8920 Brigade Trl · Ensley, FL 32534

$245,000

3 bd · 2.5 ba · 1,420 sqft · Townhouse public records · 294 Days on market

Built 2021 1,742 sqft lot $173/sqft · at area comps Est $265k · 8% under $67/mo HOA · 4% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +11.0/15.0
• Cash flow +7.9/30.0
• Livability +4.0/5.0
• Schools +3.6/10.0
• Rent growth +3.4/5.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0
• DSCR +2.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Price Improvement! Welcome to this beautiful 3-bedroom, 2.5-bathroom townhouse, built in 2021 and designed for modern living. This nearly new home offers the perfect blend of style, comfort, and convenience. Step inside to an open-concept living and dining area, ideal for entertaining and everyday living. The kitchen features sleek finishes, granite countertops, stainless steel appliances, plenty of storage, and a breakfast bar for casual dining. Upstairs, you’ll find three spacious bedrooms, including a serene primary suite with a private bathroom and generous closet space. Two additional bedrooms and a full bath provide room for family, guests, or a home office. A convenient half bath is located downstairs for visitors. Enjoy low-maintenance living with access to the in-ground community pool, perfect for cooling off on warm days or relaxing with neighbors. With its prime location and recent construction, you’ll appreciate the energy efficiency, modern design, and worry-free lifestyle this home provides. Whether you’re a first-time buyer, looking to downsize, or searching for an investment property, this townhouse checks all the boxes. Don’t miss the opportunity to make it yours—schedule your showing today!

Key facts

• Private bathroom
• Granite countertops
• Breakfast bar

Tags

• GRANITE COUNTERTOPS
• STAINLESS STEEL APPLIANCES
• BREAKFAST BAR
• PRIVATE BATHROOM
• GENEROUS CLOSET SPACE
• IN-GROUND COMMUNITY POOL

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $245k.

Deal economics

• At list price, monthly cash flow is $-257 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $200k (18.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (24.6% below list).
• Recommended offer: $185k (24.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 79/100 on livability (#133 in FL, #1,996 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, employment D, schools F.
• Escambia (suburban): math 40% / reading 45% proficiency, ranked #56 of 73 in FL (top 77%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+3.6%/yr); 113 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,479 units permitted in Escambia County in 2024 (0 in 5+ unit buildings).
• This rent runs 38% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Escambia County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 294 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago; this cycle's ask has dropped $30k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $184,849 (24.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 294 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.04%
• Cash-on-cash: -4.49%
• DSCR: 0.80
• GRM: 11.0

CMA / ARV

• ARV (median comp): $265,343
• List price: $245,000
• Delta: -7.67%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
8905 Brigade Trl #8905	0.03mi	3/2.5	1,537 (+8%)	1mo	$222,250	$145	84
8913 Brigade Trl	0.03mi	3/2.5	1,537 (+8%)	3mo	$230,000	$150	82
1587 Iroquois Ct	0.26mi	3/2.5	1,537 (+8%)	2mo	$225,900	$147	73
1455 Iroquois Ct	0.26mi	3/2.5	1,553 (+9%)	4mo	$242,500	$156	69
1590 Iroquois Ct	0.26mi	3/2.5	1,553 (+9%)	6mo	$275,000	$177	67
1940 Highland Ridge Ct Unit 8B	0.57mi	3/2.5	1,543 (+9%)	2mo	$233,900	$152	58
1960 Highland Ridge Ct Unit 3B	0.58mi	3/2.5	1,543 (+9%)	2mo	$233,900	$152	57
1964 Highland Ridge Ct Unit 2B	0.58mi	3/2.5	1,543 (+9%)	2mo	$233,900	$152	57
1968 Highland Ridge Ct Unit 1B	0.59mi	3/2.5	1,543 (+9%)	3mo	$227,400	$147	55
8332 Highland Ridge Dr Unit 4A	0.59mi	3/2.5	1,543 (+9%)	5mo	$225,900	$146	54
8344 Highland Ridge Dr Unit 7A	0.60mi	3/2.5	1,543 (+9%)	5mo	$225,900	$146	54
8336 Highland Ridge Dr Unit 5A	0.61mi	3/2.5	1,543 (+9%)	5mo	$225,900	$146	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.63% rent growth · sell at horizon

5-year hold

• IRR: -23.2%
• Equity multiple: 0.20×
• Total profit: $-54,832
• Equity at exit: $36,530

