County
NCES district ID
1301410
Math proficiency
49% ▼ -6.00%
Reading proficiency
52% ▼ -4.00%
Median HH income
$69,358
Composite
45.04/100
National rank
#2695
State rank
#13 of 174 in GA
B Composite livability gradescore 73/100

Livability — Grovetown

Score
73/100
State rank
#57
US rank
#5433

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety B+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Grovetown, GA
County
Columbia County · 189,073 people
City population
52,466
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
52,466
Household income
$86,923
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
10% of renters

Population outlook (Columbia County) Hauer SSP2

Today (2025)
189,073 people
By 2030
212,277 · +12.3%
By 2040
259,480 · +37.2%
By 2050
306,991 · +62.4%
By 2075
421,213 · +122.8%
By 2100
496,722 · +162.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 51% Black 29% Hispanic / Latino 11% Two or more races 10% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 3%
Common ancestry
Italian 2% Serbian 1% Lithuanian 1%
Foreign-born
6% · Canada, Vietnam
Languages at home
88% English-only · Spanish 7% German/W. Germanic 2% Other Indo-European 1%

Political lean MEDSL · Columbia

2024 margin
Strong R (+25.6) · D 36.8% · R 62.5%
2008→2024 swing
+17.0pp toward D · 2008: -42.7pp · 2024: -25.6pp
All cycles
2024: R+25.6 2020: R+25.8 2016: R+37.7 2012: R+43.0 2008: R+42.7

Not yet ingested

Civics

Price history

+0.0% since first listed
4 events — show timeline
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-10 Price Changed $211,900 Hive MLS
  • 2026-03-23 Listed $211,500 Hive MLS
  • 2026-03-23 Listed $211,900 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…