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141 Wisebecker Ln Unit 23-S
B Composite 70.62
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Schools +2.4/10.0
  • Appreciation +0.0/10.0

$72,900

141 Wisebecker Ln Unit 23-S · Baidland, PA 15063
3 bd · 2.0 ba · 990 sqft · Manufactured · 90 Days on market
Built 2026 Excellent condition 990 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Lot 23 in Hidden Valley - a brand-new manufactured home offering 3 bedrooms, 2 bathrooms, and over 1,050 sq. ft. of modern living. Step inside to enjoy a bright open floor plan with energy-efficient features including Low-E windows, LED lighting, and Smart Comfort heat pump. The designer kitchen boasts white alabaster cabinetry, marbled countertops, and stainless steel appliances. The master suite includes a private bath with a fiberglass tub, dual sinks, and a walk-in closet. Located on a corner lot with durable vinyl siding and a fresh gravel driveway, this manufactured home blends comfort, style, and efficiency in a peaceful community setting.

Key facts

  • Designer kitchen
  • Durable vinyl siding
  • Private bath

Tags

ENERGY EFFICIENT FEATURESDESIGNER KITCHENPRIVATE BATHWALK IN CLOSETCORNER LOTDURABLE VINYL SIDING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $73k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $512 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $73k).
  • Recommended offer: $69k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#774 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities F, commute F, health & safety F.
  • Ringgold SD (suburban): math 19% / reading 36% proficiency, ranked #452 of 539 in PA (top 84%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Ringgold El Sch South (math 22% / reading 47%, grade F, #1,049 of 1,518 statewide, top 71%, 580 students, 100% FRL); Ringgold Ms (math 9% / reading 29%, grade F, #447 of 512 statewide, top 88%, 787 students, 100% FRL); Ringgold Shs (math 57% / reading 24%, grade F, #255 of 437 statewide, top 60%, 852 students, 82% FRL) — zoned schools average 94% FRL vs 41% district-wide (53 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 67 active listings in the ZIP; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $504 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 90 days — a 6% lower offer ($69k) is reasonable based on typical stale-listing flexibility.
Recommended offer $68,526 (6.0% below list)

Questions for the listing agent

  1. It's been on market 90 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.76%
Cap rate
14.72%
Cash-on-cash
30.09%
DSCR
2.34
GRM
4.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.7%
Equity multiple
2.02×
Total profit
$20,806
Equity at exit
$10,870
10-year hold
IRR
32.5%
Equity multiple
3.95×
Total profit
$60,173
Equity at exit
$6,303

Cash invested: $20,412 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15063

Home prices YoY
-6.9%
Active inventory
67
Price-to-rent
4.7×

Monthly cashflow live

Estimated rent
$1,286 medium interval (Pro) →
Mortgage (P&I)
$382
Tax est. 1.5%
$91 /mo · $1,094/yr
Insurance
$30
HOA
$0
Vacancy / Maint / Mgmt
$270
Net cashflow
$512

Break-even live

Break-even rent $638
Max offer price $72,900
Occupancy floor 55%

Sensitivity live

Price -10% $562 -5% $537 +0% $512 +5% $487 +10% $461
Rent -10% $410 -5% $461 +0% $512 +5% $563 +10% $613
Rate -1.0pp $549 -0.5pp $530 base $512 +0.5pp $493 +1.0pp $474

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,225
Closing costs
$2,187
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-21
    days on market $72,900 Active 90 DOM
  2. 2026-06-18
    days on market $72,900 Active 87 DOM
  3. 2026-06-17
    days on market $72,900 Active 86 DOM
  4. 2026-06-16
    days on market $72,900 Active 85 DOM
  5. 2026-06-15
    days on market $72,900 Active 84 DOM
  6. 2026-06-13
    days on market $72,900 Active 82 DOM
  7. 2026-06-13
    days on market $72,900 Active 81 DOM
  8. 2026-06-09
    days on market $72,900 Active 78 DOM
  9. 2026-06-08
    days on market $72,900 Active 77 DOM
  10. 2026-06-07
    days on market $72,900 Active 76 DOM
  11. 2026-06-05
    days on market $72,900 Active 73 DOM
  12. 2026-06-03
    days on market $72,900 Active 72 DOM
  13. 2026-06-02
    days on market $72,900 Active 71 DOM
  14. 2026-06-01
    days on market $72,900 Active 70 DOM
  15. 2026-05-31
    days on market $72,900 Active 69 DOM
  16. 2026-03-23
    listed $72,900 Active 665-char remark
    Show marketing remark (665 chars)

    Welcome to Lot 23 in Hidden Valley - a brand-new manufactured home offering 3 bedrooms, 2 bathrooms, and over 1,050 sq. ft. of modern living. Step inside to enjoy a bright open floor plan with energy-efficient features including Low-E windows, LED lighting, and Smart Comfort heat pump. The designer kitchen boasts white alabaster cabinetry, marbled countertops, and stainless steel appliances. The master suite includes a private bath with a fiberglass tub, dual sinks, and a walk-in closet. Located on a corner lot with durable vinyl siding and a fresh gravel driveway, this manufactured home blends comfort, style, and efficiency in a peaceful community setting.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,427
− Mortgage interest
−$4,084
− Property taxes
−$1,094
− Insurance
−$364
− Repairs & maintenance
−$1,234
− Management
−$1,234
− Depreciation
−$2,121
Taxable income
$5,297
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,271
After-tax cash flow
$4,871/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 95/100 None rehab

This brand-new manufactured home in Hidden Valley offers a modern and efficient living space with energy-efficient features and a peaceful community setting.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters.
  • Both Smart home integration — Increases the home's modern appeal and can be a selling point for buyers and renters.
  • Both Add a smart thermostat — Improves energy efficiency and can be a selling point for buyers and renters.

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters.
  • Both Smart home integration — Increases the home's modern appeal and can be a selling point for buyers and renters.
  • Both Add a smart thermostat — Improves energy efficiency and can be a selling point for buyers and renters.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Ringgold SD
NCES district ID
4220400
Math proficiency
19% ▼ -20.00%
Reading proficiency
36% ▼ -18.00%
Median HH income
$46,754
Composite
23.75/100
National rank
#7819
State rank
#452 of 539 in PA

Livability — Baidland

Score
70/100
State rank
#774
US rank
#7816

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baidland, PA
Population (ZIP)
10,479

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (94%)
Race & ethnicity
White 94% Two or more races 4% Hispanic / Latino 3%
Common ancestry
Romanian 9% Slovak 4% Scotch-Irish 3%
Foreign-born
2% · Vietnam, Canada
Languages at home
97% English-only · Spanish 2% German/W. Germanic 1%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -19.31%
Current HPI
261.0334
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-03-23 Listed $72,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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