10253 Green Valley Dr · Dellwood, MO 63136

$94,900

3 bd · 1.0 ba · 1,014 sqft · SingleFamily public records · 60 Days on market

Built 1959 8,306 sqft lot $94/sqft · 23% below area Est $123k · 23% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +29.7/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +8.9/10.0
• Appreciation +6.9/10.0
• Rent growth +3.7/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +0.4/10.0

Listing remarks

Welcome to 10253 Green Valley Drive in St. Louis! This charming 3-bedroom, 1-bath home offers a great opportunity for homeowners and investors alike. Featuring over 1,000 sq ft of living space, this property includes a functional layout with a bright living area, spacious bedrooms, and an eat-in kitchen ready for your personal touch. Situated on a generous lot, the backyard provides ample space for outdoor activities, gardening, or future improvements. Conveniently located near major roads, shopping, and local amenities, this home offers both comfort and accessibility. Whether you're looking to add to your rental portfolio or create your own cozy residence, this property has solid potential

Key facts

• Generous lot
• Bright living area
• Eat-in kitchen

Tags

• EAT-IN KITCHEN
• GENEROUS LOT
• BRIGHT LIVING AREA
• SPACIOUS BEDROOMS

Property features AI

Finance

• Financial info: Lease not considered; No second mortgage indicated

Exterior

• Parking: Detached 2‑car garage; Has attached garage
• Utilities: Public water; Public sewer; Electric: Other
• Home design: Single‑family house; One level
• Construction: Vinyl siding; Slab foundation
• Exterior features: Level lot; Paved road access

Interior

• Kitchen: Dishwasher; Free‑standing electric range
• Bedrooms: Three bedrooms on the main level
• Flooring: Carpet
• Bathrooms: One full bathroom on the main level
• Heating & cooling: Other heating; Central air
• Interior features: Central air; Full basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $346 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $92k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#239 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, crime D-, amenities F.
• Riverview Gardens (suburban): math 2% / reading 9% proficiency, ranked #324 of 324 in MO (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Lemasters Elem. (math 2% / reading 12%, grade F, #1,058 of 1,115 statewide, top 96%, 295 students, 99% FRL); Riverview Gardens Sr. High (math 2% / reading 18%, grade F, #501 of 521 statewide, top 97%, 1,331 students, 100% FRL).
• Market conditions: Rents rising fast (+5.0%/yr); 376 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
• This rent runs 38% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $4k of equity ($656 loan paydown + $4k appreciation (3.8% local appreciation)).
• At projected returns (3.8% appreciation + 5.0% rent growth), your $27k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 60 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $92,053 (3.0% below list)

Questions for the listing agent

1. It's been on market 60 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.39% ✓
• Cap rate: 10.67%
• Cash-on-cash: 15.63%
• DSCR: 1.70
• GRM: 6.0

CMA / ARV

• ARV (median comp): $123,110
• List price: $94,900
• Delta: -22.91%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
10257 Dacey Dr	0.10mi	3/1.5	1,014 (0%)	2mo	$120,000	$118	92
10269 Dacey Dr	0.11mi	4/1.0 (+1)	1,014 (0%)	1mo	$169,000	$167	90
1923 Nashua Dr	0.21mi	3/1.0	1,014 (0%)	1mo	$149,900	$148	89
1646 Hudson Rd	0.51mi	3/1.0	1,014 (0%)	2mo	$164,500	$162	74
10129 Ventura Dr	0.31mi	3/2.0	1,055 (+4%)	2mo	$129,900	$123	73
10515 Alliance Dr	0.58mi	3/1.0	1,014 (0%)	0mo	$112,900	$111	73
10418 Quaker Dr	0.57mi	3/1.5	1,014 (0%)	2mo	$64,900	$64	70
1719 Newhall Ct	0.74mi	3/1.0	975 (-4%)	0mo	$120,000	$123	58
10038 Balboa Dr	0.49mi	3/1.0	864 (-15%)	2mo	$49,900	$58	51
9858 Green Valley Dr	0.66mi	3/2.0	936 (-8%)	2mo	$74,900	$80	50
1715 Hudson Rd	0.48mi	2/1.0 (-1)	1,145 (+13%)	1mo	$125,000	$109	50
10139 Edgefield Dr	0.73mi	3/2.0	1,140 (+12%)	0mo	$119,900	$105	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.79% appreciation · 4.97% rent growth · sell at horizon

5-year hold

• IRR: 25.3%
• Equity multiple: 2.51×
• Total profit: $40,207
• Equity at exit: $46,955

10-year hold

• IRR: 26.4%
• Equity multiple: 5.20×
• Total profit: $111,724
• Equity at exit: $75,888

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 63136

• Home prices YoY: 0.9%
• Rents YoY: 5.0%
• Active inventory: 376
• Price-to-rent: 6.0×