10-year hold

• IRR: -16.2%
• Equity multiple: 0.07×
• Total profit: $-63,731
• Equity at exit: $21,183

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32534

• Home prices YoY: -19.1%
• Rents YoY: 3.6%
• Active inventory: 113
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $1,848 high
• Mortgage (P&I): −$1,285
• Tax from tax record: −$263 /mo · $3,158/yr
• Insurance: −$102
• HOA: −$67
• Vacancy / Maint / Mgmt: −$388
• Net cashflow: $-257

Break-even live

Break-even rent $2,174

Max offer price $199,641

Occupancy floor —

Sensitivity live

Price	-10% $-118	-5% $-187	+0% $-257	+5% $-326	+10% $-395
Rent	-10% $-403	-5% $-330	+0% $-257	+5% $-184	+10% $-111
Rate	-1.0pp $-133	-0.5pp $-194	base $-257	+0.5pp $-320	+1.0pp $-385

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,250
• Closing costs: $7,350
• Reserves months: —
• Total cash needed: —

Rent comps 20 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
8932 Brigade Trl Pensacola, FL	3.0	2.5	1530	$1,825	$1.19	24d	1	0.02mi
8932 Abbington Dr Pensacola, FL	3.0	2.0	1576	$2,015	$1.28	24d	1	0.07mi
8980 Brigade Trl Pensacola, FL	3.0	2.5	1537	$1,725	$1.12	24d	1	0.08mi
8980 Brigade Trl Pensacola, FL	3.0	2.5	1537	$1,725	$1.12	21d	1	0.08mi
8869 Brigade Trl Pensacola, FL	3.0	2.5	1537	$1,725	$1.12	14d	1	0.09mi
1512 Iroquois Ct Pensacola, FL	3.0	2.5	1500	$1,750	$1.17	24d	1	0.12mi
1524 Farragut Way Pensacola, FL	3.0	2.5	1537	$1,750	$1.14	14d	1	0.15mi
1559 W Nine Mile Rd Pensacola, FL	1.0–2.0	1.0–2.0	894	$2,280	$2.55	14d	31	0.19mi
1431 W Nine Mile Rd Pensacola, FL	1.0–3.0	1.0–2.0	1017	$1,780	$1.75	14d	12	0.24mi
2292 Sparrow Ln Pensacola, FL	3.0	2.0	1275	$1,525	$1.20	24d	1	0.51mi
28 Easton St Cantonment, FL	3.0	2.0	1695	$1,850	$1.09	14d	1	0.54mi
8800 Pine Forest Rd Pensacola, FL	1.0–3.0	1.0–2.0	1077	$1,809	$1.68	14d	18	0.64mi
8644 Cove Ave Pensacola, FL	3.0	2.0	1588	$1,850	$1.16	24d	1	0.84mi
9980 Bowman Ave Unit N Pensacola, FL	3.0	2.0	1150	$1,595	$1.39	21d	1	0.95mi
9980 Bowman Ave Unit L Pensacola, FL	3.0	2.0	1150	$1,595	$1.39	14d	1	0.95mi
975 Lovebird Ct Pensacola, FL	4.0	2.0	1768	$2,100	$1.19	14d	1	1.22mi
951 Lovebird Ct Pensacola, FL	4.0	2.0	1787	$2,150	$1.20	14d	1	1.25mi
1229 W Ten Mile Rd Cantonment, FL	3.0	2.0	1528	$2,000	$1.31	24d	1	1.33mi
3318 Pine Forest Rd Cantonment, FL	2.0	2.0	968	$1,250	$1.29	24d	1	1.46mi
8660 Figland Ave Pensacola, FL	3.0	2.0	1106	$1,550	$1.40	14d	1	1.46mi

HOA detail

• Monthly dues: $67 · $804/yr
• Likely covers: pool

Listing history 29 events

1. 2026-06-18
   days on market $245,000 Active 294 DOM
2. 2026-06-17
   days on market $245,000 Active 293 DOM
3. 2026-06-16
   days on market $245,000 Active 292 DOM
4. 2026-06-15
   days on market $245,000 Active 291 DOM
5. 2026-06-14
   days on market $245,000 Active 289 DOM
6. 2026-06-10
   days on market $245,000 Active 286 DOM
7. 2026-06-09
   days on market $245,000 Active 285 DOM
8. 2026-06-08
   days on market $245,000 Active 284 DOM
9. 2026-06-07
   days on market $245,000 Active 283 DOM
10. 2026-06-03
    days on market $245,000 Active 279 DOM
11. 2026-06-02
    days on market $245,000 Active 278 DOM
12. 2026-06-01
    days on market $245,000 Active 277 DOM
13. 2026-05-31
    days on market $245,000 Active 276 DOM
14. 2026-02-13
    price $267,500 1257-char remark

