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330 NH Route 125
C Composite 59.7
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.1/30.0
  • DSCR +7.8/10.0
  • ARV discount +7.5/15.0
  • Schools +6.6/10.0
  • 1% rule +6.3/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$259,900

330 NH Route 125 · Brentwood, NH 03833
2 bd · 1.0 ba · 1,100 sqft · SingleFamily · 34 Days on market
Built 1948 1.70 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Rare Live/Work Opportunity with Conversion Potential in Brentwood! Discover this unique opportunity to create a one-of-a-kind live/work space on high traffic Route 125. This versatile property offers the perfect blend of commercial functionality and residential potential, ideal for entrepreneurs, creatives, investors, or developers seeking a flexible space with long-term upside. This property lends itself to a variety of uses including studio space, office/showroom combinations, boutique retail, and more with potential for upstairs residence, or mixed-use redevelopment. The convenient location places you close to local dining, shopping, commuting, and neighborhood amenities. With on-site pa

Key facts

  • Conversion potential
  • Studio space
  • 1.7 acre lot

Tags

LIVE WORK OPPORTUNITYCONVERSION POTENTIALHIGH TRAFFIC ROUTE 125COMMERCIAL FUNCTIONALITYRESIDENTIAL POTENTIALSTUDIO SPACE

Property features AI

Finance

  • Other: Sale includes land and building

Exterior

  • Parking: Dirt driveway
  • Utilities: Private well water; Private sewer; Electric service: Other; Internet availability unknown; Other utilities (unspecified)
  • Home design: Cape-style home; Existing construction; Facing direction not listed; Entry level not listed; One or more stories not specified
  • Construction: Built in 1948; Wood frame construction with wood exterior; Asphalt shingle roof
  • Exterior features: Major road frontage; Sloping lot; On or near a stream; Wooded setting; Near shopping; Dirt driveway; Public road frontage (approximately 150 feet)

Interior

  • Bathrooms: One full bathroom
  • Heating & cooling: Other heating
  • Interior features: Four total rooms; Unfinished basement with concrete and dirt floors, interior stairs, exterior/walkout access

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $260k.

Deal economics

  • At list price, monthly cash flow is $514 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $260k).
  • Recommended offer: $252k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Brentwood School District (rural): math 65% / reading 75% proficiency, ranked #18 of 171 in NH (top 10%) — strong family-tenant draw, lease renewals of 3-5y typical; only 4% free/reduced lunch — higher-income household profile.
  • Market conditions: 142 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,276 units permitted in Rockingham County in 2024 (593 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($252k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $200k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $252,103 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.67%
Cash-on-cash
8.48%
DSCR
1.38
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$561,000
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
119 Scrabble Rd 0.40mi 2/1.0 960 (-13%) 3mo $490,000 $510 57

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-3.4%
Equity multiple
0.87×
Total profit
$-9,309
Equity at exit
$38,752
10-year hold
IRR
6.3%
Equity multiple
1.47×
Total profit
$34,260
Equity at exit
$22,471

Cash invested: $72,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
56 Moderately Landlord-Leaning
State New Hampshire
56 Moderately Landlord-Leaning · D+1
County
— inherits STATE
City
— inherits STATE
Has just-cause statute; 30-day notice; landlord-leaning vs. neighbors.

ZIP-level market 03833

Active inventory
142
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$2,925 medium interval (Pro) →
Mortgage (P&I)
$1,363
Tax est. 1.5%
$325 /mo · $3,898/yr
Insurance
$108
HOA
$0
Vacancy / Maint / Mgmt
$614
Net cashflow
$514

Break-even live

Break-even rent $2,274
Max offer price $259,900
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,975
Closing costs
$7,797
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
318 Route 125 Brentwood, NH 2.0 1.0 1260 $3,500 $2.78 2d 1 0.14mi
374 NH-125 Brentwood, NH 1.0 1.0 1230 $3,500 $2.85 1d 1 0.40mi

Listing history 16 events

  1. 2026-06-18
    days on market $259,900 Active 34 DOM
  2. 2026-06-17
    days on market $259,900 Active 33 DOM
  3. 2026-06-16
    days on market $259,900 Active 32 DOM
  4. 2026-06-15
    days on market $259,900 Active 31 DOM
  5. 2026-06-13
    days on market $259,900 Active 29 DOM
  6. 2026-06-13
    days on market $259,900 Active 28 DOM
  7. 2026-06-09
    days on market $259,900 Active 25 DOM
  8. 2026-06-08
    days on market $259,900 Active 24 DOM
  9. 2026-06-07
    days on market $259,900 Active 23 DOM
  10. 2026-06-04
    days on market $259,900 Active 20 DOM
  11. 2026-06-03
    days on market $259,900 Active 19 DOM
  12. 2026-06-02
    days on market $259,900 Active 18 DOM
  13. 2026-06-01
    days on market $259,900 Active 17 DOM
  14. 2026-05-31
    days on market $259,900 Active 16 DOM
  15. 2026-05-15
    listed $259,900 Active
  16. 2005-09-02
    soldstatus $200,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,096
− Mortgage interest
−$14,558
− Property taxes
−$3,898
− Insurance
−$1,300
− Repairs & maintenance
−$2,808
− Management
−$2,808
− Depreciation
−$7,561
Taxable income
$2,164
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$519
After-tax cash flow
$5,653/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brentwood School District
NCES district ID
3302010
Math proficiency
65% ▬ 0.00%
Reading proficiency
75% ▲ 5.00%
Median HH income
$102,873
Composite
65.59/100
National rank
#1012
State rank
#18 of 171 in NH

Livability — Brentwood

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Rockingham County · 137,526 people
Metro
Boston-Cambridge-Newton, MA-NH
Population (ZIP)
22,817
Household income
$119,393
Rent vs Own
24.6% rent · 75.4% own
Severe rent burden
485.0

Population outlook (Rockingham County) Hauer SSP2

Today (2025)
316,118 people
By 2030
320,929 · +1.5%
By 2040
323,358 · +2.3%
By 2050
314,977 · -0.4%
By 2075
297,686 · -5.8%
By 2100
256,363 · -18.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 4% Asian 3% Hispanic / Latino 2%
Common ancestry
Lithuanian 8% Slovak 5% Romanian 5%
Foreign-born
6% · Canada, China, South Korea
Languages at home
93% English-only · Spanish 2% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Rockingham

2024 margin
Toss-up / Even · D 48.3% · R 50.8%
2008→2024 swing
-3.5pp toward R · 2008: 1.1pp · 2024: -2.4pp
All cycles
2024: R+2.4 2020: D+2.1 2016: R+5.8 2012: R+4.5 2008: D+1.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -202.07%
Current HPI
288.0139
Rent YoY
Metro
Boston-Cambridge-Newton, MA-NH
State GDP YoY
F500 in state
0

Price history

+29.9% since first listed
2 events — show timeline
  • 2026-05-15 Listed $259,900 PrimeMLS
  • 2005-09-02 Sold (Public Records) $200,000 Public Records

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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