Monthly cashflow live

• Estimated rent: $1,319 high
• Mortgage (P&I): −$498
• Tax from tax record: −$159 /mo · $1,903/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$277
• Net cashflow: $346

Break-even live

Break-even rent $881

Max offer price $94,900

Occupancy floor 69%

Sensitivity live

Price	-10% $400	-5% $373	+0% $346	+5% $319	+10% $292
Rent	-10% $242	-5% $294	+0% $346	+5% $398	+10% $450
Rate	-1.0pp $394	-0.5pp $370	base $346	+0.5pp $321	+1.0pp $296

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,725
• Closing costs: $2,847
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10239 Green Valley Dr Saint Louis, MO	3.0	1.0	1014	$1,395	$1.38	25d	1	0.04mi
62 Capitol Hill Dr Saint Louis, MO	3.0	2.0	1239	$1,250	$1.01	45d	1	0.18mi
10304 Bon Oak Dr Saint Louis, MO	3.0	1.5	1500	$1,250	$0.83	45d	1	0.28mi
10124 Winkler Dr Saint Louis, MO	2.0	1.0	792	$1,400	$1.77	5d	1	0.30mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	45d	1	0.32mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	0d	1	0.32mi
10128 Cloverdale Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	25d	1	0.32mi
10078 Green Valley Dr Saint Louis, MO	3.0	1.0	900	$1,325	$1.47	9d	1	0.39mi
10129 Cavalier Ct Saint Louis, MO	3.0	1.5	912	$1,250	$1.37	25d	1	0.40mi
1654 Mowbry Ln Saint Louis, MO	3.0	1.0	936	$1,300	$1.39	25d	1	0.59mi
1926 Chambers Rd Saint Louis, MO	4.0	1.0	1095	$995	$0.91	16d	1	0.61mi
1547 Babcock Dr Saint Louis, MO	3.0	1.0	1014	$1,480	$1.46	45d	1	0.65mi
10329 Chesley Dr Saint Louis, MO	3.0	1.0	1014	$1,350	$1.33	25d	1	0.73mi
2259 Ainsworth Dr Saint Louis, MO	4.0	2.0	1500	$1,776	$1.18	45d	1	0.76mi
10322 Monarch Dr Saint Louis, MO	3.0	2.0	1073	$1,728	$1.61	25d	1	0.78mi
9827 Winkler Dr Saint Louis, MO	3.0	1.0	864	$1,450	$1.68	9d	1	0.79mi
9868 Lorna Ln Saint Louis, MO	3.0	1.0	1032	$1,175	$1.14	45d	1	0.79mi
9823 Winkler Dr Saint Louis, MO	2.0	1.0	788	$900	$1.14	45d	1	0.80mi
9823 Winkler Dr Saint Louis, MO	2.0	1.0	788	$900	$1.14	0d	1	0.80mi
9840 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,095	$1.20	45d	1	0.81mi
9812 Balboa Dr Saint Louis, MO	4.0	2.0	1500	$1,495	$1.00	24d	1	0.83mi
1733 Kappel Ave Saint Louis, MO	3.0	1.0	912	$1,250	$1.37	25d	1	0.83mi
9839 Medford Dr Saint Louis, MO	3.0	1.0	912	$1,095	$1.20	45d	1	0.85mi
10504 Baron Dr Saint Louis, MO	3.0	1.0	1000	$1,300	$1.30	9d	1	0.87mi
10409 Count Dr Saint Louis, MO	3.0	1.0	912	$1,100	$1.21	24d	1	0.87mi
2257 Chambers Rd Saint Louis, MO	3.0	1.0	1200	$1,400	$1.17	25d	1	0.90mi
2257 Luxmore Dr Saint Louis, MO	3.0	3.0	1073	$1,495	$1.39	25d	1	0.90mi
2155 Hecht Ave St. Louis, MO	1.0–2.0	1.0	673	$1,157	$1.72	0d	23	0.90mi
9850 Dennis Dr Saint Louis, MO	2.0	1.0	1032	$1,175	$1.14	45d	1	0.91mi
10113 Count Dr Saint Louis, MO	2.0	1.0	882	$775	$0.88	45d	1	0.91mi
2008 Kappel Dr Saint Louis, MO	3.0	1.0	858	$1,175	$1.37	25d	1	0.92mi
10365 Lord Dr Saint Louis, MO	3.0	1.0	864	$1,075	$1.24	4d	1	0.93mi
10512 Count Dr Saint Louis, MO	3.0	1.0	888	$1,195	$1.35	16d	1	0.93mi
10112 Count Dr Saint Louis, MO	2.0	1.0	792	$1,000	$1.26	9d	1	0.94mi
9709 Balboa Dr Saint Louis, MO	3.0	1.0	1000	$1,600	$1.60	45d	1	0.94mi
9845 Dennis Dr Saint Louis, MO	3.0	1.0	960	$1,550	$1.61	14d	1	0.94mi
9845 Dennis Dr Saint Louis, MO	3.0	1.0	1251	$1,200	$0.96	0d	1	0.94mi
9750 Lorna Ln Saint Louis, MO	3.0	1.0	1032	$1,100	$1.07	45d	1	1.01mi
10348 Earl Dr Saint Louis, MO	3.0	1.0	770	$1,325	$1.72	0d	1	1.01mi
13061 Lord Dr St. Louis, MO	2.0	1.0	900	$1,040	$1.16	24d	1	1.01mi