    Show marketing remark (1257 chars)

    Price Improvement! Welcome to this beautiful 3-bedroom, 2.5-bathroom townhouse, built in 2021 and designed for modern living. This nearly new home offers the perfect blend of style, comfort, and convenience. Step inside to an open-concept living and dining area, ideal for entertaining and everyday living. The kitchen features sleek finishes, granite countertops, stainless steel appliances, plenty of storage, and a breakfast bar for casual dining. Upstairs, you’ll find three spacious bedrooms, including a serene primary suite with a private bathroom and generous closet space. Two additional bedrooms and a full bath provide room for family, guests, or a home office. A convenient half bath is located downstairs for visitors. Enjoy low-maintenance living with access to the in-ground community pool, perfect for cooling off on warm days or relaxing with neighbors. With its prime location and recent construction, you’ll appreciate the energy efficiency, modern design, and worry-free lifestyle this home provides. Whether you’re a first-time buyer, looking to downsize, or searching for an investment property, this townhouse checks all the boxes. Don’t miss the opportunity to make it yours—schedule your showing today!

15. 2025-11-05
    price $270,000 1257-char remark

    Show marketing remark (1257 chars)

    Price Improvement! Welcome to this beautiful 3-bedroom, 2.5-bathroom townhouse, built in 2021 and designed for modern living. This nearly new home offers the perfect blend of style, comfort, and convenience. Step inside to an open-concept living and dining area, ideal for entertaining and everyday living. The kitchen features sleek finishes, granite countertops, stainless steel appliances, plenty of storage, and a breakfast bar for casual dining. Upstairs, you’ll find three spacious bedrooms, including a serene primary suite with a private bathroom and generous closet space. Two additional bedrooms and a full bath provide room for family, guests, or a home office. A convenient half bath is located downstairs for visitors. Enjoy low-maintenance living with access to the in-ground community pool, perfect for cooling off on warm days or relaxing with neighbors. With its prime location and recent construction, you’ll appreciate the energy efficiency, modern design, and worry-free lifestyle this home provides. Whether you’re a first-time buyer, looking to downsize, or searching for an investment property, this townhouse checks all the boxes. Don’t miss the opportunity to make it yours—schedule your showing today!

16. 2025-08-28
    listed $275,000 Active 1257-char remark

    Show marketing remark (1257 chars)

    Price Improvement! Welcome to this beautiful 3-bedroom, 2.5-bathroom townhouse, built in 2021 and designed for modern living. This nearly new home offers the perfect blend of style, comfort, and convenience. Step inside to an open-concept living and dining area, ideal for entertaining and everyday living. The kitchen features sleek finishes, granite countertops, stainless steel appliances, plenty of storage, and a breakfast bar for casual dining. Upstairs, you’ll find three spacious bedrooms, including a serene primary suite with a private bathroom and generous closet space. Two additional bedrooms and a full bath provide room for family, guests, or a home office. A convenient half bath is located downstairs for visitors. Enjoy low-maintenance living with access to the in-ground community pool, perfect for cooling off on warm days or relaxing with neighbors. With its prime location and recent construction, you’ll appreciate the energy efficiency, modern design, and worry-free lifestyle this home provides. Whether you’re a first-time buyer, looking to downsize, or searching for an investment property, this townhouse checks all the boxes. Don’t miss the opportunity to make it yours—schedule your showing today!

17. 2021-08-30
    soldstatus $268,900 Sold 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

18. 2021-07-24
    status Pending 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

19. 2021-07-21
    status Active 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

20. 2021-07-21
    price $268,900 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

21. 2021-06-17
    status Pending 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

22. 2021-06-17
    status Active 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

23. 2021-06-17
    price $265,900 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

24. 2021-06-11
    status Pending 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

25. 2021-06-09
    status Active 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

26. 2021-06-09
    price $262,900 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

27. 2021-04-05
    status Pending 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

28. 2021-04-05
    price $239,900 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

29. 2021-04-03
    listed $234,900 Active 1068-char remark

    Show marketing remark (1068 chars)