Listing history 22 events

1. 2026-06-21
   days on market $94,900 Active 60 DOM
2. 2026-06-18
   days on market $94,900 Active 57 DOM
3. 2026-06-17
   days on market $94,900 Active 56 DOM
4. 2026-06-16
   days on market $94,900 Active 55 DOM
5. 2026-06-15
   days on market $94,900 Active 54 DOM
6. 2026-06-13
   days on market $94,900 Active 52 DOM
7. 2026-06-13
   pricedays on market $94,900 Active 51 DOM
8. 2026-06-09
   days on market $104,900 Active 48 DOM
9. 2026-06-08
   days on market $104,900 Active 47 DOM
10. 2026-06-07
    days on market $104,900 Active 46 DOM
11. 2026-06-05
    days on market $104,900 Active 43 DOM
12. 2026-06-03
    days on market $104,900 Active 42 DOM
13. 2026-06-02
    days on market $104,900 Active 41 DOM
14. 2026-06-01
    days on market $104,900 Active 40 DOM
15. 2026-05-31
    days on market $104,900 Active 39 DOM
16. 2026-04-22
    listed $109,900 Active 729-char remark
17. 2015-09-01
    soldstatus $15,382,732
18. 2013-03-15
    soldstatus $200,000
19. 1998-05-29
    soldstatus
20. 1998-05-29
    soldstatus $68,000
21. 1988-08-01
    soldstatus $42,000
22. 1988-08-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $1,903 · $159/mo
• Projected year-2 tax: $1,903 · $159/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,824
• − Mortgage interest: −$5,316
• − Property taxes: −$1,903
• − Insurance: −$474
• − Repairs & maintenance: −$1,266
• − Management: −$1,266
• − Depreciation: −$2,761
• Taxable income: $2,839
• Est. tax owed @ 24.0%: −$681
• After-tax cash flow: $3,471/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Riverview Gardens
• NCES district ID: 2926670
• Math proficiency: 2% ▼ -6.00%
• Reading proficiency: 9% ▼ -6.00%
• Median HH income: $32,759
• Composite: 4.22/100
• National rank: #10058
• State rank: #324 of 324 in MO

Livability — Dellwood

• Score: 66/100
• State rank: #239
• US rank: #11618

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment B- Housing A+ Health & safety C- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dellwood, MO
• County: Saint Louis County · 888,823 people
• Metro: St. Louis, MO-IL
• Population (ZIP): 40,929
• Household income: $41,154
• Rent vs Own: 53.1% rent · 46.9% own
• Severe rent burden: 3085.0

Population outlook (St. Louis County) Hauer SSP2

• Today (2025): 1,025,227 people
• By 2030: 1,028,023 · +0.3%
• By 2040: 1,020,940 · -0.4%
• By 2050: 1,007,280 · -1.8%
• By 2075: 987,277 · -3.7%
• By 2100: 921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (90%)
• Race & ethnicity: Black 90% White 5% Two or more races 3%
• Foreign-born: 1% · Canada

Political lean MEDSL · St. Louis

• 2024 margin: Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
• 2008→2024 swing: +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
• All cycles: 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 3.79%
• Current HPI: 420.28
• Rent YoY: ▲ 4.97%
• Metro: St. Louis, MO-IL
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

+126.0% since first listed

9 events — show timeline

• 2026-06-11 Price Changed $94,900 MARIS as Distributed by MLS Grid
• 2026-05-29 Price Changed $104,900 MARIS as Distributed by MLS Grid
• 2026-04-22 Listed $109,900 MARIS as Distributed by MLS Grid
• 2015-09-01 Sold (Public Records) $15,382,732 Public Records
• 2013-03-15 Sold (Public Records) $200,000 Public Records
• 1998-05-29 Sold (Public Records) $68,000 Public Records
• 1998-05-29 Sold (Public Records) — Public Records
• 1988-08-01 Sold (Public Records) — Public Records
• 1988-08-01 Sold (Public Records) $42,000 Public Records

Property tax history

+9.7%/yr

Latest (2022): $1,903 · +0.4% YoY. Source: county tax records.