    GORGEOUS NEW TOWNHOMES in one of the most convenient Pensacola locations close to shopping, dining, medical care, Navy Federal Credit Union more. 3 bedrooms, 2 1/2 baths with no wasted space. Fabulous open design that is perfect for entertaining and family gatherings. The kitchen features Stainless Steel appliances, smoothtop range, built in microwave a large bar, beautiful granite, undermount sink, pantry and recessed lighting. Bedroom 1 offers a spacious walk-in closet and the adjoining bath has a granite double vanity, 5' shower and linen closet. Beautiful wood look easy care flooring and Frieze carpet in the bedrooms. These stylish townhomes with a one car garage also include fabric hurricane window & door protection, our Smart Home Connect system which features your video camera doorbell, keyless entry and more. The new "Admiral's Quarters" townhome community also offers a beautiful, relaxing community pool for your enjoyment. Pictures may be of similar, but not necessarily of subject property, including exterior and interior colors.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,158 · $263/mo
• Projected year-2 tax: $3,158 · $263/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 9/10 Extreme 6 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,182
• − Mortgage interest: −$13,724
• − Property taxes: −$3,158
• − Insurance: −$1,225
• − Repairs & maintenance: −$1,775
• − Management: −$1,775
• − HOA: −$804
• − Depreciation: −$7,127
• Taxable loss: −$7,406
• Est. tax savings @ 24.0%: +$1,777
• After-tax cash flow: $-1,304/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Escambia
• NCES district ID: 1200510
• Math proficiency: 40% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $44,649
• Composite: 36.04/100
• National rank: #4773
• State rank: #56 of 73 in FL

Livability — Ensley

• Score: 79/100
• State rank: #133
• US rank: #1996

Category grades

Amenities D Commute A- Cost of living A+ Crime C Employment D Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Ensley, FL
• County: Escambia County · 301,722 people
• City population: 15,879
• Metro: Pensacola-Ferry Pass-Brent, FL
• Population (ZIP): 17,104
• Household income: $58,992
• Rent vs Own: 44.8% rent · 55.2% own
• Severe rent burden: 540.0

Population outlook (Escambia County) Hauer SSP2

• Today (2025): 334,637 people
• By 2030: 345,779 · +3.3%
• By 2040: 364,828 · +9.0%
• By 2050: 378,514 · +13.1%
• By 2075: 403,220 · +20.5%
• By 2100: 386,125 · +15.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 51% Black 30% Two or more races 9% Hispanic / Latino 8% Asian 5%
• Hispanic origin (detail): Mexican 2%
• Common ancestry: Serbian 3% Italian 2% Portuguese 1%
• Foreign-born: 8% · Canada, Vietnam, Jamaica
• Languages at home: 89% English-only · Spanish 6% Vietnamese 2% Tagalog/Filipino 1%

Political lean MEDSL · Escambia

• 2024 margin: R (+19.5) · D 39.7% · R 59.2% · Other 1.1%
• 2008→2024 swing: -0.2pp no change · 2008: -19.3pp · 2024: -19.5pp
• All cycles: 2024: R+19.5 2020: R+15.1 2016: R+20.6 2012: R+20.6 2008: R+19.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -60.23%
• Current HPI: 255.7617
• Rent YoY: ▲ 3.63%
• Metro: Pensacola-Ferry Pass-Brent, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+13.9% since first listed

16 events — show timeline

• 2026-02-13 Price Changed $267,500 PARMLS
• 2025-11-05 Price Changed $270,000 PARMLS
• 2025-08-28 Listed $275,000 PARMLS
• 2021-08-30 Sold (MLS) $268,900 PARMLS
• 2021-07-24 Pending — PARMLS
• 2021-07-21 Relisted — PARMLS
• 2021-07-21 Price Changed $268,900 PARMLS
• 2021-06-17 Pending — PARMLS
• 2021-06-17 Relisted — PARMLS
• 2021-06-17 Price Changed $265,900 PARMLS
• 2021-06-11 Pending — PARMLS
• 2021-06-09 Relisted — PARMLS
• 2021-06-09 Price Changed $262,900 PARMLS
• 2021-04-05 Pending — PARMLS
• 2021-04-05 Price Changed $239,900 PARMLS
• 2021-04-03 Listed $234,900 PARMLS

Property tax history

-0.6%/yr

Latest (2025): $3,158 · -2.7% YoY. Source: county tax records.